Ranked #134/225
Ranked #202/225

Snapshot

Santander Ultimate Cash Back
Santander Ultimate Cash Back
 Centurion Card from American Express
Centurion Card from American Express
IssuerSantander BankAmerican Express
NetworkMastercardAmerican Express
Card MaterialPlasticPlastic
Annual Fee$0.00$5000.00
Base Rate1.50%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Purchases over $5k1.5% (base)1.5%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone20 partners
Annual CreditsNoneNone

Transfer Partners

-1:1

Pricing Details

Purchase APR17.24% - 24.24%12.74% - 21.74%
Cash Advance APR26.24%28.74%
Penalty APRN/A29.99%
Late Fee$39$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondary-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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