Snapshot

Petal 2 "Cash Back, No Fees" Visa Credit Card
Petal 2 "Cash Back, No Fees" Visa Credit Card
 Amex Optima Card
Amex Optima Card
IssuerWebBank (Petal)American Express
NetworkVisaAmerican Express
Card MaterialPlasticPlastic
Annual Fee$0.00$49.00
Base Rate1.50%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR18.24% - 32.24%14.99% - 14.99%
Cash Advance APRN/A28.74%
Penalty APRN/A29.99%
Late FeeN/A$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto RentalSecondary—
Baggage Delay——
Baggage Loss——
Cell Phone Protection——
Extended Warranty——
Purchase Protection——
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard