Ranked #132/225
Ranked #93/225

Snapshot

M&T Visa Signature Credit Card
M&T Visa Signature Credit Card
 Free Spirit Travel More World Elite Mastercard
Free Spirit Travel More World Elite Mastercard
IssuerM&T BankBank of America
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$79.00
Base Rate1.50%1.00%
Travel Rewards0.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Airline1.5% (base)3.0%
Restaurants1.5% (base)2.0%
Supermarkets1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.24% - 24.24%21.24% - 28.24%
Cash Advance APR26.24%29.99%
Penalty APRN/A29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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