Snapshot
Welcome Offer
Bonus None None
Spend Requirement — —
Timeline — —
Rewards Breakdown
Base Rate 1.0% (base) 2.0% (base) One of 10 categories chosen each quarter (up to $2,000 spend) 3.0% 2.0% (base) Travel 1.0% (base) 5.0% Purchases of $5,000+ 1.0% (base) 2.5% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None None
Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 17.99% - 27.99% N/A
Cash Advance APR 29.99% N/A
Penalty APR N/A N/A
Late Fee $39 $40
Balance Transfer Fee undefined% (min $0) N/A
Insurance & Protections
Auto Rental Secondary ✓ Baggage Delay — ✓ Baggage Loss — — Cell Phone Protection — ✓ Extended Warranty — ✓ Purchase Protection — 120 days Return Protection — — Trip Cancellation Interruption — ✓ Trip Delay — ✓ Tsa Precheck Global Entry — —
Usability & Experience
Digital Wallet N/A N/A
Instant Card Number — —
Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A
Application Rules Standard Standard
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