Ranked #194/225
Ranked #37/225

Snapshot

Discover it Student Cash Back
Discover it Student Cash Back
U.S. Bank Shopper Cash Rewards Visa Signature Card
U.S. Bank Shopper Cash Rewards Visa Signature Card
IssuerDiscoverU.S. Bank
NetworkDiscoverVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.00%1.50%
Travel Rewards0.00x5.50x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Rotating Categories (Q1, Q2, Q3, Q4)5.0%1.5% (base)
Two retailers you choose (up to $1,500/quarter)1.0% (base)6.0%
Hotels1.0% (base)5.5%
One everyday category you choose (up to $1,500/quarter)1.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR18.24% - 27.24%19.49% - 29.49%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$41$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental-Secondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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