Ranked #192/225
Ranked #158/225

Snapshot

Citi Dividend Card
Citi Dividend Card
 Bank of America Customized Cash Rewards
Bank of America Customized Cash Rewards
IssuerCitibankBank of America
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.00%
Travel Rewards0.00x1.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%3%
LifecycleGrandfatheredAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.0% (base)
Quarterly Rotating5.0%1.0% (base)
Choice Category (Gas, Online Shopping, Dining, Travel, Drug Stores, Home Improvement)1.0% (base)3.0%
Supermarkets1.0% (base)2.0%
Wholesale Clubs1.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR10.99% - 18.99%18.24% - 28.24%
Cash Advance APR21.24%29.99%
Penalty APR21.49%29.99%
Late Fee$41$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental--
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesCiti 8/65Standard

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