Ranked #192/225
Ranked #222/225

Snapshot

Citi Dividend Card
Citi Dividend Card
Avant Credit Card
Avant Credit Card
IssuerCitibankAvant (WebBank)
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$39.00
Base Rate1.00%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleGrandfatheredAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Quarterly Rotating5.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR10.99% - 18.99%25.99% - 29.99%
Cash Advance APR21.24%29.99%
Penalty APR21.49%N/A
Late Fee$41$39
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto Rental--
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesCiti 8/65Standard

Cards in the Same Tier