Ranked #154/225
Ranked #186/225
Snapshot
Welcome Offer
| Bonus | None | None |
| Spend Requirement | - | - |
| Timeline | - | - |
Rewards Breakdown
| Base Rate | 1.0% (base) | 1.0% (base) |
| Restaurants | 2.0% | 1.0% (base) |
| United | 2.0% | 1.0% (base) |
| Self-Care, Pet Care, and Impacts (Transit, EV Charging, etc.) | 1.0% (base) | 4.0% |
| Anniversary Bonus | None | None |
| Portal Boost | 1x | 1x |
Benefits & Partners
| Transfer Partners | None | None |
| Annual Credits | None | None |
Transfer Partners
Pricing Details
| Purchase APR | 12.99% - 21.49% | 20.24% - 29.99% |
| Cash Advance APR | 21.74% | 29.99% |
| Penalty APR | 23.24% | N/A |
| Late Fee | $40 | $40 |
| Balance Transfer Fee | N/A | undefined% (min $0) |
Insurance & Protections
| Auto Rental | Yes | Secondary |
| Baggage Delay | Yes | - |
| Baggage Loss | - | - |
| Cell Phone Protection | - | Covered up to $600 per claim (subject to $25 deductible) |
| Extended Warranty | Yes | - |
| Purchase Protection | 120 days | - |
| Return Protection | - | - |
| Trip Cancellation Interruption | Yes | - |
| Trip Delay | Yes | - |
| Tsa Precheck Global Entry | Yes | - |
Usability & Experience
| Digital Wallet | N/A | N/A |
| Instant Card Number | - | - |
| Credit Bureaus | N/A | N/A |
Strategy & Eligibility
| Recommended Credit | N/A | N/A |
| Application Rules | Standard | Standard |
