Southwest Rapid Rewards Premier Business Credit Card vs Apple Card

Side-by-side comparison of Southwest Rapid Rewards Premier Business Credit Card and Apple Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Southwest Rapid Rewards Premier Business Credit Card	Apple Card
Issuer	Chase	Goldman Sachs
Network	Visa	Mastercard
Card Material	Plastic	Titanium
Annual Fee	$149.00	$0.00
Base Rate	1.00%	1.00%
Travel Rewards	2.00x	0.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	3%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Airline	2.0%	1.0% (base)
Hotels	2.0%	1.0% (base)
Apple purchases and select partners using Apple Pay (Uber, Nike, Panera, T-Mobile, Exxon, Ace, Walgreens)	1.0% (base)	3.0%
All other purchases using Apple Pay	1.0% (base)	2.0%
Anniversary Bonus	[object Object]	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	12.49% - 20.99%	19.24% - 29.49%
Cash Advance APR	21.74%	N/A
Penalty APR	23.24%	N/A
Late Fee	$40	N/A
Balance Transfer Fee	N/A	N/A

Insurance & Protections

Auto Rental	✓	—
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	✓	—
Purchase Protection	120 days	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard