Ink Business Preferred Credit Card vs U.S. Bank Altitude Reserve Visa Infinite Card

Side-by-side comparison of Ink Business Preferred Credit Card and U.S. Bank Altitude Reserve Visa Infinite Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Ink Business Preferred Credit Card	U.S. Bank Altitude Reserve Visa Infinite Card
Issuer	Chase	U.S. Bank
Network	Visa	Visa
Card Material	Plastic	Metal
Annual Fee	$95.00	$400.00
Base Rate	1.00%	1.00%
Travel Rewards	3.00x	5.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	1.0% (base)
Travel	3.0%	3.0%
Shipping	3.0%	1.0% (base)
Telecommunications	3.0%	1.0% (base)
Advertising	3.0%	1.0% (base)
Hotels	1.0% (base)	5.0%
Mobile Wallet Purchases	1.0% (base)	3.0%
Anniversary Bonus	None	None
Portal Boost	1.25x	1x

Benefits & Partners

Transfer Partners	14 partners	None
Annual Credits	None	None

Transfer Partners

1:1

—

Pricing Details

Purchase APR	10.99% - 19.99%	22.24% - 29.24%
Cash Advance APR	21.74%	29.99%
Penalty APR	23.24%	N/A
Late Fee	$40	$41
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	✓	Primary
Baggage Delay	✓	—
Baggage Loss	—	—
Cell Phone Protection	✓	—
Extended Warranty	✓	Covered
Purchase Protection	120 days	Covered
Return Protection	—	Covered
Trip Cancellation Interruption	✓	Covered up to $2,000
Trip Delay	✓	Covered for delays over 6 hours
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard