Ranked #103/225
Ranked #224/225

Snapshot

Ink Business Preferred Credit Card
Ink Business Preferred Credit Card
Optima Platinum Card
Optima Platinum Card
IssuerChaseAmerican Express
NetworkVisaAmerican Express
Card MaterialPlasticPlastic
Annual Fee$95.00$49.00
Base Rate1.00%0.00%
Travel Rewards3.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Travel3.0%0.0% (base)
Shipping3.0%0.0% (base)
Telecommunications3.0%0.0% (base)
Advertising3.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1.25x1x

Benefits & Partners

Transfer Partners14 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR10.99% - 19.99%14.99% - 14.99%
Cash Advance APR21.74%28.74%
Penalty APR23.24%29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalYes-
Baggage DelayYes-
Cell Phone ProtectionYes-
Extended WarrantyYes-
Purchase Protection120 days-
Return Protection--
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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