Snapshot
Welcome Offer
Bonus None None Spend Requirement — — Timeline — —
Rewards Breakdown
Base Rate 2.0% (base) 1.0% (base) Hotels via Capital One Travel 10.0% 1.0% (base) Rental Cars via Capital One Travel 10.0% 1.0% (base) Airline 5.0% 1.0% (base) Vacation Rentals via Capital One Travel 5.0% 1.0% (base) Gas Stations 2.0% (base) 5.0% military base purchases 2.0% (base) 5.0% Supermarket purchases (up to $3,000/year) 2.0% (base) 2.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners 18 partners None Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 19.99% - 29.99% 17.15% - 31.15% Cash Advance APR 29.99% 31.15% Penalty APR N/A 32.4% Late Fee $40 $35 Balance Transfer Fee undefined% (min $0) undefined% (min $0)
Insurance & Protections
Auto Rental Primary Secondary Baggage Delay — Up to $100 per day for 3 days Baggage Loss Covered up to $3,000 per trip — Cell Phone Protection Covered up to $800 per claim (subject to $50 deductible) — Extended Warranty Extends warranty by 1 year Doubles original warranty up to 1 additional year Purchase Protection Covered up to $10,000 per claim — Return Protection Covered up to $300 per item — Trip Cancellation Interruption Covered up to $2,000 per person Up to $1,500 per covered person Trip Delay Covered up to $500 per ticket — Tsa Precheck Global Entry Up to $100 statement credit every 4 years —
Usability & Experience
Digital Wallet N/A N/A Instant Card Number — — Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A Application Rules Standard Standard
More Comparisons
All Capital One Venture X Rewards Credit Card comparisons →
All USAA Cashback Rewards Plus American Express Card comparisons →
USAA Cashback Rewards Plus American Express Card vs Capital One Venture X Rewards Credit Card →
