Snapshot

Capital One Venture X Business
Capital One Venture X Business
 Amex Delta SkyMiles Reserve Business Card
Amex Delta SkyMiles Reserve Business Card
IssuerCapital OneAmerican Express
NetworkMastercardAmerican Express
Card MaterialMetalPlastic
Annual Fee$395.00$650.00
Base Rate2.00%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Hotels via Capital One Travel10.0%1.0% (base)
Rental Cars via Capital One Travel10.0%1.0% (base)
Airline5.0%3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1—

Pricing Details

Purchase APR19.99% - 29.99%12.74% - 21.74%
Cash Advance APR29.99%28.74%
Penalty APRN/A29.99%
Late Fee$39$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)—
Baggage Delay——
Baggage LossCovered—
Cell Phone Protection——
Extended WarrantyExtends warranty by 1 year—
Purchase ProtectionCovered—
Return Protection——
Trip Cancellation InterruptionCovered—
Trip DelayCovered—
Tsa Precheck Global EntryUp to $100 statement credit every 4 years—

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard