Ranked #172/225
Ranked #106/225

Snapshot

Capital One Spark Miles for Business
Capital One Spark Miles for Business
 PayPal Cashback Mastercard
PayPal Cashback Mastercard
IssuerCapital OneSynchrony
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate2.00%1.50%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.5% (base)
Hotels via Capital One Travel5.0%1.5% (base)
Rental Cars via Capital One Travel5.0%1.5% (base)
Online Retail2.0% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1-

Pricing Details

Purchase APR25.49% - 25.49%20.24% - 29.24%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$39$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyExtends warranty by 1 year-
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global EntryUp to $100 statement credit every 4 years-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

Capital One QuicksilverOne Cash Rewards Credit CardCapital One QuicksilverOne Cash Rewards Credit Card#139 · $900/yrUpgrade Cash Rewards VisaUpgrade Cash Rewards Visa#138 · $900/yrAlaska Airlines Visa Business CardAlaska Airlines Visa Business Card#140 · $900/yrRamp Corporate CardRamp Corporate Card#137 · $900/yr