Ranked #121/225
Ranked #160/225

Snapshot

Capital One Spark Cash Select
Capital One Spark Cash Select
 AT&T Points Plus Card from Citi
AT&T Points Plus Card from Citi
IssuerCapital OneCiti
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.50%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Hotels via Capital One Travel5.0%1.0% (base)
Rental Cars via Capital One Travel5.0%1.0% (base)
Gas Stations1.5% (base)3.0%
Supermarkets1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone3 partners
Annual CreditsNoneNone

Transfer Partners

-5:4

Pricing Details

Purchase APR18.49% - 24.49%19.24% - 29.24%
Cash Advance APR29.99%29.99%
Penalty APRN/A29.99%
Late Fee$39$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended WarrantyExtends warranty by 1 year-
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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