Snapshot

Capital One Spark Cash Select
Capital One Spark Cash Select
 Bank of America Premium Rewards
Bank of America Premium Rewards
IssuerCapital OneBank of America
NetworkMastercardVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$95.00
Base Rate1.50%1.50%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)1.5% (base)
Hotels via Capital One Travel5.0%1.5% (base)
Rental Cars via Capital One Travel5.0%1.5% (base)
Travel1.5% (base)2.0%
Restaurants1.5% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR18.49% - 24.49%21.24% - 28.24%
Cash Advance APR29.99%29.99%
Penalty APRN/A29.99%
Late Fee$39$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)✓
Baggage Delay—✓
Baggage Loss——
Cell Phone Protection——
Extended WarrantyExtends warranty by 1 year✓
Purchase Protection—90 days
Return Protection—90 days
Trip Cancellation Interruption—✓
Trip Delay—✓
Tsa Precheck Global Entry—Up to $100

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard