Capital One Platinum Credit Card vs Wyndham Rewards Earner Business Card

Side-by-side comparison of Capital One Platinum Credit Card and Wyndham Rewards Earner Business Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Capital One Platinum Credit Card	Wyndham Rewards Earner Business Card
Issuer	Capital One	Barclays
Network	Mastercard	Visa
Card Material	Plastic	Plastic
Annual Fee	$0.00	$95.00
Base Rate	0.00%	1.00%
Travel Rewards	0.00x	8.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	0%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	0.0% (base)	1.0% (base)
Hotels by Wyndham and qualifying gas purchases	0.0% (base)	8.0%
Utilities	0.0% (base)	5.0%
Marketing	0.0% (base)	5.0%
advertising services	0.0% (base)	5.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	29.99% - 29.99%	21.24% - 29.99%
Cash Advance APR	29.99%	29.99%
Penalty APR	N/A	N/A
Late Fee	$40	$40
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	—	Primary (when renting for business purposes)
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	—	—
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	—

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard