Snapshot
Welcome Offer
Bonus None None Spend Requirement — — Timeline — —
Rewards Breakdown
Base Rate 1.0% (base) 2.0% (base) Restaurants 3.0% 2.0% (base) Travel 2.0% 2.0% (base) Rent (up to 100,000 points per year) 1.0% 2.0% (base) Hotels via Capital One Travel 1.0% (base) 10.0% Rental Cars via Capital One Travel 1.0% (base) 10.0% Airline 1.0% (base) 5.0% Vacation Rentals via Capital One Travel 1.0% (base) 5.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners 14 partners 18 partners Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 21.49% - 29.49% 19.99% - 29.99% Cash Advance APR 29.49% 29.99% Penalty APR N/A N/A Late Fee $40 $40 Balance Transfer Fee N/A undefined% (min $0)
Insurance & Protections
Auto Rental Primary Primary Baggage Delay — — Baggage Loss — Covered up to $3,000 per trip Cell Phone Protection Up to $800 per claim Covered up to $800 per claim (subject to $50 deductible) Extended Warranty — Extends warranty by 1 year Purchase Protection Up to $10,000 per claim Covered up to $10,000 per claim Return Protection — Covered up to $300 per item Trip Cancellation Interruption Up to $5,000 per passenger Covered up to $2,000 per person Trip Delay Up to $200 per day (max $1,800) Covered up to $500 per ticket Tsa Precheck Global Entry — Up to $100 statement credit every 4 years
Usability & Experience
Digital Wallet N/A N/A Instant Card Number — — Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A Application Rules Standard Standard
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