Ranked #129/225
Ranked #32/225

Snapshot

Bank of America Unlimited Cash Rewards
Bank of America Unlimited Cash Rewards
 Chase Freedom Flex℠
Chase Freedom Flex℠
IssuerBank of AmericaChase
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.50%1.00%
Travel Rewards1.50x1.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Rotating Quarterly Categories1.5% (base)5.0%
Travel1.5% (base)5.0%
Restaurants1.5% (base)3.0%
Drugstores & Pharmacies1.5% (base)3.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR18.24% - 28.24%11.49% - 20.99%
Cash Advance APR29.99%21.74%
Penalty APR29.99%23.24%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental-Yes
Baggage Delay--
Baggage Loss--
Cell Phone Protection-Yes
Extended Warranty-Yes
Purchase Protection-120 days
Return Protection--
Roadside Dispatch-Pay-per-use
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

Cards in the Same Tier

Air France KLM World Elite MastercardAir France KLM World Elite Mastercard#80 · $1,080/yrVirgin Atlantic World Elite MastercardVirgin Atlantic World Elite Mastercard#81 · $1,080/yrMore Rewards American Express CardMore Rewards American Express Card#79 · $1,080/yrU.S. Bank Business Leverage Visa Signature CardU.S. Bank Business Leverage Visa Signature Card#82 · $1,080/yr