Snapshot
Welcome Offer
Bonus None None
Spend Requirement — —
Timeline — —
Rewards Breakdown
Base Rate 1.0% (base) 1.0% (base) Choice Category 3.0% 1.0% (base) Supermarkets 2.0% 1.0% (base) Wholesale Clubs 2.0% 1.0% (base) Restaurants 1.0% (base) 3.0% Travel 1.0% (base) 2.0% Rent (up to 100,000 points per year) 1.0% (base) 1.0% Anniversary Bonus None None Portal Boost 1x 1x
Benefits & Partners
Transfer Partners None 14 partners
Annual Credits None None
Transfer Partners
Pricing Details
Purchase APR 18.24% - 28.24% 21.49% - 29.49%
Cash Advance APR 29.99% 29.49%
Penalty APR 29.99% N/A
Late Fee $40 $40
Balance Transfer Fee undefined% (min $0) N/A
Insurance & Protections
Auto Rental — Primary Baggage Delay — — Baggage Loss — — Cell Phone Protection — Up to $800 per claim Extended Warranty — — Purchase Protection — Up to $10,000 per claim Return Protection — — Trip Cancellation Interruption — Up to $5,000 per passenger Trip Delay — Up to $200 per day (max $1,800) Tsa Precheck Global Entry — —
Usability & Experience
Digital Wallet N/A N/A
Instant Card Number — —
Credit Bureaus N/A N/A
Strategy & Eligibility
Recommended Credit N/A N/A
Application Rules Standard Standard
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