Ranked #99/225
Ranked #129/225

Snapshot

Bank of America Premium Rewards
Bank of America Premium Rewards
 Bank of America Unlimited Cash Rewards
Bank of America Unlimited Cash Rewards
IssuerBank of AmericaBank of America
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$95.00$0.00
Base Rate1.50%1.50%
Travel Rewards2.00x1.50x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.5% (base)1.5% (base)
Travel2.0%1.5% (base)
Restaurants2.0%1.5% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR21.24% - 28.24%18.24% - 28.24%
Cash Advance APR29.99%29.99%
Penalty APR29.99%29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalYes-
Baggage DelayYes-
Baggage Loss--
Cell Phone Protection--
Extended WarrantyYes-
Purchase Protection90 days-
Return Protection90 days-
Trip Cancellation InterruptionYes-
Trip DelayYes-
Tsa Precheck Global EntryUp to $100-

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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