Ranked #158/225
Ranked #121/225

Snapshot

Bank of America Customized Cash Rewards
Bank of America Customized Cash Rewards
 Capital One Spark Cash Select
Capital One Spark Cash Select
IssuerBank of AmericaCapital One
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.50%
Travel Rewards1.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Choice Category (Gas, Online Shopping, Dining, Travel, Drug Stores, Home Improvement)3.0%1.5% (base)
Supermarkets2.0%1.5% (base)
Wholesale Clubs2.0%1.5% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR18.24% - 28.24%18.49% - 24.49%
Cash Advance APR29.99%29.99%
Penalty APR29.99%N/A
Late Fee$40$39
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto Rental-Primary (when renting for business purposes)
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty-Extends warranty by 1 year
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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