Snapshot

Bank of America Customized Cash Rewards
Bank of America Customized Cash Rewards
Capital One Quicksilver Student Cash Rewards Credit Card
Capital One Quicksilver Student Cash Rewards Credit Card
IssuerBank of AmericaCapital One
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.00%1.50%
Travel Rewards1.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)1.5% (base)
Choice Category (Gas, Online Shopping, Dining, Travel, Drug Stores, Home Improvement)3.0%1.5% (base)
Supermarkets2.0%1.5% (base)
Wholesale Clubs2.0%1.5% (base)
Hotels via Capital One Travel1.0% (base)5.0%
Rental Cars via Capital One Travel1.0% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR18.24% - 28.24%19.99% - 29.99%
Cash Advance APR29.99%29.99%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard