Snapshot

Bank of America Premium Rewards Credit Card
Bank of America Premium Rewards Credit Card
Bilt World Elite Mastercard
Bilt World Elite Mastercard
IssuerBank of AmericaWells Fargo (Bilt)
NetworkVisaMastercard
Card MaterialPlasticMetal
Annual Fee$95.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%2.0%
Restaurants2.0%3.0%
Rent (up to 100,000 points per year)1.5% (base)1.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNone14 partners
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR20.24% - 27.24%21.49% - 29.49%
Cash Advance APR29.99%29.49%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondaryPrimary
Baggage DelayCovered
Baggage LossCovered
Cell Phone ProtectionUp to $800 per claim
Extended WarrantyCovered
Purchase ProtectionCoveredUp to $10,000 per claim
Return ProtectionCovered
Trip Cancellation InterruptionCoveredUp to $5,000 per passenger
Trip DelayCoveredUp to $200 per day (max $1,800)
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard