Snapshot

Bank of America Premium Rewards Elite Credit Card
Bank of America Premium Rewards Elite Credit Card
Wells Fargo Attune℠ Card
Wells Fargo Attune℠ Card
IssuerBank of AmericaWells Fargo
NetworkVisaMastercard
Card MaterialMetalPlastic
Annual Fee$550.00$0.00
Base Rate1.50%1.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)1.0% (base)
Travel2.0%1.0% (base)
Restaurants2.0%1.0% (base)
Self-Care, Pet Care, and Impacts (Transit, EV Charging, etc.)1.5% (base)4.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%20.24% - 29.99%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimarySecondary
Baggage DelayCovered up to $100 per day for 5 days
Baggage LossCovered up to $3,000 per passenger
Cell Phone ProtectionCovered up to $600 per claim (subject to $25 deductible)
Extended WarrantyExtends warranty by 1 year
Purchase ProtectionCovered up to $10,000 per claim
Return ProtectionCovered up to $300 per item
Trip Cancellation InterruptionCovered up to $2,500 per person
Trip DelayCovered up to $500 per ticket for delays over 6 hours
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard