Snapshot

Bank of America Premium Rewards Elite Credit Card
Bank of America Premium Rewards Elite Credit Card
Capital One Quicksilver Student Cash Rewards Credit Card
Capital One Quicksilver Student Cash Rewards Credit Card
IssuerBank of AmericaCapital One
NetworkVisaMastercard
Card MaterialMetalPlastic
Annual Fee$550.00$0.00
Base Rate1.50%1.50%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.5% (base)1.5% (base)
Travel2.0%1.5% (base)
Restaurants2.0%1.5% (base)
Hotels via Capital One Travel1.5% (base)5.0%
Rental Cars via Capital One Travel1.5% (base)5.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR20.24% - 27.24%19.99% - 29.99%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimarySecondary
Baggage DelayCovered up to $100 per day for 5 days
Baggage LossCovered up to $3,000 per passenger
Cell Phone Protection
Extended WarrantyExtends warranty by 1 year
Purchase ProtectionCovered up to $10,000 per claim
Return ProtectionCovered up to $300 per item
Trip Cancellation InterruptionCovered up to $2,500 per person
Trip DelayCovered up to $500 per ticket for delays over 6 hours
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard