Snapshot

Charles Schwab Investor Credit Card from American Express
Charles Schwab Investor Credit Card from American Express
USAA Cashback Rewards Plus American Express Card
USAA Cashback Rewards Plus American Express Card
IssuerAmerican ExpressUSAA
NetworkAmerican ExpressAmerican Express
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate0.00%1.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee2.7%0%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate0.0% (base)1.0% (base)
Gas Stations0.0% (base)5.0%
military base purchases0.0% (base)5.0%
Supermarket purchases (up to $3,000/year)0.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR12.74% - 21.74%17.15% - 31.15%
Cash Advance APR21.99%31.15%
Penalty APR26.74%32.4%
Late Fee$40$35
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondary
Baggage DelayUp to $100 per day for 3 days
Baggage Loss
Cell Phone Protection
Extended WarrantyDoubles original warranty up to 1 additional year
Purchase Protection
Return Protection
Trip Cancellation InterruptionUp to $1,500 per covered person
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard