Ranked #87/225
Ranked #149/225
Snapshot
Welcome Offer
| Bonus | None | None |
| Spend Requirement | - | - |
| Timeline | - | - |
Rewards Breakdown
| Base Rate | 1.0% (base) | 1.0% (base) |
| Airline | 5.0% | 1.0% (base) |
| Hotels | 5.0% | 1.0% (base) |
| Top 2 Categories | 1.0% (base) | 4.0% |
| Travel | 1.0% (base) | 3.0% |
| Anniversary Bonus | None | None |
| Portal Boost | 1x | 1x |
Benefits & Partners
| Transfer Partners | 20 partners | 20 partners |
| Annual Credits | None | None |
Transfer Partners
Pricing Details
| Purchase APR | 12.74% - 21.74% | 10.99% - 21.74% |
| Cash Advance APR | 28.74% | 28.74% |
| Penalty APR | 29.99% | 29.99% |
| Late Fee | $40 | $40 |
| Balance Transfer Fee | N/A | N/A |
Insurance & Protections
| Auto Rental | - | - |
| Trip Cancellation Interruption | - | - |
Usability & Experience
| Digital Wallet | N/A | N/A |
| Instant Card Number | - | - |
| Credit Bureaus | N/A | N/A |
Strategy & Eligibility
| Recommended Credit | N/A | N/A |
| Application Rules | Standard | Standard |
