Snapshot

Amex Delta SkyMiles Gold
Amex Delta SkyMiles Gold
First PREMIER Bank Mastercard
First PREMIER Bank Mastercard
IssuerAmerican ExpressFirst PREMIER Bank
NetworkAmerican ExpressMastercard
Card MaterialPlasticPlastic
Annual Fee$150.00$75.00
Base Rate1.00%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$29.00
Foreign Txn Fee0%3%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Airline2.0%0.0% (base)
Restaurants2.0%0.0% (base)
Supermarkets2.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR13.49% - 22.49%36% - 36%
Cash Advance APR28.74%36%
Penalty APR29.99%N/A
Late Fee$40$40
Balance Transfer FeeN/AN/A

Insurance & Protections

Auto Rental
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard