Snapshot

Wells Fargo Reflect Card
Wells Fargo Reflect Card
 Norwegian Cruise Line World Mastercard
Norwegian Cruise Line World Mastercard
IssuerWells FargoBank of America
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate0.00%1.00%
Travel Rewards0.00x3.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee3%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate0.0% (base)1.0% (base)
Norwegian Cruise Line0.0% (base)3.0%
Airline0.0% (base)2.0%
Hotels0.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR18.24% - 29.99%18.24% - 28.24%
Cash Advance APR29.99%29.99%
Penalty APRN/A29.99%
Late Fee$40$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary—
Baggage Delay——
Baggage Loss——
Cell Phone ProtectionCovered up to $600 per claim (subject to $25 deductible)—
Extended Warranty——
Purchase Protection——
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard