Wells Fargo Attune℠ Card vs Visa Signature Flagship Rewards Credit Card

Side-by-side comparison of Wells Fargo Attune℠ Card and Visa Signature Flagship Rewards Credit Card. Compare rewards, fees, APR, benefits, and transfer partners.

Snapshot

	Wells Fargo Attune℠ Card	Visa Signature Flagship Rewards Credit Card
Issuer	Wells Fargo	Navy Federal Credit Union
Network	Mastercard	Visa
Card Material	Plastic	Plastic
Annual Fee	$0.00	$49.00
Base Rate	1.00%	2.00%
Travel Rewards	0.00x	3.00x
Auth. User Fee	$0.00	$0.00
Foreign Txn Fee	3%	0%
Lifecycle	Available	Available

Welcome Offer

Bonus	None	None
Spend Requirement	—	—
Timeline	—	—

Rewards Breakdown

Base Rate	1.0% (base)	2.0% (base)
Self-Care, Pet Care, and Impacts (Transit, EV Charging, etc.)	4.0%	2.0% (base)
Travel	1.0% (base)	3.0%
Anniversary Bonus	None	None
Portal Boost	1x	1x

Benefits & Partners

Transfer Partners	None	None
Annual Credits	None	None

Transfer Partners

Pricing Details

Purchase APR	20.24% - 29.99%	15.24% - 18%
Cash Advance APR	29.99%	17.24%
Penalty APR	N/A	N/A
Late Fee	$40	$20
Balance Transfer Fee	undefined% (min $0)	undefined% (min $0)

Insurance & Protections

Auto Rental	Secondary	Secondary
Baggage Delay	—	—
Baggage Loss	—	—
Cell Phone Protection	Covered up to $600 per claim (subject to $25 deductible)	—
Extended Warranty	—	—
Purchase Protection	—	—
Return Protection	—	—
Trip Cancellation Interruption	—	—
Trip Delay	—	—
Tsa Precheck Global Entry	—	Up to $100 statement credit every 4 years

Usability & Experience

Digital Wallet	N/A	N/A
Instant Card Number	—	—
Credit Bureaus	N/A	N/A

Strategy & Eligibility

Recommended Credit	N/A	N/A
Application Rules	Standard	Standard