Ranked #63/225
Ranked #156/225

Snapshot

SoFi Credit Card
SoFi Credit Card
 American Airlines AAdvantage MileUp Mastercard
American Airlines AAdvantage MileUp Mastercard
IssuerThe Bancorp BankCiti
NetworkMastercardMastercard
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate2.00%1.00%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate2.0% (base)1.0% (base)
Supermarkets2.0% (base)2.0%
American Airlines2.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR19.99% - 29.99%21.24% - 29.99%
Cash Advance APR29.99%29.99%
Penalty APRN/A29.99%
Late Fee$40$41
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondary-
Baggage Delay--
Baggage Loss--
Cell Phone ProtectionUp to $1,000 per claim-
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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