Ranked #216/225
Ranked #170/225

Snapshot

SECU Visa Credit Card
SECU Visa Credit Card
Royal Caribbean Visa Signature
Royal Caribbean Visa Signature
IssuerSECU (NC)Bank of America
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate0.00%1.00%
Travel Rewards0.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate0.0% (base)1.0% (base)
Royal Caribbean0.0% (base)2.0%
Celebrity Cruises0.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR13.75% - 13.75%18.24% - 28.24%
Cash Advance APR13.75%29.99%
Penalty APRN/A29.99%
Late Fee$5$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondary-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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