Ranked #216/225
Ranked #158/225

Snapshot

SECU Visa Credit Card
SECU Visa Credit Card
Bank of America Customized Cash Rewards
Bank of America Customized Cash Rewards
IssuerSECU (NC)Bank of America
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate0.00%1.00%
Travel Rewards0.00x1.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate0.0% (base)1.0% (base)
Choice Category (Gas, Online Shopping, Dining, Travel, Drug Stores, Home Improvement)0.0% (base)3.0%
Supermarkets0.0% (base)2.0%
Wholesale Clubs0.0% (base)2.0%
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR13.75% - 13.75%18.24% - 28.24%
Cash Advance APR13.75%29.99%
Penalty APRN/A29.99%
Late Fee$5$40
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto RentalSecondary-
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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