Snapshot

Santander Ultimate Cash Back
Santander Ultimate Cash Back
 Charles Schwab Investor Credit Card from American Express
Charles Schwab Investor Credit Card from American Express
IssuerSantander BankAmerican Express
NetworkMastercardAmerican Express
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.50%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%2.7%
LifecycleAvailableActive

Welcome Offer

BonusNoneNone
Spend Requirement——
Timeline——

Rewards Breakdown

Base Rate1.5% (base)0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR17.24% - 24.24%12.74% - 21.74%
Cash Advance APR26.24%21.99%
Penalty APRN/A26.74%
Late Fee$39$40
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalSecondary—
Baggage Delay——
Baggage Loss——
Cell Phone Protection——
Extended Warranty——
Purchase Protection——
Return Protection——
Trip Cancellation Interruption——
Trip Delay——
Tsa Precheck Global Entry——

Usability & Experience

Digital WalletN/AN/A
Instant Card Number——
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard