Ranked #91/225
Ranked #213/225

Snapshot

cashRewards Credit Card
cashRewards Credit Card
Smart Option Visa
Smart Option Visa
IssuerNavy Federal Credit UnionFirst Citizens Bank
NetworkVisaVisa
Card MaterialPlasticPlastic
Annual Fee$0.00$0.00
Base Rate1.75%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement--
Timeline--

Rewards Breakdown

Base Rate1.8% (base)0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer PartnersNoneNone
Annual CreditsNoneNone

Transfer Partners

Pricing Details

Purchase APR14.9% - 18%15.24% - 25.24%
Cash Advance APR16.9%25.24%
Penalty APRN/AN/A
Late Fee$20$40
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalSecondarySecondary
Baggage Delay--
Baggage Loss--
Cell Phone Protection--
Extended Warranty--
Purchase Protection--
Return Protection--
Trip Cancellation Interruption--
Trip Delay--
Tsa Precheck Global Entry--

Usability & Experience

Digital WalletN/AN/A
Instant Card Number--
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard

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