Snapshot

Capital One Venture X Business
Capital One Venture X Business
Capital One Spark Miles for Business
Capital One Spark Miles for Business
IssuerCapital OneCapital One
NetworkMastercardVisa
Card MaterialMetalPlastic
Annual Fee$395.00$95.00
Base Rate2.00%2.00%
Travel Rewards2.00x2.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate2.0% (base)2.0% (base)
Hotels via Capital One Travel10.0%5.0%
Rental Cars via Capital One Travel10.0%5.0%
Airline5.0%2.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partners18 partners
Annual CreditsNoneNone

Transfer Partners

1:11:1

Pricing Details

Purchase APR19.99% - 29.99%25.49% - 25.49%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$39$39
Balance Transfer Feeundefined% (min $0)undefined% (min $0)

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)Primary (when renting for business purposes)
Baggage Delay
Baggage LossCovered
Cell Phone Protection
Extended WarrantyExtends warranty by 1 yearExtends warranty by 1 year
Purchase ProtectionCovered
Return Protection
Trip Cancellation InterruptionCovered
Trip DelayCovered
Tsa Precheck Global EntryUp to $100 statement credit every 4 yearsUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard