Snapshot

Capital One Spark Miles for Business
Capital One Spark Miles for Business
Avant Credit Card
Avant Credit Card
IssuerCapital OneAvant (WebBank)
NetworkVisaMastercard
Card MaterialPlasticPlastic
Annual Fee$95.00$39.00
Base Rate2.00%0.00%
Travel Rewards2.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%0%
LifecycleAvailableAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate2.0% (base)0.0% (base)
Hotels via Capital One Travel5.0%0.0% (base)
Rental Cars via Capital One Travel5.0%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners18 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR25.49% - 25.49%25.99% - 29.99%
Cash Advance APR29.99%29.99%
Penalty APRN/AN/A
Late Fee$39$39
Balance Transfer Feeundefined% (min $0)N/A

Insurance & Protections

Auto RentalPrimary (when renting for business purposes)
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended WarrantyExtends warranty by 1 year
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global EntryUp to $100 statement credit every 4 years

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard