Snapshot

Amex Business Platinum Card
Amex Business Platinum Card
Citi Diamond Preferred Card
Citi Diamond Preferred Card
IssuerAmerican ExpressCiti
NetworkAmerican ExpressMastercard
Card MaterialPlasticPlastic
Annual Fee$895.00$0.00
Base Rate1.00%0.00%
Travel Rewards0.00x0.00x
Auth. User Fee$0.00$0.00
Foreign Txn Fee0%3%
LifecycleActiveAvailable

Welcome Offer

BonusNoneNone
Spend Requirement
Timeline

Rewards Breakdown

Base Rate1.0% (base)0.0% (base)
Travel5.0%0.0% (base)
Large Purchases1.5%0.0% (base)
Anniversary BonusNoneNone
Portal Boost1x1x

Benefits & Partners

Transfer Partners20 partnersNone
Annual CreditsNoneNone

Transfer Partners

1:1

Pricing Details

Purchase APR10.99% - 21.74%17.74% - 28.49%
Cash Advance APR28.74%29.99%
Penalty APR29.99%29.99%
Late Fee$40$41
Balance Transfer FeeN/Aundefined% (min $0)

Insurance & Protections

Auto Rental
Baggage Delay
Baggage Loss
Cell Phone Protection
Extended Warranty
Purchase Protection
Return Protection
Trip Cancellation Interruption
Trip Delay
Tsa Precheck Global Entry

Usability & Experience

Digital WalletN/AN/A
Instant Card Number
Credit BureausN/AN/A

Strategy & Eligibility

Recommended CreditN/AN/A
Application RulesStandardStandard