Merchant Category Codes (MCC) Library

EXEL INNS

Merchants classified with this MCC provide pest control, extermination, fumigation, and disinfection services. Exterminators Pest Control Services MCC

FAIRMONT HOTELS

Merchants classified with this MCC sell general lines of men’s, women’s, and children’s clothing and accessories without specializing in sales for a particular gender or age group. Apparel – Family Clothing Stores Clothing – Family Clothing Stores Jeans, Denim Clothing Stores

FARFIELD HOTELS

FARIFIELD INN

Merchants classified with this MCC sell prepared food and beverages for consumption either on the premises or packaged for carry-out. Orders are typically made and paid for at a counter, kiosk or drive-through window. This MCC includes food delivery for Merchants qualifying for this MCC. Quick Service Restaurants Vending Machines – Food Sandwich Shops Ice Cream Shops Coffee Shops Yogurt Shops Pretzel Stands

This MCC must be used only for cash disbursements where cardholders receive cash through Automated Teller Machines (ATMs) owned, leased, controlled, or sponsored by banks, savings and loans, thrifts, and credit unions. ATM Cash Disbursements Cash - ATM Automated Cash Disbursements

This MCC must be used for face-to-face cash disbursements. Banks – Financial Institutions – Manual Cash Disbursements Cash – Banks, Credit Unions, Financial Cash Disbursements

Repayment 4) Acquirers must assign ISO’s MCC 5723 to all retailers in California, Colorado and New York that meet the definition of a “firearms merchant” under applicable law. Under the Visa Rules, each Member is responsible for complying with all applicable laws, including any laws regarding the assignment of MCCs. In the event of any conflict between the Visa Rules and this Manual and any applicable laws or regulations, the requirements of the laws and regulations govern. For any questions, please contact your Visa Client Services representative. MCC Institutions Credit Unions – Financial Institutions – Manual Cash Disbursements Deposits – Financial Institutions Manual Cash Disbursements Savings and Loans – Financial Institutions – Travelers Cheques (Financial Institutions) Cash This MCC must be used by Financial Institutions for the purchase of merchandise or services or the repayment of loans & debts. “Financial Institution” includes banks, savings and loans, thrifts, and credit unions. For example: the purchase of checks, other financial products, or promotional merchandise, deposits, the funding of an account, the purchase or reload of a stored value card, the purchase of foreign currency, Liquid and Cryptocurrency Assets (for example: cryptocurrency), money orders (a negotiable paper-based remittance – not a Money Transfer), travelers cheques, and loan fees or financial counseling service fees. This MCC must also be used for the repayment of a debt, loan, or credit card balance by a cardholder to the financial institution. A Financial Institution that sells Liquid and Cryptocurrency Assets such as cryptocurrency must include all required data in the authorization request and clearing record. Account Funding – Financial Institution Banks – Financial Institutions – Merchandise, Services Credit Unions – Financial Institutions – Merchandise, Services Deposits – Financial Institutions Merchandise, Services – Financial Institutions Mortgage Companies – Financial Institutions Purchase of Foreign currency Liquid and Cryptocurrency Assets (for example, cryptocurrency), money orders (Not Money Transfer) and Travelers Cheques – Financial Institution Loan Payments – Financial Institution Merchandise, Services, and Debt Repayment Merchandise, Services, and Debt Repayment MCC Commodities, Bonds Foreign Currency Purchase Licensed Foreign Exchange Trading Binary Options Investment Firms – Dealers, Brokers Mutual Funds Brokers Stockbrokers Merchandise, Services, and Debt Repayment Merchandise, Services, and Debt Repayment MCC Merchandise, Services, and Debt Repayment