Merchant Category Codes (MCC) Library

Goods Merchant All regions (excluding Europe): Merchants classified with this MCC are large-volume Merchants that sell digital goods (goods delivered via electronic format) with a minimum threshold of 25 million transactions annually. Europe region only: Merchants classified with this MCC are digital goods Merchants that are categorized as PCI DSS Level 1, as they process over 6 million Visa transactions annually. MCC

Merchants classified with this MCC sell books, movies, digital artwork/images or music that is delivered in electronic format. Merchants offering online streaming of digital media content on a subscription basis should use MCC 4899

DILLION INNS

Merchants classified with this MCC sell a variety of goods via catalogs and offer no means by which customers may purchase products in a face-to-face manner. Merchant

Merchant Merchants classified with this MCC sell a variety of goods via catalog and one or more retail outlets. MCC MCC relevant to what is sold in the retail outlets is used for goods sold in the retail outlets.

Merchants classified with this MCC sell subscription products for delivery (such as book clubs, collectibles, magazines/newspapers cosmetics, food, clothing, “nutraceuticals”) via “direct” mail, email. apps, or salespeople. Merchants not participating in direct marketing activities that happen to offer recurring purchase transactions should use the MCC that best describes their business instead. For example, Merchants providing the ongoing delivery of television/radio/streaming content on a subscription basis must use MCC 4899 Qualified Merchants that “directly” sell subscriptions for digital goods or content may use MCC 5815, 5816, 5817, or 5818. Magazine Subscription (Direct Mail Only) Direct Mail Merchants

Merchants classified with this MCC sell insurance via direct mail, billing statement stuffers, and magazine or television ads, all of which include either a toll-free telephone number or an address to which prospective customers may respond. Automobile Insurance – Sales (Direct Marketing) Insurance Services – Direct Marketing Services – Insurance, Direct Marketing Services

Direct Marketers (Not Elsewhere Classified) Merchants classified with this MCC sell products or services through a variety of direct response methods that include an order form or an address and/or telephone number the customer may use to place an order by mail, telephone, or fax and that are not classified with a more specific MCC. Classified Ads – Newspaper (Via Direct Marketing) Ticket Agencies – Direct Marketing

Merchants classified with this MCC sell a variety of products using outbound telemarketing methods, where the Merchant initiates contact with prospective buyers via telephone or mailing (other than a catalog) that instructs the cardholder to contact the Merchant. This MCC excludes charitable organizations that conduct outbound telemarketing.

Related Arrangement Services Merchants classified with this MCC sell travel-related services (including discount travel clubs or newsletters) via outbound telemarketing calls, mailings, magazine or television ads, or other direct marketing methods that include either a toll-free telephone number or an address to which prospective customers may respond. Services – Direct Marketing Travel- Related Arrangement Services Telemarketing Travel- Related Arrangement Services (Excluding Travel Agencies) Travel Clubs _(Direct Marketing)