Miscellaneous Personal

Technical Definition

Merchants, typically known as day spas that provide a variety of personal or therapeutic services without an overnight stay. Such services may include facials, massages, mud baths, herbal wraps, tanning treatments, whirlpools, steam baths, personal exercise programs, dietary counseling, and hair and makeup counseling and styling, as well as instructional classes such as aerobics, weight training, weight control, cooking, and sports classes. For spa services offered as part of a package plan that includes lodging at the merchant’s establishment, use MCC 7011.

Networks

ISO 18245	Valid	Miscellaneous Personal
VISA	Valid	Miscellaneous Personal
MASTERCARD	Valid	Other Services: not elsewhere classified
AMERICAN EXPRESS	Valid	Miscellaneous Personal Services - Not Elsewhere Classified

Best Credit Cards for MCC 7299

MCC 7299 falls under the Services category.

AXETIP RANK

services Rewards Ranking

Category

Spend

Frequency

Rank ? AxeTip Rank is strictly determined by the highest total Cash Value. Cards with identical cash payouts share the same rank.	Credit Card	Cash Value ? Actual cash liquidation value (Statement credit or deposit).	Reward Value ? Potential value if used via strategic partner redemptions (e.g., hotel transfers, airline miles).
1	Key2More Rewards® Mastercard® KeyBank • 5x Base Rate • 5,000 Points	+$50.00 1.0¢	+$50.00 1.0¢
2	My GM Rewards Card Goldman Sachs • 4x Base Rate • 4,000 Gm Rewards	+$40.00 1.0¢	+$40.00 1.0¢
3	Robinhood Gold Card Robinhood • 3x Base Rate • 3,000 Cash Rewards	+$30.00 1.0¢	+$30.00 1.0¢
4	Alliant Cashback Visa® Signature Credit Card Alliant Credit Union • 2.5x Base Rate • 2,500 Cash Rewards	+$25.00 1.0¢	+$25.00 1.0¢
5	Amex Graphite® Business Cash Unlimited Card American Express • 2x Base Rate • 2,000 Cash Rewards	+$20.00 1.0¢	+$20.00 1.0¢
5	Capital One Spark Cash Plus Capital One • 2x Base Rate • 2,000 Cash Rewards	+$20.00 1.0¢	+$20.00 1.0¢
5	Capital One Spark Miles for Business Capital One • 2x Base Rate • 2,000 Capital One Miles	+$20.00 1.0¢	+$20.00 1.0¢
5	Capital One Venture Rewards Credit Card Capital One • 2x Base Rate • 2,000 Capital One Miles	+$20.00 1.0¢	+$20.00 1.0¢
5	Capital One Venture X Rewards Credit Card Capital One • 2x Base Rate • 2,000 Capital One Miles	+$20.00 1.0¢	+$20.00 1.0¢
5	Capital One Venture X Business Capital One • 2x Base Rate • 2,000 Capital One Miles	+$20.00 1.0¢	+$20.00 1.0¢

Related MCCs

Merchants

The following merchants are known to historically trigger this category for rewards calculation:

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