International Organization for Standardization (ISO)
Analysis of ISO's global influence on financial messaging, merchant classification, and data security standards.
Regulators
Analysis of the Federal Reserve, CFPB, and the regulatory framework of U.S. credit.
United States Government
Analysis of federal institutions and acts that govern the U.S. financial and consumer landscape.
VantageScore Solutions, LLC
Analysis of the industry-owned entity that provides the primary alternative to FICO credit scoring.
Fair Isaac Corporation (FICO)
Analysis of the private entity that maintains the standard for U.S. credit liquidity.
Federal Reserve Board of Governors
Tracking the Federal Reserve's balance sheet, interest rate decisions, and H.4.1 releases.
Consumer Financial Protection Bureau (CFPB)
The primary U.S. regulatory body responsible for protecting consumers in the financial sector, including credit card markets.
Stay on the cutting edge of macro-economics. The AxeTip Regulators section tracks the flow of liquidity and the structural changes in the global financial system.
Structural Analysis
We track the major pillars of the global financial system:
- Federal Reserve Board of Governors: Tracking the Fed’s balance sheet, liquidity injections, and interest rate decisions.
- Consumer Financial Protection Bureau (CFPB): The regulatory authority for the CARD Act of 2009.
- International Organization for Standardization (ISO): The plumbing of global finance, defining Merchant Category Codes (ISO 18245).
- U.S. Census Bureau: Custodian of the NAICS economic classification system.
- Fair Isaac Corporation (FICO): Analysis of the private entity that maintains the traditional standard for U.S. credit liquidity.
- VantageScore Solutions, LLC: The tri-bureau scoring alliance owned by Equifax, Experian, and TransUnion.
- Interest Rate Benchmarks: Real-time tracking of the U.S. Prime Rate and its impact on consumer credit.
Every week, we analyze the Federal Reserve’s H.4.1 Release (Factors Affecting Reserve Balances) to determine if liquidity is expanding or contracting.
Insight-driven speculation on market direction based on hard liquidity data.