Key Takeaway
No. MCC 8062 classifies Hospitals and Inpatient Care Facilities. Medical expenses under 8062 do not trigger bonus categories on conventional rewards cards and earn standard 1x base points.
- Covers inpatient stays, emergency rooms, surgical centers, and hospital billing
- Excluded from standard wellness, dining, and grocery reward multipliers
- Best strategy: Flat 2% cash back cards or dedicated health savings cards
What is MCC 8062?
MCC 8062 is the ISO category code for Hospitals. It encompasses all hospital services, inpatient wards, surgical departments, hospital-based laboratories, and acute medical centers.
Do Hospital Bills Earn Bonus Points?
Traditional bank credit cards (Chase, Amex, Citi, Capital One) do not include medical facilities or hospitals in bonus categories. Transactions billed under MCC 8062 will earn 1x point or 1% cash back on conventional cards.
Best Cards for Hospital and Medical Payments
Because hospital bills can be large unexpected expenses, using the right credit card strategy can yield hundreds of dollars in value:
- Sign-up Bonus Hitting: A large medical bill is an ideal opportunity to fulfill the minimum spending requirement for a major welcome offer (e.g., spending $4,000 in 3 months to earn 60,000+ points).
- Flat 2% Cash Back Cards: Cards like the Citi Double Cash or Fidelity Rewards Visa generate a pure 2% rebate on high-dollar medical bills.
- HSA/FSA Compatibility: When paying out of pocket for reimbursable hospital expenses, using a 2% rewards card and subsequently submitting for reimbursement through your Health Savings Account (HSA) allows you to keep the credit card rewards tax-free.
Recommended Cards for This Strategy
Capital One
$395/yr
Capital One Venture X Rewards Credit Card
Base Return
1.0%
Top Category
10x / %