No. MCC 5947 classifies Card Shops, Gift, Novelty, and Souvenir Stores. These retail purchases code as general merchandise rather than grocery or department stores, earning 1x points on most cards.
- Covers Hallmark stores, souvenir outlets, novelty gift shops, and greeting cards
- Does not trigger supermarket or department store bonuses on Amex or Chase
- Use rotating category cards during retail quarters or flat 2% cards
What is MCC 5947?
MCC 5947 covers Card Shops, Gift, Novelty, and Souvenir Shops. It includes specialty retail merchants that sell greeting cards, seasonal holiday gifts, decorative souvenirs, balloons, and customized novelty items.
Does MCC 5947 Code as Grocery or Department Store?
No. Even if you purchase wrapping paper, boxed snacks, or novelty food items inside a gift shop, the terminal will report under MCC 5947.
- American Express Gold: Will not award 4x supermarket points on gift shop purchases.
- Chase Sapphire: Does not include gift or specialty retail in bonus categories; earns 1x.
Recommended Cards for Gift Stores
To maximize purchases under MCC 5947, deploy either a flat 2% cash back card (Citi Double Cash, Wells Fargo Active Cash) or take advantage of 5% rotating quarterly categories on the Chase Freedom Flex or Discover it when general retail or digital wallet payments are active.