Key Takeaway
The Robinhood Gold Card is a flat 3% cash back card requiring a Robinhood Gold subscription ($5/mo or $50/yr). Rumors of a 'Platinum' tier remain speculative, as Robinhood currently issues only the Gold Card on the Visa Signature network.
- Robinhood Gold Card: Flat 3% cash back across all spending categories
- Issued as a Visa Signature with zero foreign transaction fees
- Requires an active Robinhood Gold brokerage subscription
What is the Robinhood Gold Card?
The Robinhood Gold Card launched as an unprecedented cash back disruptor, offering an industry-first flat 3% cash back on all purchases across every merchant category, without spending caps or complex category rotations.
Does a ‘Robinhood Platinum Card’ Exist?
No. There is no official ‘Robinhood Platinum Card’. Inquiries regarding a Platinum tier stem from trademark filings, speculation about higher-tier brokerage memberships, and confusion with American Express Platinum products.
Key Terms of the Robinhood Gold Card
- Prerequisite: You must maintain an active Robinhood Gold subscription ($5/month or $50/year).
- Network: Issued on the Visa Signature network, conferring secondary auto rental coverage, trip interruption insurance, and extended warranty.
- Redemption: Cash back can be transferred directly to your Robinhood brokerage account for investment or cash withdrawal.