[!IMPORTANT] This is a programmatic web-version of the official Mastercard documentation. For the original source of truth, please refer to the official Mastercard Quick Reference Booklet - Merchant Edition (PDF).

Quick Reference Booklet

Merchant Edition

24 February 2026

Contents

MCC 4813: Key-entry Telecom Merchant providing single local and long-distance

Contents

Contents

Holiday processing schedule…………………………………………………………………………………………..

Mastercard will not perform settlement for any of its customers during certain holiday periods.

Overview settlement U.S. dollar holiday schedule………………………………………………………………………………

Settlement holidays…………………………………………………………………………………………………………………………….

Holiday processing schedule

Overview settlement U.S. dollar holiday schedule…………………………………………………………………

The Mastercard settlement U.S. dollar holiday schedule is based on the U.S. holidays observed by
the New York Branch Federal Reserve are described in this section.

Settlement holidays………………………………………………………………………………………………………………

Mastercard Global Settlement Services supports regional settlement service cutoffs on most
U.S. Federal Reserve holidays.

This feature offers customers the ability to settle cross-border and intracurrency activity based
on the holiday schedule of their local settlement bank, with the exception of 1 January and 25
December when no settlement cutoffs are performed.

Settlement bank advisements will be distributed to customers according to the holiday schedule
provided by the local settlement bank or local monetary authority.

Mastercard will not move monies in a Regional Settlement Service on days when the U.S.
Federal Reserve Bank is closed. As a general rule, when U.S. Federal Reserve holidays occur on a
Saturday, Federal Reserve banks and branches will be open the preceding Friday. When U.S.
Federal Reserve holidays occur on a Sunday, all Federal Reserve offices will be closed the
following Monday. See New York Branch Federal Reserve Bank Holidays for specific holiday
dates.

Table 1: 2026 New York Branch Federal Reserve Bank Holidays

Holiday Day of the Week Date of Holiday

New Year’s Day Thursday 1 January 2026

Martin Luther King, Jr. Day Monday 19 January 2026

President’s Day Monday 16 February 2026

Memorial Day Monday 25 May 2026

Juneteenth National
Independence Day

Friday 19 June 2026

Independence Day (observed) Friday 3 July 2026

Labor Day Monday 7 September 2026

Columbus Day Monday 12 October 2026

Veterans Day Wednesday 11 November 2026

Thanksgiving Thursday 26 November 2026

Holiday processing schedule
Overview settlement U.S. dollar holiday schedule

Holiday Day of the Week Date of Holiday

Christmas Day Friday 25 December 2026

Table 2: 2027 New York Branch Federal Reserve Bank Holidays

Holiday Day of the Week Date of Holiday

New Year’s Day Friday 1 January 2027

Martin Luther King, Jr. Day Monday 18 January 2027

President’s Day Monday 15 February 2027

Memorial Day Monday 31 May 2027

Juneteenth National
Independence Day (observed)

Friday 18 June 2027

Independence Day (observed) Monday 5 July 2027

Labor Day Monday 6 September 2027

Columbus Day Monday 11 October 2027

Veterans Day Thursday 11 November 2027

Thanksgiving Thursday 25 November 2027

Christmas Day (observed) Friday 24 December 2027

Holiday processing schedule
Settlement holidays

Acceptor business codes (MCCs)………………………………………………………………………………….

Acceptor business codes (MCCs)

Holiday processing schedule…………………………………………………………………………………………..
- Overview settlement U.S. dollar holiday schedule…………………………………………………………………
- Settlement holidays………………………………………………………………………………………………………………
Acceptor business codes (MCCs)………………………………………………………………………………….
- Overview………………………………………………………………………………………………………………………………..
- Acceptor business code (MCC) criteria………………………………………………………………………………….
- Required use of MCCs……………………………………………………………………………………………………………
- Transaction Category Codes…………………………………………………………………………………………………
  - Definitions: Transaction Category Codes and types of transactions……………………………….
  - Acceptor business (AB) programs and descriptions…………………………………………………………
- MCC descriptions…………………………………………………………………………………………………………………..
- MCC Listing…………………………………………………………………………………………………………………………..
  - Downloading the MCC Listing spreadsheet……………………………………………………………………..
- Acceptor business codes (MCCs): extended………………………………………………………………………….
  - MCC 0742: Veterinary Services………………………………………………………………………………………..
  - MCC 0763: Agricultural Cooperatives………………………………………………………………………………
  - MCC 0780: Horticultural and Landscaping Services………………………………………………………..
  - MCC 1520: General Contractors, residential and commercial…………………………………………
  - MCC 1711: Air Conditioning, Heating, and Plumbing Contractors…………………………………..
  - MCC 1731: Electrical Contractors……………………………………………………………………………………
  - MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors……
  - MCC 1750: Carpentry Contractors………………………………………………………………………………….
  - MCC 1761: Roofing and Siding, Sheet Metal Work Contractors……………………………………..
  - MCC 1771: Concrete Work Contractors…………………………………………………………………………..
  - MCC 1799: Contractors, Special Trade; not elsewhere classified…………………………………….
  - MCC 2741: Miscellaneous Publishing and Printing…………………………………………………………..
  - MCC 2791: Typesetting, Plate Making, and Related Services………………………………………….
  - MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations………………………….
  - MCCs 3000 through 3350: Airlines, Air Carriers……………………………………………………………….
  - MCCs 3351 through 3500: Car Rental Agencies………………………………………………………………
  - MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts…………………………………………..
  - MCC 4011: Railroads; Freight…………………………………………………………………………………………..
  - Ferries………………………………………………………………………………………………………………………………. MCC 4111: Transportation: Suburban and Local Commuter Passenger, including
  - MCC 4112: Passenger Railways……………………………………………………………………………………….
  - MCC 4119: Ambulance Services……………………………………………………………………………………….
  - MCC 4121: Limousines and Taxicabs……………………………………………………………………………….
  - MCC 4131: Bus Lines………………………………………………………………………………………………………..
Storage Companies, Local Delivery…………………………………………………………………………………. MCC 4214: Motor Freight Carriers, Trucking: Local/Long Distance, Moving and
MCC 4215: Courier Services: Air and Ground, Freight Forwarders…………………………………..
Goods Storage…………………………………………………………………………………………………………………. MCC 4225: Public Warehousing; Farm Products, Refrigerated Goods, Household
MCC 4411: Cruise Lines……………………………………………………………………………………………………
MCC 4457: Boat Leases and Boat Rentals………………………………………………………………………
MCC 4468: Marinas, Marine Service/Supplies………………………………………………………………….
MCC 4511: Air Carriers, Airlines: Not Elsewhere Classified………………………………………………
MCC 4582: Airports, Airport Terminals, Flying Fields……………………………………………………….
MCC 4722: Travel Agencies and Tour Operators………………………………………………………………
MCC 4784: Bridge and Road Fees, Tolls……………………………………………………………………………
MCC 4789: Transportation Services: not elsewhere classified…………………………………………
MCC 4812: Telecommunication Equipment Including Telephone Sales……………………………
key entry…………………………………………………………………………………………………………………………… phone calls using a central access number in a non-face-to-face environment using
services and recurring phone services………………………………………………………………………………. MCC 4814: Telecommunication Services including but not limited to prepaid phone
MCC 4816: Computer Network/Information Services…………………………………………………….
MCC 4821: Telegraph Services…………………………………………………………………………………………
MCC 4829: Money Transfer………………………………………………………………………………………………
MCC 4899: Cable, Satellite, and Other Pay Television and Radio Services………………………
MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water………………………………………
MCC 5013: Motor Vehicle Supplies and New Parts………………………………………………………….
MCC 5021: Office and Commercial Furniture………………………………………………………………….
MCC 5039: Construction Materials: not elsewhere classified………………………………………….
MCC 5044: Office, Photographic, Photocopy, and Microfilm Equipment…………………………
MCC 5045: Computers, Computer Peripheral Equipment, Software………………………………
MCC 5046: Commercial Equipment: not elsewhere classified…………………………………………
MCC 5047: Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies..
MCC 5051: Metal Service Centers and Offices………………………………………………………………..
MCC 5065: Electrical Parts and Equipment……………………………………………………………………..
MCC 5072: Hardware Equipment and Supplies……………………………………………………………….
MCC 5074: Plumbing and Heating Equipment…………………………………………………………………
MCC 5085: Industrial Supplies: not elsewhere classified………………………………………………….
MCC 5094: Precious Stones and Metals, Watches and Jewelry………………………………………
MCC 5099: Durable Goods: not elsewhere classified……………………………………………………….
MCC 5111: Stationery, Office Supplies, Printing and Writing Paper……………………………….
MCC 5122: Drugs, Drug Proprietors, and Druggists Sundries………………………………………….
MCC 5131: Piece Goods, Notions, and Other Dry Goods…………………………………………………
MCC 5137: Men’s, Women’s, and Children’s Uniforms and Commercial Clothing……………
MCC 5139: Commercial Footwear…………………………………………………………………………………..
MCC 5169: Chemicals and Allied Products: not elsewhere classified……………………………….
MCC 5172: Petroleum and Petroleum Products………………………………………………………………
MCC 5192: Books, Periodicals, and Newspapers……………………………………………………………..
MCC 5193: Florists Supplies, Nursery Stock, and Flowers……………………………………………….
MCC 5198: Paints, Varnishes, and Supplies……………………………………………………………………..
MCC 5199: Nondurable Goods: not elsewhere classified…………………………………………………
MCC 5200: Home Supply Warehouse Stores……………………………………………………………………
MCC 5211: Building Materials, Lumber Stores…………………………………………………………………
MCC 5231: Glass, Paint, Wallpaper Stores………………………………………………………………………
MCC 5251: Hardware Stores……………………………………………………………………………………………
MCC 5261: Lawn and Garden Supply Stores…………………………………………………………………..
MCC 5271: Mobile Home Dealers…………………………………………………………………………………….
MCC 5300: Wholesale Clubs…………………………………………………………………………………………….
MCC 5309: Duty Free Stores……………………………………………………………………………………………
MCC 5310: Discount Stores……………………………………………………………………………………………..
MCC 5311: Department Stores……………………………………………………………………………………….
MCC 5331: Variety Stores………………………………………………………………………………………………..
MCC 5399: Miscellaneous General Merchandise Stores…………………………………………………
MCC 5411: Grocery Stores, Supermarkets…………………………………………………………………….
MCC 5422: Freezer, Locker Meat Provisioners……………………………………………………………….
MCC 5441: Candy, Nut, Confectionery Stores……………………………………………………………….
MCC 5451: Dairy Products Stores………………………………………………………………………………….
MCC 5462: Bakeries……………………………………………………………………………………………………….
MCC 5499: Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores
MCC 5511: Automobile and Truck Dealers: Sales, Service, Repairs, Parts, and Leasing..
MCC 5521: Automobile and Truck Dealers: (Used Only): Sales………………………………………
MCC 5531: Auto Store, Home Supply Stores…………………………………………………………………
MCC 5532: Automotive Tire Stores………………………………………………………………………………..
MCC 5533: Automotive Parts, Accessories Stores…………………………………………………………
MCC 5541: Service Stations (with or without Ancillary Services)………………………………….
MCC 5542: Fuel Dispenser, Automated………………………………………………………………………….
MCC 5551: Boat Dealers………………………………………………………………………………………………..
MCC 5552: Electric Vehicle Charging……………………………………………………………………………..
MCC 5561: Camper Dealers, Recreational and Utility Trailers……………………………………….
MCC 5571: Motorcycle Shops and Dealers…………………………………………………………………….
MCC 5592: Motor Home Dealers……………………………………………………………………………………
MCC 5598: Snowmobile Dealers……………………………………………………………………………………
elsewhere classified……………………………………………………………………………………………………….. MCC 5599: Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers: not
MCC 5611: Men’s and Boys’ Clothing and Accessories Stores……………………………………….
MCC 5621: Women’s Ready to Wear Stores………………………………………………………………….
MCC 5631: Women’s Accessory and Specialty Stores……………………………………………………
MCC 5641: Children’s and Infants’ Wear Stores…………………………………………………………….
MCC 5651: Family Clothing Stores………………………………………………………………………………..
MCC 5655: Sports Apparel, Riding Apparel Stores………………………………………………………..
MCC 5661: Shoe Stores…………………………………………………………………………………………………
MCC 5681: Furriers and Fur Shops………………………………………………………………………………..
MCC 5691: Men’s and Women’s Clothing Stores…………………………………………………………..
MCC 5697: Alterations, Mending, Seamstresses, Tailors……………………………………………….
MCC 5698: Wig and Toupee Shops………………………………………………………………………………..
MCC 5699: Accessory and Apparel Stores: Miscellaneous……………………………………………..
MCC 5712: Equipment, Furniture, and Home Furnishings Stores (except Appliances)….
MCC 5713: Floor Covering Stores………………………………………………………………………………….
MCC 5714: Drapery, Upholstery, and Window Coverings Stores…………………………………..
MCC 5718: Fireplace, Fireplace Screens and Accessories Stores……………………………………
MCC 5719: Miscellaneous House Furnishing Specialty Shops………………………………………..
MCC 5722: Household Appliance Stores ……………………………………………………………………….
MCC 5723: Firearm and Ammunition Stores…………………………………………………………………
MCC 5732: Electronic Sales……………………………………………………………………………………………
MCC 5733: Music Stores: Musical Instruments, Pianos, Sheet Music…………………………….
MCC 5734: Computer Software Stores…………………………………………………………………………
MCC 5735: Record Shops……………………………………………………………………………………………….
MCC 5811: Caterers………………………………………………………………………………………………………
MCC 5812: Eating Places, Restaurants………………………………………………………………………….
Places (Alcoholic Beverages)………………………………………………………………………………………….. MCC 5813: Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns: Drinking
MCC 5814: Fast Food Restaurants………………………………………………………………………………..
MCC 5815: Digital Goods: Audiovisual Media Including Books, Movies, and Music………..
MCC 5816: Digital Goods: Games………………………………………………………………………………….
MCC 5817: Digital Goods: Software Applications (Excluding Games)…………………………..
MCC 5818: Digital Goods: Multi-Category…………………………………………………………………….
MCC 5912: Drug Stores, Pharmacies…………………………………………………………………………….
MCC 5921: Package Stores, Beer, Wine, and Liquor………………………………………………………
MCC 5931: Second Hand Stores, Used Merchandise Stores………………………………………….
MCC 5932: Antique Shops: Sales, Repairs, and Restoration Services…………………………….
MCC 5933: Pawn Shops…………………………………………………………………………………………………
MCC 5935: Salvage and Wrecking Yards……………………………………………………………………….
MCC 5937: Antique Reproduction Stores………………………………………………………………………
MCC 5940: Bicycle Shops: Sales and Service…………………………………………………………………
MCC 5941: Sporting Goods Stores………………………………………………………………………………..
MCC 5942: Book Stores………………………………………………………………………………………………….
MCC 5943: Office, School Supply, and Stationery Stores………………………………………………
MCC 5944: Clock, Jewelry, Watch, and Silverware Store………………………………………………
MCC 5945: Game, Toy, and Hobby Shops………………………………………………………………………
MCC 5946: Camera and Photographic Supply Stores……………………………………………………
MCC 5947: Card, Gift, Novelty, and Souvenir Shops……………………………………………………..
MCC 5948: Leather Goods and Luggage Stores……………………………………………………………
MCC 5949: Fabric, Needlework, Piece Goods, and Sewing Stores…………………………………
MCC 5950: Crystal and Glassware Stores……………………………………………………………………..
MCC 5960: Direct Marketing: Insurance Services…………………………………………………………..
MCC 5962: Direct Marketing: Travel-Related Arrangement Services…………………………….
MCC 5963: Door-to-Door Sales……………………………………………………………………………………..
MCC 5964: Direct Marketing: Catalog Merchants…………………………………………………………
MCC 5965: Direct Marketing: Combination Catalog and Retail Merchants…………………..
MCC 5966: Direct Marketing: Outbound Telemarketing Merchants………………………………
MCC 5967: Direct Marketing: Inbound Telemarketing Merchants………………………………….
MCC 5968: Direct Marketing: Continuity/Subscription Merchants………………………………..
MCC 5969: Direct Marketing: Other Direct Marketers: not elsewhere classified…………..
MCC 5970: Artist Supply Stores, Craft Shops……………………………………………………………….
MCC 5971: Art Dealers and Galleries…………………………………………………………………………….
MCC 5972: Stamp and Coin Stores: Philatelic and Numismatic Supplies……………………..
MCC 5973: Religious Goods Stores………………………………………………………………………………..
MCC 5975: Hearing Aids: Sales, Service, Supply Stores…………………………………………………
MCC 5976: Orthopedic Goods: Artificial Limb Stores……………………………………………………
MCC 5977: Cosmetic Stores………………………………………………………………………………………….
MCC 5978: Typewriter Stores: Rentals, Sales, Service…………………………………………………..
MCC 5983: Fuel Dealers: Coal, Fuel Oil, Liquefied Petroleum, Wood……………………………..
MCC 5992: Florists…………………………………………………………………………………………………………
MCC 5993: Cigar Stores and Stands……………………………………………………………………………..
MCC 5994: News Dealers and Newsstands…………………………………………………………………..
MCC 5995: Pet Shops: Pet Food and Supplies……………………………………………………………….
MCC 5996: Swimming Pools: Sales and Supplies…………………………………………………………..
MCC 5997: Electric Razor Stores: Sales and Service……………………………………………………..
MCC 5998: Tent and Awning Shops……………………………………………………………………………….
MCC 5999: Miscellaneous and Specialty Retail Stores…………………………………………………..
MCC 6010: Manual Cash Disbursements: Customer Financial Institution…………………….
MCC 6011: Automated Cash Disbursements: Customer Financial Institution………………
MCC 6012: Merchandise and Services: Customer Financial Institution…………………………
MCC 6050: Quasi Cash: Customer Financial Institution………………………………………………..
MCC 6051: Quasi Cash: Merchant…………………………………………………………………………………
MCC 6211: Securities: Brokers/Dealers…………………………………………………………………………
MCC 6300: Insurance Sales, Underwriting, and Premiums…………………………………………….
MCC 6513: Real Estate Agents and Managers: Rentals………………………………………………..
MCC 6532: Payment Transaction: Customer Financial Institution………………………………..
MCC 6533: Payment Transaction: Merchant………………………………………………………………….
MCC 6536: MoneySend Intracountry……………………………………………………………………………..
MCC 6537: MoneySend Intercountry……………………………………………………………………………..
MCC 6538: Funding Transactions for MoneySend …………………………………………………………
MCC 6540: Funding Transactions…………………………………………………………………………………..
MCC 7011: Lodging: Hotels, Motels, Resorts: not elsewhere classified………………………….
MCC 7012: Timeshares…………………………………………………………………………………………………..
MCC 7032: Recreational and Sporting Camps………………………………………………………………
MCC 7033: Campgrounds and Trailer Parks…………………………………………………………………..
MCC 7210: Cleaning, Garment, and Laundry Services…………………………………………………..
MCC 7211: Laundry Services: Family and Commercial………………………………………………….
MCC 7216: Dry Cleaners………………………………………………………………………………………………..
MCC 7217: Carpet and Upholstery Cleaning…………………………………………………………………
MCC 7221: Photographic Studios………………………………………………………………………………….
MCC 7230: Barber and Beauty Shops……………………………………………………………………………
MCC 7251: Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine Parlors……………………..
MCC 7261: Funeral Service and Crematories………………………………………………………………..
MCC 7273: Dating Services……………………………………………………………………………………………
MCC 7276: Tax Preparation Service……………………………………………………………………………….
MCC 7277: Debt, Marriage, Personal: Counseling Service……………………………………………..
MCC 7278: Buying/Shopping Clubs, Services………………………………………………………………..
MCC 7296: Clothing Rental: Costumes, Uniforms, and Formal Wear……………………………
MCC 7297: Massage Parlors………………………………………………………………………………………….
MCC 7298: Health and Beauty Spas……………………………………………………………………………..
MCC 7299: Other Services: not elsewhere classified……………………………………………………..
MCC 7311: Advertising Services…………………………………………………………………………………….
MCC 7321: Consumer Credit Reporting Agencies………………………………………………………….
MCC 7322: Debt Collection Agency……………………………………………………………………………….
MCC 7333: Commercial Art, Graphics, Photography…………………………………………………….
MCC 7338: Quick Copy, Reproduction, and Blueprinting Services………………………………….
MCC 7339: Stenographic and Secretarial Support Services………………………………………….
MCC 7342: Exterminating and Disinfecting Services…………………………………………………….
MCC 7349: Cleaning and Maintenance, Janitorial Services…………………………………………..
MCC 7361: Employment Agencies, Temporary Help Services………………………………………..
Design Services……………………………………………………………………………………………………………… MCC 7372: Computer Programming, Data Processing, and Integrated Systems
MCC 7375: Information Retrieval Services…………………………………………………………………….
MCC 7379: Computer Maintenance, Repair, and Services: not elsewhere classified……..
MCC 7392: Consulting, Management, and Public Relations Services…………………………….
Armored Cars, Guard Dogs……………………………………………………………………………………………. MCC 7393: Detective Agencies, Protective Agencies, Security Services including
MCC 7394: Equipment Rental and Leasing Services, Furniture Rental, Tool Rental………
MCC 7295: Housekeeping Service (China)……………………………………………………………………..
MCC 7395: Photo Developing, Photofinishing Laboratories…………………………………………..
MCC 7399: Business Services: not elsewhere classified…………………………………………………
MCC 7512: Automobile Rental Agency: not elsewhere classified…………………………………..
MCC 7513: Truck Rental…………………………………………………………………………………………………
MCC 7519: Motor Home and Recreational Vehicle Rental……………………………………………..
MCC 7523: Automobile Parking Lots and Garages………………………………………………………..
MCC 7531: Automotive Body Repair Shops…………………………………………………………………..
MCC 7534: Tire Retreading and Repair Shops……………………………………………………………….
MCC 7535: Automotive Paint Shops………………………………………………………………………………
MCC 7538: Automotive Service Shops…………………………………………………………………………..
MCC 7542: Car Washes…………………………………………………………………………………………………
MCC 7549: Towing Services……………………………………………………………………………………………
MCC 7622: Electronic Repair Shops……………………………………………………………………………….
MCC 7623: Air Conditioning and Refrigeration Repair Shops………………………………………..
MCC 7629: Appliance Repair Shops, Electrical and Small……………………………………………..
MCC 7631: Clock, Jewelry, and Watch Repair Shops…………………………………………………….
MCC 7641: Furniture: Reupholstery and Repair, Refinishing………………………………………….
MCC 7692: Welding Repair…………………………………………………………………………………………….
MCC 7699: Miscellaneous Repair Shops and Related Services………………………………………
MCC 7800: Government Owned Lottery (U.S. Region Only)………………………………………….
MCC 7801: Internet Gambling (U.S. Region Only)………………………………………………………….
MCC 7802: Government Licensed Horse/Dog Racing (U.S. Region Only)………………………
MCC 7829: Motion Picture and Video Tape Production and Distribution………………………
MCC 7832: Motion Picture Theaters………………………………………………………………………………
MCC 7841: Video Entertainment Rental Stores…………………………………………………………….
MCC 7911: Dance Halls, Schools, and Studios……………………………………………………………….
MCC 7922: Theatrical Producers (except Motion Pictures), Ticket Agencies………………….
classified………………………………………………………………………………………………………………………… MCC 7929: Bands, Orchestras, and Miscellaneous Entertainers: not elsewhere
MCC 7932: Pool and Billiard Establishments………………………………………………………………….
MCC 7933: Bowling Alleys………………………………………………………………………………………………
Promoters………………………………………………………………………………………………………………………. MCC 7941: Athletic Fields, Commercial Sports, Professional Sports Clubs, Sports
MCC 7991: Tourist Attractions and Exhibits………………………………………………………………….
MCC 7992: Golf Courses, Public…………………………………………………………………………………….
MCC 7993: Video Amusement Game Supplies………………………………………………………………
MCC 7994: Video Game Arcades/Establishments…………………………………………………………
MCC 7995: Gambling Transactions………………………………………………………………………………..
MCC 7996: Amusement Parks, Carnivals, Circuses, Fortune Tellers………………………………
Golf Courses………………………………………………………………………………………………………………….. MCC 7997: Clubs: Country Clubs, Membership (Athletic, Recreation, Sports), Private
MCC 7998: Aquariums, Dolphinariums, Zoos, and Seaquariums…………………………………..
MCC 7999: Recreation Services: not elsewhere classified……………………………………………..
MCC 8011: Doctors: not elsewhere classified………………………………………………………………..
MCC 8021: Dentists, Orthodontists……………………………………………………………………………….
MCC 8031: Osteopathic Physicians……………………………………………………………………………….
MCC 8041: Chiropractors………………………………………………………………………………………………
MCC 8042: Optometrists, Ophthalmologists………………………………………………………………… - MCC 8043: Opticians, Optical Goods, and Eyeglasses………………………………………………….. - MCC 8049: Chiropodists, Podiatrists…………………………………………………………………………….. - MCC 8050: Nursing and Personal Care Facilities…………………………………………………………… - MCC 8062: Hospitals…………………………………………………………………………………………………….. - MCC 8071: Dental and Medical Laboratories……………………………………………………………….. - MCC 8099: Health Practitioners, Medical Services: not elsewhere classified………………… - MCC 8111: Attorneys, Legal Services……………………………………………………………………………. - MCC 8211: Schools, Elementary and Secondary…………………………………………………………… - MCC 8220: Colleges, Universities, Professional Schools, and Junior Colleges……………….. - MCC 8241: Schools, Correspondence……………………………………………………………………………. - MCC 8244: Schools, Business and Secretarial………………………………………………………………. - MCC 8249: Schools, Trade and Vocational……………………………………………………………………. - MCC 8299: Schools and Educational Services: not elsewhere classified……………………….. - MCC 8351: Child Care Services……………………………………………………………………………………… - MCC 8398: Organizations, Charitable and Social Service…………………………………………….. - MCC 8641: Associations: Civic, Social, and Fraternal……………………………………………………. - MCC 8651: Organizations, Political……………………………………………………………………………….. - MCC 8661: Organizations, Religious……………………………………………………………………………… - MCC 8675: Automobile Associations…………………………………………………………………………….. - MCC 8699: Organizations, Membership: not elsewhere classified………………………………… - MCC 8734: Testing Laboratories (Non–Medical)…………………………………………………………… - MCC 8911: Architectural, Engineering, and Surveying Services……………………………………. - MCC 8931: Accounting, Auditing, and Bookkeeping Services………………………………………… - MCC 8999: Professional Services: not elsewhere classified…………………………………………… - MCC 9211: Court Costs including Alimony and Child Support……………………………………… - MCC 9222: Fines……………………………………………………………………………………………………………. - MCC 9223: Bail and Bond Payments…………………………………………………………………………….. - MCC 9311: Tax Payments……………………………………………………………………………………………… - MCC 9399: Government Services: not elsewhere classified………………………………………….. - MCC 9402: Postal Services: Government Only……………………………………………………………… - MCC 9405: Intra-Government Purchases: Government Only……………………………………….. - MCC 9406: Government-owned Lottery (global, excluding U.S. region)………………………..
- Industry Specific Acceptor Business Codes (MCCs)…………………………………………………………….
- AB program listing with acceptor business codes (MCCs)………………………………………………….
  - Country-specific AB programs with acceptor business codes (MCCs)…………………………..
Notices………………………………………………………………………………………………………………………………….
Overview…………………………………………………………………………………………………………………………………………….. Acceptor business code (MCC) criteria and their use in Mastercard systems is described in this section.
Acceptor business code (MCC) criteria……………………………………………………………………………………………….
Required use of MCCs…………………………………………………………………………………………………………………………
Transaction Category Codes……………………………………………………………………………………………………………….
- Definitions: Transaction Category Codes and types of transactions…………………………………………….
- Acceptor business (AB) programs and descriptions……………………………………………………………………….
MCC descriptions………………………………………………………………………………………………………………………………..
MCC Listing…………………………………………………………………………………………………………………………………………
- Downloading the MCC Listing spreadsheet…………………………………………………………………………………..
Acceptor business codes (MCCs): extended………………………………………………………………………………………..
- MCC 0742: Veterinary Services……………………………………………………………………………………………………..
- MCC 0763: Agricultural Cooperatives……………………………………………………………………………………………
- MCC 0780: Horticultural and Landscaping Services………………………………………………………………………
- MCC 1520: General Contractors, residential and commercial……………………………………………………….
- MCC 1711: Air Conditioning, Heating, and Plumbing Contractors………………………………………………..
- MCC 1731: Electrical Contractors…………………………………………………………………………………………………
- MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors…………………
- MCC 1750: Carpentry Contractors………………………………………………………………………………………………..
- MCC 1761: Roofing and Siding, Sheet Metal Work Contractors……………………………………………………
- MCC 1771: Concrete Work Contractors………………………………………………………………………………………..
- MCC 1799: Contractors, Special Trade; not elsewhere classified………………………………………………….
- MCC 2741: Miscellaneous Publishing and Printing…………………………………………………………………………
- MCC 2791: Typesetting, Plate Making, and Related Services………………………………………………………..
- MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations………………………………………..
- MCCs 3000 through 3350: Airlines, Air Carriers…………………………………………………………………………….
- MCCs 3351 through 3500: Car Rental Agencies……………………………………………………………………………
- MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts…………………………………………………………
- MCC 4011: Railroads; Freight………………………………………………………………………………………………………..
- MCC 4111: Transportation: Suburban and Local Commuter Passenger, including Ferries……………
- MCC 4112: Passenger Railways…………………………………………………………………………………………………….
- MCC 4119: Ambulance Services…………………………………………………………………………………………………….
- MCC 4121: Limousines and Taxicabs……………………………………………………………………………………………..
- MCC 4131: Bus Lines……………………………………………………………………………………………………………………..
Companies, Local Delivery…………………………………………………………………………………………………………….. MCC 4214: Motor Freight Carriers, Trucking: Local/Long Distance, Moving and Storage
MCC 4215: Courier Services: Air and Ground, Freight Forwarders………………………………………………..
Storage………………………………………………………………………………………………………………………………………….. MCC 4225: Public Warehousing; Farm Products, Refrigerated Goods, Household Goods
MCC 4411: Cruise Lines…………………………………………………………………………………………………………………
MCC 4457: Boat Leases and Boat Rentals…………………………………………………………………………………….
MCC 4468: Marinas, Marine Service/Supplies……………………………………………………………………………….
MCC 4511: Air Carriers, Airlines: Not Elsewhere Classified……………………………………………………………
MCC 4582: Airports, Airport Terminals, Flying Fields…………………………………………………………………….
MCC 4722: Travel Agencies and Tour Operators……………………………………………………………………………
MCC 4784: Bridge and Road Fees, Tolls…………………………………………………………………………………………
MCC 4789: Transportation Services: not elsewhere classified………………………………………………………
MCC 4812: Telecommunication Equipment Including Telephone Sales…………………………………………
using a central access number in a non-face-to-face environment using key entry………………………. MCC 4813: Key-entry Telecom Merchant providing single local and long-distance phone calls
and recurring phone services…………………………………………………………………………………………………………. MCC 4814: Telecommunication Services including but not limited to prepaid phone services
MCC 4816: Computer Network/Information Services…………………………………………………………………..
MCC 4821: Telegraph Services………………………………………………………………………………………………………
MCC 4829: Money Transfer……………………………………………………………………………………………………………
MCC 4899: Cable, Satellite, and Other Pay Television and Radio Services…………………………………….
MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water……………………………………………………
MCC 5013: Motor Vehicle Supplies and New Parts……………………………………………………………………….
MCC 5021: Office and Commercial Furniture……………………………………………………………………………….
MCC 5039: Construction Materials: not elsewhere classified………………………………………………………..
MCC 5044: Office, Photographic, Photocopy, and Microfilm Equipment………………………………………
MCC 5045: Computers, Computer Peripheral Equipment, Software……………………………………………
MCC 5046: Commercial Equipment: not elsewhere classified……………………………………………………….
MCC 5047: Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies……………..
MCC 5051: Metal Service Centers and Offices……………………………………………………………………………..
MCC 5065: Electrical Parts and Equipment…………………………………………………………………………………..
MCC 5072: Hardware Equipment and Supplies…………………………………………………………………………….
MCC 5074: Plumbing and Heating Equipment………………………………………………………………………………
MCC 5085: Industrial Supplies: not elsewhere classified……………………………………………………………….
MCC 5094: Precious Stones and Metals, Watches and Jewelry……………………………………………………
MCC 5099: Durable Goods: not elsewhere classified…………………………………………………………………….
MCC 5111: Stationery, Office Supplies, Printing and Writing Paper……………………………………………..
MCC 5122: Drugs, Drug Proprietors, and Druggists Sundries……………………………………………………….
MCC 5131: Piece Goods, Notions, and Other Dry Goods……………………………………………………………….
MCC 5137: Men’s, Women’s, and Children’s Uniforms and Commercial Clothing…………………………
MCC 5139: Commercial Footwear…………………………………………………………………………………………………
MCC 5169: Chemicals and Allied Products: not elsewhere classified…………………………………………….
MCC 5172: Petroleum and Petroleum Products…………………………………………………………………………….
MCC 5192: Books, Periodicals, and Newspapers……………………………………………………………………………
MCC 5193: Florists Supplies, Nursery Stock, and Flowers……………………………………………………………..
MCC 5198: Paints, Varnishes, and Supplies…………………………………………………………………………………..
MCC 5199: Nondurable Goods: not elsewhere classified……………………………………………………………….
MCC 5200: Home Supply Warehouse Stores…………………………………………………………………………………
MCC 5211: Building Materials, Lumber Stores………………………………………………………………………………
MCC 5231: Glass, Paint, Wallpaper Stores……………………………………………………………………………………
MCC 5251: Hardware Stores…………………………………………………………………………………………………………
MCC 5261: Lawn and Garden Supply Stores…………………………………………………………………………………
MCC 5271: Mobile Home Dealers………………………………………………………………………………………………….
MCC 5300: Wholesale Clubs………………………………………………………………………………………………………….
MCC 5309: Duty Free Stores…………………………………………………………………………………………………………
MCC 5310: Discount Stores…………………………………………………………………………………………………………..
MCC 5311: Department Stores……………………………………………………………………………………………………..
MCC 5331: Variety Stores……………………………………………………………………………………………………………..
MCC 5399: Miscellaneous General Merchandise Stores………………………………………………………………
MCC 5411: Grocery Stores, Supermarkets………………………………………………………………………………….
MCC 5422: Freezer, Locker Meat Provisioners……………………………………………………………………………..
MCC 5441: Candy, Nut, Confectionery Stores…………………………………………………………………………….
MCC 5451: Dairy Products Stores……………………………………………………………………………………………….
MCC 5462: Bakeries…………………………………………………………………………………………………………………….
MCC 5499: Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores…………….
MCC 5511: Automobile and Truck Dealers: Sales, Service, Repairs, Parts, and Leasing……………..
MCC 5521: Automobile and Truck Dealers: (Used Only): Sales……………………………………………………
MCC 5531: Auto Store, Home Supply Stores………………………………………………………………………………
MCC 5532: Automotive Tire Stores……………………………………………………………………………………………..
MCC 5533: Automotive Parts, Accessories Stores………………………………………………………………………
MCC 5541: Service Stations (with or without Ancillary Services)……………………………………………….
MCC 5542: Fuel Dispenser, Automated……………………………………………………………………………………….
MCC 5551: Boat Dealers……………………………………………………………………………………………………………..
MCC 5552: Electric Vehicle Charging…………………………………………………………………………………………..
MCC 5561: Camper Dealers, Recreational and Utility Trailers…………………………………………………….
MCC 5571: Motorcycle Shops and Dealers………………………………………………………………………………….
MCC 5592: Motor Home Dealers…………………………………………………………………………………………………
MCC 5598: Snowmobile Dealers…………………………………………………………………………………………………
classified……………………………………………………………………………………………………………………………………… MCC 5599: Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers: not elsewhere
MCC 5611: Men’s and Boys’ Clothing and Accessories Stores……………………………………………………..
MCC 5621: Women’s Ready to Wear Stores……………………………………………………………………………….
MCC 5631: Women’s Accessory and Specialty Stores…………………………………………………………………
MCC 5641: Children’s and Infants’ Wear Stores………………………………………………………………………….
MCC 5651: Family Clothing Stores………………………………………………………………………………………………
MCC 5655: Sports Apparel, Riding Apparel Stores………………………………………………………………………
MCC 5661: Shoe Stores……………………………………………………………………………………………………………….
MCC 5681: Furriers and Fur Shops………………………………………………………………………………………………
MCC 5691: Men’s and Women’s Clothing Stores…………………………………………………………………………
MCC 5697: Alterations, Mending, Seamstresses, Tailors…………………………………………………………….
MCC 5698: Wig and Toupee Shops……………………………………………………………………………………………..
MCC 5699: Accessory and Apparel Stores: Miscellaneous…………………………………………………………..
MCC 5712: Equipment, Furniture, and Home Furnishings Stores (except Appliances)……………….
MCC 5713: Floor Covering Stores………………………………………………………………………………………………..
MCC 5714: Drapery, Upholstery, and Window Coverings Stores…………………………………………………
MCC 5718: Fireplace, Fireplace Screens and Accessories Stores…………………………………………………
MCC 5719: Miscellaneous House Furnishing Specialty Shops……………………………………………………..
MCC 5722: Household Appliance Stores …………………………………………………………………………………….
MCC 5723: Firearm and Ammunition Stores………………………………………………………………………………
MCC 5732: Electronic Sales…………………………………………………………………………………………………………
MCC 5733: Music Stores: Musical Instruments, Pianos, Sheet Music………………………………………….
MCC 5734: Computer Software Stores………………………………………………………………………………………
MCC 5735: Record Shops…………………………………………………………………………………………………………….
MCC 5811: Caterers…………………………………………………………………………………………………………………….
MCC 5812: Eating Places, Restaurants……………………………………………………………………………………….
(Alcoholic Beverages)…………………………………………………………………………………………………………………… MCC 5813: Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns: Drinking Places
MCC 5814: Fast Food Restaurants……………………………………………………………………………………………..
MCC 5815: Digital Goods: Audiovisual Media Including Books, Movies, and Music………………………
MCC 5816: Digital Goods: Games……………………………………………………………………………………………….
MCC 5817: Digital Goods: Software Applications (Excluding Games)………………………………………..
MCC 5818: Digital Goods: Multi-Category………………………………………………………………………………….
MCC 5912: Drug Stores, Pharmacies…………………………………………………………………………………………..
MCC 5921: Package Stores, Beer, Wine, and Liquor……………………………………………………………………
MCC 5931: Second Hand Stores, Used Merchandise Stores……………………………………………………….
MCC 5932: Antique Shops: Sales, Repairs, and Restoration Services………………………………………….
MCC 5933: Pawn Shops………………………………………………………………………………………………………………
MCC 5935: Salvage and Wrecking Yards…………………………………………………………………………………….
MCC 5937: Antique Reproduction Stores…………………………………………………………………………………….
MCC 5940: Bicycle Shops: Sales and Service……………………………………………………………………………….
MCC 5941: Sporting Goods Stores……………………………………………………………………………………………..
MCC 5942: Book Stores……………………………………………………………………………………………………………….
MCC 5943: Office, School Supply, and Stationery Stores……………………………………………………………
MCC 5944: Clock, Jewelry, Watch, and Silverware Store……………………………………………………………
MCC 5945: Game, Toy, and Hobby Shops……………………………………………………………………………………
MCC 5946: Camera and Photographic Supply Stores…………………………………………………………………
MCC 5947: Card, Gift, Novelty, and Souvenir Shops……………………………………………………………………
MCC 5948: Leather Goods and Luggage Stores…………………………………………………………………………
MCC 5949: Fabric, Needlework, Piece Goods, and Sewing Stores………………………………………………
MCC 5950: Crystal and Glassware Stores…………………………………………………………………………………..
MCC 5960: Direct Marketing: Insurance Services………………………………………………………………………..
MCC 5962: Direct Marketing: Travel-Related Arrangement Services………………………………………….
MCC 5963: Door-to-Door Sales…………………………………………………………………………………………………..
MCC 5964: Direct Marketing: Catalog Merchants………………………………………………………………………
MCC 5965: Direct Marketing: Combination Catalog and Retail Merchants………………………………..
MCC 5966: Direct Marketing: Outbound Telemarketing Merchants……………………………………………
MCC 5967: Direct Marketing: Inbound Telemarketing Merchants……………………………………………….
MCC 5968: Direct Marketing: Continuity/Subscription Merchants……………………………………………..
MCC 5969: Direct Marketing: Other Direct Marketers: not elsewhere classified………………………..
MCC 5970: Artist Supply Stores, Craft Shops…………………………………………………………………………….
MCC 5971: Art Dealers and Galleries…………………………………………………………………………………………..
MCC 5972: Stamp and Coin Stores: Philatelic and Numismatic Supplies…………………………………..
MCC 5973: Religious Goods Stores……………………………………………………………………………………………..
MCC 5975: Hearing Aids: Sales, Service, Supply Stores………………………………………………………………
MCC 5976: Orthopedic Goods: Artificial Limb Stores………………………………………………………………….
MCC 5977: Cosmetic Stores………………………………………………………………………………………………………..
MCC 5978: Typewriter Stores: Rentals, Sales, Service………………………………………………………………..
MCC 5983: Fuel Dealers: Coal, Fuel Oil, Liquefied Petroleum, Wood…………………………………………..
MCC 5992: Florists………………………………………………………………………………………………………………………
MCC 5993: Cigar Stores and Stands…………………………………………………………………………………………..
MCC 5994: News Dealers and Newsstands…………………………………………………………………………………
MCC 5995: Pet Shops: Pet Food and Supplies…………………………………………………………………………….
MCC 5996: Swimming Pools: Sales and Supplies………………………………………………………………………..
MCC 5997: Electric Razor Stores: Sales and Service…………………………………………………………………..
MCC 5998: Tent and Awning Shops…………………………………………………………………………………………….
MCC 5999: Miscellaneous and Specialty Retail Stores………………………………………………………………..
MCC 6010: Manual Cash Disbursements: Customer Financial Institution………………………………….
MCC 6011: Automated Cash Disbursements: Customer Financial Institution……………………………
MCC 6012: Merchandise and Services: Customer Financial Institution………………………………………
MCC 6050: Quasi Cash: Customer Financial Institution……………………………………………………………..
MCC 6051: Quasi Cash: Merchant……………………………………………………………………………………………….
MCC 6211: Securities: Brokers/Dealers……………………………………………………………………………………….
MCC 6300: Insurance Sales, Underwriting, and Premiums………………………………………………………….
MCC 6513: Real Estate Agents and Managers: Rentals………………………………………………………………
MCC 6532: Payment Transaction: Customer Financial Institution………………………………………………
MCC 6533: Payment Transaction: Merchant……………………………………………………………………………….
MCC 6536: MoneySend Intracountry…………………………………………………………………………………………..
MCC 6537: MoneySend Intercountry…………………………………………………………………………………………..
MCC 6538: Funding Transactions for MoneySend ………………………………………………………………………
MCC 6540: Funding Transactions………………………………………………………………………………………………..
MCC 7011: Lodging: Hotels, Motels, Resorts: not elsewhere classified……………………………………….
MCC 7012: Timeshares………………………………………………………………………………………………………………..
MCC 7032: Recreational and Sporting Camps…………………………………………………………………………….
MCC 7033: Campgrounds and Trailer Parks………………………………………………………………………………..
MCC 7210: Cleaning, Garment, and Laundry Services………………………………………………………………..
MCC 7211: Laundry Services: Family and Commercial……………………………………………………………….
MCC 7216: Dry Cleaners……………………………………………………………………………………………………………..
MCC 7217: Carpet and Upholstery Cleaning……………………………………………………………………………….
MCC 7221: Photographic Studios………………………………………………………………………………………………..
MCC 7230: Barber and Beauty Shops…………………………………………………………………………………………
MCC 7251: Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine Parlors……………………………………
MCC 7261: Funeral Service and Crematories………………………………………………………………………………
MCC 7273: Dating Services…………………………………………………………………………………………………………
MCC 7276: Tax Preparation Service…………………………………………………………………………………………….
MCC 7277: Debt, Marriage, Personal: Counseling Service…………………………………………………………..
MCC 7278: Buying/Shopping Clubs, Services………………………………………………………………………………
MCC 7296: Clothing Rental: Costumes, Uniforms, and Formal Wear…………………………………………
MCC 7297: Massage Parlors………………………………………………………………………………………………………..
MCC 7298: Health and Beauty Spas……………………………………………………………………………………………
MCC 7299: Other Services: not elsewhere classified…………………………………………………………………..
MCC 7311: Advertising Services………………………………………………………………………………………………….
MCC 7321: Consumer Credit Reporting Agencies……………………………………………………………………….
MCC 7322: Debt Collection Agency…………………………………………………………………………………………….
MCC 7333: Commercial Art, Graphics, Photography…………………………………………………………………..
MCC 7338: Quick Copy, Reproduction, and Blueprinting Services……………………………………………….
MCC 7339: Stenographic and Secretarial Support Services……………………………………………………….
MCC 7342: Exterminating and Disinfecting Services………………………………………………………………….
MCC 7349: Cleaning and Maintenance, Janitorial Services…………………………………………………………
MCC 7361: Employment Agencies, Temporary Help Services……………………………………………………..
Services……………………………………………………………………………………………………………………………………….. MCC 7372: Computer Programming, Data Processing, and Integrated Systems Design
MCC 7375: Information Retrieval Services………………………………………………………………………………….
MCC 7379: Computer Maintenance, Repair, and Services: not elsewhere classified…………………..
MCC 7392: Consulting, Management, and Public Relations Services………………………………………….
Cars, Guard Dogs………………………………………………………………………………………………………………………… MCC 7393: Detective Agencies, Protective Agencies, Security Services including Armored
MCC 7394: Equipment Rental and Leasing Services, Furniture Rental, Tool Rental…………………….
MCC 7295: Housekeeping Service (China)…………………………………………………………………………………..
MCC 7395: Photo Developing, Photofinishing Laboratories………………………………………………………..
MCC 7399: Business Services: not elsewhere classified………………………………………………………………
MCC 7512: Automobile Rental Agency: not elsewhere classified………………………………………………..
MCC 7513: Truck Rental………………………………………………………………………………………………………………
MCC 7519: Motor Home and Recreational Vehicle Rental…………………………………………………………..
MCC 7523: Automobile Parking Lots and Garages……………………………………………………………………..
MCC 7531: Automotive Body Repair Shops…………………………………………………………………………………
MCC 7534: Tire Retreading and Repair Shops…………………………………………………………………………….
MCC 7535: Automotive Paint Shops……………………………………………………………………………………………
MCC 7538: Automotive Service Shops………………………………………………………………………………………..
MCC 7542: Car Washes……………………………………………………………………………………………………………….
MCC 7549: Towing Services…………………………………………………………………………………………………………
MCC 7622: Electronic Repair Shops…………………………………………………………………………………………….
MCC 7623: Air Conditioning and Refrigeration Repair Shops……………………………………………………..
MCC 7629: Appliance Repair Shops, Electrical and Small……………………………………………………………
MCC 7631: Clock, Jewelry, and Watch Repair Shops…………………………………………………………………..
MCC 7641: Furniture: Reupholstery and Repair, Refinishing………………………………………………………..
MCC 7692: Welding Repair………………………………………………………………………………………………………….
MCC 7699: Miscellaneous Repair Shops and Related Services…………………………………………………….
MCC 7800: Government Owned Lottery (U.S. Region Only)……………………………………………………….
MCC 7801: Internet Gambling (U.S. Region Only)……………………………………………………………………….
MCC 7802: Government Licensed Horse/Dog Racing (U.S. Region Only)……………………………………
MCC 7829: Motion Picture and Video Tape Production and Distribution…………………………………….
MCC 7832: Motion Picture Theaters……………………………………………………………………………………………
MCC 7841: Video Entertainment Rental Stores………………………………………………………………………….
MCC 7911: Dance Halls, Schools, and Studios…………………………………………………………………………….
MCC 7922: Theatrical Producers (except Motion Pictures), Ticket Agencies……………………………….
MCC 7929: Bands, Orchestras, and Miscellaneous Entertainers: not elsewhere classified………….
MCC 7932: Pool and Billiard Establishments……………………………………………………………………………….
MCC 7933: Bowling Alleys……………………………………………………………………………………………………………
MCC 7941: Athletic Fields, Commercial Sports, Professional Sports Clubs, Sports Promoters….
MCC 7991: Tourist Attractions and Exhibits………………………………………………………………………………..
MCC 7992: Golf Courses, Public…………………………………………………………………………………………………..
MCC 7993: Video Amusement Game Supplies……………………………………………………………………………
MCC 7994: Video Game Arcades/Establishments………………………………………………………………………
MCC 7995: Gambling Transactions……………………………………………………………………………………………..
MCC 7996: Amusement Parks, Carnivals, Circuses, Fortune Tellers…………………………………………….
Courses……………………………………………………………………………………………………………………………………….. MCC 7997: Clubs: Country Clubs, Membership (Athletic, Recreation, Sports), Private Golf
MCC 7998: Aquariums, Dolphinariums, Zoos, and Seaquariums…………………………………………………
MCC 7999: Recreation Services: not elsewhere classified……………………………………………………………
MCC 8011: Doctors: not elsewhere classified……………………………………………………………………………..
MCC 8021: Dentists, Orthodontists…………………………………………………………………………………………….
MCC 8031: Osteopathic Physicians……………………………………………………………………………………………..
MCC 8041: Chiropractors…………………………………………………………………………………………………………….
MCC 8042: Optometrists, Ophthalmologists………………………………………………………………………………
MCC 8043: Opticians, Optical Goods, and Eyeglasses…………………………………………………………………
MCC 8049: Chiropodists, Podiatrists…………………………………………………………………………………………..
MCC 8050: Nursing and Personal Care Facilities…………………………………………………………………………
MCC 8062: Hospitals……………………………………………………………………………………………………………………
MCC 8071: Dental and Medical Laboratories………………………………………………………………………………
MCC 8099: Health Practitioners, Medical Services: not elsewhere classified………………………………
MCC 8111: Attorneys, Legal Services………………………………………………………………………………………….
MCC 8211: Schools, Elementary and Secondary…………………………………………………………………………
MCC 8220: Colleges, Universities, Professional Schools, and Junior Colleges……………………………..
MCC 8241: Schools, Correspondence………………………………………………………………………………………….
MCC 8244: Schools, Business and Secretarial……………………………………………………………………………..
MCC 8249: Schools, Trade and Vocational…………………………………………………………………………………..
MCC 8299: Schools and Educational Services: not elsewhere classified……………………………………..
MCC 8351: Child Care Services……………………………………………………………………………………………………
MCC 8398: Organizations, Charitable and Social Service…………………………………………………………..
MCC 8641: Associations: Civic, Social, and Fraternal………………………………………………………………….
MCC 8651: Organizations, Political……………………………………………………………………………………………..
MCC 8661: Organizations, Religious……………………………………………………………………………………………

MCC 8675: Automobile Associations........................................................................................................249
MCC 8699: Organizations, Membership: not elsewhere classified......................................................250
MCC 8734: Testing Laboratories (Non–Medical)....................................................................................251
MCC 8911: Architectural, Engineering, and Surveying Services...........................................................252
MCC 8931: Accounting, Auditing, and Bookkeeping Services...............................................................252
MCC 8999: Professional Services: not elsewhere classified..................................................................253
MCC 9211: Court Costs including Alimony and Child Support.............................................................254
MCC 9222: Fines...........................................................................................................................................255
MCC 9223: Bail and Bond Payments........................................................................................................255
MCC 9311: Tax Payments...........................................................................................................................256
MCC 9399: Government Services: not elsewhere classified.................................................................257
MCC 9402: Postal Services: Government Only........................................................................................258
MCC 9405: Intra-Government Purchases: Government Only...............................................................258
MCC 9406: Government-owned Lottery (global, excluding U.S. region)............................................259

Industry Specific Acceptor Business Codes (MCCs)………………………………………………………………………….260

AB program listing with acceptor business codes (MCCs)………………………………………………………………..285

Country-specific AB programs with acceptor business codes (MCCs)...............................................295

Overview………………………………………………………………………………………………………………………………..

Detailed MCC information is organized in several ways.

Acceptor business code (MCC) criteria
Required use of MCCs, transaction category codes, and acceptor business programs
Added and changed MCCs
MCCs in numeric, alphabetic, and transaction category code order
Abbreviated airline names to be used in the Merchant Description in the IPM First PresentMULTIDRAGment/1240 message
Acceptor business programs and associated MCCs

Acceptor business code (MCC) criteria……………………………………………………………………………………………….

Acceptor business code (MCC) criteria………………………………………………………………………………….

Mastercard uses various criteria for establishing new acceptor business codes (MCC).

Before customers request new MCCs, they should review this practice to determine whether a
merchant qualifies for a new MCC.

For industry MCCs, please refer to the ISO 18245 standard for the requirements.

Mastercard uses the following criteria to establish new generic MCCs:

Projected annual bankcard volume for the MCC must equal at least USD 10 million, and the new merchant type must be distinct and separate from other industries; or
Industry transaction characteristics require that the transactions must be identified specifically in the authorization and clearing systems to maximize Mastercard opportunities (for example, Payment Transactions).

Mastercard uses the following criteria to establish new travel and entertainment industry
MCCs:

Projected annual bankcard volume for the MCC must equal at least USD 1 million; and
The merchant must be listed in an internationally recognized trade directory, for example, the Official Airline Guide ; and
If the merchant is an airline, the merchant must have 10 or more aircraft in the fleet, or
If the merchant is a car rental company, the merchant must have 500 or more vehicles, or
If the merchant is a hotel, the merchant must have in place a preferred usage program for which cardholders must register, or must have five or more properties or a single property with 500 or more rooms. If the merchant has multiple properties, then each property must operate under the same name.

Note that Mastercard grants new MCCs at its sole discretion even if the merchant meets the
above stated criteria.

NOTE: To add, change, or delete an MCC, complete the Acceptor Business Code (MCC) Request Form
(Form 380) available on Mastercard Connect ® by selecting Help > Forms.

Overview

Required use of MCCs…………………………………………………………………………………………………………………………

Required use of MCCs……………………………………………………………………………………………………………

MCCs are required in all authorization and clearing messages initiated at a point-of-interaction
location. The MCCs help to accurately reflect the merchant’s primary business and facilitate risk
management.

Acquirers must provide a valid and accurate MCC recognized by Mastercard in Data Element
(DE) 26 (Acceptor Business Code [MCC]) of the IPM First Presentment/1240 message. An
accurate MCC is defined as a valid MCC that most reasonably and fairly describes the
merchant’s primary business. IPM First Presentment/1240 messages submitted with an invalid
MCC will be rejected, and IPM error message 0531, “DE26 ACCEPTOR BUSINESS CODE (MCC)
INVALID OR OBSOLETE,” will appear.

Transactions with MCCs from 3000 through 3350 must supply an abbreviated airline name.

Transaction Category Codes……………………………………………………………………………………………………………….

Transaction Category Codes…………………………………………………………………………………………………

Transaction Category Codes (TCCs) are required in Mastercard authorization messages and are
used during Stand-In processing.

Mastercard uses the TCC to determine the transaction currency amount that Mastercard will
authorize on behalf of the issuer. The description of each MCC includes the TCCs that are valid
for that MCC. Only a valid combination of MCC and TCC may be used in a transaction.

Definitions: Transaction Category Codes and types of transactions…………………………………………….

Definitions: Transaction Category Codes and types of transactions……………………………….

Each of the Transaction Category Code types and the transactions that are applicable to them
are organized in the TCC and corresponding transaction type table.

Table 3: TCC and corresponding transaction type

TCC Transaction Type

A Automobile/Vehicle Rental This TCC applies to the rental of an automobile,
bus, truck, or motor home, but does not apply to the rental of a bicycle,
motorbike, trailer, or other vehicle.

C Manual Cash Disbursement This TCC applies to a transaction in which the
cardholder receives cash or travelers’ cheques at a customer financial
institution, or cash or travelers’ cheques at the location of a qualified and
approved agent of a customer financial institution.

F Restaurant This TCC applies to transactions processed by a restaurant,
including those located in a hospital, hotel, cruise ship, or similar location.

Required use of MCCs

TCC Transaction Type

H Hotel/Motel This TCC applies only to transactions involving the provision of
sleeping or meeting room accommodations, or both. This TCC also may
include goods and services that are included on a bill for these
accommodations by a hotel, motel, or inn, but not by any boarding house or
lodging house providing services primarily for permanent guests, and not by a
trailer or camping park.
This TCC does not apply to any apparel store, florist, gift shop, or restaurant
transaction in a hotel, motel, or inn that is not posted to a bill that includes
charges for the providing of sleeping or meeting room accommodations.
In the case of cruise ships sailing in any waters, this TCC applies only to
accumulated incidental charges that were incurred aboard ship and are
posted to an account with the shipping company that is payable upon
disembarkation. This includes transactions originating at merchant locations
aboard the ship, for example, at an apparel store, gift shop, or florist.

O College/School Expense This TCC applies only to transactions involving
charges for tuition or room and board by an institution that is a university,
college, junior college, or preparatory school. The institution must be
accredited by the regional or other appropriate accrediting authority. It must
be conducting a full-time academic program. The transaction also may
include other college/school expenses and charges, such as books, insurance,
and athletic fees.
This TCC does not apply to charges by a trade school, or any establishment
for the teaching of a particular skill or group of skills, such as a school of
design, beauticians’ school, fencing school, or computer programming school.

O Hospital This TCC applies only to transactions involving a charge for an
overnight bed occupancy by a patient. The transaction may include, in
addition to the overnight bed occupancy charge by a patient, related goods
and services. This TCC does not apply to a separate bill for outpatient service,
or any florist, gift shop, or restaurant transaction in a hospital that is not
posted to a hospital bill that includes a patient’s overnight bed occupancy
charges. A hospital is an institution for the care or treatment of persons who
are sick, injured, aged, infirm, or young, and it may be an asylum, a sanitarium,
or a rest home.

P Payment Transaction This TCC applies to Payment Transactions including
Mastercard Gaming Payment Transactions and Mastercard MoneySend
Payment Transactions (including but not limited to Mastercard MoneySend
Fast Refund Payment Transactions conducted for purchase returns). A
Payment Transaction is a transaction that transfers funds to a cardholder
account. A Payment Transaction must be authorized by the issuer.

R All Other Merchants/U.S. Post Exchange This TCC applies to those
transactions taking place at a retail store or U.S. Post Exchange.

Definitions: Transaction Category Codes and types of transactions

TCC Transaction Type

R or U Cardholder-Activated Terminal (CAT Level 1, 2, 3, and 4) This TCC applies to
a cardholder-activated magnetic stripe-reading terminal (usually
unattended) that dispenses a product or provides a service. The terminal is
either an Automated Dispensing Machine/Level 1, Self-Service Terminal/Level
2, Limited Amount Terminal/Level 3, or In-Flight Commerce Terminal/Level 4
in accordance with Mastercard standards. For more details, refer to Appendix
D of the Transaction Processing Rules manual.

T All Other Non–Face-to-Face Transactions This TCC applies to non–face-to-
face transactions, including but not limited to recurring transactions, mail
order/telephone order transactions, electronic and mobile commerce
transactions, and transponder transactions. Recurring or preauthorized
transactions result from a specific authorization given to the merchant where
the cardholder has agreed to periodic billings submitted by the merchant. Mail
order/telephone order, electronic and mobile commerce, and transponder
transactions result from a cardholder authorizing a sale to be charged to his
or her account via a non–face-to-face method.

U Unique Transactions This TCC applies only to transactions identified with one
of the following acceptor business codes: 4829, 6050, 6051, 7995, 7801, or

The TCC of “U” must be used in combination with any of these acceptor business codes, regardless of transaction environment (with the sole exception of Gaming Payment Transactions, which use a TCC of “P”.

X Airline This TCC applies to a passenger airline merchant or its authorized
agent that sells tickets on behalf of the airlines.

X Railroad This TCC applies to a passenger railroad merchant or its authorized
agent that sells tickets on behalf of the railroads.

X Travel Agency/Transportation This TCC applies to transactions involving
charges for other common carrier passenger transportation. The transaction,
in addition to these charges, may include charges that are incidental to
scheduled common carrier passenger transportation.

Z Automated Cash Disbursement This TCC applies to a transaction in which
the cardholder receives cash at an ATM.

Definitions: Transaction Category Codes and types of transactions

Acceptor business (AB) programs and descriptions……………………………………………………………………….

Acceptor business (AB) programs and descriptions…………………………………………………………

Each business code (MCC) is associated to a particular industry and, therefore, belongs to one,
and only one, industry AB program, listed in the industry acceptor business (AB) programs table.

Table 4: Industry acceptor business (AB) programs

Code Description

A001 Airline

B001 Cruise/Steamship

C001 Cash Disbursement

D001 Payment Transactions

F001 Restaurant

H001 Lodging

M001 Mail Order/Telephone Order

MON1 MoneySend

MON2 Funding

MON3 MoneySend

OTH1 Other

P001 Beauty Salons

R001 Railways

S001 Supermarket

T001 Telephone

T002 Purchase at ATM

U001 Unique

V001 Automobile/Vehicle Rental

W001 Warehouse Club

Z001 ATM

Acceptor business (AB) programs and descriptions

The AB programs listed in the Custom Acceptor Business (AB) Programs table are unique
groupings of MCCs used by the system for purposes of interchange qualification. Each MCC
may belong to any number of custom AB programs.

Table 5: Custom Acceptor Business (AB) Programs

Code Description

CCR1 Corporate Refund Group 1

CCR2 Corporate Refund Group 2

CCR3 Corporate Refund Group 3

CCR4 Corporate Refund Group 4

CH01 Charitable Organizations

CHN8 China Inbound

CHN9 Revised China Inbound

CHNA China Others

CNV1 Convenience Purchases

CNV2 Convenience Purchases: Service Stations (with or
without Ancillary Services) (MCC 5541) and Fuel
Dispenser, Automated (MCC 5542) Excluded

CR02 Credit Refund Group 2

CR03 Credit Refund Group 3

CR04 Credit Refund Group 4

CR05 Credit Refund Group 5

EDU1 Education

EM01 Emerging Markets

EM02 Emerging Markets Except Utilities

EM04 Emerging Markets Version Four

F002 Restaurant: Fast Foods and Drinking Places

F006 Restaurant: Eating and Drinking Places

FLT1 Fleet Fuel Locations Including 5552 Electric Vehicle
Charging

Acceptor business (AB) programs and descriptions

Code Description

FLT2 Fleet Fuel Locations Excluding 5552 Electric Vehicle
Charging

FLTM Fleet Maintenance Locations

FT01 Mastercard Corporate Fleet Card

FTM1 Mastercard Corporate Fleet Card Maintenance
Locations

G001 Government Owned Lottery MCCs

GVT1 Government Services

GW01 Global Wholesale Travel Other

INS1 Insurance

INSA Mastercard Installment Payments Group A

INSB Mastercard Installment Payments Group B

INSC Mastercard Installment Payments Group C

I001 Mastercard-Initiated Rebate/Reward

K001 Key-Entered Interchange Program

K002 Key-Entered Interchange Program: Restaurants
(MCC 5812) Excluded

M003 Mail Order/Telephone Order Except MCC 5960

OTH2 Other: Fuel Dispenser, Automated (MCC 5542)
Excluded

OTH3 Other: Travel Agencies and Tour Operators (MCC
4722) Excluded

OTH4 OTH4: Other: Travel Agencies and Tour Operators
(MCC 4722), Service Stations (with or without
Ancillary Services) (MCC 5541), and Fuel
Dispenser, Automated (MCC 5542) Excluded

OTH5 Other: Service Stations (MCC 5541) and Fuel
Dispenser, Automated (MCC 5542) Excluded

OTH6 Other: Travel Agencies and Tour Operators (MCC
4722), Fuel Dispenser, Automated (MCC 5542)
and Service Stations (MCC 5541) Excluded

OTH9 U.S. Service Stations Lifecycle I

Acceptor business (AB) programs and descriptions

Code Description

OT11 Other Except Utilities

OT12 Other: Automated Fuel Dispenser and Utilities
Excluded

OT13 All Other Except MCC 4722 and MCC 4900

OT14 All Other Except MCC 4722, MCC 4900 and MCC
5542

OT15 All Other Except MCC 5541, MCC 5542 and MCC
4900

OT16 All Other Except MCC 4722, MCC 5542, MCC 5541
and MCC 4900

OT21 Other: Utilities 4900 and Insurance 6300 Excluded

OT22 Other: Fuel Dispenser, Automated (MCC 5542) and
Utilities Excluded

OT25 All Other Except MCC 5541, MCC 5542, MCC
6300, MCC 6513 and MCC 4900

OT32 Other: Fuel Dispenser, Automated (MCC 5542),
Insurance, Utilities, and Real Estate Agents and
Managers, Rentals Excluded

OT42 Other: MCCs 5331: Variety Stores, 5814: Fast
Food Restaurants, 5499: Convenience Food Stores,
and 7832: Motion Picture Theaters Excluded

OT43 Other: MCC 4900: Utilities: Electric, Gas, Heating
Oil, Sanitary, Water Excluded

OT44 Other: MCC 4900: Utilities: Electric, Gas, Heating
Oil, Sanitary, Water Excluded

OT57 Other: Fuel and Maintenance Locations Excluded

PET1 Petroleum CAT/Automated Fuel Dispenser

PET2 Petroleum Service Stations

PS01 Public Sector

RT01 Special Restaurant

RT02 Restaurant

SI01 Service Industries

Acceptor business (AB) programs and descriptions

Code Description

SI02 Service Industries Version 2

ST01 Small Ticket

ST02 Regulated Small Ticket: U.S. Region and U.S.
Territories

TE01 Corporate T&E Rate I Card

TE02 Corporate T&E Rate II Card

TE03 World Mastercard T&E Card

TE04 World Mastercard T&E Card: Railways Excluded

TP01 Travel Industries Premier Service

TP03 Life Cycle Travel Industries

UT01 Utilities

Country-specific AB Programs lists AB programs alphabetically by country.

Table 6: Country-specific AB Programs

Code Country Description

ARG1 Argentina Argentina Public Sector/Utilities

ARG2 Argentina Argentina Emerging Markets

ARG3 Argentina Argentina Petroleum

ARG4 Argentina Argentina Supermarkets and
Hypermarkets

ARG5 Argentina Argentina Other

CH02 Argentina Argentina Charity

AUS1 Australia Australia Government and
Utilities

AUS2 Australia Australia Education

AUS3 Australia Australia Transit

AUS4 Australia Australia Transit 4

Acceptor business (AB) programs and descriptions

Code Country Description

CHRT Australia Australia Charity

OTH8 Australia Australia Other

OT33 Australia Australia Other 33

OT35 Australia Australia Other 35

OT41 Australia Australia Other 41

QPS1 Australia Australia Quick Payment Service
(QPS)

BEL1 Belize Other

BR01 Brazil Brazil Monthly Payments

BR02 Brazil Brazil Government Services

BR03 Brazil Brazil Fast Transactions

BR04 Brazil Brazil Gas Stations

BR05 Brazil Brazil Mobile Phone Top-Ups

BR06 Brazil Brazil Coupon Booklet Payments

BR07 Brazil Brazil Other

BR08 Brazil Fast Transactions

BR09 Brazil Brazil Public Transportation

BR10 Brazil Other

BR80 Brazil Brazil Food

BR90 Brazil Brazil Meal

LR01 Brazil Brazil Large Retailers

VP01 Brazil Brazil Pedagio

CAN1 Canada Canada Big Box Stores

CAN2 Canada Canada Specialty Clothing

CAN4 Canada Canada Independent Business

CAN5 Canada Canada Charity Life Cycle

CAN6 Canada Canada Other

Acceptor business (AB) programs and descriptions

Code Country Description

CAN7 Canada Canada Unique

EM05 Canada Canada Emerging Markets

EM06 Canada Utilities Life Cycled

PS02 Canada Canada Public Sector

S003 Canada Canada Convenience Debit
Contactless

CHL1 Chile Chile Tax Payments

CHL2 Chile Chile Charities

CHL3 Chile Chile Utilities

CHL4 Chile Chile Gas Stations

CHL5 Chile Chile Education

CHL6 Chile Chile Telephone and Cable

CHL7 Chile Chile Supermarkets

CHL8 Chile Chile Auto Sales

CHL9 Chile Chile Tolls and Parking

CHLA Chile Chile Government

CHLB Chile Chile Emerging Markets

CHLC Chile Chile Airlines and Travel Agents

CHLD Chile Chile Retail 1

CHLE Chile Chile Retail 2

CHLF Chile Chile Health 1

CHLG Chile Chile All Other

CHLH Chile Chile Health 2

CHLI Chile Bakeries

CHLJ Chile Low Ticket

CHLK Chile Emerging Markets

CHLL Chile Transportation

Acceptor business (AB) programs and descriptions

Code Country Description

CHLM Chile Commerce 1

CHLN Chile Commerce 2

CHLO Chile All Other: Debit

COL1 Colombia Airlines

COL2 Colombia Automotive

COL3 Colombia Tax Payments

COL4 Colombia Department and Food Stores

COL5 Colombia Direct Marketing

COL6 Colombia Drug Stores

COL7 Colombia Events

COL8 Colombia Fast Food

COL9 Colombia Communications

COLA Colombia Hotels and Social Clubs

COLB Colombia Restaurants

COLC Colombia Travel Agencies

COLD Colombia Personal Payments

COLE Colombia Cargo, Courier, and Other
Transport

COLF Colombia Appliances and Electronics

COLG Colombia Daily Transportation

COLH Colombia Education

COLI Colombia Utilities

COLJ Colombia Health

COLK Colombia Retail Chains

COLL Colombia Professional Services

COLM Colombia Miscellaneous Commerce: All
Other

Acceptor business (AB) programs and descriptions

Code Country Description

COLN Colombia General Retail

COLP Colombia Large Retail Chains

E001 Europe Europe Petrol Stations

EALL Europe Rest of Europe

F003 Europe Europe Restaurants

GAM1 Europe Gaming

S002 Europe Europe Supermarkets

TP02 Europe Europe Travel Agencies

HK02 Hong Kong (SAR) Hong Kong (SAR) Recurring
Payments

JA01 Jamaica Jamaica Daily Usage and Non-
profit

JA02 Jamaica Jamaica Other

JPIB Japan Japan Inbound

JPN1 Japan Japan Public Service

JPN2 Japan Japan Airlines

JPN3 Japan Japan Transportation

JPN4 Japan Japan Hotels

JPN6 Japan Japan Recurring

JPN8 Japan Japan Education

JPN9 Japan Japan Recurring

JPNA Japan Japan Real Estate

JPNC Japan Japan Small Ticket Restaurants

JPND Japan Japan Convenience Stores

JPNE Japan Japan Hypermarkets

JPNF Japan Japan Leisure

JPNG Japan Japan Others Non-Travel

JPNH Japan Japan 10-day settlement

Acceptor business (AB) programs and descriptions

Code Country Description

JPNJ Japan Revised Japan Others Non-Travel

MAC2 Macao (SAR) Macao (SAR) Recurring Payments

F004 Myanmar Restaurant 5812 and 5813

F005 Myanmar Restaurant: Fast Food
Restaurants

MM02 Myanmar Myanmar Other

OT10 Myanmar All Other Except 5094 and 5944

NZE1 New Zealand New Zealand Education

NZG1 New Zealand New Zealand Government
Services and Utilities

NZM1 New Zealand New Zealand Strategic
Merchants

NZU1 New Zealand New Zealand Utilities

GAM1 Nigeria Gaming

PA01 Panama Panama Fast Transactions and
Supermarkets

PA02 Panama Panama Emerging Markets

PR01 Puerto Rico Puerto Rico Supermarket

PR02 Puerto Rico Puerto Rico Government Services

PR03 Puerto Rico Puerto Rico Rapid Payments

PR04 Puerto Rico Puerto Rico Utilities

PR05 Puerto Rico Puerto Rico Charities

PR06 Puerto Rico Puerto Rico Emerging Markets

EM03 Singapore Singapore Emerging Markets

SGTR Singapore Singapore Transit

U003 Singapore Singapore Unique

SPNU Spain Spain Unique

SPN2 Spain Spain Domestic Local Processing

Acceptor business (AB) programs and descriptions

Code Country Description

SPN3 Spain Spain Valid ISO

SPN4 Spain Spain Unique

ST03-TTO Trinidad and Tobago Small Ticket

TR01-TTO Trinidad and Tobago Transport

TT01-TTO Trinidad and Tobago Other

B001 Uruguay Uruguay T&E

CH02 Uruguay Uruguay Charities

F001 Uruguay Uruguay Restaurants

H001 Uruguay Uruguay T&E

M001 Uruguay Uruguay T&E

PET4 Uruguay Uruguay Fuel Stations

R001 Uruguay Uruguay T&E

UR01 Uruguay Uruguay Supermarkets and Daily
Use

UR02 Uruguay Uruguay Hypermarkets

UR03 Uruguay Uruguay Apparel

UR04 Uruguay Uruguay Home Appliances

UR05 Uruguay Uruguay Pharmacies

UR06 Uruguay Uruguay T&E

UR07 Uruguay Uruguay Direct Marketing

UR08 Uruguay Uruguay Professional Services

UR09 Uruguay Uruguay Public Sector/Utilities/
Emerging Markets

UR10 Uruguay Uruguay All Other

GAM2 U.S. Gaming and Gambling

OT36 U.S. U.S. Other

OT39 U.S. U.S. Other: Fuel Dispenser,
Automated (MCC 5542),
excluded

Acceptor business (AB) programs and descriptions

Code Country Description

OT40 U.S. U.S. Other: Service Stations
(MCC 5541) and Fuel Dispenser,
Automated (MCC 5542)
Excluded

OTH9 U.S. U.S. Service Stations Lifecycle I

VNM1 Viet Nam Viet Nam Insurance

MCC descriptions………………………………………………………………………………………………………………………………..

MCC descriptions…………………………………………………………………………………………………………………..

Various MCC categories are described in the MCC descriptions table.

Table 7: MCC descriptions

MCC Category Description

Airlines The Airlines category consists of air carriers and
airlines.

Amusement and Entertainment Amusement and Entertainment merchants provide
recreation and entertainment services; includes the
managers, performers, promoters, organizers,
operators, renters, and sellers of such services.

Automobile/Vehicle Rentals Automobile/Vehicle Rentals merchants provide
short-term or long-term rentals of cars, trucks,
vans, utility trailers, motor homes, or recreational
vehicles.

Automobiles and Vehicles Automobiles and Vehicles merchants sell new and
used vehicles, provide vehicle replacement parts
and accessories, sell fuel, and also may make
repairs. Vehicles sold include cars, motorcycles,
trucks, recreational trailers, motor homes,
watercraft, and snowmobiles.

Business Services Business Services merchants are typically engaged
in trades and business support services, providing
specialized goods and services for consumers and
businesses.

Clothing Stores Clothing Stores sell clothing, accessories, and other
apparel.

MCC descriptions

MCC Category Description

Contracted Services Contracted Services merchants are general and
specialized contractors that provide building,
landscape, agricultural, veterinary, and other
services.

Government Services Government Services merchants include local,
state, and federal entities that provide
administration and processing functions, as well as
civil commissions, government accounting, supply
and services offices, and other providers of
government support services.

Hotels and Motels The Hotels and Motels category includes all lodging
establishments, such as “bed and breakfast” and
other inns, resorts, cabins, and hostels. It does not
include recreational areas in which patrons provide
their own shelter, such as campgrounds and trailer
parks.

Mail Order/Telephone Order Providers Mail Order/Telephone Order Providers use direct
marketing techniques such as mailings, advertising,
or other methods to sell products, services, and
information, or provide access to audiotext or
videotext services.

Miscellaneous Stores Miscellaneous Stores sell unique or specialized
items and services rather than a general line of
merchandise. Examples include eating and drinking
establishments, pharmacies, home furnishing,
electronics, and household appliance stores.

Personal Service Providers Personal Service Providers supply services of a
personal nature such as dry cleaning, dating, tax
preparation, funeral, clothing rental, and spa
services.

Professional Services and Membership
Organizations

The Professional Services and Membership
Organizations category includes professionals with
advanced or specialized education or training,
schools and educational services, and membership
associations and organizations.

Repair Services Repair Services merchants specialize in repair and
related services.

MCC descriptions

MCC Category Description

Retail Stores Retail Stores sell a variety of general merchandise.
Examples include building material, hardware,
garden supply, and food stores, and discount and
department stores. Merchants that primarily sell
apparel are classified under Clothing Stores. Eating
and drinking establishments are classified as
Miscellaneous Stores.

Service Providers Service Providers supply non-personal services.
Examples include cash disbursements by financial
institutions, sales of travelers cheques and foreign
currency by non-financial institutions, insurance
sales, timeshare sales, and campground operators.

Transportation Transportation merchants include providers of
passenger and freight transportation, as well as
emergency, courier, storage, travel, and toll
collection services.

United Kingdom This category is for regional use only.

Utilities Utilities merchants provide public services such as
power, water, sanitation, telecommunications,
telegraph, pay television, computer network, and
information, and funds transfer services. Sellers of
telecommunications equipment are also included.

Wholesale Distributors and Manufacturers Wholesale Distributors and Manufacturers sell
goods and services exclusively to other businesses.

MCC Listing…………………………………………………………………………………………………………………………………………

MCC Listing…………………………………………………………………………………………………………………………..

The MCC Listing spreadsheet contains all acceptor business codes (MCCs).

This spreadsheet also contains domestic use-only (country-specific) MCCs. It can be saved to a
local drive to allow users to sort the information for their specific application needs.

Downloading the MCC Listing spreadsheet…………………………………………………………………………………..

Downloading the MCC Listing spreadsheet……………………………………………………………………..

From the HTML version of the Quick Reference Booklet , the user can access the MCC Listing
Microsoft Excel® file.

Procedure

Click the Download Attachments icon.

MCC Listing

Click the file name.
When the file opens, save it to a location on your computer.

Acceptor business codes (MCCs): extended………………………………………………………………………………………..

Acceptor business codes (MCCs): extended………………………………………………………………………….

Acceptor business codes (MCCs) are listed numerically by MCC. The description for each MCC
within this section, includes the TCC(s) that are valid for that MCC. Only a valid combination of
MCC and TCC may be used in a transaction.

MCC 0742: Veterinary Services……………………………………………………………………………………………………..

MCC 0742: Veterinary Services………………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 8: Description of MCC 0742: Veterinary Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

Acceptor business codes (MCCs): extended

MCC Description Licensed practitioners primarily engaged in the practice of veterinary
medicine, dentistry, or surgery for all types of animals; such as pets
(for example, dogs, cats, fish), livestock, and other farm animals (for
example, cattle, horses, sheep, hogs, goats, poultry, bees), and exotic
animals.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32, OT39, OT40

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLL, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 0763: Agricultural Cooperatives……………………………………………………………………………………………

MCC 0763: Agricultural Cooperatives………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 9: Description of MCC 0763: Agricultural Cooperatives

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Associations and cooperatives that provide farm management
services or assistance in farming operations. Examples of such
services include financial assistance, management, or complete
maintenance of crops, soil preparation, planting and cultivating,
aerial dusting and spraying, disease and insect control, weed control,
and the harvesting of crops.
For merchants that provide farm product warehousing and storage,
use MCC 4225.

MCC Category Contracted Services

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

MCC 0763: Agricultural Cooperatives

Country-specific: BR07, BR10, CHLG, CHNA,
COLM, JA02, OTH8, OT33. OT34,
OT36, OT39, OT40, OT41, OTSV,
UR10

MCC 0780: Horticultural and Landscaping Services………………………………………………………………………

MCC 0780: Horticultural and Landscaping Services………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 10: Description of MCC 0780: Horticultural and Landscaping Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Landscape architects and other providers of landscape planning and
design services. Also, merchants that offer a variety of lawn and
garden services such as planting, fertilizing, mowing, mulching,
seeding, spraying, and sod laying.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BR07, BR10, CHLE, CHNA, COLL,
IDN2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
UR10

MCC 1520: General Contractors, residential and commercial……………………………………………………….

MCC 1520: General Contractors, residential and commercial…………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 11: Description of MCC 1520: General Contractors, residential and commercial

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 0780: Horticultural and Landscaping Services

MCC Description General contractors primarily engaged in the construction of
residential and commercial buildings. Construction services may
include new construction, remodeling, repair, additions, and
alterations.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLB, CHLK,
CHNA, JPNJ, COLL, IDN2, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, TT01-TTO,
UR08

MCC 1711: Air Conditioning, Heating, and Plumbing Contractors………………………………………………..

MCC 1711: Air Conditioning, Heating, and Plumbing Contractors…………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 12: Description of MCC 1711: Air Conditioning, Heating, and Plumbing Contractors

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Special trade contractors that work with heating, plumbing, and air-
conditioning systems. Examples of such services include air system
balancing and testing, drainage system installation, furnace repair,
lawn sprinkler system installation, refrigeration and freezer work,
sewer hookups and connections, solar heating, sprinkler system
installation, and water pump installation and servicing.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BR07, BR10, CHLB, CHLK, CHNA,
COLL, IDN2, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, UR08

MCC 1711: Air Conditioning, Heating, and Plumbing Contractors

MCC 1731: Electrical Contractors…………………………………………………………………………………………………

MCC 1731: Electrical Contractors……………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 13: Description of MCC 1731: Electrical Contractors

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Special trade contractors that perform electrical work such as the
installation of fire alarms, sound equipment, telecommunications
equipment, and telephones and telephone equipment.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BR07, BR10, CHLB, CHLK, CHNA,
COLL, IDN2, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, UR08

MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors…………………

MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors……

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 14: Description of MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile
Setting Contractors

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Special trade contractors that perform masonry work, stone setting
and other stone work such as fireplace construction, tile setting,
plain and ornamental plastering, and insulation installation. These
merchants also may perform bricklaying, ceramic and marble work,
mosaic work, acoustical work, and drywall construction.

MCC 1731: Electrical Contractors

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLL, IDN2, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR08

MCC 1750: Carpentry Contractors………………………………………………………………………………………………..

MCC 1750: Carpentry Contractors………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 15: Description of MCC 1750: Carpentry Contractors

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Special trade contractors that perform carpentry work for
construction projects such as cabinetwork, framing, trim and finish
work, and window and door installation.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32, BEL1, BR07,
BR10, CHLG, COLL, IDN2, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, TT01-TTO, UR08

Country-specific: CHNA, OTSV

MCC 1750: Carpentry Contractors

MCC 1761: Roofing and Siding, Sheet Metal Work Contractors……………………………………………………

MCC 1761: Roofing and Siding, Sheet Metal Work Contractors……………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 16: Description of MCC 1761: Roofing and Siding, Sheet Metal Work Contractors

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Special trade contractors that install roofing, siding and do sheet
metal work, including architectural sheet metal work, ceilings and
skylight installation, duct and gutter installation, and roof spraying,
painting, or coating.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLL, IDN2, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR08

MCC 1771: Concrete Work Contractors………………………………………………………………………………………..

MCC 1771: Concrete Work Contractors…………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 17: Description of MCC 1771: Concrete Work Contractors

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Special trade contractors that perform concrete, cement or asphalt
work, construct private driveways and walks of all materials, pour
concrete for foundations, perform grouting work, and construct
concrete patios and sidewalks.

MCC Category Contracted Services

MCC 1761: Roofing and Siding, Sheet Metal Work Contractors

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLL, IDN2, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR08

MCC 1799: Contractors, Special Trade; not elsewhere classified………………………………………………….

MCC 1799: Contractors, Special Trade; not elsewhere classified…………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 18: Description of MCC 1799: Contractors, Special Trade; not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Special trade contractors that perform construction work not
elsewhere classified. Examples include awning installation, bathtub
refinishing, fence construction, fire escape installation, house moving,
home window replacement, garage door installation, floor covering
installation, ornamental metal work, swimming pool construction,
glasswork, well drilling, wallpaper services, waterproofing, and
construction welding.

MCC Category Contracted Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLB, CHLK,
CHNA, COLL, IDN2, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, TT01-TTO, UR08

MCC 1799: Contractors, Special Trade; not elsewhere classified

MCC 2741: Miscellaneous Publishing and Printing…………………………………………………………………………

MCC 2741: Miscellaneous Publishing and Printing…………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 19: Description of MCC 2741: Miscellaneous Publishing and Printing

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants engaged in wholesale printing, publishing, or bookbinding.
Examples of materials produced by such merchants include books,
periodicals, magazines, maps and atlases, business newsletters,
directories, sheet music, paper patterns, technical manuals and
papers, telephone directories, and yearbooks.
For wholesale distributors of books, pamphlets, and educational
materials, use MCC 5192.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLM, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 20: Description of MCC 2791: Typesetting, Plate Making, and Related Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 2741: Miscellaneous Publishing and Printing

MCC Description Merchants that perform wholesale typesetting for the printing trade
and make plates for printing purposes. Examples of such services
include advertisement typesetting, phototypesetting, computer-
controlled typesetting and color separations; the production of
positives and negatives from which offset lithographic plates are
made; and engraving or embossing for printing purposes, such as
engraving on wood, rubber, copper, steel, or photoengraving.
For merchants that primarily provide wholesale printing services, use
MCC 2741.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLM, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations………………………………………..

MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 21: Description of MCC 2842: Sanitation, Polishing, and Specialty Cleaning
Preparations

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale manufacturers of polishes, cleaning solutions,
disinfectants, hospital cleaning supplies, and other sanitation
preparations. Products for sale may include non-personal
deodorants, dressings for fabricated leather and other materials,
wax removers, degreasing solvents, dry cleaning chemicals, rust and
stain removers, and cleaning solutions for glass, paint, or wallpaper.

MCC Category Wholesale Distributors and Manufacturers

MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLM, IDN2, JA02, OTH8, OT33,
OT34, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCCs 3000 through 3350: Airlines, Air Carriers…………………………………………………………………………….

MCCs 3000 through 3350: Airlines, Air Carriers……………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 22: Description of MCCs 3000 through 3350: Airlines, Air Carriers

TCC X

MCC Description For a complete listing of major airline merchants, refer to the
Acceptor Business Code (MCC): Alphabetic section, or Acceptor
Business Code (MCC): Transaction Category Codes section.

MCC Category Airlines

AB Programs Global: A001, CF01, TE01, TE02, TE03,
TE04

MCCs 3000 through 3350: Airlines, Air Carriers

Country-specific: BEL1, CHLL, TT01-TTO
BEL1 for MCCs 3000, 3001,
3002, 3003, 3004, 3005, 3006,
3007, 3008, 3009, 3010, 3011,
3012, 3013, 3014, 3015, 3016,
3017, 3018, 3019, 3020, 3021,
3022, 3023, 3024, 3025, 3026,
3027, 3028, 3029, 3030, 3031,
3032, 3033, 3034, 3035, 3036,
3037, 3038, 3039, 3040, 3041,
3042, 3043, 3044, 3045, 3046,
3047, 3048, 3049, 3050, 3051,
3052, 3053, 3054, 3055, 3056,
3057, 3058, 3059, 3060, 3061,
3062, 3063, 3064, 3065, 3066,
3067, 3068, 3069, 3070, 3071,
3072, 3075, 3076, 3077, 3078,
3079, 3080, 3081, 3082, 3083,
3084, 3085, 3087, 3088, 3089,
3090, 3094, 3096, 3097, 3098,
3099, 3100, 3102, 3103, 3106,
3111, 3112, 3117, 3125, 3127,
3129, 3130, 3131, 3132, 3135,
3136 3144, 3146, 3148, 3151,
3156, 3159, 3161, 3164, 3167,
3168, 3169, 3171, 3172, 3174,
3175, 3177, 3178, 3180, 3181,
3182, 3183, 3184, 3185, 3186,
3187, 3188, 3190, 3191, 3193,
3196, 3197, 3200, 3204, 3206,
3211, 3212, 3213, 3217, 3219,
3220, 3221, 3222, 3223, 3226,
3228, 3229, 3231, 3234, 3236,
3239, 3240, 3241, 3242, 3243,
3245, 3246, 3247, 3248, 3252,
3253, 3256, 3260, 3261, 3263,
3266, 3267, 3280, 3282, 3285,
3286, 3287, 3292, 3293, 3294,
3295, 3296, 3297, 3298, 3299,
3303, 3304, 3308

MCCs 3000 through 3350: Airlines, Air Carriers

MCCs 3351 through 3500: Car Rental Agencies……………………………………………………………………………

MCCs 3351 through 3500: Car Rental Agencies………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 23: Description of MCCs 3351 through 3500: Car Rental Agencies

TCC A

MCC Description For a complete listing of major car rental agency merchants, refer to
the Acceptor Business Code (MCC): Alphabetic section, or Acceptor
Business Code (MCC): Transaction Category Codes section.

MCC Category Automobile/Vehicle Rentals

AB Programs Global: TE01, TE02, TE03, TE04, V001
TP01 for MCCs 3357, 3366,
3388, 3389, 3390, 3393, 3395,
3405, and 3441

Country-specific: BEL1, BR07, BR10, CHLG, COLN,
SPN3, TT01-TTO
BEL1 for MCCs 3351, 3352,
3353, 3354, 3355, 3357, 3359,
3360, 3361, 3362, 3364, 3366,
3368, 3370, 3374, 3376, 3380,
3381, 3385, 3386, 3387, 3388,
3389, 3390, 3391, 3393, 3394,
3395, 3396, 3398, 3400, 3405,
3409, 3412, 3420, 3421, 3423,
3425, 3427, 3428, 3429, 3430,
3431, 3432, 3433, 3434, 3435,
3436, 3438, 3439, 3441
BR10 for MCCs 3352, 3353,
3354, 3355, 3357, 3359, 3360,
3361, 3362, 3364, 3366, 3368,
3370, 3374, 3376, 3380, 3381,
3385, 3386, 3387, 3388, 3389,
3390, 3391, 3393, 3394, 3395,
3396, 3398, 3400, 3405, 3409,
3412, 3420, 3421, 3423, 3425,
3427, 3428, 3429, 3430, 3431,
3432, 3433, 3434, 3435, 3436,
3438, 3439, 3441

MCCs 3351 through 3500: Car Rental Agencies

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts…………………………………………………………

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts…………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 24: Description of MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts

TCC H

MCC Description For a complete listing of major lodging merchants, refer to Acceptor
Business Code (MCC): Alphabetic section, or Acceptor Business Code
(MCC): Transaction Category Codes section.

MCC Category Hotels and Motels

AB Programs Global: H001, TE01, TE02, TE03, TE04,
(TP01 for specific MCCs)

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts

Country-specific: BR07, COLA, JA02, TT01-TTO
BEL1 for MCCs 3501, 3502,
3503, 3504, 3505, 3506, 3507,
3508, 3509, 3510, 3511, 3512,
3513, 3514, 3515, 3516, 3517,
3518, 3519, 3520, 3521, 3522,
3523, 3524, 3525, 3526, 3527,
3528, 3529, 3530, 3531, 3532,
3533, 3534, 3535, 3536, 3537,
3538, 3539, 3540, 3541, 3542,
3543, 3544, 3545, 3546, 3547,
3548, 3549, 3550, 3551, 3552,
3553, 3554, 3555, 3556, 3557,
3558, 3559, 3560, 3561, 3562,
3563, 3564, 3565, 3566, 3567,
3568, 3569, 3570, 3571, 3572,
3573, 3574, 3575, 3576, 3577,
3578, 3579, 3580, 3581, 3582,
3583, 3584, 3585, 3586, 3587,
3588, 3589, 3590, 3591, 3592,
3593, 3594, 3595, 3596, 3597,
3598, 3599, 3600, 3601, 3602,
3603, 3604, 3605, 3606, 3607,
3608, 3609, 3610, 3611, 3612,
3613, 3614, 3615, 3616, 3617,
3618, 3619, 3620, 3621, 3622,
3623, 3624, 3625, 3626, 3627,
3628, 3629, 3630, 3631, 3632,
3633, 3634, 3635, 3636, 3637,
3638, 3639, 3640, 3641, 3642,
3643, 3644, 3645, 3646, 3647,
3648, 3649, 3650, 3651, 3652,
3653, 3654, 3655, 3656, 3657,
3658, 3659, 3660, 3661, 3662,
3663, 3664, 3665, 3666, 3667,
3668, 3669, 3670, 3671, 3672,
3673, 3674, 3675, 3676, 3677,
3678, 3679, 3680, 3681, 3682,
3683, 3684, 3685, 3686, 3687,
3688, 3689, 3690, 3691, 3692,
3693, 3694, 3695, 3696, 3697,
3698, 3699, 3700, 3701, 3702,
3703, 3704, 3705, 3706, 3707,
3708, 3709, 3710, 3711, 3712,
3713, 3714, 3715, 3716, 3717,
3718, 3719, 3720, 3721, 3722,
3723, 3724, 3725, 3726, 3727,
3728, 3729, 3730, 3731, 3732,
3733, 3734, 3735, 3736, 3737,

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts

3738, 3739, 3740, 3741, 3742,

3743, 3744, 3745, 3746, 3747,

3748, 3749, 3750, 3751, 3752

3753, 3754, 3755, 3756, 3757,

3758, 3759, 3760, 3761, 3762,

3763, 3764, 3765, 3766, 3767,

3768, 3769, 3770 3771, 3772,

3773, 3774, 3775, 3776, 3777,

3778, 3779, 3780, 3781, 3782,

3783, 3784, 3785, 3786, 3787,

3788, 3789, 3790, 3791, 3792,

3793, 3794, 3795, 3796, 3797,

3798, 3799, 3800, 3801, 3802,

3803, 3804, 3805, 3806, 3807,

3808, 3809, 3810, 3811, 3812,

3813, 3814, 3815, 3816, 3817,

3818, 3819, 3820, 3821, 3822,

3823, 3824, 3825, 3826, 3827,

3828, 3829, 3830, 3831, 3832,

3833

BR10 for MCCs 3501, 3502,
3503, 3504, 3505, 3506, 3507,
3508, 3509, 3510, 3511, 3512,
3513, 3514, 3515, 3516, 3517,
3518, 3519, 3520, 3521, 3522,
3523, 3524, 3525, 3526, 3527,
3528, 3529, 3530, 3531, 3532,
3533, 3534, 3535, 3536, 3537,
3538, 3539, 3540, 3541, 3542,
3543, 3544, 3545, 3546, 3547,
3548, 3549, 3550, 3551, 3552,
3553, 3554, 3555, 3556, 3557,
3558, 3559, 3560, 3561, 3562,
3563, 3564, 3565, 3566, 3567,
3568, 3569, 3570, 3571, 3572,
3573, 3574, 3575, 3576, 3577,
3578, 3579, 3580, 3581, 3582,
3583, 3584, 3585, 3586, 3587,
3588, 3589, 3590, 3591, 3592,
3593, 3594, 3595, 3596, 3597,
3598, 3599, 3600, 3601, 3602,
3603, 3604, 3605, 3606, 3607,
3608, 3609, 3610, 3611, 3612,
3613, 3614, 3615, 3616, 3617,
3618, 3619, 3620, 3621, 3622,
3623, 3624, 3625, 3626, 3627,
3628, 3629, 3630, 3631, 3632,
3633, 3634, 3635, 3636, 3637,
3638, 3639, 3640, 3641, 3642,

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts

3643, 3644, 3645, 3646, 3647,

3648, 3649, 3650, 3651, 3652,

3653, 3654, 3655, 3656, 3657,

3658, 3659, 3660, 3661, 3662,

3663, 3664, 3665, 3666, 3667,

3668, 3669, 3670, 3671, 3672,

3673, 3674, 3675, 3676, 3677,

3678, 3679, 3680, 3681, 3682,

3683, 3684, 3685, 3686, 3687,

3688, 3689, 3690, 3691, 3692,

3693, 3694, 3695, 3696, 3697,

3698, 3699, 3700, 3701, 3702,

3703, 3704, 3705, 3706, 3707,

3708, 3709, 3710, 3711, 3712,

3713, 3714, 3715, 3716, 3717,

3718, 3719, 3720, 3721, 3722,

3723, 3724, 3725, 3726, 3727,

3728, 3729, 3730, 3731, 3732,

3733, 3734, 3735, 3736, 3737,

3738, 3739, 3740, 3741, 3742,

3743, 3744, 3745, 3746, 3747,

3748, 3749, 3750, 3751, 3752,

3753, 3754, 3755, 3757, 3758,

3759, 3760, 3761, 3762, 3763,

3764, 3765, 3766, 3767, 3768,

3769, 3770, 3771, 3772, 3773,

3774, 3775, 3776, 3777, 3778,

3779, 3780, 3781, 3782, 3783,

3784, 3785, 3786, 3787, 3788,

3789, 3790, 3791, 3792, 3793,

3794, 3795, 3796, 3797, 3798,

3799, 3800, 3801, 3802, 3803,

3804, 3805, 3806, 3807, 3808,

3809, 3810, 3811, 3812, 3813,

3814, 3815, 3817, 3818, 3819,

3820, 3821, 3822, 3823, 3824,

3825, 3826, 3827, 3828

MCC 4011: Railroads; Freight………………………………………………………………………………………………………..

MCC 4011: Railroads; Freight…………………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 25: Description of MCC 4011: Railroads; Freight

TCC X

MCC 4011: Railroads; Freight

MCC Description Railroads engaged in freight transport operations.
For railways that provide passenger transportation, use MCC 4112.

MCC Category Transportation

AB Programs Global: CCR1, CF01, CR04, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32, OT36

Country-specific: BEL1, BR03, BR08, CHLE, CHLL,
CHNA, COLE, JA02, OTH8, OT33,
OT34, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR06

MCC 4111: Transportation: Suburban and Local Commuter Passenger, including Ferries……………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 26: Description of MCC 4111: Transportation: Suburban and Local Commuter
Passenger, including Ferries

TCC X

MCC Description Providers of local and suburban mass passenger transportation over
regular routes and on regular schedules, including railway commuter
transportation.
For taxicabs and limousines, use MCC 4121; for bus lines, use MCC
4131.

MCC Category Transportation

AB Programs Global: CCR1, CF01, CR04, EM01, EM02,
EM04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32, PS01, ST01

MCC 4111: Transportation: Suburban and Local Commuter Passenger, including Ferries

Country-specific: AUS3, AUS4, BEL1, BR09, CHLG,
CHN8, CHN9, CHNA, COLG,
EM03, JA02, JPN3, OTH8, OT33,
OT34, OT36, PR06, QPS1, OT39,
OT40, OT41, SGTR, SPN3, TR01-
TTO, UR06

MCC 4112: Passenger Railways…………………………………………………………………………………………………….

MCC 4112: Passenger Railways……………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 27: Description of MCC 4112: Passenger Railways

TCC X

MCC Description Railroads that primarily provide long-distance passenger
transportation. Such railroads may or may not include overnight
accommodations on the train during long distance travel.
For railways that transport freight, use MCC 4011.

MCC Category Transportation

AB Programs Global: CCR1, CF01, CR04, R001, TE01,
TE02, TE03

Country-specific: AUS3, AUS4, BEL1, BR03, BR08,
CHLG, CHN8, CHN9, COLE,
JA02, JPIB, JPN6, UR06

MCC 4119: Ambulance Services…………………………………………………………………………………………………….

MCC 4119: Ambulance Services……………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 28: Description of MCC 4119: Ambulance Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 4112: Passenger Railways

MCC Description Emergency transportation services with trained personnel that may
or may not provide emergency medical treatment en route to a
hospital or medical provider.

MCC Category Transportation

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLH, CHNA,
COLJ, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR06

MCC 4121: Limousines and Taxicabs……………………………………………………………………………………………..

MCC 4121: Limousines and Taxicabs……………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 29: Description of MCC 4121: Limousines and Taxicabs

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Passenger automobile transportation services that do not operate
on a regular schedule or an established route.

MCC Category Transportation

AB Programs Global: CCR1, CNV2, CR04, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32, ST01

Country-specific: ARG2, AUS4, BEL1, BR03, BR08,
CAN4, CHLB, CHLL, CHN8,
CHN9, CHNA, COLG, EM03,
JA02, JPN3, OTH8, OT33, OT34,
OT36, QPS1, OT39, OT40, OT41,
PA02, SPN3, TR01-TTO, UR06

MCC 4121: Limousines and Taxicabs

MCC 4131: Bus Lines……………………………………………………………………………………………………………………..

MCC 4131: Bus Lines………………………………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 30: Description of MCC 4131: Bus Lines

TCC X

MCC Description Passenger bus transportation services that operate on a regular
schedule over predetermined routes.
For charter and tour bus operators, use MCC 4722.

MCC Category Transportation

AB Programs Global: CCR1, CR04, GW01, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32, ST01

Country-specific: AUS3, AUS4, BEL1, BR03, BR08,
CHLE, CHLL, CHN8, CHN9,
CHNA, COLE, JA02, JPN3, OTH8,
OT33, OT34, OT36, PR06, QPS1,
OT39, OT40, OT41, OTSV, SPN3,
TT01-TTO, UR06

Storage Companies, Local Delivery…………………………………………………………………………………. MCC 4214: Motor Freight Carriers, Trucking: Local/Long Distance, Moving and

Moving and Storage Companies, Local Delivery

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 31: Description of MCC 4214: Motor Freight Carriers, Trucking: Local/Long Distance,
Moving and Storage Companies, Local Delivery

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 4131: Bus Lines

MCC Description Local or long distance trucking services that may or may not also
provide storage services.
For household goods warehousing and storage without trucking
services, use MCC 4225.
For couriers of parcels, goods, and packages, use MCC 4215.

MCC Category Transportation

AB Programs Global: CCR3, CF01, CR03,OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32

Country-specific: BR07, BR10, CHLG, CHNA, COLE,
JA02, JPNG, OTH8, OT33, OT34,
OT39, OT40, OT41, OTSV, SPN3,
UR06

MCC 4215: Courier Services: Air and Ground, Freight Forwarders………………………………………………..

MCC 4215: Courier Services: Air and Ground, Freight Forwarders…………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 32: Description of MCC 4215: Courier Services: Air and Ground, Freight Forwarders

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that deliver individually addressed letters, parcels and
packages (excluding Postal Services: Government Only: MCC 9402).
For merchants that provide trucking delivery of freight, use MCC
4214.

MCC Category Transportation

AB Programs Global: CCR3, CF01, CR03, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32

Country-specific: BEL1, BR03, BR08, CHLG, CHLM,
CHNA, COLE, IDN2, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, TT01-TTO, UR06

MCC 4215: Courier Services: Air and Ground, Freight Forwarders

Goods Storage…………………………………………………………………………………………………………………. MCC 4225: Public Warehousing; Farm Products, Refrigerated Goods, Household

Goods, Household Goods Storage

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 33: Description of MCC 4225: Public Warehousing; Farm Products, Refrigerated
Goods, Household Goods Storage

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Providers of storage and warehousing for farm products,
refrigerated storage for perishable products, and storage for
household goods and furniture.
For merchants that provide local storage and trucking services, use
MCC 4214.

MCC Category Transportation

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, JPNG, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR06

MCC 4411: Cruise Lines…………………………………………………………………………………………………………………

MCC 4411: Cruise Lines……………………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 34: Description of MCC 4411: Cruise Lines

TCC H for transactions originating at merchant locations aboard the ship,
for example, an apparel store, gift shop, or florist.
X for the purchase prior to embarkation of tickets for cruise ship
accommodations.

MCC 4225: Public Warehousing; Farm Products, Refrigerated Goods, Household Goods Storage

MCC Description Merchants that provide passenger transportation on the open seas
or inland waters for the purpose of vacation or pleasure. Such
merchants typically offer food, entertainment, and cabin
accommodations inclusive in the fare, and operate predefined and
advertised routes.

MCC Category Transportation

AB Programs Global: B001, CCR1, CR04, TE03, TP01,
TP02, TE04

Country-specific: BEL1, BR07, BR10, CHLE, COLN,
JA02, JPN3, SPN3, TT01-TTO,
UR06

MCC 4457: Boat Leases and Boat Rentals…………………………………………………………………………………….

MCC 4457: Boat Leases and Boat Rentals………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 35: Description of MCC 4457: Boat Leases and Boat Rentals

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that primarily provide boat rental and leasing services,
including fishing boats, non-crew houseboats, sail boats,
powerboats, jet skis, and yachts.

MCC Category Transportation

AB Programs Global: CCR2, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR06

MCC 4457: Boat Leases and Boat Rentals

MCC 4468: Marinas, Marine Service/Supplies……………………………………………………………………………….

MCC 4468: Marinas, Marine Service/Supplies………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 36: Description of MCC 4468: Marinas, Marine Service/Supplies

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Operators of marinas. Services provided may include boat slip rental,
boat storage, boat cleaning, incidental boat repair, and the retail sale
of marine supplies. This MCC includes merchants located at a marina
that sell gasoline for consumer use in boats, and that do not have a
separate merchant agreement from that of the marina.
For service station merchants located at a marina that have a
separate merchant agreement from that of the marina, use MCC
5541.

MCC Category Transportation

AB Programs Global: CCR2, CR05, FLT1, FLT2, FT01,
K001, K002, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLM, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR06

MCC 4511: Air Carriers, Airlines: Not Elsewhere Classified……………………………………………………………

MCC 4511: Air Carriers, Airlines: Not Elsewhere Classified………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 37: Description of MCC 4511: Air Carriers, Airlines: Not Elsewhere Classified

TCC X

MCC Description Only those airlines and air carriers for which a unique MCC has not
been designated.

MCC 4468: Marinas, Marine Service/Supplies

MCC Category Transportation

AB Programs Global: A001, CF01, TE01, TE02, TE03,
TE04

Country-specific: BEL1, CHLC, CHLG, CHLL, JA02,
JPN2, SPN3, TT01-TTO

MCC 4582: Airports, Airport Terminals, Flying Fields…………………………………………………………………….

MCC 4582: Airports, Airport Terminals, Flying Fields……………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 38: Description of MCC 4582: Airports, Airport Terminals, Flying Fields

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that operate and maintain airports and flying fields. Such
merchants may provide aircraft cleaning and janitorial services,
aircraft servicing and repair, aircraft storage at airports, and airport
hangar rental.
For merchants located within an airport terminal that sell food,
newspapers, or gift or souvenir items, use the appropriate MCC for
that business, such as MCC 5812 (Eating Places and Restaurants),
MCC 5994 (News Dealers and Newsstands), or MCC 5947 (Gift,
Card, Novelty, and Souvenir Shops).

MCC Category Transportation

AB Programs Global: CCR3, CR03, GW01, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLM, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, SPN3,
TT01-TTO, UR06

MCC 4582: Airports, Airport Terminals, Flying Fields

MCC 4722: Travel Agencies and Tour Operators……………………………………………………………………………

MCC 4722: Travel Agencies and Tour Operators………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 39: Description of MCC 4722: Travel Agencies and Tour Operators

TCC X

MCC Description Travel agencies that primarily provide travel information and booking
services. Such merchants act as agents on behalf of travelers in
booking and ticketing air, land, or sea transportation or lodging
accommodations, including plane flights, bus tours, sea cruises, car
rentals, rail transportation, and lodging. Also includes tour operators
that arrange and assemble tours for sale through a travel agent or
directly to the consumer. A traveler may also book such tour
packages and excursions through a hotel concierge or ticket office.
Examples include bus charters and tour bus operators.

MCC Category Transportation

AB Programs Global: CCR2, CR02, GW01, OTH1,
OTH2, OTH5, OT11, OT12, OT15,
OT21, OT22, OT25, OT32, TA01,
TE03, TE04

Country-specific: BEL1, BR07, BR10, CHLC, COLC,
JA02, JPN6, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR06

MCC 4784: Bridge and Road Fees, Tolls…………………………………………………………………………………………

MCC 4784: Bridge and Road Fees, Tolls……………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 40: Description of MCC 4784: Bridge and Road Fees, Tolls

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that collect fees associated with toll roads, highways, and
bridges.

MCC Category Transportation

MCC 4722: Travel Agencies and Tour Operators

AB Programs Global: CCR1, CR04, EM01, EM02,
OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32, PS01, ST01

Country-specific: ARG2, AUS4, BEL1, BR03, BR08,
CHL9, CHLL, CHNA, COLG,
EM03, JA02, JPN3, MAC2, OTH8,
OT33, OT34, OT36, OT41, PA02,
PR06, PS02, QPS1, OT39, OT40,
SPN3, TT01-TTO, UR09, VP01

MCC 4789: Transportation Services: not elsewhere classified………………………………………………………

MCC 4789: Transportation Services: not elsewhere classified…………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 41: Description of MCC 4789: Transportation Services: not elsewhere classified

TCC X

MCC Description Merchants that provide passenger transportation services not
elsewhere classified. Such services include transportation via horse-
drawn cabs and carriages, bicycle-taxis, aerial tramways, airport
shuttle transportation services, or cable cars. Also includes self-
service point-to-point bike and scooter share services, which may
operate within a city or municipality and allow a rider to unlock a bike
or scooter at one docking station or location and return it to a
different docking station or location.

For merchants providing ferry service, use MCC 4111.
For merchants providing bus transportation, use MCC 4131.
For merchants providing cruise lines, use MCC 4411.
For merchants providing passenger railway service, use MCC 4112.
For merchants providing taxi and limousine service, use MCC 4121.

MCC Category Transportation

AB Programs Global: CCR3, CR03, CF01, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32

MCC 4789: Transportation Services: not elsewhere classified

Country-specific: AUS3, BEL1, BR07, BR10, CHLG,
CHNA, COLE, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR06

MCC 4812: Telecommunication Equipment Including Telephone Sales…………………………………………

MCC 4812: Telecommunication Equipment Including Telephone Sales……………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 42: Description of MCC 4812: Telecommunication Equipment Including Telephone
Sales

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell telecommunications equipment such as
telephones, fax machines, pagers, cellular phones, and other
equipment related to telecommunications.
For merchants providing telecommunication services, use MCC 4814.

MCC Category Utilities

AB Programs Global: CCR1, CR02, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32, SI01

Country-specific: AUS1, BEL1, BR07, BR10, CHL6,
CHN8, CHNA, COLF, COLK,
HK02, JA02, MAC2, NZG1, NZU1,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR10

MCC 4812: Telecommunication Equipment Including Telephone Sales

MCC 4813: Key-entry Telecom Merchant providing single local and

key entry…………………………………………………………………………………………………………………………… phone calls using a central access number in a non-face-to-face environment using

face-to-face environment using key entry

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 43: Description of MCC 4813: Key-entry Telecom Merchant providing single local and
long-distance phone calls using a central access number in a non-face-to-face
environment using key entry

TCC T for non–face-to-face transactions.

MCC Description Providers of telecommunication services including local and long-
distance telephone calls placed via key entry using a central access
number.

MCC Category Utilities

AB Programs Global: CCR3, CR03, T001

Country-specific: ARG1, BEL1, BR01, CHLG, CHN8,
COLM, HK02, JA02, JPNH, NZG1,
NZU1, PR04, SPN3

services and recurring phone services………………………………………………………………………………. MCC 4814: Telecommunication Services including but not limited to prepaid phone

prepaid phone services and recurring phone services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 44: Description of MCC 4814: Telecommunication Services including but not limited
to prepaid phone services and recurring phone services

TCC R for face-to-face transactions.
T for non-face-to-face transactions.

MCC Description Providers of telecommunication services such as local and long-
distance telephone calls and fax services. Included are merchants
that sell prepaid phone services such as calling cards, and merchants
that provide periodic (for example, monthly) billing of telephone calls.

MCC Category Utilities

MCC 4813: Key-entry Telecom Merchant providing single local and long-distance phone calls
using a central access number in a non-face-to-face environment using key entry

AB Programs Global: CCR1, CR02, SI01, SI02, T001,
T002

Country-specific: ARG1, BR05, CHLG, CHLN,
CHN8, COLM, HK02, JA01, JPN9,
JPNH, NZG1, NZU1, PR04, SPN3

MCC 4816: Computer Network/Information Services…………………………………………………………………..

MCC 4816: Computer Network/Information Services…………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 45: Description of MCC 4816: Computer Network/Information Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Providers of computer network, information services, and other
online services such as cyberlocker, electronic bulletin board, e-mail,
Web site hosting services, or Internet access.
For merchants that offer products or services via the Internet, use
the MCC that best describes the product or service being offered.
For merchants that provide audiotext (for example, psychic hotlines)
or videotext (for example, adult chat Internet sites) services, use
MCC 5967.
For providers of computer programming and data processing
services, use MCC 7372.

MCC Category Utilities

AB Programs Global: CCR1, CR02, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: AUS1, BEL1, BR01, CHLG, CHLM,
CHNA, COLN, HK02, JA02, JPN9,
JPNH, JPNJ, NZG1, NZU1, OT34,
OT36, OT39, OT40, OT41, OTSV,
PR04, SPN3, TT01-TTO, UR10

MCC 4816: Computer Network/Information Services

MCC 4821: Telegraph Services………………………………………………………………………………………………………

MCC 4821: Telegraph Services…………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 46: Description of MCC 4821: Telegraph Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Providers of telegraph and other nonverbal message
communications services such as cablegrams.

MCC Category Utilities

AB Programs Global: OTH1, CCR1, CR02, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG1, AUS1, BEL1, BR01, CHLG,
CHNA, COLM, JA02, JPNH,
NZG1, NZU1, OT34, OT36, OT39,
OT40, OT41, OTSV, PR04, TT01-
TTO, UR09

MCC 4829: Money Transfer……………………………………………………………………………………………………………

MCC 4829: Money Transfer………………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 47: Description of MCC 4829: Money Transfer

TCC U

MCC 4821: Telegraph Services

MCC Description A transaction in which funds are delivered or made available to a
person or to an account. These transactions include non–face-to-
face transactions such as those facilitated through the Internet.
Any fee charged and included in the total transaction amount must
be clearly disclosed to the cardholder before completing the
transaction.
The acquirer must include the identity and location of the money
transfer agent that accepts the card and effects the transaction in
the acceptor descriptor record as the site where the transaction was
effected. For more information, refer to the Mastercard MoneySend
and Funding Transactions Program Standards.

MCC Category Service Providers

AB Programs Global: CCR1, CR05, MON2, U001

Country-specific: BEL1, BR07, BR10, CAN7, CHLG,
JA02, SPN3, TT01-TTO, U003,
UR09

MCC 4899: Cable, Satellite, and Other Pay Television and Radio Services…………………………………….

MCC 4899: Cable, Satellite, and Other Pay Television and Radio Services………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 48: Description of MCC 4899: Cable, Satellite, and Other Pay Television and Radio
Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description The connection and ongoing delivery of television programming or
radio programming on a subscription or fee basis.

MCC Category Utilities

AB Programs Global: CCR1, CR02, EM01, EM02,
OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32, SI01, SI02

MCC 4899: Cable, Satellite, and Other Pay Television and Radio Services

Country-specific: AUS1, BR01, CHL6, CHLM,
CHNA, COL9, COLK, EM03,
HK02, JA02, JPN1, JPNH, MAC2,
NZG1, NZU1, OT34, OT36, OT39,
OT40, OT41, PR04, TT01-TTO,
UR10

MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water……………………………………………………

MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 49: Description of MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description The ongoing generation, transmission, or distribution of electricity,
gas (natural or propane), home heating oil, water system supply
services, or collection and disposal of refuse.
For merchants providing telecommunication services, use MCC 4814.

MCC Category Utilities

AB Programs Global: CCR1, CR02, EM01, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, SI01,
T002, UT01

Country-specific: ARG1, AUS1, BR01, CHL3, CHN8,
CHNA, COLI, EM03, EM06, HK02,
JA01, JPN1, JPNH, MAC2, NZG1,
NZU1, OT34, OT36, OT39, OT40,
OT41, PR04, SPN3, TT01-TTO,
UR09

MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water

MCC 5013: Motor Vehicle Supplies and New Parts……………………………………………………………………….

MCC 5013: Motor Vehicle Supplies and New Parts………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 50: Description of MCC 5013: Motor Vehicle Supplies and New Parts

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of motor vehicle accessories, tools,
equipment, and new parts, including electric vehicle charging
equipment designed for commercial use.
For automotive repair work, use MCC 7531 or 7538 as appropriate.
For electric vehicle charging services, use MCC 5552.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,
K002, OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT39, OT40, OT41, OTSV, TT01-
TTO, UR10

MCC 5021: Office and Commercial Furniture……………………………………………………………………………….

MCC 5021: Office and Commercial Furniture………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 51: Description of MCC 5021: Office and Commercial Furniture

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5013: Motor Vehicle Supplies and New Parts

MCC Description Wholesale manufacturers or distributors of office furniture (for
example, desks, chairs, cabinets, partitions, shelving, computer
furniture) and commercial furniture (for example, restaurant tables
and chairs, public park and building furniture, church pews, school
desks, theater seats, chairs, tables, and magazine racks for hospital
lobbies or medical or dental reception areas).
For wholesalers that manufacture or sell hospital equipment or
furniture such as beds, use MCC 5047.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, JPNG, OTH8, OT33,
OT34, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5039: Construction Materials: not elsewhere classified………………………………………………………..

MCC 5039: Construction Materials: not elsewhere classified………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 52: Description of MCC 5039: Construction Materials: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of construction materials such as
prefabricated buildings, lumber and glass, architectural metalwork,
awnings, fencing, metal buildings, and septic tanks. Such merchants
may or may not also sell paint and painting supplies.
For wholesalers that primarily sell paint and painting supplies, use
MCC 5198.
For sellers and distributors of equipment used in construction
projects, use MCC 5046.

MCC Category Wholesale Distributors and Manufacturers

MCC 5039: Construction Materials: not elsewhere classified

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5044: Office, Photographic, Photocopy, and Microfilm Equipment………………………………………

MCC 5044: Office, Photographic, Photocopy, and Microfilm Equipment…………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 53: Description of MCC 5044: Office, Photographic, Photocopy, and Microfilm
Equipment

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of office and photographic equipment such as
film, cash registers, photocopy machines, microfilm machines, vaults
and safes, typewriters, fax machines, adding machines, and mailing
machines.
For wholesalers of office furniture, use MCC 5021.
For wholesalers of computer equipment, use MCC 5045.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT39, OT40, OT41, OTSV, TT01-
TTO, UR10

MCC 5044: Office, Photographic, Photocopy, and Microfilm Equipment

MCC 5045: Computers, Computer Peripheral Equipment, Software……………………………………………

MCC 5045: Computers, Computer Peripheral Equipment, Software………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 54: Description of MCC 5045: Computers, Computer Peripheral Equipment,
Software

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of computer hardware, software, and related
equipment that may or may not conduct repair work. Products for
sale may include computer monitors, disk drives, cables, keyboards,
printers, scanners, modems, computer programs, and related
accessories and equipment. Such merchants may also sell desks or
other office furniture specifically designed for use with computers.
For merchants that primarily sell computer furniture, use MCC 5021.
For merchants that primarily conduct repair work, use MCC 7379.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLN,
CHNA, COLF, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5046: Commercial Equipment: not elsewhere classified……………………………………………………….

MCC 5046: Commercial Equipment: not elsewhere classified…………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 55: Description of MCC 5046: Commercial Equipment: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5045: Computers, Computer Peripheral Equipment, Software

MCC Description Wholesale distributors of commercial machines and equipment not
classified elsewhere. Examples include food service and cooking
equipment, neon signs, balances and scales, lockers, commercial
ovens and microwaves, soda fountain fixtures, store fixtures,
mannequins, vending machines, and equipment used in construction
projects. Such merchants may or may not also rent or lease
equipment.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, CHLG, CHNA,
COLN, JA02, JPNG, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5047: Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies……………..

MCC 5047: Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 56: Description of MCC 5047: Dental/Laboratory/Medical/Ophthalmic Hospital
Equipment and Supplies

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of laboratory, surgical, orthopedic, patient
monitoring, and other hospital equipment, and of wheel chairs,
medical instruments, industrial safety devices, hospital beds, and
other hospital supplies. Also includes providers of dental laboratory,
orthopedic, and professional supplies, diagnostic equipment, hearing
aids, first-aid kits, therapy equipment, and X-ray machines and
parts.
For wholesalers of furniture such as chairs, tables, and magazine
racks for hospital lobbies or medical or dental reception areas, use
MCC 5021.
For wholesalers of hospital cleaning supplies, use MCC 2842.

MCC Category Wholesale Distributors and Manufacturers

MCC 5047: Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, JPNG, OTH8, OT33,
OT34, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5051: Metal Service Centers and Offices……………………………………………………………………………..

MCC 5051: Metal Service Centers and Offices………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 57: Description of MCC 5051: Metal Service Centers and Offices

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of semi-finished metal products, excluding
precious metals. Products for sale may include metal piping and
tubing, wire screening and bale ties, nails, ingots, aluminum bars,
rails, metal or galvanized sheets, strip metal, iron rods, and wire rope
or cable. Such merchants may operate with warehouses (metal
service centers) or without warehouses (metals sales offices).
For wholesale distributors of precious metals, use MCC 5094.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5051: Metal Service Centers and Offices

MCC 5065: Electrical Parts and Equipment…………………………………………………………………………………..

MCC 5065: Electrical Parts and Equipment……………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 58: Description of MCC 5065: Electrical Parts and Equipment

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of electrical parts and communications
equipment. Products for sale may include electronic coils, capacitors,
electronic condensers, diodes, semiconductor devices, public address
equipment, and electric signs.
For retailers that sell electronic equipment, use MCC 5732.
For retailers that sell telecommunications equipment such as
telephones and pagers, use MCC 4812.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, JPNJ, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
TT01-TTO, UR10

MCC 5072: Hardware Equipment and Supplies…………………………………………………………………………….

MCC 5072: Hardware Equipment and Supplies……………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 59: Description of MCC 5072: Hardware Equipment and Supplies

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5065: Electrical Parts and Equipment

MCC Description Wholesale distributors of general hardware and blades. Products for
sale may include bolts, nuts, rivets, screws, fasteners, hand tools,
locks, washers, tacks, staples, nails, hand saws, saw blades, and
power hand tools.
For retailers that sell hardware, use MCC 5251.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, JPNG, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5074: Plumbing and Heating Equipment………………………………………………………………………………

MCC 5074: Plumbing and Heating Equipment…………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 60: Description of MCC 5074: Plumbing and Heating Equipment

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of hydraulic plumbing and heating equipment
and supplies. Products for sale may include valves, fixtures, fittings,
convectors, boilers, brass goods, furnaces, prefabricated fireplaces,
radiators and parts, solar heating panels and equipment, and water
heaters.
For wholesaler distributors of commercial refrigeration equipment
and supplies, or appliances such as electric or gas ranges and
commercial ovens, use MCC 5046.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

MCC 5074: Plumbing and Heating Equipment

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5085: Industrial Supplies: not elsewhere classified……………………………………………………………….

MCC 5085: Industrial Supplies: not elsewhere classified………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 61: Description of MCC 5085: Industrial Supplies: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of industrial supplies not elsewhere classified.
Products for sale may include abrasives, bearings, boxes, cans,
crates, cork, gaskets, grommets, hydraulic valves, hoses, pistons,
sprockets, barrels, bottles (glass or plastic), industrial fittings,
cordage, twine and rope, metals closures, printers’ ink, lapidary
equipment, leather belting, mill supplies, pails, rubber goods, textile
printers’ supplies, and steel drums.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5085: Industrial Supplies: not elsewhere classified

MCC 5094: Precious Stones and Metals, Watches and Jewelry……………………………………………………

MCC 5094: Precious Stones and Metals, Watches and Jewelry………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 62: Description of MCC 5094: Precious Stones and Metals, Watches and Jewelry

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of jewelry, timepieces, precious stones, and
metals. Products for sale may include costume jewelry, watches and
watch parts, clocks, silverware, pearls, diamonds and other gem
stones, gold, platinum and other precious metals, and trophies. Such
merchants may or may not conduct repair work.
For merchants that primarily conduct repair work, use MCC 7699.
For retailers of the items listed here, use MCC 5944.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, MM02, OTH8,
OT33, OT34, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5099: Durable Goods: not elsewhere classified…………………………………………………………………….

MCC 5099: Durable Goods: not elsewhere classified……………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 63: Description of MCC 5099: Durable Goods: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5094: Precious Stones and Metals, Watches and Jewelry

MCC Description Wholesale distributors of durable goods not elsewhere classified.
Products for sale may include fire extinguishers, firearms, gas
lighting fixtures, monuments and grave markers, prerecorded
cassettes, cordwood, rough timber products, wood chips, non-
electric signs, musical instruments, and luggage.
For wholesale distributors of electric signs, use MCC 5065.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5111: Stationery, Office Supplies, Printing and Writing Paper……………………………………………..

MCC 5111: Stationery, Office Supplies, Printing and Writing Paper……………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 64: Description of MCC 5111: Stationery, Office Supplies, Printing and Writing Paper

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of stationery, office supplies, and printing and
writing paper. Products for sale may include business forms,
photocopying supplies, file cards and folders, pens, pencils, envelopes,
typewriter and printer ribbons, loose-leaf binders, sales and receipt
books, and photo albums and scrapbooks.
For wholesaler distributors of office machines such as typewriters
and photocopiers, use MCC 5044.
For wholesale distributors of office furniture, use MCC 5021.

MCC Category Wholesale Distributors and Manufacturers

MCC 5111: Stationery, Office Supplies, Printing and Writing Paper

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, LR01, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5122: Drugs, Drug Proprietors, and Druggists Sundries……………………………………………………….

MCC 5122: Drugs, Drug Proprietors, and Druggists Sundries………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 65: Description of MCC 5122: Drugs, Drug Proprietors, and Druggists Sundries

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of prescription and proprietary drugs,
vitamins, toiletries, antiseptics, bandages, pharmaceuticals,
biological or related products, and other miscellaneous small articles
typically for sale in drug stores.
For wholesale distributors of surgical, hospital, or dental supplies, use
MCC 5047.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR1, CR03, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, JPNG, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5122: Drugs, Drug Proprietors, and Druggists Sundries

MCC 5131: Piece Goods, Notions, and Other Dry Goods……………………………………………………………….

MCC 5131: Piece Goods, Notions, and Other Dry Goods…………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 66: Description of MCC 5131: Piece Goods, Notions, and Other Dry Goods

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of piece goods and dry goods. Products for
sale may include cheesecloth, drapery material, draperies or other
window coverings, fiberglass fabrics, zippers, natural or synthetic
cloth sold by the yard, belt and buckle assembly kits, textile binding,
buttons, knit and lace fabrics, ribbon, sewing accessories, thread, and
trimmings.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, JPNG, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5137: Men’s, Women’s, and Children’s Uniforms and Commercial Clothing…………………………

MCC 5137: Men’s, Women’s, and Children’s Uniforms and Commercial Clothing……………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 67: Description of MCC 5137: Men’s, Women’s, and Children’s Uniforms and
Commercial Clothing

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5131: Piece Goods, Notions, and Other Dry Goods

MCC Description Wholesale distributors of work-related clothing and all types of
uniforms for men, women, and children, including shoes,
undergarments and coats, graduation caps and gowns, uniforms for
athletics and recreational activities such as ballet, karate, softball
and football, and private or religious school uniforms.
For wholesale distributors of commercial footwear, use 5139.
For retailers that sell apparel and accessories, use the most
appropriate retail merchant MCC.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT39, OT40, OT41, OTSV, TT01-
TTO, UR10

MCC 5139: Commercial Footwear…………………………………………………………………………………………………

MCC 5139: Commercial Footwear…………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 68: Description of MCC 5139: Commercial Footwear

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of commercial shoes and boots, including
athletic and leather footwear.
For retailers that sell footwear, use MCC 5661.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

MCC 5139: Commercial Footwear

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5169: Chemicals and Allied Products: not elsewhere classified…………………………………………….

MCC 5169: Chemicals and Allied Products: not elsewhere classified……………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 69: Decription of MCC 5169: Chemicals and Allied Products: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of chemicals and allied products not
elsewhere classified. Products for sale are typically used for industrial
purposes. Examples include industrial acids, ammonia and alcohol,
heavy, aromatic and other chemicals, chlorine, compressed and
liquefied gases, detergents, fuel and oil additives, resins, salts,
turpentine, sealants, rust proofing chemicals, coal tar products, dry
ice, dyestuffs, glue, gelatin, and explosives.
For retailers that sell fireworks, use MCC 5999.
For sellers of chemicals and solutions for cleaning and sanitation
purposes, use MCC 2842.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5169: Chemicals and Allied Products: not elsewhere classified

MCC 5172: Petroleum and Petroleum Products…………………………………………………………………………….

MCC 5172: Petroleum and Petroleum Products………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 70: Description of MCC 5172: Petroleum and Petroleum Products

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of petroleum and petroleum products, such
as butane gas, crude oil, fuel oil, gasoline, kerosene, lubricating oils
and greases, and naphtha. Merchants that provide aircraft fueling
services are also included.
For retailers that sell fuel oil, heating oil, wood, coal, or gas propane,
use MCC 5983.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, TT01-
TTO, UR10

MCC 5192: Books, Periodicals, and Newspapers……………………………………………………………………………

MCC 5192: Books, Periodicals, and Newspapers……………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 71: Description of MCC 5192: Books, Periodicals, and Newspapers

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5172: Petroleum and Petroleum Products

MCC Description Wholesale manufacturers and distributors of books, periodicals,
magazines, journals, newspapers, pamphlets and educational
materials. Newspaper agencies are also included.
For wholesale printers or publishers of books, periodicals, and
magazines, use MCC 2741.
For retailers that sell books, use MCC 5942.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR01, CAN4, CHLG, CHNA,
COLK, COLN, JA02, JPNH, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, SPN3, TT01-TTO,
UR10

MCC 5193: Florists Supplies, Nursery Stock, and Flowers……………………………………………………………..

MCC 5193: Florists Supplies, Nursery Stock, and Flowers……………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 72: Description of MCC 5193: Florists Supplies, Nursery Stock, and Flowers

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of flowers, nursery stock and florists’ supplies,
fresh and artificial flowers, and potted plants.
For retail flower and plant shops, use MCC 5992.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

MCC 5193: Florists Supplies, Nursery Stock, and Flowers

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5198: Paints, Varnishes, and Supplies…………………………………………………………………………………..

MCC 5198: Paints, Varnishes, and Supplies……………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 73: Description of MCC 5198: Paints, Varnishes, and Supplies

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of paints, varnishes, wallpaper, and supplies.
The product line of such merchants may include colors and pigments,
enamels, lacquers, paint brushes, paint pans, sandpaper, drop cloths,
shellac, rollers, and sprayers.
For retailers that sell these items, use MCC 5231.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5198: Paints, Varnishes, and Supplies

MCC 5199: Nondurable Goods: not elsewhere classified……………………………………………………………….

MCC 5199: Nondurable Goods: not elsewhere classified…………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 74: Description of MCC 5199: Nondurable Goods: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale distributors of nondurable goods not elsewhere classified.
The product line of such merchants may include food products, art
and craft goods, clothes hangers, foam rubber, ice, crude rubber,
sponges, textile bags, burlap, canvas products, baskets, gifts and
novelties, leather and cut stock, and other leather goods except
footwear.
For wholesalers that primarily sell leather footwear, use MCC 5139.
For retailers that sell art and craft supplies, use MCC 5970; for
sellers of gifts and novelties, use MCC 5947.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, JPNG, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5200: Home Supply Warehouse Stores…………………………………………………………………………………

MCC 5200: Home Supply Warehouse Stores……………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 75: Description of MCC 5200: Home Supply Warehouse Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5199: Nondurable Goods: not elsewhere classified

MCC Description Merchants open to the general public that sell a wide range of home
products and supplies, such as wallpaper, paint, lumber, garden
supplies, electrical and lighting equipment and supplies, and home
decorating items. These merchants also may sell finished products
such as sinks, cabinets, and doors as well as do-it-yourself kits.

MCC Category Retail Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN1, CAN4,
CAN6, CHLG, CHNA, COLN,
JA02, LR01, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR04

MCC 5211: Building Materials, Lumber Stores………………………………………………………………………………

MCC 5211: Building Materials, Lumber Stores…………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 76: Description of MCC 5211: Building Materials, Lumber Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell lumber and other building materials, including
building centers that offer their products to contractors rather than
to the general public. Products for sale may include lumber,
unfinished wood items, lighting materials, concrete, sand, gravel,
general building or electrical supplies, bricks, fencing, pipe, fiberglass,
and molding.
For large warehouse or discount home supply store chains
frequented by the general public, use MCC 5200.
For contractors, use the most appropriate Contracted Services.

MCC Category Retail Stores

MCC 5211: Building Materials, Lumber Stores

AB Programs Global: CCR3, CR04, K001, K002,
OTH1,OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLN,
CHNA, COLK, COLN, JA02,
JPNG, LR01, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR04

MCC 5231: Glass, Paint, Wallpaper Stores……………………………………………………………………………………

MCC 5231: Glass, Paint, Wallpaper Stores………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 77: Description of MCC 5231: Glass, Paint, Wallpaper Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell glass, paint and painting supplies, wallpaper and
hanging supplies, and other wall covering materials.
For wholesale distributors of painting supplies, use MCC 5198.

MCC Category Retail Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5231: Glass, Paint, Wallpaper Stores

MCC 5251: Hardware Stores…………………………………………………………………………………………………………

MCC 5251: Hardware Stores……………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 78: Description of MCC 5251: Hardware Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell a full range of hardware supplies for purchase by
the general public. Products for sale may include small ticket
electrical supplies, wiring, nuts, bolts, nails, screws, hammers,
screwdrivers and other small tools, washers, keys, lights bulbs,
brackets, and plumbing supplies.
For large warehouse or discount home supply store chains, use MCC
5200.

MCC Category Retail Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32, UR10

Country-specific: BEL1, BR07, BR10, CAN4, CHLD,
CHLN, CHNA, COLN, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, QPS1, SPN3, TT01-
TTO, UR10

MCC 5261: Lawn and Garden Supply Stores…………………………………………………………………………………

MCC 5261: Lawn and Garden Supply Stores…………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 79: Description of MCC 5261: Lawn and Garden Supply Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5251: Hardware Stores

MCC Description Merchants that sell nursery stock, trees, shrubs, potted plants, seeds,
bulbs, mulches, soil conditioners, fertilizers, pesticides, garden tools,
and other garden supplies.

MCC Category Retail Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5271: Mobile Home Dealers………………………………………………………………………………………………….

MCC 5271: Mobile Home Dealers…………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 80: Description of MCC 5271: Mobile Home Dealers

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell new and used mobile homes, related parts,
accessories, and equipment.

MCC Category Retail Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5271: Mobile Home Dealers

MCC 5300: Wholesale Clubs………………………………………………………………………………………………………….

MCC 5300: Wholesale Clubs…………………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 81: Description of MCC 5300: Wholesale Clubs

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Operators of warehouse-style, no frills stores that sell a wide variety
of merchandise in bulk, and concentrate on price appeal. Such
merchants may or may not have membership requirements.
Products for sale may include household supplies and appliances,
office supplies and equipment, dry groceries and perishables,
household and office furniture, electronics, and auto supplies.

MCC Category Retail Stores

AB Programs Global: CCR1, CR05, K001, K002, W001

Country-specific: BEL1, CAN1, CAN6, CHLG,
COLN, JA02

MCC 5309: Duty Free Stores…………………………………………………………………………………………………………

MCC 5309: Duty Free Stores……………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 82: Description of MCC 5309: Duty Free Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Shops selling a variety of gift and import items that are typically
exempt from custom fees, such as jewelry, cosmetics, cigarettes, and
liquor. Generally, these merchants are located within airport
terminals and hotels.

MCC Category Retail Stores

MCC 5300: Wholesale Clubs

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, COLN,
JA02, OTH8, OT33, OT34, OT36,
OT39, OT40, OT41, TT01-TTO,
UR10

MCC 5310: Discount Stores…………………………………………………………………………………………………………..

MCC 5310: Discount Stores……………………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 83: Description of MCC 5310: Discount Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants selling a general line of merchandise at a discounted rate.
Products for sale may include apparel, housewares, home
furnishings, personal care products, and electronics. Such merchants
typically operate a garden shop, have a primary checkout location at
the front of the store, and promote and advertise low prices on an
ongoing basis.

MCC Category Retail Stores

AB Programs Global: CCR1, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: ARG4, BEL1, BR07, BR10, CAN1,
CAN6, CHLG, CHLM, CHNA,
COLN, JA02, JPNE, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, PR01, QPS1, TT01-TTO,
UR02

MCC 5310: Discount Stores

MCC 5311: Department Stores……………………………………………………………………………………………………..

MCC 5311: Department Stores……………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 84: Description of MCC 5311: Department Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Larger merchants selling a general line of merchandise from
departments that usually have separate checkout counters. Products
for sale may include apparel, home furnishings, furniture, electronics,
cosmetics, housewares, and major household appliances.

MCC Category Retail Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, oTH5, OTH6,
OT11, OT12, OT13, OT14, OT15,
OT16, OT21, OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CAN1, CAN6,
CHLD, CHLM, CHNA, COL4,
COLK, COLP, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OT50, OTSV, S003, SPN3, TT01-
TTO, UR10

MCC 5331: Variety Stores……………………………………………………………………………………………………………..

MCC 5331: Variety Stores………………………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 85: Description of MCC 5331: Variety Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5311: Department Stores

MCC Description Merchants offering a varied but limited selection of merchandise in
the low or popular price range. Such stores generally are not
departmentalized, do not offer proprietary charge or credit cards,
and do not deliver merchandise. Variety stores offer merchandise
similar to that sold by discount stores, but operate on a much smaller
scale.

MCC Category Retail Stores

AB Programs Global: CCR3, CNV2, CR04, K001, K002,
OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32, ST01

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,
CHNA, COLK, COLN, IDN2, JA02,
OTH8, OT33, OT34, OT36. OT39,
OT40, OT41, OTSV, QPS1, SPN3,
TT01-TTO, UR10

MCC 5399: Miscellaneous General Merchandise Stores………………………………………………………………

MCC 5399: Miscellaneous General Merchandise Stores…………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 86: Description of MCC 5399: Miscellaneous General Merchandise Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Small- to mid-sized merchants selling a general line of merchandise
from departments that usually have separate checkout counters.
Products for sale may include apparel, dry goods, hardware,
housewares, home furnishings, electronics, furniture, and cosmetics.
Such merchants often offer proprietary charge or credit accounts,
deliver merchandise, and maintain open stocks. General merchandise
stores offer merchandise similar to that sold by department stores,
but operate on a much smaller scale.

MCC Category Retail Stores

MCC 5399: Miscellaneous General Merchandise Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLG,
CHLM, CHNA, COLN, JA02,
JPNE, OTH8, OT33, OT34, OT36,
OT39, OT40, OT41, OTSV, SPN3,
TT01-TTO, UR10

MCC 5411: Grocery Stores, Supermarkets………………………………………………………………………………….

MCC 5411: Grocery Stores, Supermarkets…………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 87: Description of MCC 5411: Grocery Stores, Supermarkets

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell a complete line of food merchandise for home
consumption. Food products for sale include groceries, meat,
produce, dairy products, and canned, frozen, prepackaged, and dry
foods. Other products for sale may include a limited selection of
housewares, cleaning and polishing products, personal hygiene
products, cosmetics, greeting cards, books, magazines, household
items, and dry goods. These merchants also may operate specialized
departments such as an in-store deli counter, meat counter,
pharmacy, or floral department.
For convenience stores that sell a limited selection of products or
specialty items, use MCC 5499.

MCC Category Retail Stores

AB Programs Global: CCR1, CR05, K001, K002, S001

Country-specific: ARG4, BR80, CHL7, CHN8, COL4,
COLK, COLP, JA01, JPNE, NZM1,
PA01, PR01, QPS1, UR01

MCC 5411: Grocery Stores, Supermarkets

MCC 5422: Freezer, Locker Meat Provisioners……………………………………………………………………………..

MCC 5422: Freezer, Locker Meat Provisioners……………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 88: Description of MCC 5422: Freezer, Locker Meat Provisioners

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell fresh, frozen, or cured meats, and fish, shellfish,
and other seafoods, and includes bulk retail sellers of meat for
freezer storage. Meat markets included in this MCC may butcher
their own animals, or buy meat from others.
For poultry shops, use MCC 5499.

MCC Category Retail Stores

AB Programs Global: CCR1, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,
CHLM, CHNA, COL4, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, SPN3, TT01-
TTO, UR01

MCC 5441: Candy, Nut, Confectionery Stores…………………………………………………………………………….

MCC 5441: Candy, Nut, Confectionery Stores……………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 89: Description of MCC 5441: Candy, Nut, Confectionery Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell candy, chocolate, nuts, dried fruits, popcorn, and
other confections.

MCC Category Retail Stores

MCC 5422: Freezer, Locker Meat Provisioners

AB Programs Global: CCR1, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR10

MCC 5451: Dairy Products Stores……………………………………………………………………………………………….

MCC 5451: Dairy Products Stores………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 90: Description of MCC 5451: Dairy Products Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell over-the-counter packaged dairy goods.
Products for sale may include butter, cheese, packaged ice cream,
and milk.

MCC Category Retail Stores

AB Programs Global: CCR1, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR01

MCC 5451: Dairy Products Stores

MCC 5462: Bakeries…………………………………………………………………………………………………………………….

MCC 5462: Bakeries……………………………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 91: Description of MCC 5462: Bakeries

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell bakery goods, and often prepare the goods on
the premises. Products for sale may include bagels, bread, cookies,
doughnuts, pastries, pies, and wedding cakes.

MCC Category Retail Stores

AB Programs Global: CCR1, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLB,
CHLG, CHLI, CHNA, COL8, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, ST03-TTO,
UR01

MCC 5499: Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores…………….

MCC 5499: Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 92: Description of MCC 5499: Miscellaneous Food Stores: Convenience Stores,
Markets, Specialty Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5462: Bakeries

MCC Description Merchants that sell specialty foods not elsewhere classified. This
MCC includes specialty food markets, health food and dietary
supplement stores, delicatessens, poultry shops, coffee stores,
vegetable and fruit markets, ice cream and yogurt shops, and
convenience stores.
For convenience stores that also sell automotive gasoline, use MCC
5541.
For merchants that primarily sell meat and seafood, use MCC 5422.

MCC Category Retail Stores

AB Programs Global: CCR1, CNV1, CNV2, CR05,
EM04, FLT1, FLT2, FT01, K001,
K002, OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32, ST01

Country-specific: BEL1, BR03, BR08, BR80, CAN4,
CHN8, CHLB, CHLJ, CHNA,
COL4, COLK, COLP, JA02, JPND,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PA01, PR03,
QPS1, S003, SPN3, TT01-TTO,
UR01

MCC 5511: Automobile and Truck Dealers: Sales, Service, Repairs, Parts, and Leasing……………..

MCC 5511: Automobile and Truck Dealers: Sales, Service, Repairs, Parts, and Leasing..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 93: Description of MCC 5511: Automobile and Truck Dealers: Sales, Service, Repairs,
Parts, and Leasing

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell new and used automobiles, trucks, pickups, and
vans. These merchants may also conduct repair work and carry a
stock of replacement parts and accessories.
If the merchant’s primary business is to conduct repair work, use
MCC 7538.

MCC 5511: Automobile and Truck Dealers: Sales, Service, Repairs, Parts, and Leasing

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,
K002, OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CHL8, CHLM,
CHNA, COL2, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5521: Automobile and Truck Dealers: (Used Only): Sales……………………………………………………

MCC 5521: Automobile and Truck Dealers: (Used Only): Sales………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 94: Description of MCC 5521: Automobile and Truck Dealers: (Used Only): Sales

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell used automobiles and trucks only, with no sales
of new vehicles. Vehicles for sale may include used pickups, vans, and
antique or vintage automobiles.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5521: Automobile and Truck Dealers: (Used Only): Sales

MCC 5531: Auto Store, Home Supply Stores………………………………………………………………………………

MCC 5531: Auto Store, Home Supply Stores…………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 95: Description of MCC 5531: Auto Store, Home Supply Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell a variety of merchandise for home and
automobile repair and improvement. Products for sale may include
new automobile tires, batteries, and other automobile parts and
accessories, as well as home appliances, equipment, and supplies.
For merchants that sell home products and supplies in warehouse-
type stores, use MCC 5200.
For merchants that sell automotive parts, equipment, and related
accessories, use MCC 5533.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,
K002, OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR10

MCC 5532: Automotive Tire Stores……………………………………………………………………………………………..

MCC 5532: Automotive Tire Stores………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 96: Description of MCC 5532: Automotive Tire Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5531: Auto Store, Home Supply Stores

MCC Description Merchants that sell automotive and truck tires and related parts.
Automotive tire stores also perform tire installation and repair
services.
For merchants that specialize in tire retreading and repair, use MCC
7534.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,
K002, OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5533: Automotive Parts, Accessories Stores………………………………………………………………………

MCC 5533: Automotive Parts, Accessories Stores…………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 97: Description of MCC 5533: Automotive Parts, Accessories Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell automobile parts, equipment, and accessories,
including vehicle charging equipment designed for personal use.
Products for sale may include oil and oil filters, parts, mufflers,
cleaning products, spark plugs, waxing products, deodorizers,
windshield wipers, and paint. These merchants also may or may not
sell a limited line of car stereos and speakers.
For merchants that primarily sell car stereos and speakers, use MCC
5732.
For electric vehicle charging services, use MCC 5552.

MCC Category Automobiles and Vehicles

MCC 5533: Automotive Parts, Accessories Stores

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,
K002, OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLD, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR10

MCC 5541: Service Stations (with or without Ancillary Services)……………………………………………….

MCC 5541: Service Stations (with or without Ancillary Services)………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 98: Description of MCC 5541: Service Stations (with or without Ancillary Services)

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell fuel for consumer use and may or may not also
have a convenience store, car wash, or automotive repair shop on the
premises. This MCC includes service station merchants located at a
marina that have a separate merchant agreement from that of the
marina.
For transactions occurring at unattended automated fuel
dispensers, use MCC 5542.
For electric vehicle charging services, use MCC 5552.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR4, CNV1, CR04, FLT1, FLT2,
FT01, K001, K002, OTH1, OTH2,
OTH3, OTH9, OT11, OT12, OT13,
OT21, OT22, OT32, PET2

Country-specific: ARG3, BR04, CAN6, CHL4, CHN8,
CHNA, JA01, JPN3, OTH7, OT34,
OT36, OT39, OT41, PET4, QPS1,
SPN3

MCC 5541: Service Stations (with or without Ancillary Services)

MCC 5542: Fuel Dispenser, Automated……………………………………………………………………………………….

MCC 5542: Fuel Dispenser, Automated………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 99: Description of MCC 5542: Fuel Dispenser, Automated

TCC R for face-to-face transactions.
T for non–face-to-face transactions

MCC Description Merchants that sell automotive gasoline using typically unattended
Automated Fuel Dispensers, enabling cardholders to purchase fuel by
completing the transaction at the pump.
For electric vehicle charging services, use MCC 5552.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR4, CNV1, CR04, FLT1, FLT2,
FT01, OTH1, OTH3, OT11, OT13,
OT21, PET1

Country-specific: ARG3, BR04, CAN6, CHL4, CHN8,
CHNA, JA01, JPN3, OTH7, OT34,
OT36, PET4, SPN3

MCC 5551: Boat Dealers……………………………………………………………………………………………………………..

MCC 5551: Boat Dealers………………………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 100: Description of MCC 5551: Boat Dealers

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell new and used watercraft, marine supplies, and
outboard motors. Watercraft for sale may include motorboats,
powerboats, sailboats, fishing boats, and water-ski boats.

MCC Category Automobiles and Vehicles

MCC 5542: Fuel Dispenser, Automated

AB Programs Global: CCR2, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4,OTH5, OTH6,
OT11, OT12, OT13, OT14, OT15,
OT16, OT21, OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5552: Electric Vehicle Charging…………………………………………………………………………………………..

MCC 5552: Electric Vehicle Charging……………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 101: Description of MCC 5552: Electric Vehicle Charging

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell electric vehicle charging services. If the
merchant’s primary business is temporary parking services, MCC
7523 may be used instead.
For merchants that sell electric vehicle charging equipment designed
for personal use, use MCC 5533.
For merchants that sell electric vehicle charging equipment designed
for commercial use, use MCC 5013.
For merchants that sell automotive gasoline, use MCC 5541 for sales
occurring in a service station and MCC 5542 for sales occurring at an
automated fuel dispenser.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR3, CR04, FLT1, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32

Country-specific: ARG5, BEL1, BR07, BR10, CHLG,
CHNA, COLM, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, UR10

MCC 5552: Electric Vehicle Charging

MCC 5561: Camper Dealers, Recreational and Utility Trailers…………………………………………………….

MCC 5561: Camper Dealers, Recreational and Utility Trailers……………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 102: Description of MCC 5561: Camper Dealers, Recreational and Utility Trailers

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell new and used campers and recreational and
utility trailers. Products for sale may also include automobile travel
trailers, pop-up tent trailers, and related parts and accessories.
For motor home dealers, use MCC 5592.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5571: Motorcycle Shops and Dealers………………………………………………………………………………….

MCC 5571: Motorcycle Shops and Dealers…………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 103: Description of MCC 5571: Motorcycle Shops and Dealers

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell new and used motorcycles, motor scooters, and
mopeds, and related parts, equipment, and accessories. Products for
sale may also include helmets and a limited selection of riding
apparel such as jackets, pants, hats, and gloves.

MCC Category Automobiles and Vehicles

MCC 5561: Camper Dealers, Recreational and Utility Trailers

AB Programs Global: CCR2, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5592: Motor Home Dealers…………………………………………………………………………………………………

MCC 5592: Motor Home Dealers……………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 104: Description of MCC 5592: Motor Home Dealers

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell new and used motor homes and related parts
and accessories.
For camper and recreational trailer dealers, use MCC 5561.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5592: Motor Home Dealers

MCC 5598: Snowmobile Dealers…………………………………………………………………………………………………

MCC 5598: Snowmobile Dealers……………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 105: Description of MCC 5598: Snowmobile Dealers

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Applies exclusively to merchants that sell new and used snowmobiles
and related parts and accessories.

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

elsewhere classified……………………………………………………………………………………………………….. MCC 5599: Miscellaneous Automotive, Aircraft, and Farm Equipment Dealers: not

Equipment Dealers: not elsewhere classified

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 106: Description of MCC 5599: Miscellaneous Automotive, Aircraft, and Farm
Equipment Dealers: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell new and used automotive, aircraft, and farm
vehicles, parts, equipment, and supplies not elsewhere classified.
Vehicles for sale may include all-terrain vehicles (ATVs), dune buggies,
golf carts, go-carts, snowmobiles, tractors, combines, and harvesting
machinery.

MCC 5598: Snowmobile Dealers

MCC Category Automobiles and Vehicles

AB Programs Global: CCR2, CR05, FTM1, FLTM, K001,
K002, OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, JPNJ, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5611: Men’s and Boys’ Clothing and Accessories Stores……………………………………………………..

MCC 5611: Men’s and Boys’ Clothing and Accessories Stores……………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 107: Description of MCC 5611: Men’s and Boys’ Clothing and Accessories Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell men’s and boys’ ready-to-wear clothing and
accessories, including tie and hat shops.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,
CHLG, CHLM, CHNA, COLN,
JA02, OTH8, OT21, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR03

MCC 5611: Men’s and Boys’ Clothing and Accessories Stores

MCC 5621: Women’s Ready to Wear Stores……………………………………………………………………………….

MCC 5621: Women’s Ready to Wear Stores………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 108: Description of MCC 5621: Women’s Ready to Wear Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell a general line of women’s ready-to-wear clothing
such as women’s dresses, pants, suits, and coats. Also included are
specialty shops such as those selling bridal wear or maternity
clothing.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,
CHLG, CHNA, COLN, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, TT01-TTO,
UR03

MCC 5631: Women’s Accessory and Specialty Stores…………………………………………………………………

MCC 5631: Women’s Accessory and Specialty Stores……………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 109: Description of MCC 5631: Women’s Accessory and Specialty Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell women’s clothing accessories, including
handbags, hats, costume jewelry, scarves, belts, hair bows and
barrettes, lingerie, and hosiery.

MCC Category Clothing Stores

MCC 5621: Women’s Ready to Wear Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,
CHLE, CHLN, CHNA, COLK,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR03

MCC 5641: Children’s and Infants’ Wear Stores………………………………………………………………………….

MCC 5641: Children’s and Infants’ Wear Stores…………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 110: Description of MCC 5641: Children’s and Infants’ Wear Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell children’s and infants’ clothing, furnishings, and
accessories.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,
CHLG, CHNA, COLN, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, TT01-TTO,
UR03

MCC 5641: Children’s and Infants’ Wear Stores

MCC 5651: Family Clothing Stores………………………………………………………………………………………………

MCC 5651: Family Clothing Stores………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 111: Description of MCC 5651: Family Clothing Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell general lines of men’s, women’s and children’s
clothing, furnishings, and accessories without specializing in sales for
a particular sex or age group. This MCC includes jeans or denim
clothing stores and unisex shops.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,
CHLG, CHLN, CHNA, COLK,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR03

MCC 5655: Sports Apparel, Riding Apparel Stores………………………………………………………………………

MCC 5655: Sports Apparel, Riding Apparel Stores………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 112: Description of MCC 5655: Sports Apparel, Riding Apparel Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell athletic, sports and riding apparel, and active
wear. Such merchants may specialize in equestrian apparel, western
wear, or motocross and motorcycle wear, and may or may not also
sell athletic shoes or western boots.

MCC 5651: Family Clothing Stores

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,
CHLG, CHNA, COLN, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, TT01-TTO,
UR03

MCC 5661: Shoe Stores……………………………………………………………………………………………………………….

MCC 5661: Shoe Stores…………………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 113: Description of MCC 5661: Shoe Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell men’s, women’s, or children’s footwear, including
athletic footwear. Shoe stores frequently also carry a limited
selection of handbags, socks, shoe ornaments, shoe polish, gloves,
and hosiery.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,
CHLE, CHLM, CHNA, COLK,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR03

MCC 5661: Shoe Stores

MCC 5681: Furriers and Fur Shops………………………………………………………………………………………………

MCC 5681: Furriers and Fur Shops………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 114: Description of MCC 5681: Furriers and Fur Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that primarily sell a variety of retail items made of animal
fur, including coats, jackets, hats, and gloves.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR03

MCC 5691: Men’s and Women’s Clothing Stores…………………………………………………………………………

MCC 5691: Men’s and Women’s Clothing Stores…………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 115: Description of MCC 5691: Men’s and Women’s Clothing Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that primarily sell men’s and women’s clothing and
accessories. These merchants do not sell infants’ and children’s wear.

MCC Category Clothing Stores

MCC 5681: Furriers and Fur Shops

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,
CHLG, CHNA, COLN, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, TT01-TTO,
UR03

MCC 5697: Alterations, Mending, Seamstresses, Tailors…………………………………………………………….

MCC 5697: Alterations, Mending, Seamstresses, Tailors……………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 116: Description of MCC 5697: Alterations, Mending, Seamstresses, Tailors

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that create and sell custom-made clothing, as well as
provide alterations, mending, and garment repair, and includes those
that specialize in antique clothing restoration or costume
construction.

MCC Category Clothing Stores

AB Programs Global: CCR3, CR03, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: ARG2, BEL1, BR07, BR10, CAN4,
CHLG, CHNA, COLL, IDN2, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PA02, TT01-
TTO, UR10

MCC 5697: Alterations, Mending, Seamstresses, Tailors

MCC 5698: Wig and Toupee Shops……………………………………………………………………………………………..

MCC 5698: Wig and Toupee Shops………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 117: Description of MCC 5698: Wig and Toupee Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell permanently attached or temporary toupees,
wigs, hairpieces, and hair extensions for men and women, and
includes those that provide hair-weaving services.
For merchants providing hair replacement services that require
surgical techniques, use MCC 8099.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR03, UR10

MCC 5699: Accessory and Apparel Stores: Miscellaneous…………………………………………………………..

MCC 5699: Accessory and Apparel Stores: Miscellaneous……………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 118: Description of MCC 5699: Accessory and Apparel Stores: Miscellaneous

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5698: Wig and Toupee Shops

MCC Description Merchants that sell specialized lines of apparel (excluding fur) and
accessories that are not elsewhere classified. Merchants that
specialize in apparel such as T-shirts, formal wear, and swimwear are
included in this MCC.
For merchants that primarily sell furs, use MCC 5681.

MCC Category Clothing Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN2, CAN6,
CHLG, CHNA, COLN, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, TT01-TTO,
UR03

MCC 5712: Equipment, Furniture, and Home Furnishings Stores (except Appliances)……………….

MCC 5712: Equipment, Furniture, and Home Furnishings Stores (except Appliances)….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 119: Description of MCC 5712: Equipment, Furniture, and Home Furnishings Stores
(except Appliances)

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell home furnishings, typically offering a wide
variety of finished furniture products and accessories. Products for
sale may include bedding and mattresses, dining and living room
furniture, porch and patio furnishings, baby furnishings, lamps, area
rugs, and draperies. Home furnishings stores may also offer a limited
selection of electronics such as televisions, stereos, and VCRs.
For merchants that primarily sell electronics, use MCC 5732.

MCC Category Miscellaneous Stores

MCC 5712: Equipment, Furniture, and Home Furnishings Stores (except Appliances)

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLG,
CHNA, COLK, COLN, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, SPN3, TT01-
TTO, UR04

MCC 5713: Floor Covering Stores………………………………………………………………………………………………..

MCC 5713: Floor Covering Stores………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 120: Description of MCC 5713: Floor Covering Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell floor coverings such as carpeting, area rugs, floor
tile, linoleum, stone, wood, and brick, and may or may not also
perform installation services.
If the merchant solely conducts installations, use MCC 1799.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLN,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR04

MCC 5713: Floor Covering Stores

MCC 5714: Drapery, Upholstery, and Window Coverings Stores…………………………………………………

MCC 5714: Drapery, Upholstery, and Window Coverings Stores…………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 121: Description of MCC 5714: Drapery, Upholstery, and Window Coverings Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell draperies, curtains, venetian blinds, window
shades, and upholstery materials.
For merchants that primarily reupholster or repair furniture, use
MCC 7641.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR04

MCC 5718: Fireplace, Fireplace Screens and Accessories Stores…………………………………………………

MCC 5718: Fireplace, Fireplace Screens and Accessories Stores……………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 122: Description of MCC 5718: Fireplace, Fireplace Screens and Accessories Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell fireplaces, wood stoves, fireplace parts, and
accessories such as fireplace tools and screens.
For stone masonry contractors that construct fireplaces, use MCC
1740.

MCC 5714: Drapery, Upholstery, and Window Coverings Stores

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT39, OT40, OT41, OTSV, TT01-
TTO, UR04

MCC 5719: Miscellaneous House Furnishing Specialty Shops……………………………………………………..

MCC 5719: Miscellaneous House Furnishing Specialty Shops………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 123: Description of MCC 5719: Miscellaneous House Furnishing Specialty Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell miscellaneous home furnishings. Products for
sale may include housewares, cutlery, bedding and linen, lamps and
shades, mirrors, pictures, pottery, and ceramic items.
For merchants that primarily sell glassware and crystal, use MCC
5950.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,
COLK, COLN, COLP, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, TT01-TTO, UR04

MCC 5719: Miscellaneous House Furnishing Specialty Shops

MCC 5722: Household Appliance Stores …………………………………………………………………………………….

MCC 5722: Household Appliance Stores ……………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 124: Description of MCC 5722: Household Appliance Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell household appliances. Products for sale may
include gas or electric ranges and stoves, ovens, refrigerators,
dishwashers, water heaters, washers, dryers, garbage disposals,
sewing machines, self-contained air conditioning units, and vacuum
cleaners. Such merchants may or may not also conduct repair work.
For merchants that primarily conduct repair work, use MCC 7623,
MCC 7629, or MCC 7699 as appropriate.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL5, COLF, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR04

MCC 5723: Firearm and Ammunition Stores………………………………………………………………………………

MCC 5723: Firearm and Ammunition Stores…………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 125: Description of MCC 5723: Firearm and Ammunition Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5722: Household Appliance Stores

MCC Description Retailers primarily engaged in the sale of firearms and ammunition.
Conditional use only. Use of this MCC is based on the primary
business of the merchant and determination by the acquirer that
applicable law or regulation requires its use.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLN,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR10

MCC 5732: Electronic Sales…………………………………………………………………………………………………………

MCC 5732: Electronic Sales……………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 126: Description of MCC 5732: Electronic Sales

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell or lease a wide variety of electronic goods,
including computer hardware, and may also sell parts or accessories
for the repair, construction, or assembly of electronic equipment.
Electronic sales merchants may or may not also conduct repair work.
Products for sale may include televisions, radios, VCRs, cameras,
video cameras, stereo components, and car stereos and speakers.
For merchants that solely conduct electronics repair work, use MCC
7622.
For merchants that primarily sell household appliances such as
washing machines, clothes dryers, and refrigerators, use MCC 5722.

MCC Category Miscellaneous Stores

MCC 5732: Electronic Sales

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLN,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR04

MCC 5733: Music Stores: Musical Instruments, Pianos, Sheet Music………………………………………….

MCC 5733: Music Stores: Musical Instruments, Pianos, Sheet Music…………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 127: Description of MCC 5733: Music Stores: Musical Instruments, Pianos, Sheet
Music

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell musical instruments, sheet music, keyboards,
instruction books, pianos, guitars, and related supplies and
equipment, and may offer musical instruction.
For merchants that primarily provide musical instruction, use MCC
8299.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR10

MCC 5733: Music Stores: Musical Instruments, Pianos, Sheet Music

MCC 5734: Computer Software Stores………………………………………………………………………………………

MCC 5734: Computer Software Stores…………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 128: Description of MCC 5734: Computer Software Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell computer software programs for business and
personal use, and may sell or lease a limited stock of computer
hardware or other related products.
For merchants that primarily sell or lease computer hardware or
other electronics products, use MCC 5732.
For merchants that provide data processing and consulting services,
use MCC 7372.

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL5, COLF, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR10

MCC 5735: Record Shops…………………………………………………………………………………………………………….

MCC 5735: Record Shops……………………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 129: Description of MCC 5735: Record Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5734: Computer Software Stores

MCC Description Merchants that sell records, compact discs (CDs), cassettes, music
and video laser disks, and blank audio and videotapes, and may rent
videotapes. Merchants that sell and deliver music via the Internet
also are included and should be identified with a TCC of T.
For merchants that primarily rent videotapes, use MCC 7841.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, EM04, K001, K002,
OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
PA01, PR03, QPS1, TT01-TTO,
UR10

MCC 5811: Caterers…………………………………………………………………………………………………………………….

MCC 5811: Caterers………………………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 130: Description of MCC 5811: Caterers

TCC F

MCC Description Merchants that contract with consumers to prepare and deliver
(typically to a specified location) food and drinks for immediate
consumption. Caterers also may or may not provide clean-up
services, tables, serving equipment, decorations, and personnel for
on-site serving and cleanup.
For restaurants that primarily serve food for consumption on the
premises, and also provide catering services, use MCC 5812.

MCC Category Service Providers

AB Programs Global: CCR1, CR03, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

MCC 5811: Caterers

Country-specific: BEL1, BR07, BR10, BR90, CHLG,
CHLL, CHNA, COLB, IDN2, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, SPN3, TT01-
TTO, UR10

MCC 5812: Eating Places, Restaurants……………………………………………………………………………………….

MCC 5812: Eating Places, Restaurants………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 131: Description of MCC 5812: Eating Places, Restaurants

TCC F

MCC Description Merchants that prepare food and drinks for immediate consumption,
typically on the merchant’s premises and also provide catering
services. Such merchants provide table service by a waiter or
waitress, and a gratuity may be added to the bill.
For merchants that sell fast food, use MCC 5814.
For merchants that sell alcoholic beverages for consumption on the
premises, use MCC 5813.

MCC Category Miscellaneous Stores

AB Programs Global: CCR1, CR03, F001, F004, F006,
K001, RT01, RT02, ST01, TE01,
TE03, TE04

Country-specific: BEL1, BR07, BR10, BR90, CAN4,
CHLG, CHLN, COLB, SPN3,
TT01-TTO

MCC 5812: Eating Places, Restaurants

Places (Alcoholic Beverages)………………………………………………………………………………………….. MCC 5813: Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns: Drinking

Taverns: Drinking Places (Alcoholic Beverages)

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 132: Description of MCC 5813: Bars, Cocktail Lounges, Discotheques, Nightclubs,
and Taverns: Drinking Places (Alcoholic Beverages)

TCC F

MCC Description Merchants that sell alcoholic beverages such as wine, beer, ale, mixed
drinks, and other liquors and beverages for consumption on the
premises. Drinking places include bars, beer gardens, microbreweries,
pubs, taprooms, cocktail lounges, discotheques, nightclubs, saloons,
taverns, comedy clubs, and wine bars.

MCC Category Miscellaneous Stores

AB Programs Global: CCR1, CR03, F001, F002, F006,
K001, K002

Country-specific: BEL1, BR07, BR10, BR90, CHLG,
CHLN, COLB, F004, SPN3, TT01-
TTO

MCC 5814: Fast Food Restaurants……………………………………………………………………………………………..

MCC 5814: Fast Food Restaurants………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 133: Description of MCC 5814: Fast Food Restaurants

TCC F

MCC Description Merchants that sell prepared food and beverages for immediate
consumption either on the premises or packaged for carry-out. Fast
food restaurants may or may not operate a drive-up window for
ordering and pick-up, and may or may not provide table service by a
waiter or waitress. In any case, orders are paid for at the counter or
at a drive-up window. Fast food restaurants include cafes,
cafeterias, grills, coffee shops, diners, pizza parlors, sandwich bars or
shops, deli shops, and snack shops. If table service is provided, a
gratuity may be added to the bill. Such merchants generally do not
sell alcoholic beverages.

MCC 5813: Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns: Drinking Places
(Alcoholic Beverages)

MCC Category Miscellaneous Stores

AB Programs Global: CCR1, CNV1, CNV2, CR03,
EM04, F001, F002, K001, K002,
RT01, ST01, ST02

Country-specific: BEL1, BR03, BR08, BR90, CAN4,
CHLB, CHLJ, CHN8, COL8, F005,
JA02, JPNC, PA01, PR03, QPS1,
S003, SPN3, ST03-TTO

MCC 5815: Digital Goods: Audiovisual Media Including Books, Movies, and Music………………………

MCC 5815: Digital Goods: Audiovisual Media Including Books, Movies, and Music………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 134: Description of MCC 5815: Digital Goods: Audiovisual Media Including Books,
Movies, and Music

TCC T for non–face-to-face transactions.

MCC Description Merchants that sell audiovisual works to a cardholder in a digitized
format. Such works are delivered by means of electronic transfer
(such as uploading, downloading, or streaming) and include, but are
not limited to, audiobooks, music files, ringtones, movies, videos, live
or recorded events, digital periodicals or magazines, digital pictures,
digital presentations, and news and entertainment programs.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG5, BEL1, BR07, BR10, CHLG,
CHNA, COLM, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, TT01-TTO, UR10

MCC 5815: Digital Goods: Audiovisual Media Including Books, Movies, and Music

MCC 5816: Digital Goods: Games……………………………………………………………………………………………….

MCC 5816: Digital Goods: Games………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 135: Description of MCC 5816: Digital Goods: Games

TCC T for non–face-to-face transactions.

MCC Description Merchants that develop video or electronic games for play on
smartphones, feature phones, personal computers, tablets, consoles,
or other devices with networking capability. Such games may provide
platforms to make “in-application” purchases of electronic or virtual
items for use during play, including but not limited to game pieces,
tokens, points, or other forms of game-specific value.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG5, BEL1, BR07, BR10, CHLG,
CHNA, COLM, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, TT01-TTO, UR10

MCC 5817: Digital Goods: Software Applications (Excluding Games)………………………………………..

MCC 5817: Digital Goods: Software Applications (Excluding Games)…………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 136: Description of MCC 5817: Digital Goods: Software Applications (Excluding
Games)

TCC T for non–face-to-face transactions.

MCC Description Merchants that sell prewritten software applications made available
to a cardholder via remote access (for example, a hosted server) or
download. Such applications include, but are not limited to,
accounting or financial programs, office suites, data management
resources, image organizers, media players, and animation
development tools.

MCC 5816: Digital Goods: Games

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG5, BEL1, BR07, BR10, CHLG,
CHNA, COLM, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, TT01-TTO, UR10

MCC 5818: Digital Goods: Multi-Category………………………………………………………………………………….

MCC 5818: Digital Goods: Multi-Category…………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 137: Description of MCC 5818: Digital Goods: Multi-Category

TCC T for non–face-to-face transactions.

MCC Description Merchants that sell at least two of the following specified digital
products:

MCC 5815 (Digital Goods: Audiovisual Media Including Books, Movies, and Music)
MCC 5816 (Digital Goods: Games)
MCC 5817 (Digital Goods: Software Applications [Excluding Games]) A digital good is electronically transferred to the purchaser and obtained by means other than tangible storage media.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG5, BEL1, BR07, BR10, CHLG,
CHNA, COLM, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, UR10

MCC 5818: Digital Goods: Multi-Category

MCC 5912: Drug Stores, Pharmacies…………………………………………………………………………………………..

MCC 5912: Drug Stores, Pharmacies…………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 138: Description of MCC 5912: Drug Stores, Pharmacies

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell prescription and proprietary drugs and
nonprescription (over-the-counter) medicines. Drug stores may also
sell related products and sundries such as cosmetics, toiletries,
tobacco, heating pads, back supports, novelty merchandise, greeting
cards, and a limited supply of food items. Operators of soda
fountains or lunch counters within drug stores also should use this
MCC.
An acquirer must use this MCC to identify a merchant located in the
Canada region whose primary business is the sale of recreational
cannabis. Such merchant must be properly registered with
Mastercard as set forth in section 9.4.7 of the Security Rules and
Procedures manual.

MCC Category Miscellaneous Stores

AB Programs Global: CCR1, CR03, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLH,
CHNA, COL6, JA01, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
PA01, PR03, QPS1, SPN3, TT01-
TTO, UR05

MCC 5912: Drug Stores, Pharmacies

MCC 5921: Package Stores, Beer, Wine, and Liquor……………………………………………………………………

MCC 5921: Package Stores, Beer, Wine, and Liquor………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 139: Description of MCC 5921: Package Stores, Beer, Wine, and Liquor

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell packaged alcoholic beverages such as ale, beer,
wine, and liquor for consumption off the premises. Such merchants
may or may not also sell a limited variety of snack items,
newspapers, and magazines, or toiletries and over-the-counter
medicines.
For merchants that sell liquor for consumption on the premises, use
MCC 5813.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLL,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, QPS1, SPN3, TT01-TTO,
UR01

MCC 5931: Second Hand Stores, Used Merchandise Stores……………………………………………………….

MCC 5931: Second Hand Stores, Used Merchandise Stores………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 140: Description of MCC 5931: Second Hand Stores, Used Merchandise Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5921: Package Stores, Beer, Wine, and Liquor

MCC Description Merchants that sell used merchandise or secondhand goods.
Products for sale may include accessories, shoes and clothing,
furniture, books, bicycles, musical instruments, sewing machines,
electronic equipment, appliances, and other household items.
Typically, the items for sale have been donated or are on
consignment. Such merchants may or may not also sell antiques.
For the merchants that primarily sell antiques, use MCC 5932.
For pawnshops, use MCC 5933.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLD, CHLN,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5932: Antique Shops: Sales, Repairs, and Restoration Services………………………………………….

MCC 5932: Antique Shops: Sales, Repairs, and Restoration Services…………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 141: Description of MCC 5932: Antique Shops: Sales, Repairs, and Restoration
Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell antiques and may or may not also conduct some
repair or restoration work. Products for sale may include furniture,
jewelry, cameras and photographic equipment, tools, artwork, books,
appliances, and other household items.
For merchants that sell antique automobiles, use MCC 5521.
For merchants that primarily repair or restore antique furniture, use
MCC 7641.

MCC Category Miscellaneous Stores

MCC 5932: Antique Shops: Sales, Repairs, and Restoration Services

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5933: Pawn Shops………………………………………………………………………………………………………………

MCC 5933: Pawn Shops…………………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 142: Description of MCC 5933: Pawn Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that lend money in exchange for personal property left
with the merchants as security. Pawn shops may, upon default of the
loan, sell the property to the general public. Property left as security
may include items such as jewelry, watches, musical instruments,
bicycles, furniture, coins, and camera and photographic equipment.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5933: Pawn Shops

MCC 5935: Salvage and Wrecking Yards…………………………………………………………………………………….

MCC 5935: Salvage and Wrecking Yards……………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 143: Description of MCC 5935: Salvage and Wrecking Yards

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide wrecking and salvaging services for vehicles,
equipment, and other items. Such merchants may or may not
provide pick-up and towing services.
For merchants that primarily provide towing services, use MCC 7549.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5937: Antique Reproduction Stores…………………………………………………………………………………….

MCC 5937: Antique Reproduction Stores………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 144: Description of MCC 5937: Antique Reproduction Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5935: Salvage and Wrecking Yards

MCC Description Merchants that sell antique reproductions or facsimiles. Items for
sale may include clothing, furniture, rugs, paintings and artwork,
mirrors, glassware, jewelry, and other household and personal items.
Such merchants may also provide antique phonograph reproduction
and restoration services.
For merchants that sell bona fide antiques, use MCC 5932.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5940: Bicycle Shops: Sales and Service……………………………………………………………………………….

MCC 5940: Bicycle Shops: Sales and Service…………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 145: Description of MCC 5940: Bicycle Shops: Sales and Service

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell bicycles, bicycle parts, and accessories. Bicycle
shops may also sell a limited variety of related sporting apparel, and
may or may not also conduct repair work or rent bicycles.
For merchants that primarily repair bicycles, use MCC 7699.
For merchants that primarily rent bicycles, use MCC 7999.

MCC Category Miscellaneous Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

MCC 5940: Bicycle Shops: Sales and Service

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5941: Sporting Goods Stores……………………………………………………………………………………………..

MCC 5941: Sporting Goods Stores………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 146: Description of MCC 5941: Sporting Goods Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell sporting goods, sporting equipment, and related
parts and accessories. Products for sale may include skateboards,
water-skis, inline skates, surfboards, golf equipment, snow skis,
windsurfing, skin diving and scuba equipment, bait and tackle,
backpacking, camping, hiking and mountaineering equipment,
exercise equipment, pool tables, tennis equipment, bowling
equipment and supplies, hunting equipment and supplies, and
playground equipment. Sporting goods stores may or may not also
conduct repair work or rent sporting equipment.
For merchants that primarily conduct repair work, use MCC 7699.
For merchants that primarily rent sporting equipment, use MCC
7999.

MCC Category Miscellaneous Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLK, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR10

MCC 5941: Sporting Goods Stores

MCC 5942: Book Stores……………………………………………………………………………………………………………….

MCC 5942: Book Stores………………………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 147: Description of MCC 5942: Book Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell new or used books, journals, magazines,
textbooks, maps, and atlases, audio books (books on tape) and
calendars. This MCC also includes religious bookstores.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, EM04, K001, K002,
OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,
CHLL, CHN8, CHNA, COLK,
COLN, COLP, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, PA01, PR03, QPS1, TT01-
TTO, UR10

MCC 5943: Office, School Supply, and Stationery Stores……………………………………………………………

MCC 5943: Office, School Supply, and Stationery Stores………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 148: Description of MCC 5943: Office, School Supply, and Stationery Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5942: Book Stores

MCC Description Merchants that sell a variety of office and school supplies and paper
goods. Products for sale may include pens, pencils, calendars, desk
organizers, staplers, file folders, bond paper, portfolios, message
pads, markers, computer diskettes, ink cartridges for computer
printers, a limited selection of computer software, and small office
equipment such as file drawers, chairs, wastebaskets, and desk
lamps. Such merchants do not primarily sell large or high-priced
office equipment such as computers or desk units.
For merchants that primarily sell computer hardware, use MCC
5732.
For merchants that primarily sell computer software, use MCC 5734.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLK, COLN, JA02, LR01, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, QPS1, TT01-TTO,
UR10

MCC 5944: Clock, Jewelry, Watch, and Silverware Store……………………………………………………………

MCC 5944: Clock, Jewelry, Watch, and Silverware Store………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 149: Description of MCC 5944: Clock, Jewelry, Watch, and Silverware Store

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell clocks and watches; precious metals; fine jewelry
such as diamonds or other precious stones mounted in precious
metals; and sterling silver and plated flatware and accessories, such
as platters, serving bowls, trivets, and pitchers. Such merchants may
also conduct repair work.
For merchants that primarily repair fine jewelry, watches, or clocks,
use MCC 7699.
For merchants that primarily sell china or crystal, use MCC 5950.

MCC 5944: Clock, Jewelry, Watch, and Silverware Store

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLK, COLN, JA02, MM02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, SPN3, TT01-
TTO, UR10

MCC 5945: Game, Toy, and Hobby Shops……………………………………………………………………………………

MCC 5945: Game, Toy, and Hobby Shops………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 150: Description of MCC 5945: Game, Toy, and Hobby Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell toys and games, and may sell a limited selection
of do-it-yourself craft or hobby kits.
For merchants that primarily sell supplies, materials, and equipment
used to assemble crafts, use MCC 5970.

MCC Category Miscellaneous Stores

AB Programs Global: CCR2, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLN,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR10

MCC 5945: Game, Toy, and Hobby Shops

MCC 5946: Camera and Photographic Supply Stores…………………………………………………………………

MCC 5946: Camera and Photographic Supply Stores……………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 151: Description of MCC 5946: Camera and Photographic Supply Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that specialize in the sale of camera, film, video, and
other photographic equipment and supplies, including processing
chemicals and papers. Such merchants may or may not also provide
film-processing services.
For merchants that sell camera and video equipment in addition to a
variety of other electronic equipment such as VCRs, televisions, and
stereos, use MCC 5732.
For merchants that primarily provide film processing and printing
services, use MCC 7395.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR10

MCC 5947: Card, Gift, Novelty, and Souvenir Shops……………………………………………………………………

MCC 5947: Card, Gift, Novelty, and Souvenir Shops……………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 152: Description of MCC 5947: Card, Gift, Novelty, and Souvenir Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5946: Camera and Photographic Supply Stores

MCC Description Merchants that sell gifts and novelty items, greeting cards, balloons,
souvenirs, holiday decorations, stationery, wrapping paper and bows,
photo albums, and a limited selection of office supplies such as pens,
notebooks, and calendars.
For merchants that primarily sell office and school supplies, use MCC
5943.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR10

MCC 5948: Leather Goods and Luggage Stores…………………………………………………………………………

MCC 5948: Leather Goods and Luggage Stores……………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 153: Description of MCC 5948: Leather Goods and Luggage Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell luggage, trunks, briefcases, leather backpacks,
wallets, purses, gloves, and other leather goods, and may sell a
limited selection of leather apparel.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

MCC 5948: Leather Goods and Luggage Stores

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLK, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR10

MCC 5949: Fabric, Needlework, Piece Goods, and Sewing Stores………………………………………………

MCC 5949: Fabric, Needlework, Piece Goods, and Sewing Stores…………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 154: Description of MCC 5949: Fabric, Needlework, Piece Goods, and Sewing Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell fabric, patterns, yarn, and other needlework/
sewing supplies such as thread, buttons, snaps, lining, trim and lace,
scissors, and zippers. Such merchants may also offer sewing classes
or instruction.
For merchants that primarily provide sewing or knitting instruction,
use MCC 8299.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,
CHNA, COLK, COLN, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, TT01-TTO,
UR10

MCC 5949: Fabric, Needlework, Piece Goods, and Sewing Stores

MCC 5950: Crystal and Glassware Stores…………………………………………………………………………………..

MCC 5950: Crystal and Glassware Stores……………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 155: Description of MCC 5950: Crystal and Glassware Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell glassware, china, and crystal for table service use
(such as wine and champagne glasses, serving bowls, and plates), as
well as gift items (such as figurines, book ends, flower vases, jewelry
boxes, and candlestick holders).

MCC Category Miscellaneous Stores

AB Programs Global: CCR4, CR05, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5960: Direct Marketing: Insurance Services………………………………………………………………………..

MCC 5960: Direct Marketing: Insurance Services…………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 156: Description of MCC 5960: Direct Marketing: Insurance Services

TCC T for non–face-to-face transactions.

MCC 5950: Crystal and Glassware Stores

MCC Description Merchants that sell insurance services via direct mail, billing
statement stuffers, and magazine or television ads, all of which
include either a toll-free phone number or an address or Web site by
which prospective clients may respond. Insurance services offered
may include all forms of life insurance, hospital indemnity insurance
(additional coverage usually paid directly to the consumer),
accidental death and dismemberment insurance, credit card
insurance in which the outstanding balance is insured against the
cardholder’s death, disability or unemployment insurance, and
medical insurance for travelers. Sales may be targeted to special
groups such as veterans, retired persons, schoolteachers, or
members of certain organizations. The billing of the insurance
premiums typically occurs in periodic (monthly, quarterly, or annual)
installments, and continues until canceled by either the cardholder or
the insurance company. Another common feature is a free trial
period of 60 or 90 days, with the billing of the first installment after
the trial period has ended.
For face-to-face insurance sales and underwriting services, use MCC
6300.

MCC Category Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02, EM01, INS1, M001,
SI01

Country-specific: BEL1, BR01, CHLG, COL5, JPNH,
TT01-TTO

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 157: Description of MCC 5962: Direct Marketing: Travel-Related Arrangement
Services

TCC T for non–face-to-face transactions.

MCC 5962: Direct Marketing: Travel-Related Arrangement Services

MCC Description Merchants that sell travel-related arrangement services via
outbound telemarketing methods in which the merchant initiates
contact with the consumer through direct mail, advertising, or other
direct marketing methods requiring consumer response in an
attempt to generate a sale. Also included are discount travel clubs
and subscription services or newsletters from which subscribers
select prepackaged trips; these often require an annual membership
fee that may be billed to the cardholder’s account each year until
canceled by the cardholder or the merchant.
For travel agents and tour operators, use MCC 4722.

MCC Category Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR03, GW01, M001,
M003

Country-specific: BEL1, BR07, BR10, CHLG, COL1,
TT01-TTO

MCC 5963: Door-to-Door Sales…………………………………………………………………………………………………..

MCC 5963: Door-to-Door Sales……………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 158: Description of MCC 5963: Door-to-Door Sales

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that sell merchandise by means of house-to-house
canvass, or from trucks or wagons or other temporary locations.
Products sold door-to-door may include cosmetics, household items,
bakery goods, dairy products, and magazine subscriptions.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

MCC 5963: Door-to-Door Sales

Country-specific: BEL1, BR07, BR10, CHLB, CHLK,
CHNA, COL5, IDN2, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, TT01-TTO, UR07

MCC 5964: Direct Marketing: Catalog Merchants………………………………………………………………………

MCC 5964: Direct Marketing: Catalog Merchants…………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 159: Description of MCC 5964: Direct Marketing: Catalog Merchants

TCC T for non–face-to-face transactions.

MCC Description Merchants that initiate direct contact with consumers and are often
described as mail-order houses or as the mail-order industry. Such
merchants offer their merchandise via catalogs, and accept
merchandise orders exclusively via mail, phone, fax, electronic
commerce, or other non–face-to-face methods. A paper catalog is a
multi-page document that is sent (mailed, faxed, or otherwise
delivered) directly to a consumer. An electronic catalog displays
merchandise via cable TV or as videotext on an Internet site.
Catalogs display and describe merchandise and include a mail-order
form, phone number, or Internet site address for placing orders.
Flyers and brochures are not considered catalogs.
A manufacturer with a pricing catalog is not considered a direct
marketing catalog merchant.

MCC Category Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02, M001, M003

Country-specific: BEL1, BR07, BR10, COL5, CHLG,
TT01-TTO

MCC 5964: Direct Marketing: Catalog Merchants

MCC 5965: Direct Marketing: Combination Catalog and Retail Merchants………………………………..

MCC 5965: Direct Marketing: Combination Catalog and Retail Merchants…………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 160: Description of MCC 5965: Direct Marketing: Combination Catalog and Retail
Merchants

TCC T for non-face-to-face transactions.

MCC Description Catalog merchants that also operate one or more retail outlets. This
MCC is used only for transactions occurring via mail order, phone
order, electronic commerce, or other non–face-to-face methods, even
if the merchandise is delivered to a store for pick-up.
Face-to-face sales, including those in which the order is placed at a
catalog desk or elsewhere in a store in response to a catalog or other
direct response communication are excluded from this MCC.
All retail sales must be processed under an appropriate retail MCC.

MCC Category Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02, M001, M003

Country-specific: BEL1, BR07, BR10, CHLG, COL5,
TT01-TTO

MCC 5966: Direct Marketing: Outbound Telemarketing Merchants……………………………………………

MCC 5966: Direct Marketing: Outbound Telemarketing Merchants………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 161: Description of MCC 5966: Direct Marketing: Outbound Telemarketing
Merchants

TCC T for non–face-to-face transactions.

MCC 5965: Direct Marketing: Combination Catalog and Retail Merchants

MCC Description Merchants that initiate direct contact with consumers to sell
products and services. Outbound telemarketing merchants contact
(and sometimes offer an incentive to) prospective buyers by phone,
advertising, direct mail (other than a catalog), or other direct
marketing method that includes either a toll-free phone number or a
mailing address. Products promoted and sold via such methods may
include cosmetics, health-care products, vitamins, and time-share
realty.
For charitable organizations that solicit contributions by any means,
including via outbound telemarketing, use MCC 8398.

MCC Category Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02, M001, M003

Country-specific: BEL1, BR07, BR10, CHLG, COL5

MCC 5967: Direct Marketing: Inbound Telemarketing Merchants……………………………………………….

MCC 5967: Direct Marketing: Inbound Telemarketing Merchants………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 162: Description of MCC 5967: Direct Marketing: Inbound Telemarketing Merchants

TCC T for non–face-to-face transactions.

MCC Description Merchants that provide one or more audiotext or videotext services
that can be accessed via phone, fax, or over an open network such as
the Internet. The cardholder initiates contact with the merchant and
all subsequent transactions. This MCC applies to information
services offered over the telephone or the Internet, as well as to
products that may be sold through such services. Information
services are provided for a fee and may include polls, sweepstakes,
adult chat and entertainment, sports scores, stock market quotes,
horoscope readings, or other audio text or videotext services that
consumers listen to, view, or participate in.
For providers of electronic bulletin board access or online services
provided via personal computers, use MCC 4816.

MCC Category Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02, M001, M003, SPN3

Country-specific: BEL1, BR07, BR10, CHLG, COL5,
TT01-TTO

MCC 5967: Direct Marketing: Inbound Telemarketing Merchants

MCC 5968: Direct Marketing: Continuity/Subscription Merchants……………………………………………..

MCC 5968: Direct Marketing: Continuity/Subscription Merchants………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 163: Description of MCC 5968: Direct Marketing: Continuity/Subscription Merchants

TCC T for non–face-to-face transactions.

MCC Description Merchants that sell subscription products or services via direct mail,
phone, the Internet, or other direct marketing method that includes
either a toll-free number, mailing address, e-mail address, or website
URL. Such merchants may offer a series of products (such as one
book a month for one year) or the annual renewal of a single
product. The cardholder’s Mastercard card account is billed for the
product or service on a continuing or periodic basis (such as once a
month or twice a year), and the product or service continues until the
subscription or series ends or the cardholder or merchant terminates
the agreement. This MCC includes book clubs, magazine and
newspaper subscriptions, audio clubs selling records, tapes, and
compact discs (CDs), video tape and digital video disc (DVD) clubs,
collectible series subscriptions (for example, series of stamps, coins,
books, plates, china figures, or plates), magazine subscriptions,
health-care product subscriptions, cosmetics subscriptions, vitamin
subscriptions, and credit card registration service companies.
For newspaper classified ads sold via direct marketing methods, use
MCC 5969.
An acquirer must use this MCC to identify transactions arising from
a high-risk negative option billing merchant selling physical products.
Such merchant must be properly registered with Mastercard as set
forth in section 9.4.10 of the Security Rules and Procedures manual.
Recurring transactions excluded from this category include utility
payments (use MCC 4900), private athletic club monthly dues (use
MCC 7997), and insurance premiums (use MCC 6300).

MCC Category Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02 M001, M003

Country-specific: BEL1, BR01, CHLG, COL5, HK02,
JA02, MAC2, TT01-TTO

MCC 5968: Direct Marketing: Continuity/Subscription Merchants

MCC 5969: Direct Marketing: Other Direct Marketers: not elsewhere classified………………………..

MCC 5969: Direct Marketing: Other Direct Marketers: not elsewhere classified…………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 164: Description of MCC 5969: Direct Marketing: Other Direct Marketers: not
elsewhere classified

TCC T for non–face-to-face transactions.

MCC Description Merchants that sell products and services through a variety of direct
response methods in which an order form or an address or phone
number is included for the placement of an order by mail, phone, or
fax. These merchants often use mass-marketing techniques such as
brochures, radio and television direct response ads, and TV
infomercials (extended length TV commercials with a talk-show
format). Such merchants generally offer only one or two products
per promotion, such as kitchen cutlery, household gadgets, weight
reduction products, sports equipment, cosmetics, specialty records,
or books that are available only through television advertising. This
includes newspaper classified ads sold via direct marketing methods.
For tickets ordered by phone but paid for at the ticket booth, use
MCC 7922.
Excluded are face-to-face retailers that occasionally accept mail or
phone orders for customer convenience.
For retail sales conducted through an Internet site, use the most
appropriate retail MCC with a TCC of T.

MCC Category Mail Order/Telephone Order Providers

AB Programs Global: CCR3, CR02, M001, M003

Country-specific: BEL1, BR07, BR10, CHLG, COL5,
TT01-TTO

MCC 5969: Direct Marketing: Other Direct Marketers: not elsewhere classified

MCC 5970: Artist Supply Stores, Craft Shops…………………………………………………………………………….

MCC 5970: Artist Supply Stores, Craft Shops……………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 165: Description of MCC 5970: Artist Supply Stores, Craft Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell materials, equipment, and supplies used to create
art, crafts, or other items. Products for sale may include clay, all
types of paint, brushes, silk flowers, pens, pencils, paper, hobby and
craft kits, yarns, beads, candy for candy-making, decorative rubber
stamps, and some fabric and other needlecraft supplies.
For merchants that specialize in selling fabric, sewing and
needlework supplies, use MCC 5949.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5971: Art Dealers and Galleries…………………………………………………………………………………………..

MCC 5971: Art Dealers and Galleries…………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 166: Description of MCC 5971: Art Dealers and Galleries

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell artwork such as pictures, photographs, or
sculptures. The sale may be conducted directly with the art dealer,
the artist, or the art gallery.

MCC 5970: Artist Supply Stores, Craft Shops

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5972: Stamp and Coin Stores: Philatelic and Numismatic Supplies…………………………………..

MCC 5972: Stamp and Coin Stores: Philatelic and Numismatic Supplies……………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 167: Description of MCC 5972: Stamp and Coin Stores: Philatelic and Numismatic
Supplies

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell postage stamps, coins, and related accessories for
the purpose of stamp collecting, coin collecting, or investment.
For the sale of postage stamps through government operated postal
services, use MCC 9402.
For mail and packaging services that also sell stamps, use MCC
7399.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR10

MCC 5972: Stamp and Coin Stores: Philatelic and Numismatic Supplies

MCC 5973: Religious Goods Stores……………………………………………………………………………………………..

MCC 5973: Religious Goods Stores………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 168: Description of MCC 5973: Religious Goods Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell religious goods such as figurines, cards, devotional
supplies, pictures, instructional or educational books and tapes, and
decorative items.
For merchants that primarily sell religious books, use MCC 5942.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5975: Hearing Aids: Sales, Service, Supply Stores………………………………………………………………

MCC 5975: Hearing Aids: Sales, Service, Supply Stores…………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 169: Description of MCC 5975: Hearing Aids: Sales, Service, Supply Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell hearing aids and related supplies, and may or may
not also conduct repair work.
For merchants that primarily conduct repair work, use MCC 7699.

MCC Category Miscellaneous Stores

MCC 5973: Religious Goods Stores

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5976: Orthopedic Goods: Artificial Limb Stores………………………………………………………………….

MCC 5976: Orthopedic Goods: Artificial Limb Stores……………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 170: Description of MCC 5976: Orthopedic Goods: Artificial Limb Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell a variety of prosthetic devices and orthopedic
goods, and may or may not also conduct repair work. Products for
sale may include arch supports and other foot appliances, fracture
appliances, elastic hosiery, abdominal supporters, elastic and
orthopedic braces, canes, artificial limbs, wheel chairs, and walkers.
For merchants that primarily conduct repair work on orthopedic
goods, use MCC 7699.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLH, CHNA,
COLJ, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5976: Orthopedic Goods: Artificial Limb Stores

MCC 5977: Cosmetic Stores………………………………………………………………………………………………………..

MCC 5977: Cosmetic Stores………………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 171: Description of MCC 5977: Cosmetic Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell natural or synthetic cosmetics, including theatrical,
medical, and daily-wear cosmetics.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLM,
CHNA, COLK, COLN, COLP,
JA02, OTH8, OT33, OT34, OT36,
OT39, OT40, OT41, OTSV, TT01-
TTO, UR10

MCC 5978: Typewriter Stores: Rentals, Sales, Service………………………………………………………………..

MCC 5978: Typewriter Stores: Rentals, Sales, Service…………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 172: Description of MCC 5978: Typewriter Stores: Rentals, Sales, Service

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that primarily sell, rent, or lease typewriters. Such
merchants may also sell a limited selection of office supplies and
equipment, and may or may not conduct repair work.
For merchants that primarily sell office supplies, use MCC 5943.
For merchants that primarily conduct repair work, use MCC 7699.

MCC 5977: Cosmetic Stores

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 5983: Fuel Dealers: Coal, Fuel Oil, Liquefied Petroleum, Wood…………………………………………..

MCC 5983: Fuel Dealers: Coal, Fuel Oil, Liquefied Petroleum, Wood……………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 173: Description of MCC 5983: Fuel Dealers: Coal, Fuel Oil, Liquefied Petroleum,
Wood

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell fuel oil, wood, coal, liquefied petroleum, aviation
fuel, heating oil, or gas propane. Such merchants may or may not
also sell gasoline for consumer use in automobiles.
For merchants that primarily sell automotive gasoline, use MCC
5541 or MCC 5542 as appropriate.

MCC Category Miscellaneous Stores

AB Programs Global: CCR1, CR02, FLT1, FLT2, FT01,
OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5983: Fuel Dealers: Coal, Fuel Oil, Liquefied Petroleum, Wood

MCC 5992: Florists………………………………………………………………………………………………………………………

MCC 5992: Florists…………………………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 174: Description of MCC 5992: Florists

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell cut flowers, flower arrangements, and potted
plants. Such merchants may or may not also sell novelty items such
as helium balloons.
For merchants that primarily sell seeds, bulbs and nursery stock, use
MCC 5261.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLN,
CHNA, COLN, IDN2, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, SPN3, TT01-TTO,
UR10

MCC 5993: Cigar Stores and Stands…………………………………………………………………………………………..

MCC 5993: Cigar Stores and Stands……………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 175: Description of MCC 5993: Cigar Stores and Stands

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell tobacco, cigarettes, cigars, pipes, smokers’
supplies, or electronic nicotine delivery systems (such as electronic
cigarettes [e-cigarettes]).

MCC 5992: Florists

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41,
OTSV,SPN3, TT01-TTO, UR10

MCC 5994: News Dealers and Newsstands…………………………………………………………………………………

MCC 5994: News Dealers and Newsstands…………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 176: Description of MCC 5994: News Dealers and Newsstands

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell newspapers, magazines, journals, and other
periodicals.
For newspaper subscriptions, use MCC 5968.

MCC Category Miscellaneous Stores

AB Programs Global: EM04, CCR3, CR04, K001, K002,
OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32, ST01

Country-specific: BEL1, BR03, BR08, CAN3, CHLD,
CHLN, CHN8, CHNA, COLN,
IDN2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
PA01, PR03, QPS1, SPN3, TT01-
TTO, UR10

MCC 5994: News Dealers and Newsstands

MCC 5995: Pet Shops: Pet Food and Supplies…………………………………………………………………………….

MCC 5995: Pet Shops: Pet Food and Supplies……………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 177: Description of MCC 5995: Pet Shops: Pet Food and Supplies

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell pets (for example, dogs, cats, birds, fish, reptiles,
hamsters, and rabbits), pet food, and pet supplies.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,
CHNA, COLN, JA02, LR01, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, SPN3, TT01-TTO,
UR10

MCC 5996: Swimming Pools: Sales and Supplies………………………………………………………………………..

MCC 5996: Swimming Pools: Sales and Supplies…………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 178: Description of MCC 5996: Swimming Pools: Sales and Supplies

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell home swimming pools (in-ground or prefabricated
above-ground pools), spas, hot tubs, whirlpool baths, and pool
supplies. Such merchants may or may not also provide installation
and maintenance services.
For merchants that primarily provide installation services, use MCC

These merchants also may or may not provide repair services. For merchants that primarily provide repair services, use MCC 7699.

MCC 5995: Pet Shops: Pet Food and Supplies

MCC Category Miscellaneous Stores

AB Programs Global: OTH1, CCR3, CR04, K001, K002,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5997: Electric Razor Stores: Sales and Service…………………………………………………………………..

MCC 5997: Electric Razor Stores: Sales and Service……………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 179: Description of MCC 5997: Electric Razor Stores: Sales and Service

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell electric razors that may or may not also provide
repair services.
For merchants that primarily provide repair services, use MCC 7699.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5997: Electric Razor Stores: Sales and Service

MCC 5998: Tent and Awning Shops…………………………………………………………………………………………….

MCC 5998: Tent and Awning Shops……………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 180: Description of MCC 5998: Tent and Awning Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell tents and awnings for home or business use.
Products for sale may include camping tents, shade tents, and
predesigned or custom-made window or door awnings for homes or
businesses. Such merchants may or may not also provide repair
services.
For merchants that primarily provide repair services, use MCC 7699.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 5999: Miscellaneous and Specialty Retail Stores………………………………………………………………..

MCC 5999: Miscellaneous and Specialty Retail Stores…………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 181: Description of MCC 5999: Miscellaneous and Specialty Retail Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 5998: Tent and Awning Shops

MCC Description Retailers that sell unique or specialized products that are not
described by any other acceptor business code (MCC). This MCC
should be used only when all other MCC assignment options have
been exhausted. Examples of such specialty stores include map and
atlas stores, firearms and ammunition stores, magic stores, party
supply stores, silk flower shops, fireworks shops, ice dealers, picture
frame shops, sunglasses shops, beauty supply stores, and bottled
and distilled water dealers.

MCC Category Miscellaneous Stores

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLN,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR10

MCC 6010: Manual Cash Disbursements: Customer Financial Institution………………………………….

MCC 6010: Manual Cash Disbursements: Customer Financial Institution…………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 182: Description of MCC 6010: Manual Cash Disbursements: Customer Financial
Institution

TCC C

MCC Description Used only to identify face-to-face transactions in which a cardholder
uses a Mastercard card at a Mastercard customer financial
institution to obtain a manual (“over-the-counter”) cash
disbursement, to open or fund a deposit account, or to purchase
travelers cheques, foreign currency, money orders, precious metals, or
savings bonds.
For cash disbursement transactions occurring at automated teller
machines (ATMs), use MCC 6011.
For sales of foreign currency, money orders, travelers cheques, and
other quasi-cash products at locations other than Mastercard
customer financial institution locations, use MCC 6051.

MCC 6010: Manual Cash Disbursements: Customer Financial Institution

MCC Category Service Providers

AB Programs Global: C001

Country-specific: BR07, BR10, CHLG

MCC 6011: Automated Cash Disbursements: Customer Financial Institution……………………………

MCC 6011: Automated Cash Disbursements: Customer Financial Institution………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 183: Description of MCC 6011: Automated Cash Disbursements: Customer Financial
Institution

TCC Z

MCC Description Identifies cash disbursement transactions occurring at automated
teller machines (ATMs) owned, leased, controlled, or sponsored by
Mastercard customers.
For face-to-face cash disbursement transactions occurring at a
Mastercard customer financial institutions, use MCC 6010.

MCC Category Service Providers

AB Programs Global: Z001

Country-specific: BR07, BR10, CHLG

MCC 6012: Merchandise and Services: Customer Financial Institution………………………………………

MCC 6012: Merchandise and Services: Customer Financial Institution…………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 184: Description of MCC 6012: Merchandise and Services: Customer Financial
Institution

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 6011: Automated Cash Disbursements: Customer Financial Institution

MCC Description Identifies the purchase of merchandise or services at a Mastercard
customer financial institution location. Such merchandise and
services may include checks and other financial products,
promotional merchandise, loan fees, and financial counseling service
fees.
For securities or brokerage transaction service fees or other related
costs, use MCC 6211.
For cash disbursements, use MCC 6010 for face-to-face
transactions and MCC 6011 for transactions that occur at ATMs.

MCC Category Service Providers

AB Programs Global: CCR1, CR05, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLD, CHLM,
CHNA, COLM, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, TT01-TTO, UR10

MCC 6050: Quasi Cash: Customer Financial Institution……………………………………………………………..

MCC 6050: Quasi Cash: Customer Financial Institution………………………………………………..

The description in each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 185: Description of MCC 6050: Quasi Cash: Customer Financial Institution

TCC U

MCC 6050: Quasi Cash: Customer Financial Institution

MCC Description Identifies the purchase, with a Mastercard or Maestro card, of
travelers cheques, foreign currency, money orders, precious metals, or
savings bonds at a Mastercard customer financial institution
location. This MCC may also be used to identify transactions in which
a customer accepts a Mastercard or Maestro card in direct payment
of an existing debt, such as a private label card or vehicle loan.
This MCC may be used for non–face-to-face transactions, such as
those facilitated through the Internet.
MCC 6050 must not be used to identify a transaction for any of the
activities described in section 9.1 of the Security Rules and
Procedures manual. The appropriate MCC for such activity must be
used.
Any fee charged and included in the total transaction amount must
be clearly disclosed to the cardholder before completing the
transaction.
For cash disbursements, use MCC 6010 for face-to-face
transactions and MCC 6011 for transactions that occur at ATMs.
MCC 6050 must not be used to identify any sale other than as
described, including, by way of example and not limitation; gambling
transactions (MCC 7995, MCC 7801, or MCC 7802, as appropriate,
must be used); videotext transactions (MCC 5967 must be used);
the sale of any prescription drug (MCC 5122 or MCC 5912 must be
used); or the sale of any tobacco product (MCC 5993 must be used).

MCC Category Service Providers

AB Programs Global: CCR1, CR05, T002, U001

Country-specific: BR07, BR10, CHLG, COLM

MCC 6051: Quasi Cash: Merchant……………………………………………………………………………………………….

MCC 6051: Quasi Cash: Merchant…………………………………………………………………………………

The description in each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 186: Description of MCC 6051: Quasi Cash: Merchant

TCC U

MCC 6051: Quasi Cash: Merchant

MCC Description Identifies the purchase, with a Mastercard or Maestro card, of
travelers cheques, foreign currency, or money orders. This MCC may
also be used to identify transactions in which a merchant accepts a
Mastercard or Maestro card for payment of an existing debt, such as
a private label card or vehicle loan.
In addition, this MCC must be used to identify transactions involving
the purchase of cryptocurrency.
MCC 6051 must not be used to identify any sale other than as
described, including, by way of example and not limitation; gambling
transactions (MCC 7995, MCC 7801, or MCC 7802, as appropriate,
must be used); videotext transactions (MCC 5967 must be used);
the sale of any prescription drug (MCC 5122 or MCC 5912 must be
used); or the sale of any tobacco product (MCC 5993 must be used).
Any fee charged and included in the total transaction amount must
be clearly disclosed to the cardholder before completing the
transaction.
For the face-to-face purchase of foreign currency, money orders, or
travelers cheques at a Mastercard customer financial institution
location, use MCC 6010.
MCC 6051 must not be used to identify a transaction for any of the
activities described in section 9.1 of the Security Rules and
Procedures manual (the appropriate MCC for each such activity
must be used).

MCC Category Service Providers

AB Programs Global: CCR1, CR05, MON2, T002, U001

Country-specific: BR07, BR10, CHLE, CHLM,
COLM, JA02, U003

MCC 6211: Securities: Brokers/Dealers……………………………………………………………………………………….

MCC 6211: Securities: Brokers/Dealers…………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 187: Description of MCC 6211: Securities: Brokers/Dealers

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that buy, sell, and broker securities, stocks, bonds,
commodities, and mutual funds.

MCC 6211: Securities: Brokers/Dealers

MCC Category Service Providers

AB Programs Global: CCR3, CR03, MON2, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,
CHNA, COLM, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, TT01-TTO, UR10

MCC 6300: Insurance Sales, Underwriting, and Premiums………………………………………………………….

MCC 6300: Insurance Sales, Underwriting, and Premiums…………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 188: Description of MCC 6300: Insurance Sales, Underwriting, and Premiums

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell all types of personal or business insurance policies,
including automobile, life, health, hospital, medical and dental,
homeowners and renters, real estate title, pet health, flood, fire, or
earthquake insurance policies.
For merchants that sell insurance products and services using direct
marketing methods, use MCC 5960.

MCC Category Service Providers

AB Programs Global: CCR3, CR03, EM01, EM02, INS1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT22, SI01

Country-specific: BEL1, BR07, BR10, CHLF, CHNA,
COLJ, EM03, JA02, JPN9, JPNH,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10, VNM1

MCC 6300: Insurance Sales, Underwriting, and Premiums

MCC 6513: Real Estate Agents and Managers: Rentals………………………………………………………………

MCC 6513: Real Estate Agents and Managers: Rentals………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 189: Description of MCC 6513: Real Estate Agents and Managers: Rentals

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Fees charged by merchants engaged in the rental and management
of residential and commercial properties, such as real estate agents,
brokers, and managers, and apartment rental services. Such fees
may include management fees, real estate rental commissions, and
real estate rental payments.

MCC Category Service Providers

AB Programs Global: CCR3, CR03, GW01, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22

Country-specific: ARG2, BEL1, BR01, CHLB, CHLK,
CHNA, COLL, EM05, JA02, JPNA,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV,PA02, SPN3,
UR10

MCC 6532: Payment Transaction: Customer Financial Institution………………………………………………

MCC 6532: Payment Transaction: Customer Financial Institution………………………………..

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 190: Description of MCC 6532: Payment Transaction: Customer Financial Institution

TCC P

MCC 6513: Real Estate Agents and Managers: Rentals

MCC Description This MCC may be used only to identify Payment Transactions as
stated below. A Payment Transaction is a transfer of funds to a
Mastercard, Maestro, or Cirrus account by means of the Mastercard
network. For more information, refer to section 6.1 of the
Transaction Processing Rules.

NOTE: This MCC must only be used for rePower value loads or
specified domestic payments, in combination with one of the
following Transaction Type Identifier (TTI) values as applicable:

**- C02 Mastercard rebate

C03 rePower Load Value
C06 Payment of a credit card balance with cash or check (for** **Colombia domestic use only)
C91 Utility Payments (for Brazil domestic use only)
C92 Government Services (for Brazil domestic use only)
C93 Mobile phone top-ups (for Brazil domestic use only)
C94 Coupon booklet payments (for Brazil domestic use only)**

For information about TTI usage, refer to DE 48, subelement 77
(Transaction Type Identifier) in the Customer Interface Specification
and Single Message Specifications manuals and PDS 0043
(Transaction Type Identifier) in the IPM Clearing Formats manual.

MCC Category Service Providers

AB Programs Global: D001

Country-specific: BR06, CHLG

MCC 6533: Payment Transaction: Merchant……………………………………………………………………………….

MCC 6533: Payment Transaction: Merchant………………………………………………………………….

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 191: Description of MCC 6533: Payment Transaction: Merchant

TCC P

MCC 6533: Payment Transaction: Merchant

MCC Description This MCC may be used only to identify Payment Transactions. A
Payment Transaction is a transfer of funds to a Mastercard,
Maestro, or Cirrus account by means of the Mastercard network. For
more information, refer to section 6.1 of the Transaction Processing
Rules.

NOTE: This MCC must only be used for rePower value loads or
specified domestic payments, in combination with one of the
following Transaction Type Identifier (TTI) values as applicable:

**- C03 rePower Load Value

C06 Payment of a credit card balance with cash or check (for** **Colombia domestic use only)
C91 Utility Payments (for Brazil domestic use only)
C92 Government Services (for Brazil domestic use only)
C93 Mobile phone top-ups (for Brazil domestic use only)
C94 Coupon booklet payments (for Brazil domestic use only)**

For information about TTI usage, refer to DE 48, subelement 77
(Transaction Type Identifier) in the Customer Interface Specification
and Single Message Specifications manuals and PDS 0043
(Transaction Type Identifier) in the IPM Clearing Formats manual.

MCC Category Service Providers

AB Programs Global: D001

Country-specific: BR06, CHLG

MCC 6536: MoneySend Intracountry…………………………………………………………………………………………..

MCC 6536: MoneySend Intracountry……………………………………………………………………………..

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 192: Description of MCC 6536: MoneySend Intracountry

TCC P

MCC Description Identifies MoneySend Intracountry Payment Transactions.
MoneySend operates on the basis of account-to-account processing
with funds transferred from the Originating Institution to any
Mastercard, Maestro, or Cirrus account held at the Receiving
Institution.

MCC Category Service Providers

MCC 6536: MoneySend Intracountry

AB Programs Global: MON1
MON3

MCC 6537: MoneySend Intercountry…………………………………………………………………………………………..

MCC 6537: MoneySend Intercountry……………………………………………………………………………..

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 193: Description of MCC 6537: MoneySend Intercountry

TCC P

MCC Description Identifies intercountry MoneySend Payment Transactions.
MoneySend operates on the basis of account-to-account processing
with funds transferred from the Originating Institution to any
Mastercard, Maestro, or Cirrus account held at the Receiving
Institution.

MCC Category Service Providers

AB Programs Global: MON1
MON3

MCC 6538: Funding Transactions for MoneySend ………………………………………………………………………

MCC 6538: Funding Transactions for MoneySend …………………………………………………………

The description in each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 194: Description of MCC 6538: Funding Transactions for MoneySend

TCC R for face-to-face transactions.
T for non-face-to-face transactions.

MCC Description Identifies a Funding Transaction governed by the Standards set forth
in the Mastercard MoneySend and Funding Transactions Program
Standards manual.
MCC 6538 must not be used to identify a Funding Transaction
conducted for purposes of funding any of the activities described in
section 9.1 of the Security Rules and Procedures (the appropriate
MCC for such activity must be used).

MCC 6537: MoneySend Intercountry

MCC Category Service Providers

AB Programs Global: MON1

MCC 6540: Funding Transactions………………………………………………………………………………………………..

MCC 6540: Funding Transactions…………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 195: Description of MCC 6540: Funding Transactions

TCC R for face-to-face transactions.
T for non-face-to-face transactions.

MCC Description Identifies a Funding Transaction, as described in section 6.6 of the
Transaction Processing Rules.
MCC 6540 must not be used to identify a Funding Transaction
conducted for purposes of funding any of the activities described in
section 9.1 of the Security Rules and Procedures manual (the
appropriate MCC for each such activity must be used).
Funding Transactions must comply with the requirements set out in
the Standards, including the Mastercard MoneySend and Funding
Transaction Program Standards.

MCC Category Service Providers

AB Programs Global: CCR1, CR05, MON2, OTH1,
OTH2, OTH3, OTH4, OTH5

Country-Specific: CHLG, CHNA, OTH8, OT33,
OT34, OT36, OT41, OTSV

MCC 6540: Funding Transactions

MCC 7011: Lodging: Hotels, Motels, Resorts: not elsewhere classified……………………………………….

MCC 7011: Lodging: Hotels, Motels, Resorts: not elsewhere classified………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 196: Description of MCC 7011: Lodging: Hotels, Motels, Resorts: not elsewhere
classified

TCC H

MCC Description Only those lodging establishments for which a unique MCC has not
been designated, including bed and breakfast and other local inns,
resorts, cabins, cottages, and hostels.

MCC Category Hotels and Motels

AB Programs Global: H001, TE01, TE02, TE03, TE04

Country-specific: BEL1, BR07, BR10, CHLG, COLA,
JA02, JPN4, SPN3, TT01-TTO

MCC 7012: Timeshares………………………………………………………………………………………………………………..

MCC 7012: Timeshares…………………………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 197: Description of MCC 7012: Timeshares

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that sell, lease, and rent timeshare real estate and arrange
timeshare condominium exchanges.

MCC Category Service Providers

AB Programs Global: CCR1, CR03, GW01, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

MCC 7011: Lodging: Hotels, Motels, Resorts: not elsewhere classified

Country-specific: BR07, BR10, CHLG, CHNA,
COLA, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, UR06

MCC 7032: Recreational and Sporting Camps…………………………………………………………………………….

MCC 7032: Recreational and Sporting Camps………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 198: Description of MCC 7032: Recreational and Sporting Camps

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that operate children’s camps, recreational camps, and
sporting camps. Examples of such camps include summer camps for
boys and girls, nudist camps, dude ranches, fishing and hunting
camps, and educational or sports instruction camps.
For campgrounds used for tent or trailer camping, use MCC 7033.

MCC Category Service Providers

AB Programs Global: CCR1, CR03, GW01, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7032: Recreational and Sporting Camps

MCC 7033: Campgrounds and Trailer Parks………………………………………………………………………………..

MCC 7033: Campgrounds and Trailer Parks…………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 199: Description of MCC 7033: Campgrounds and Trailer Parks

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide overnight or short-term campsites for
recreational vehicles, trailers, campers, or tents. Such campsites may
be located within state parks, or privately owned and operated, and
may or may not include water and electrical hookups for recreational
vehicles.

MCC Category Service Providers

AB Programs Global: CCR1, CR03, GW01, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7210: Cleaning, Garment, and Laundry Services………………………………………………………………..

MCC 7210: Cleaning, Garment, and Laundry Services…………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 200: Description of MCC 7210: Cleaning, Garment, and Laundry Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that operate steam or other types of laundries for
commercial businesses or individuals. On a weekly or monthly basis,
these merchants provide laundered items such as uniforms, gowns,
aprons, table linens, bed linens, and towels. This MCC also includes
diaper services offering home pick-up, cleaning, and delivery.

MCC 7033: Campgrounds and Trailer Parks

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,
CHLM, CHNA, COLL, IDN2, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, TT01-TTO,
UR10

MCC 7211: Laundry Services: Family and Commercial……………………………………………………………….

MCC 7211: Laundry Services: Family and Commercial………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 201: Description of MCC 7211: Laundry Services: Family and Commercial

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide self-service washers and dryers for general
consumer use, including pay-by-the-pound laundry service. Such self-
service laundry services are typically known as laundromats but also
are found in dormitories, apartment buildings, or other similar
locations.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32, ST01

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,
CHNA, COLL, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 7211: Laundry Services: Family and Commercial

MCC 7216: Dry Cleaners……………………………………………………………………………………………………………..

MCC 7216: Dry Cleaners………………………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 202: Description of MCC 7216: Dry Cleaners

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide dry cleaning services for individuals or
businesses, and may offer limited alteration services. Items cleaned
by dry cleaners typically include clothing, draperies, wedding dresses,
and bedding.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, EM04, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32, ST01

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,
CHNA, COLL, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, PA01, PR03, QPS1, SPN3,
TT01-TTO, UR10

MCC 7217: Carpet and Upholstery Cleaning……………………………………………………………………………….

MCC 7217: Carpet and Upholstery Cleaning…………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 203: Description of MCC 7217: Carpet and Upholstery Cleaning

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that clean commercial or residential carpets, drapes, and
upholstery.
For merchants that provide reupholstering services, use MCC 7641.

MCC Category Personal Service Providers

MCC 7216: Dry Cleaners

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLL, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
UR10

MCC 7221: Photographic Studios………………………………………………………………………………………………..

MCC 7221: Photographic Studios………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 204: Description of MCC 7221: Photographic Studios

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that perform still or video portrait photography for the
general public, including those that photograph children on location
at schools or specialize in wedding photography and videos.
For merchants that provide film developing and printing services, use
MCC 7395.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLL, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7221: Photographic Studios

MCC 7230: Barber and Beauty Shops…………………………………………………………………………………………

MCC 7230: Barber and Beauty Shops……………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 205: Description of MCC 7230: Barber and Beauty Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide personal hair care services such as hair
cutting, hair styling, hair coloring, and hair extensions. Barber and
beauty shops may also perform manicures and pedicures and sell a
limited selection of hair care products.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, P001

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,
CHLM, COLL, TT01-TTO

MCC 7251: Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine Parlors……………………………………

MCC 7251: Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine Parlors……………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 206: Description of MCC 7251: Hat Cleaning Shops, Shoe Repair Shops, Shoe Shine
Parlors

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that repair footwear and provide shoe cleaning and shining
services, as well as retailers that provide hat cleaning and blocking
services.

MCC Category Personal Service Providers

AB Programs Global: CCR2, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

MCC 7230: Barber and Beauty Shops

Country-specific: BEL1, BR07, BR10, CAN4, CHLG,
CHNA, COLL, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR10

MCC 7261: Funeral Service and Crematories………………………………………………………………………………

MCC 7261: Funeral Service and Crematories………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 207: Description of MCC 7261: Funeral Service and Crematories

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide burial preparation and cremation services
and conduct funerals. Such merchants include mortuaries,
crematories, funeral homes, and funeral parlors.
For animal cremation and burial services, use MCC 7299.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLN,
CHNA, COLL, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR10

MCC 7273: Dating Services…………………………………………………………………………………………………………

MCC 7273: Dating Services……………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 208: Description of MCC 7273: Dating Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7261: Funeral Service and Crematories

MCC Description Merchants that provide dating and escort services, including
computer and video personal introduction and matchmaking
services.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR10

MCC 7276: Tax Preparation Service…………………………………………………………………………………………….

MCC 7276: Tax Preparation Service……………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 209: Description of MCC 7276: Tax Preparation Service

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that exclusively provide income tax return preparation
services without auditing, accounting, or bookkeeping services.
For merchants providing auditing, accounting, or bookkeeping
services in addition to tax return preparation services, use MCC
8931.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLL, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7276: Tax Preparation Service

MCC 7277: Debt, Marriage, Personal: Counseling Service…………………………………………………………..

MCC 7277: Debt, Marriage, Personal: Counseling Service……………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 210: Description of MCC 7277: Debt, Marriage, Personal: Counseling Service

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide a variety of counseling services such as debt
and financial counseling, marriage counseling, family counseling,
alcohol and drug abuse counseling, and other personal counseling.
For merchants that provide legal services, use MCC 8111.
For merchants primarily engaged in collecting debts in default owed
to others or that were originally owed to others, use MCC 7322.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLL, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7278: Buying/Shopping Clubs, Services………………………………………………………………………………

MCC 7278: Buying/Shopping Clubs, Services………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 211: Description of MCC 7278: Buying/Shopping Clubs, Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7277: Debt, Marriage, Personal: Counseling Service

MCC Description Merchants that provide buying and shopping services to individuals
or businesses on a fee basis. This type of merchant does not directly
sell goods to the consumer, but rather chooses a selection of items
that the consumer may be interested in purchasing, typically acting
on behalf of the seller of the goods.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLM, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7296: Clothing Rental: Costumes, Uniforms, and Formal Wear…………………………………………

MCC 7296: Clothing Rental: Costumes, Uniforms, and Formal Wear……………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 212: Description of MCC 7296: Clothing Rental: Costumes, Uniforms, and Formal
Wear

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that rent costumes, uniforms, formal wear, tuxedos, and
other types of apparel and related accessories.
For wholesale distributors that sell or rent uniforms to other
businesses, use MCC 5137.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7296: Clothing Rental: Costumes, Uniforms, and Formal Wear

MCC 7297: Massage Parlors………………………………………………………………………………………………………..

MCC 7297: Massage Parlors………………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 213: Description of MCC 7297: Massage Parlors

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Retailers that specialize in providing massage services. Such
merchants also may provide other personal services, and may rent
saunas or hot tubs.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7298: Health and Beauty Spas……………………………………………………………………………………………

MCC 7298: Health and Beauty Spas……………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 214: Description of MCC 7298: Health and Beauty Spas

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7297: Massage Parlors

MCC Description Merchants, typically known as day spas that provide a variety of
personal or therapeutic services without an overnight stay. Such
services may include facials, massages, mud baths, herbal wraps,
tanning treatments, whirlpools, steam baths, personal exercise
programs, dietary counseling, and hair and makeup counseling and
styling, as well as instructional classes such as aerobics, weight
training, weight control, cooking, and sports classes.
For spa services offered as part of a package plan that includes
lodging at the merchant’s establishment, use MCC 7011.

MCC Category Personal Service Providers

AB Programs Global: CCR3, CR03, GW01, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLK, COLN, COLP, JA02, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, TT01-TTO, UR10

MCC 7299: Other Services: not elsewhere classified…………………………………………………………………..

MCC 7299: Other Services: not elsewhere classified……………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 215: Description of MCC 7299: Other Services: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide personal services that do not fall under any
other MCC. Examples of such services include animal boarding, bath
houses, house sitting services, maid services, animal grooming and
kennels, animal training or breeding, real estate agents, brokers, and
managers, body piercing and tattooing, water treatment services,
taxidermists, wedding chapels, and animal cremation and burial
services.
For real estate agents, brokers and managers, and apartment rental
services, use MCC 6513.

MCC Category Personal Service Providers

MCC 7299: Other Services: not elsewhere classified

AB Programs Global: CCR3, CF01, CR03, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLD, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7311: Advertising Services………………………………………………………………………………………………….

MCC 7311: Advertising Services…………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 216: Description of MCC 7311: Advertising Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that prepare advertising (copywriting, artwork, graphics,
and other creative work) and place advertising in periodicals,
newspapers, radio, television, or other advertising media for clients
on a contract or fee basis. Other types of advertising such as aerial
advertising, coupon distribution, distribution of samples, and
skywriting are also included.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32, OT57

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLK, COLN, JA02, JPNG, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, SPN3, TT01-TTO,
UR10

MCC 7311: Advertising Services

MCC 7321: Consumer Credit Reporting Agencies……………………………………………………………………….

MCC 7321: Consumer Credit Reporting Agencies………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 217: Description of MCC 7321: Consumer Credit Reporting Agencies

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide credit-reporting services such as credit
investigation, credit clearinghouses, and other related services. This
MCC does not include collection agencies.
For merchants primarily engaged in collecting debts in default owed
to others or that were originally owed to others, use MCC 7322.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLM, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7322: Debt Collection Agency…………………………………………………………………………………………….

MCC 7322: Debt Collection Agency……………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 218: Description of MCC 7322: Debt Collection Agency

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants primarily engaged in collecting debts in default owed to
others or that were originally owed to others.

MCC Category Personal Service Providers

MCC 7321: Consumer Credit Reporting Agencies

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, COLL,
JA02, OTH8, OT33, OT34, OT36,
OT39, OT40, OT41, OTSV, TT01-
TTO, UR10

MCC 7333: Commercial Art, Graphics, Photography…………………………………………………………………..

MCC 7333: Commercial Art, Graphics, Photography…………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 219: Description of MCC 7333: Commercial Art, Graphics, Photography

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide commercial art or graphic design services for
advertising agencies, publishers, and other businesses. Such services
may include silk screen design, still and slide film production, chart
and graph design, and commercial art and illustration.
For merchants that provide still, video, and portrait photography for
the general public, use MCC 7221.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7333: Commercial Art, Graphics, Photography

MCC 7338: Quick Copy, Reproduction, and Blueprinting Services……………………………………………….

MCC 7338: Quick Copy, Reproduction, and Blueprinting Services………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 220: Description of MCC 7338: Quick Copy, Reproduction, and Blueprinting Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that reproduce text, drawings, plans, maps, and similar
materials by blueprinting, photocopying, or using other reproduction
methods. Such merchants also may provide collating and binding
services.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32, ST01

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,
CHNA, COLK, COLN, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, TT01-TTO,
UR10

MCC 7339: Stenographic and Secretarial Support Services……………………………………………………….

MCC 7339: Stenographic and Secretarial Support Services………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 221: Description of MCC 7339: Stenographic and Secretarial Support Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide stenographic, secretarial, and other clerical
services such as word processing, typing, editing, letter writing,
proofreading, resume writing, and court reporting services.
For employment agencies that primarily seek to fill secretarial
support positions, use MCC 7361.

MCC 7338: Quick Copy, Reproduction, and Blueprinting Services

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7342: Exterminating and Disinfecting Services………………………………………………………………….

MCC 7342: Exterminating and Disinfecting Services…………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 222: Description of MCC 7342: Exterminating and Disinfecting Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide pest control, extermination, disinfecting, and
fumigation services, including the elimination of termites, insects,
and rodents.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLG,
CHLN, CHNA, COLN, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, TT01-TTO,
UR10

MCC 7342: Exterminating and Disinfecting Services

MCC 7349: Cleaning and Maintenance, Janitorial Services…………………………………………………………

MCC 7349: Cleaning and Maintenance, Janitorial Services…………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 223: Description of MCC 7349: Cleaning and Maintenance, Janitorial Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide building cleaning, maintenance, and janitorial
services, such as window cleaning, floor waxing, school custodian
services, office cleaning, and housekeeping on a contract or fee basis.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, HK02, JA02, JPNG, MAC2,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, TT01-TTO,
UR10

MCC 7361: Employment Agencies, Temporary Help Services……………………………………………………..

MCC 7361: Employment Agencies, Temporary Help Services………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 224: Description of MCC 7361: Employment Agencies, Temporary Help Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide employment services for employers or those
seeking employment with permanent or temporary positions.

MCC Category Business Services

MCC 7349: Cleaning and Maintenance, Janitorial Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, JPNG, OTH8, OT33,
OT34, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

Design Services……………………………………………………………………………………………………………… MCC 7372: Computer Programming, Data Processing, and Integrated Systems

Integrated Systems Design Services

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 225: Description of MCC 7372: Computer Programming, Data Processing, and
Integrated Systems Design Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide computer programming services, systems
design, and data processing services on a contract or fee basis. Such
services may include computer software design and analysis,
software or systems modifications, data entry or data processing,
and training in the use of custom software.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, JPNG, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 7372: Computer Programming, Data Processing, and Integrated Systems Design Services

MCC 7375: Information Retrieval Services………………………………………………………………………………….

MCC 7375: Information Retrieval Services…………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 226: Description of MCC 7375: Information Retrieval Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesale providers of online and database information retrieval
and search services on a contract or fee basis.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7379: Computer Maintenance, Repair, and Services: not elsewhere classified…………………..

MCC 7379: Computer Maintenance, Repair, and Services: not elsewhere classified……..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 227: Description of MCC 7379: Computer Maintenance, Repair, and Services: not
elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Wholesalers that provide computer-related services. Such services
may include consulting on a contract or fee basis, database
development, computer maintenance and repair, tape and diskette
conversion services, and computer requirements analysis.
For wholesale distributors of computer hardware, software, and
related equipment, use MCC 5045.

MCC 7375: Information Retrieval Services

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7392: Consulting, Management, and Public Relations Services………………………………………….

MCC 7392: Consulting, Management, and Public Relations Services…………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 228: Description of MCC 7392: Consulting, Management, and Public Relations
Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide counsel and assistance to the management
of private, nonprofit, and public organizations on a contract or fee
basis. Services provided may include strategic and organizational
planning financial planning and budgeting, the development of
marketing objectives, information systems planning, the
development of human resource policies, procedures planning, and
public relations services.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, JPNG, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 7392: Consulting, Management, and Public Relations Services

Armored Cars, Guard Dogs……………………………………………………………………………………………. MCC 7393: Detective Agencies, Protective Agencies, Security Services including

Services including Armored Cars, Guard Dogs

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 229: Description of MCC 7393: Detective Agencies, Protective Agencies, Security
Services including Armored Cars, Guard Dogs

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide security devices and services. Examples of
such devices and services include armored cars, security systems
(installation, monitoring, and maintenance), private investigators,
guard dogs, and lie detection.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7394: Equipment Rental and Leasing Services, Furniture Rental, Tool Rental…………………….

MCC 7394: Equipment Rental and Leasing Services, Furniture Rental, Tool Rental………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 230: Description of MCC 7394: Equipment Rental and Leasing Services, Furniture
Rental, Tool Rental

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7393: Detective Agencies, Protective Agencies, Security Services including Armored Cars,
Guard Dogs

MCC Description Merchants that rent and lease equipment, tools, furniture,
appliances, and office equipment (excluding typewriters).
For typewriter rentals, use MCC 5978.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,
COLN, JA02, JPNG, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 7295: Housekeeping Service (China)…………………………………………………………………………………..

MCC 7295: Housekeeping Service (China)……………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 231: Description of MCC 7295: Housekeeping Service (China)

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7295: Housekeeping Service (China)

MCC Description Merchants that provide housekeeping or intermediary service to
family. Housekeeping services usually include nanny, nurse, cook,
gardener, driver, guard, tutor service to a family.
For merchants that provide employment services for employers or
those seeking employment with permanent or temporary positions,
use MCC 7361.
For merchants funded by the government, provide care and help
services specially for the elderly, five guarantees family, disabled
people, disabled children, use MCC 9399.
Business Services merchants are typically engaged in trades and
business support services, providing specialized goods and services
for consumers and businesses.
All Other Merchants/U.S. Post Exchange
This TCC applies to those transactions taking place at a retail store
or U.S. Post Exchange.
All Other Non–Face-to-Face Transactions
This TCC applies to non–face-to-face transactions, including but not
limited to recurring transactions, mail order/telephone order
transactions, electronic and mobile commerce transactions, and
transponder transactions. Recurring or preauthorized transactions
result from a specific authorization given to the merchant where the
cardholder has agreed to periodic billings submitted by the
merchant. Mail order/telephone order, electronic and mobile
commerce, and transponder transactions result from a cardholder
authorizing a sale to be charged to his or her account via a non–face-
to-face method.
Customers must not use this MCC for cross-border transactions.

MCC Category Business Service

AB Programs Global:

Country-specific: CHNA

MCC 7295: Housekeeping Service (China)

MCC 7395: Photo Developing, Photofinishing Laboratories………………………………………………………..

MCC 7395: Photo Developing, Photofinishing Laboratories…………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 232: Descriptoin of MCC 7395: Photo Developing, Photofinishing Laboratories

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that develop film and make photographic prints and
enlargements, and may also provide specialized services, such as
custom enlarging and photo retouching. The popular one-hour photo
development services are included here. These merchants also may
sell a limited selection of supplies such as film, tripods, photo albums,
scrap books, camera filters, and picture frames.
If the merchant sells primarily photographic equipment and supplies,
use MCC 5946.

MCC Category Business Services

AB Programs Global: CCR3, CR04, K001, K002, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7399: Business Services: not elsewhere classified………………………………………………………………

MCC 7399: Business Services: not elsewhere classified…………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 233: Description of MCC 7399: Business Services: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7395: Photo Developing, Photofinishing Laboratories

MCC Description Merchants that provide business and trade services that typically are
not considered professions. This MCC must be used only if another
more specific MCC does not describe the merchant’s business.
Examples of such business services include publishing companies,
conference management companies, meeting planners, seminar
companies, locksmiths, mail and packing services (including the sale
of stamps), message and paging services, and waste management
services.

MCC Category Business Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLB, CHLK,
CHNA, COLN, JA02, JPNG,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, TT01-TTO,
UR10

MCC 7512: Automobile Rental Agency: not elsewhere classified………………………………………………..

MCC 7512: Automobile Rental Agency: not elsewhere classified…………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 234: Description of MCC 7512: Automobile Rental Agency: not elsewhere classified

TCC A

MCC Description Only those car rental agencies for which a unique MCC has not been
designated.

MCC Category Automobile/Vehicle Rentals

AB Programs Global: TE01, TE02, TE03, TE04, V001

Country-specific: BEL1, BR07, BR10, CHLG, COLN,
SPN3, TT01-TTO

MCC 7512: Automobile Rental Agency: not elsewhere classified

MCC 7513: Truck Rental………………………………………………………………………………………………………………

MCC 7513: Truck Rental…………………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 235: Description of MCC 7513: Truck Rental

TCC A

MCC Description Merchants that provide short-term rental or long-term leasing of
trucks, vans, or utility trailers. Such vehicles are used for moving or
hauling, and are rented on a do-it-yourself basis.

MCC Category Automobile/Vehicle Rentals

AB Programs Global: TE01, TE02, TE03, TE04, V001

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, SPN3, TT01-TTO

MCC 7519: Motor Home and Recreational Vehicle Rental…………………………………………………………..

MCC 7519: Motor Home and Recreational Vehicle Rental……………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 236: Description of MCC 7519: Motor Home and Recreational Vehicle Rental

TCC A

MCC Description Merchants that rent motor homes, RVs, pop-up campers, tent
trailers, and other recreational vehicles on a daily, short-term, or
extended-term basis.
For aircraft, bicycle, motorcycle, and go-cart rentals, use MCC 7999.
For recreational boat rentals, use MCC 4457.

MCC Category Automobile/Vehicle Rentals

AB Programs Global: TE01, TE02, TE03, TE04, V001

Country-specific: BEL1, BR07, BR10, COLN, CHLG,
TT01-TTO

MCC 7513: Truck Rental

MCC 7523: Automobile Parking Lots and Garages……………………………………………………………………..

MCC 7523: Automobile Parking Lots and Garages………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 237: Description of MCC 7523: Automobile Parking Lots and Garages

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide temporary parking services for automobiles,
usually on an hourly, daily, or monthly contract or fee basis.

MCC Category Business Services

AB Programs Global: CCR1, CR04, EM04, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32, ST01

Country-specific: BEL1, BR03, BR08, CAN4, CHL9,
CHLL, CHN8, CHNA, COLG,
EM03, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, PA01,
PR06, QPS1, SPN3, TT01-TTO,
UR10

MCC 7531: Automotive Body Repair Shops…………………………………………………………………………………

MCC 7531: Automotive Body Repair Shops…………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 238: Description of MCC 7531: Automotive Body Repair Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that perform automotive body repair work. Such
merchants also may or may not paint automobiles in conjunction
with the body repair work.
For merchants that primarily paint automobiles, use MCC 7535.
For merchants that perform automotive repair work other than body
repair, use MCC 7538.

MCC 7523: Automobile Parking Lots and Garages

MCC Category Repair Services

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,
K002, OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7534: Tire Retreading and Repair Shops…………………………………………………………………………….

MCC 7534: Tire Retreading and Repair Shops……………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 239: Description of MCC 7534: Tire Retreading and Repair Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description This MCC identifies merchants that sell, install, repair, or retread old
tires.
For merchants that provide other types of automotive repair
services, use MCC 7538.
For merchants that primarily sell new automotive tires, use MCC
5532.

MCC Category Repair Services

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,
K002, OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7534: Tire Retreading and Repair Shops

MCC 7535: Automotive Paint Shops……………………………………………………………………………………………

MCC 7535: Automotive Paint Shops………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 240: Description of MCC 7535: Automotive Paint Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that paint and refinish automobiles exclusively, including
those specializing in antique automobile restoration and custom
design and painting.

MCC Category Repair Services

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,
K002, OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7538: Automotive Service Shops………………………………………………………………………………………..

MCC 7538: Automotive Service Shops…………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 241: Description of MCC 7538: Automotive Service Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7535: Automotive Paint Shops

MCC Description Merchants that conduct automotive repairs and general servicing.
Such service may include engines, brakes, air conditioning systems,
mufflers, front ends and frames, fuel systems, carburetors, radiators,
windshields and windows, and electrical systems. This MCC includes
the popular quick oil change merchants and lube merchants. Service
shops also may or may not perform wheel alignment, balancing, and
repair services.
For automotive service specialists, use the MCC that best describes
the service provided, for example, for tire repairs and retreads, use
MCC 7534; for automotive painting, use MCC 7535; and for
automotive body repair work, use MCC 7531.

MCC Category Repair Services

AB Programs Global: CCR2, CR05, FLTM, FTM1, K001,
K002, OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
QPS1, TT01-TTO, UR10

MCC 7542: Car Washes……………………………………………………………………………………………………………….

MCC 7542: Car Washes…………………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 242: Description of MCC 7542: Car Washes

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that wash, wax, and polish automobiles, including drive-
through, custom hand wash, and do-it-yourself car wash locations.
If the merchant also sells automotive gasoline, use MCC 5541.

MCC Category Repair Services

MCC 7542: Car Washes

AB Programs Global: CCR3, CR03, FLTM, FTM1, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32, ST01

Country-specific: ARG2, BEL1, BR07, BR10, CAN4,
CHLG, CHNA, COL2, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, QPS1, SPN3,
TT01-TTO, UR10

MCC 7549: Towing Services…………………………………………………………………………………………………………

MCC 7549: Towing Services……………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 243: Description of MCC 7549: Towing Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide vehicle towing services.
For merchants that primarily provide wrecking and salvage services,
use MCC 5935.

MCC Category Repair Services

AB Programs Global: CCR3, CR03, FLTM, FTM1, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL2, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7549: Towing Services

MCC 7622: Electronic Repair Shops…………………………………………………………………………………………….

MCC 7622: Electronic Repair Shops……………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 244: Description of MCC 7622: Electronic Repair Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that repair electronics (excluding appliances) such as
radios, televisions, tape decks, CDs, receivers, stereos, and
computers.
For merchants that repair small appliances such as microwaves,
toaster ovens, and toasters, use MCC 7629.
For merchants that repair large appliances such as ovens, washers,
dryers, dishwashers, and refrigerators, use MCC 7699.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 7623: Air Conditioning and Refrigeration Repair Shops……………………………………………………..

MCC 7623: Air Conditioning and Refrigeration Repair Shops………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 245: Description of MCC 7623: Air Conditioning and Refrigeration Repair Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7622: Electronic Repair Shops

MCC Description Merchants that service and repair household and commercial air
conditioning, and refrigeration systems.
For merchants that service and repair small household appliances,
use MCC 7629.
For merchants that service and repair large household appliances,
use MCC 7699.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7629: Appliance Repair Shops, Electrical and Small……………………………………………………………

MCC 7629: Appliance Repair Shops, Electrical and Small……………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 246: Description of MCC 7629: Appliance Repair Shops, Electrical and Small

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that service and repair household and commercial
electrical components and small appliances such as microwaves,
toaster ovens, and toasters, as well as merchants that service and
repair electrical office machines, excluding typewriters.
For merchants that specialize in typewriter repairs, use MCC 5978.
For specialists in electronics repairs, use MCC 7622.
For merchants that repair large household appliances, use MCC
7699.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

MCC 7629: Appliance Repair Shops, Electrical and Small

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7631: Clock, Jewelry, and Watch Repair Shops…………………………………………………………………..

MCC 7631: Clock, Jewelry, and Watch Repair Shops…………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 247: Description of MCC 7631: Clock, Jewelry, and Watch Repair Shops

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that clean and repair all types of watches, clocks, and fine
jewelry.
For merchants that primarily sell watches, clocks, and fine jewelry,
use MCC 5944.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7641: Furniture: Reupholstery and Repair, Refinishing………………………………………………………..

MCC 7641: Furniture: Reupholstery and Repair, Refinishing………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 248: Description of MCC 7641: Furniture: Reupholstery and Repair, Refinishing

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7631: Clock, Jewelry, and Watch Repair Shops

MCC Description Merchants that reupholster, repair, and refinish furniture, including
restorers of antique furniture.
For merchants that sell furniture, use MCC 5712.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7692: Welding Repair………………………………………………………………………………………………………….

MCC 7692: Welding Repair…………………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 249: Description of MCC 7692: Welding Repair

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that perform welding repair.
For merchants that perform construction welding, use MCC 1799.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, FLTM, FTM1, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7692: Welding Repair

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 250: Description of MCC 7699: Miscellaneous Repair Shops and Related Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that exclusively provide service and repair work, but that
cannot be classified under a more specific repair work MCC. Such
merchants include those that repair large household appliances (for
example, ovens, washers, dryers, dishwashers, and water heaters),
bicycles and sporting equipment, hearing aids, orthopedic and
prosthetic devices, musical instruments, tents and awnings, camera
and other photographic equipment, lawnmowers, luggage, leather
goods, swimming pools, electric razors, and typewriters. Also includes
machine shops and merchants that clean and service furnaces and
chimneys.

MCC Category Repair Services

AB Programs Global: CCR2, CR03, FLTM, FTM1, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 7699: Miscellaneous Repair Shops and Related Services

MCC 7800: Government Owned Lottery (U.S. Region Only)……………………………………………………….

MCC 7800: Government Owned Lottery (U.S. Region Only)………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 251: Description of MCC 7800: Government Owned Lottery (U.S. Region Only)

TCC P for Gaming Payment Transactions.
R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Government bodies that operate or administer lotteries and engage
in the sale of lottery tickets or shares on the Internet or in a physical
place of business either directly or through designated agents.
Use of this MCC is restricted to merchants located in the U.S. region
and properly registered with Mastercard as set forth in section 9.4.4
of the Security Rules and Procedures manual.

MCC Category Amusement and Entertainment

AB Programs Global: CCR3, CR03, G001, MON2, OTH1

Country-specific: CHNA, COLM, OT36, OTSV

MCC 7801: Internet Gambling (U.S. Region Only)……………………………………………………………………….

MCC 7801: Internet Gambling (U.S. Region Only)………………………………………………………….

The description in each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 252: Description of MCC 7801: Internet Gambling (U.S. Region Only)

TCC P, U

MCC Description Merchants licensed in accordance with applicable law or regulation
to operate an Internet gambling system or platform accepting the
placement of wagers.
Use of this MCC is restricted to merchants located in the U.S. region
and properly registered with Mastercard as set forth in section 9.4.2
of the Security Rules and Procedures manual.

MCC Category Amusement and Entertainment

MCC 7800: Government Owned Lottery (U.S. Region Only)

AB Programs Global: CCR1, CR05, GAM2, MON2,
U001

Country-specific: COLM

MCC 7802: Government Licensed Horse/Dog Racing (U.S. Region Only)……………………………………

MCC 7802: Government Licensed Horse/Dog Racing (U.S. Region Only)………………………

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 253: Description of MCC 7802: Government Licensed Horse/Dog Racing (U.S. Region
Only)

TCC P, U

MCC Description Merchants licensed in accordance with applicable law or regulation
to conduct horse or dog racing or pari-mutuel wagering activities in
connection therewith, or both.
Use of this MCC is restricted to merchants located in the U.S. region
and properly registered with Mastercard as set forth in section 9.4.2
of the Security Rules and Procedures manual.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR05, GAM2, MON2,
U001

Country-specific: COLM

MCC 7829: Motion Picture and Video Tape Production and Distribution…………………………………….

MCC 7829: Motion Picture and Video Tape Production and Distribution………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 254: Description of MCC 7829: Motion Picture and Video Tape Production and
Distribution

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7802: Government Licensed Horse/Dog Racing (U.S. Region Only)

MCC Description Wholesale producers and distributors of educational and industrial
films and videos for exhibition and sale, including TV commercials
and training films.
For retailers that rent videotapes to consumers, use MCC 7841.

MCC Category Wholesale Distributors and Manufacturers

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLM, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7832: Motion Picture Theaters……………………………………………………………………………………………

MCC 7832: Motion Picture Theaters………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 255: Description of MCC 7832: Motion Picture Theaters

TCC R for face-to-face transactions.
T for non-face-to-face transactions, including when the ticket is
prepaid via phone order, and later picked up at the box office.

MCC Description Merchants that operate movie theaters, including drive-in theaters.
Such merchants sell tickets and refreshments, and may or may not
offer advance ticket reservations via the phone.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CNV1, CNV2, CR03,
EM04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32, ST01

MCC 7832: Motion Picture Theaters

Country-specific: BEL1, BR07, BR10, CHLE, CHLM,
CHN8, CHNA, COL7, EM03,
JA02, JPNF, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
PR06, QPS1, S003, TT01-TTO,
UR10

MCC 7841: Video Entertainment Rental Stores………………………………………………………………………….

MCC 7841: Video Entertainment Rental Stores…………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 256: Description of MCC 7841: Video Entertainment Rental Stores

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that rent videotapes, laser discs, DVDs, and video games
for consumer use at home. Such merchants may or may not sell a
limited selection of used videos, drinks, candy, snacks, and blank
tapes.

MCC Category Amusement and Entertainment

AB Programs Global: CR1, CR03, EM04, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32, ST01,
ST02

Country-specific: BEL1, BR07, BR10, CHLG, CHLM,
CHN8, CHNA, COLN, JA02,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PA01, QPS1,
TT01-TTO, UR10

MCC 7841: Video Entertainment Rental Stores

MCC 7911: Dance Halls, Schools, and Studios…………………………………………………………………………….

MCC 7911: Dance Halls, Schools, and Studios……………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 257: Description of MCC 7911: Dance Halls, Schools, and Studios

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that operate dance studios, dance schools, and public
dance halls or ballrooms, and charge for admission fees, lessons, and
refreshments. Such merchants may teach many types of dance or
specialize in tap and ballet, ballroom, square dance instruction, or
other types of dance.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLG,
CHNA, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
PA02, TT01-TTO, UR10

MCC 7922: Theatrical Producers (except Motion Pictures), Ticket Agencies……………………………….

MCC 7922: Theatrical Producers (except Motion Pictures), Ticket Agencies………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 258: Description of MCC 7922: Theatrical Producers (except Motion Pictures), Ticket
Agencies

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7911: Dance Halls, Schools, and Studios

MCC Description Merchants that operate live theatrical productions, such as road
companies and summer theater groups. Services associated with
theatrical productions and concerts are also included, such as casting
agencies, booking agencies, scenery, lighting, and other equipment
services, and theatrical ticket agencies.
For movie theaters, use MCC 7832.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COL&, JA02, JPNF, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 7929: Bands, Orchestras, and Miscellaneous Entertainers: not elsewhere classified………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 259: Description of MCC 7929: Bands, Orchestras, and Miscellaneous Entertainers:
not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide entertainment other than theatrical
productions, and includes musicians, bands, orchestras, comedians,
and magicians. Merchants that specialize in providing music (live
bands or disc jockeys [DJs]) for weddings or special events are also
included.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

MCC 7929: Bands, Orchestras, and Miscellaneous Entertainers: not elsewhere classified

Country-specific: ARG2, BEL1, BR07, BR10, CHLG,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, PA02, TT01-TTO, UR10

MCC 7932: Pool and Billiard Establishments……………………………………………………………………………….

MCC 7932: Pool and Billiard Establishments………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 260: Description of MCC 7932: Pool and Billiard Establishments

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants operating establishments that rent pool or billiard tables
for entertainment. Such merchants may offer coin-operated pool
tables, or may rent pool tables by the game or by the hour.
Shuffleboard, darts, and other games and refreshments may also be
available.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
JA02, OTH8, OT33, OT34, OT36,
OT39, OT40, OT41, OTSV, TT01-
TTO, UR10

MCC 7933: Bowling Alleys……………………………………………………………………………………………………………

MCC 7933: Bowling Alleys………………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 261: Description of MCC 7933: Bowling Alleys

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7932: Pool and Billiard Establishments

MCC Description Merchants that operate bowling alleys for entertainment, and may
accept Mastercard cards for rental fees, pro shop purchases,
refreshments, or usage fees.
Merchants located within the bowling alley that are separately
managed must be classified with the appropriate MCC for that type
of business.
For example, a restaurant located within a bowling alley must use
MCC 5812; a bar must use MCC 5813.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, EM04, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7941: Athletic Fields, Commercial Sports, Professional Sports Clubs, Sports Promoters….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 262: Description of MCC 7941: Athletic Fields, Commercial Sports, Professional
Sports Clubs, Sports Promoters

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that operate and promote semiprofessional and
professional athletic clubs (such as baseball, basketball, football,
hockey, and soccer), promote amateur and professional athletic
events, and manage individual athletes. Sports arenas and stadiums
are also included.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

MCC 7941: Athletic Fields, Commercial Sports, Professional Sports Clubs, Sports Promoters

Country-specific: ARG2, BEL1, BR07, BR10, CHLG,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, PA02, SPN3, TT01-TTO,
UR10

MCC 7991: Tourist Attractions and Exhibits………………………………………………………………………………..

MCC 7991: Tourist Attractions and Exhibits………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 263: Description of MCC 7991: Tourist Attractions and Exhibits

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that operate tourist attractions and exhibits for
entertainment, such as expositions, botanical gardens, craft shows,
museums, and wineries.
For art exhibits held at art galleries, use MCC 5971.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, GW01, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7991: Tourist Attractions and Exhibits

MCC 7992: Golf Courses, Public…………………………………………………………………………………………………..

MCC 7992: Golf Courses, Public…………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 264: Description of MCC 7992: Golf Courses, Public

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that operate public golf courses. Services offered may
include greens fees and golf cart or equipment rentals.
For restaurants and cafes located at the golf course, use MCC 5812.
For pro shops that sell golfing supplies and equipment, use MCC
5941.
For country clubs and private golf courses, use MCC 7997.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, JPNF, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, TT01-TTO, UR10

MCC 7993: Video Amusement Game Supplies……………………………………………………………………………

MCC 7993: Video Amusement Game Supplies………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 265: Description of MCC 7993: Video Amusement Game Supplies

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 7992: Golf Courses, Public

MCC Description Merchants that sell coin-operated amusement machines, equipment,
and supplies. Products for sale may include video game machines,
juke boxes, pinball machines, slot machines, mechanical games, and
instant photograph booths.
For merchants that operate video and game arcades, use MCC
7994.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7994: Video Game Arcades/Establishments………………………………………………………………………

MCC 7994: Video Game Arcades/Establishments…………………………………………………………

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 266: Description of MCC 7994: Video Game Arcades/Establishments

TCC P for Gaming Payment transactions.
R for face-to-face transactions.
T for non–face-to-face transactions, including Internet-based games
(other than gambling).

MCC 7994: Video Game Arcades/Establishments

MCC Description Merchants that operate indoor playgrounds, interactive games and
amusement machines, such as jukeboxes, video games, pinball
machines, paintball, and laser tag games, mechanical games, and
instant photograph booths.
An acquirer may use this MCC to identify a U.S. region skill games
merchant or a skill games merchant located outside the U.S. region
that accepts payment from U.S. region cardholders for participation
in a skill game conducted by such merchant. Such merchant must be
properly registered with Mastercard as set forth in section 9.4.5 of
the Security Rules and Procedures manual. If such merchant's
activities are regulated as gambling in any non-U.S. jurisdiction, then
the merchant must be identified with MCC 7995.
For merchants that sell amusement equipment, use MCC 7993.
For merchants that operate games involving wagering, use MCC
7995.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, EM04, GAM2,
MON2, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
SPN3, TT01-TTO, UR10

MCC 7995: Gambling Transactions……………………………………………………………………………………………..

MCC 7995: Gambling Transactions………………………………………………………………………………..

The description in each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 267: Description of MCC 7995: Gambling Transactions

TCC P for Gaming Payment transactions.
U for purchases of gambling chips or other value usable for
gambling.

MCC 7995: Gambling Transactions

MCC Description Any transaction, other than an ATM transaction, involving the placing
of a wager, the purchase of a lottery ticket, spread betting, in-flight
commerce gaming, or the purchase of chips or other value usable for
gambling in conjunction with gambling activities provided by
wagering or betting establishments such as casinos, race tracks, card
parlors, airlines, and the like.
Gambling transaction processing requirements are set forth in
section 5.1.2.2 of the Mastercard Rules manual.
Any fee charged and included in the total transaction amount must
be clearly disclosed to the cardholder before completing the
transaction. Such a fee must not be charged for in-flight commerce
gaming transactions.
Before acquiring transactions reflecting non-face-to-face gambling,
an acquirer must first register the merchant with Mastercard as
described in section 9.2 of the Security Rules and Procedures manual.
For other types of purchases associated with the establishment,
such as food, lodging, or passage, use the MCC that best describes
that transaction.
For information about Gaming Payment Transactions, refer to
Chapter 6 in the Transaction Processing Rules manual.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR05, MON2, U001

Country-specific: BEL1, BR07, BR10, CAN7, CHLE,
CHLM, COLM, GAM1, JA02,
SPN4, TT01-TTO, U003

MCC 7996: Amusement Parks, Carnivals, Circuses, Fortune Tellers…………………………………………….

MCC 7996: Amusement Parks, Carnivals, Circuses, Fortune Tellers………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 268: Description of MCC 7996: Amusement Parks, Carnivals, Circuses, Fortune
Tellers

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that operate amusement parks and carnivals offering
mechanical rides, snacks and food stands, games, animal exhibits,
and entertainment. Circuses, fortune tellers, astrologers, tarot card
readers, and mystics also are included.

MCC 7996: Amusement Parks, Carnivals, Circuses, Fortune Tellers

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR03, BR08, CHLG, CHLM,
CHNA, COLN, JA02, JPNF, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, TT01-TTO, UR10

Golf Courses………………………………………………………………………………………………………………….. MCC 7997: Clubs: Country Clubs, Membership (Athletic, Recreation, Sports), Private

Sports), Private Golf Courses

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 269: Description of MCC 7997: Clubs: Country Clubs, Membership (Athletic,
Recreation, Sports), Private Golf Courses

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that operate sports and recreation facilities requiring
membership. Examples of such facilities include exercise, athletic,
and health clubs, country clubs, private golf courses, boating yacht
clubs, swimming clubs, tennis clubs, bowling leagues, riding clubs,
shooting and gun clubs, and racquetball clubs. Such merchants may
or may not provide massage services and spa services such as facials,
weight control counseling, aromatherapy, steam baths, and
whirlpools.
For merchants that primarily provide massages, use MCC 7297.
For merchants that primarily operate a spa and its related services,
use MCC 7298.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, GW01, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

MCC 7997: Clubs: Country Clubs, Membership (Athletic, Recreation, Sports), Private Golf
Courses

Country-specific: BEL1, BR01, CHLE, CHNA, COLA,
HK02, JA02, JPNF, MAC2, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, SPN3, TT01-TTO,
UR10

MCC 7998: Aquariums, Dolphinariums, Zoos, and Seaquariums…………………………………………………

MCC 7998: Aquariums, Dolphinariums, Zoos, and Seaquariums…………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 270: Description of MCC 7998: Aquariums, Dolphinariums, Zoos, and Seaquariums

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that operate sea life parks and zoos for the
entertainment and education of the general public.
Other services located on the premises, such as restaurants or gift
shops, must be classified with the MCC that best describes that type
of business.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR03, BR08, CHLG, CHNA,
COLN, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
TT01-TTO, UR10

MCC 7998: Aquariums, Dolphinariums, Zoos, and Seaquariums

MCC 7999: Recreation Services: not elsewhere classified……………………………………………………………

MCC 7999: Recreation Services: not elsewhere classified……………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 271: Description of MCC 7999: Recreation Services: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide a wide variety of recreation and
entertainment services that are not described by another, more
specific MCC. Typically, these merchants provide services that require
active physical participation such as swimming, playing miniature
golf, snow skiing, miniature car racing, ice skating, rock climbing,
skate boarding and horseback riding. These merchants may also rent
bicycles, aircraft, motorcycles, go-carts, and other sporting
equipment. As a general rule, these merchants are not clubs and do
not require membership.
For private sports and recreation clubs requiring membership, use
MCC 7997.
For boat rentals, use MCC 4457.
For public golf courses, use MCC 7992.

MCC Category Amusement and Entertainment

AB Programs Global: CCR1, CR03, GW01, OTH1,
OTH2, OTH3, OTH4, OTH5,
OTH6, OT11, OT12, OT13, OT14,
OT15, OT16, OT21, OT22, OT25,
OT32

Country-specific: BEL1, BR07, BR10, CHLE, CHLM,
CHNA, COLN, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, SPN3, TT01-TTO, UR10

MCC 7999: Recreation Services: not elsewhere classified

MCC 8011: Doctors: not elsewhere classified……………………………………………………………………………..

MCC 8011: Doctors: not elsewhere classified………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 272: Description of MCC 8011: Doctors: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Licensed physicians engaged in a practice of general or specialized
medicine and surgery that is not more accurately identified by
another more specific MCC. Such merchants include plastic and
cosmetic surgeons, dermatologists, psychiatrists, radiologists,
orthopedists, pediatricians, neurologists, obstetricians, and
gynecologists.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,
CHNA, COLJ, JA02, JPNJ, OTH8,
OT33, OT34, OT36, OT39, OT40,
OT41, OTSV, PA02, PR06, TT01-
TTO, UR09

MCC 8021: Dentists, Orthodontists…………………………………………………………………………………………….

MCC 8021: Dentists, Orthodontists……………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 273: Description of MCC 8021: Dentists, Orthodontists

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Licensed physicians that practice general or specialized dentistry,
such as dental surgery.

MCC Category Professional Services and Membership Organizations

MCC 8011: Doctors: not elsewhere classified

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,
CHNA, COLJ, JA02, JPN1, JPNJ,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PA02, PR06,
TT01-TTO, UR09

MCC 8031: Osteopathic Physicians……………………………………………………………………………………………..

MCC 8031: Osteopathic Physicians……………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 274: Description of MCC 8031: Osteopathic Physicians

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Licensed physicians that provide therapy involving the non-surgical
manipulation and adjustment of bone structures.
For orthopedists that provide surgical treatments, use MCC 8011.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLG,
CHNA, COLJ, JA02, JPN1, JPNJ,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PA02, PR06,
TT01-TTO, UR09

MCC 8031: Osteopathic Physicians

MCC 8041: Chiropractors…………………………………………………………………………………………………………….

MCC 8041: Chiropractors………………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 275: Description of MCC 8041: Chiropractors

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Medical professionals that provide therapy in which the spinal
column and limbs are manipulated and adjusted.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLG,
CHNA, COLJ, JA02, JPN1, JPNJ,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PA02, PR06,
TT01-TTO, UR09

MCC 8042: Optometrists, Ophthalmologists………………………………………………………………………………

MCC 8042: Optometrists, Ophthalmologists…………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 276: Description of MCC 8042: Optometrists, Ophthalmologists

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Optometrists are medical professionals that examine and treat eye
defects with corrective lenses or exercises. Ophthalmologists are
licensed physicians that specialize in the structures, functions, and
diseases of the eye, and may perform surgery. These merchants may
or may not fill eyeglass or contact lens prescriptions, or sell eyeglass
frames.

MCC Category Professional Services and Membership Organizations

MCC 8041: Chiropractors

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLG,
CHNA, COLJ, JA02, JPN1, JPNJ,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PA02, PR06,
TT01-TTO, UR09

MCC 8043: Opticians, Optical Goods, and Eyeglasses…………………………………………………………………

MCC 8043: Opticians, Optical Goods, and Eyeglasses…………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 277: Description of MCC 8043: Opticians, Optical Goods, and Eyeglasses

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that read prescriptions for visual correction, order lenses,
make and sell eyeglasses and contact lenses, and may perform eye
examinations. Opticians may also sell a variety of optical goods such
as safety glasses, sunglasses (prescription and regular), carrying
cases, and eyeglass and contact lens solutions. One-hour eyeglasses
merchants generally located in shopping malls are included.
For merchants that examine eyes and treat eye defects with
procedures that may involve surgery or surgical techniques, use MCC
8042.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,
CHNA, COLJ, JA02, JPN1, JPNJ,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PA02, PR06,
TT01-TTO, UR09

MCC 8043: Opticians, Optical Goods, and Eyeglasses

MCC 8049: Chiropodists, Podiatrists…………………………………………………………………………………………..

MCC 8049: Chiropodists, Podiatrists……………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 278: Description of MCC 8049: Chiropodists, Podiatrists

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Licensed physicians specializing in the diagnosis and treatment of
foot ailments.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,
CHNA, COLJ, JA02, JPN1, JPNJ,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PA02, PR06,
TT01-TTO, UR09

MCC 8050: Nursing and Personal Care Facilities…………………………………………………………………………

MCC 8050: Nursing and Personal Care Facilities……………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 279: Description of MCC 8050: Nursing and Personal Care Facilities

TCC O

MCC Description Merchants that provide inpatient nursing and health-related
personal care services. Because of their mental or physical condition,
patients in these facilities may require the administration of
medications and treatments or the supervision of self-administered
medications in accordance with a physician’s orders. This MCC
includes convalescent homes, nursing homes, hospice facilities, and
eldercare facilities that provide long-term care and generally do not
perform surgery.

MCC Category Professional Services and Membership Organizations

MCC 8049: Chiropodists, Podiatrists

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,
CHNA, COLJ, JA02, JPN1, JPNJ,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PA02, PR06,
TT01-TTO, UR09

MCC 8062: Hospitals……………………………………………………………………………………………………………………

MCC 8062: Hospitals……………………………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 280: Description of MCC 8062: Hospitals

TCC O

MCC Description Hospitals that provide diagnostic services, extensive medical
treatment including surgery, and other hospital services, as well as
continuous nursing services for the sick and injured. Includes mental
and psychiatric hospitals, children’s hospitals, and maternity
hospitals.
For pet clinics or pet hospitals, use MCC 0742.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,
CHNA, COLJ, JA02, JPN1, JPNG,
JPNJ, OTH8, OT33, OT34, OT36,
OT39, OT40, OT41, PA02, PR06,
SPN3, TT01-TTO, UR09

MCC 8062: Hospitals

MCC 8071: Dental and Medical Laboratories………………………………………………………………………………

MCC 8071: Dental and Medical Laboratories………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 281: Description of MCC 8071: Dental and Medical Laboratories

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide services to medical and dental professionals
and to patients referred by physicians or dentists. Includes medical
laboratories that perform biological analysis, blood analysis,
urinalysis, X-ray, bacteriological analysis, and diagnostic analysis, and
dental laboratories that make dentures, artificial teeth, crowns and
bridges, and customized orthodontic appliances.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLH,
CHNA, COLJ, JA02, JPN1, JPNG,
JPNJ, OTH8, OT33, OT34, OT36,
OT39, OT40, OT41, OTSV, PA02,
PR06, TT01-TTO, UR09

MCC 8099: Health Practitioners, Medical Services: not elsewhere classified………………………………

MCC 8099: Health Practitioners, Medical Services: not elsewhere classified…………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 282: Description of MCC 8099: Health Practitioners, Medical Services: not elsewhere
classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 8071: Dental and Medical Laboratories

MCC Description Medical professionals that are not described by another, more
specific MCC. Examples include physical therapists, occupational
therapists, psychologists, and other health practitioners such as
blood banks, planned parenthood clinics, fertility clinics, chemical
dependency centers, hearing testing services, licensed massage
therapists, surgical hair replacement clinics, and sports medicine
clinics.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR04, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, BEL1, BR07, BR10, CHLF,
CHNA, COLJ, JA02, JPN1, JPNJ,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PA02, PR06,
TT01-TTO, UR09

MCC 8111: Attorneys, Legal Services………………………………………………………………………………………….

MCC 8111: Attorneys, Legal Services…………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 283: Description of MCC 8111: Attorneys, Legal Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that are operated by members of the bar and provide
legal advice and services. Such merchants may specialize in one area
of litigation such as divorce or bankruptcy, or provide a full spectrum
of legal services.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

MCC 8111: Attorneys, Legal Services

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLL, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
PR06, TT01-TTO, UR09

MCC 8211: Schools, Elementary and Secondary…………………………………………………………………………

MCC 8211: Schools, Elementary and Secondary……………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 284: Description of MCC 8211: Schools, Elementary and Secondary

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Elementary and secondary schools that provide academic instruction
from kindergarten through twelfth grade, including public, private,
parochial, and boarding schools.
For preschools, use MCC 8351.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR2, CR03, EDU1, EM01,
EM02, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHL5, CHNA,
COLH, EM05, JA02, JPN8, MAC2,
NZE1, OTH8, OT34, OT36, OT39,
OT40, OT41, PA02, PR06, UR09

MCC 8211: Schools, Elementary and Secondary

MCC 8220: Colleges, Universities, Professional Schools, and Junior Colleges……………………………..

MCC 8220: Colleges, Universities, Professional Schools, and Junior Colleges………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 285: Description of MCC 8220: Colleges, Universities, Professional Schools, and
Junior Colleges

TCC O

MCC Description Community and junior colleges, universities, theological seminaries,
and professional schools (including dental, law, engineering, and
medical) that provide academic courses and grant academic
degrees. The requirement for admission must be at least a high
school diploma or its equivalent.
For business and secretarial schools, use MCC 8244.
For vocational and trade schools, use MCC 8249.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR2, CR03, COLH, EDU1,
EM01, EM02, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHL5, CHNA,
EM05, JA02, JPN8, MAC2, NZE1,
OTH8, OT34, OT36, OT39, OT40,
OT41, PA02, PR06, SPN3, UR09

MCC 8241: Schools, Correspondence………………………………………………………………………………………….

MCC 8241: Schools, Correspondence…………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 286: Description of MCC 8241: Schools, Correspondence

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Correspondence schools that offer educational instruction through
the mail by sending lessons and examinations to the student.

MCC 8220: Colleges, Universities, Professional Schools, and Junior Colleges

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR2, CR03, EDU1, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHLG,
CHNA, COLH, JA02, JPN8,
MAC2, NZE1, OTH8, OT34, OT36,
OT39, OT40, OT41, PA02, PR06,
UR09

MCC 8244: Schools, Business and Secretarial……………………………………………………………………………..

MCC 8244: Schools, Business and Secretarial……………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 287: Description of MCC 8244: Schools, Business and Secretarial

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Business and secretarial schools that offer general business training
such as business machine operation, office procedures, word
processing, stenographic, and other clerical skills. Such schools offer
a training certificate but do not offer academic degrees.
For vocational and trade schools, use MCC 8249.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR2, CR03, EDU1, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHLG,
CHNA, COLH, JA02, JPN8,
MAC2, NZE1,OTH8, OT34, OT36,
OT39, OT40, OT41, PA02, PR06,
SPN3, UR09

MCC 8244: Schools, Business and Secretarial

MCC 8249: Schools, Trade and Vocational…………………………………………………………………………………..

MCC 8249: Schools, Trade and Vocational…………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 288: Description of MCC 8249: Schools, Trade and Vocational

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Trade and vocational schools that offer training and instruction in
specialized professions such as welding, mechanics, carpentry, real
estate, and truck driving. Such schools offer a training certificate but
do not offer academic degrees.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR2, CR03, EDU1, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHLG,
CHNA, COLH, JA02, JPN8,
MAC2, NZE1, OTH8, OT34, OT36,
OT39, OT40, OT41, PA02, PR06,
UR09

MCC 8299: Schools and Educational Services: not elsewhere classified……………………………………..

MCC 8299: Schools and Educational Services: not elsewhere classified………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 289: Description of MCC 8299: Schools and Educational Services: not elsewhere
classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 8249: Schools, Trade and Vocational

MCC Description Merchants that offer educational courses and services that are not
described by another more specific MCC. Such merchants include
schools that teach music, drama, art, cooking, modeling, karate
schools, automobile driving instruction, traffic safety, flying
instruction, and sewing or knitting instruction.
For dance schools, use MCC 7911.
For schools that grant academic degrees for courses of study in
music, drama, and art, uses MCC 8220.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR2, CR03, EDU1, EM01,
EM02, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: ARG2, AUS2, BR01, CHL5, CHNA,
COLH, EM05, JA02, JPN8, MAC2,
NZE1, OTH8, OT34, OT36, OT39,
OT40, OT41, PA02, PR06, UR09

MCC 8351: Child Care Services……………………………………………………………………………………………………

MCC 8351: Child Care Services………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 290: Description of MCC 8351: Child Care Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide child care services, including nannies, nursery
schools, and day care centers. These merchants typically care for
infants and preschool children, but may also care for older children,
and may or may not provide educational programs.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, EDU1, OTH1, OTH2,
OTH3, OTH4, OTH5, OTH6, OT11,
OT12, OT13, OT14, OT15, OT16,
OT21, OT22, OT25, OT32

MCC 8351: Child Care Services

Country-specific: ARG2, AUS2, BR01, CHL5, CHNA,
COLH, EM05, JA02, JPN8, JPNJ,
NZE1, OTH8, OT33, OT34, OT36,
OT39, OT40, OT41, OTSV, PA02,
PR06, UR09

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 291: Description of MCC 8398: Organizations, Charitable and Social Service

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Charitable (non-political) organizations that solicit contributions,
social service organizations that provide social welfare services,
advocacy groups, community organizations, and health agencies.
Use a TCC of T for fundraising performed through non–face-to-face
methods such as phone orders.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CH01, CCR3, CR03, OTH1, OTH2,
OTH3, OTH5

Country-specific: BEL1, BR01, CAN5, CAN6, CH02,
CHL2, CHNA, CHRT, CM01, JA01,
JPN1, PR05, TT01-TTO

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 292: Description of MCC 8641: Associations: Civic, Social, and Fraternal

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 8398: Organizations, Charitable and Social Service

MCC Description Associations engaged in civic, social, or fraternal activities. Such
associations include alumni associations and clubs, booster clubs,
businesspersons clubs, community membership clubs, fraternal
lodges, fraternities and sororities, social clubs, veterans’
organizations, and youth associations.
The activities of these groups may include political fund-raising;
however, if this is the primary purpose of the organization, use MCC
8651.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR01, CHLG, CHNA,
COLM, HK02, JA02, MAC2,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PR06, TT01-
TTO, UR09

MCC 8651: Organizations, Political……………………………………………………………………………………………..

MCC 8651: Organizations, Political………………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 293: Description of MCC 8651: Organizations, Political

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Membership organizations that promote the interests of a national,
state, or local political party or candidate, including political groups
organized specifically to raise funds for a political party or individual
candidate.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

MCC 8651: Organizations, Political

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLM, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
PR06, TT01-TTO, UR10

MCC 8661: Organizations, Religious……………………………………………………………………………………………

MCC 8661: Organizations, Religious………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 294: Description of MCC 8661: Organizations, Religious

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Religious organizations that provide worship services, religious
training or study, religious activities, and fund-raising. Examples are
churches, convents, monasteries, mosques, shrines, synagogues, and
temples.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR01, CH02, CHLG, CHNA,
COLM, JA02, OTH8, OT33, OT34,
OT36, OT39, OT40, OT41, OTSV,
PR05, PR06, TT01-TTO

MCC 8675: Automobile Associations……………………………………………………………………………..

The description in of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 295: Description of MCC 8675: Automobile Associations

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 8661: Organizations, Religious

MCC Description Automobile associations and clubs. Such merchants provide
members with special services such as travel and road condition
information, maps and guides, and specials rates at restaurants,
hotels, and car rental agencies. These merchants often charge an
annual membership fee.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR01, CHLG, CHNA,
COLM, HK02, JA02, JPNF, MAC2,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PR06, TT01-
TTO, UR10

MCC 8699: Organizations, Membership: not elsewhere classified…………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 296: Description of MCC 8699: Organizations, Membership: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Organizations or associations that are not described by another,
more specific MCC. Examples include historical clubs, labor unions,
poetry clubs, art councils, and tenant or condominium associations.
For membership to health and athletic clubs, use MCC 7997.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

MCC 8699: Organizations, Membership: not elsewhere classified

Country-specific: BEL1, BR01, CHLG, CHNA,
COLM, HK02, JA02, MAC2,
OTH8, OT33, OT34, OT36, OT39,
OT40, OT41, OTSV, PR06, TT01-
TTO, UR10

MCC 8734: Testing Laboratories (Non–Medical)……………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 297: Description of MCC 8734: Testing Laboratories (Non–Medical)

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide non-medical testing services to other
businesses. Examples of such services include automobile testing,
calibration, and certification, food testing, forensic testing, product
and pollution testing, and industrial X-ray inspection services.
For medical testing laboratories, use MCC 8071.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLM, JA02, JPNG, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, PR06, UR10

MCC 8734: Testing Laboratories (Non–Medical)

MCC 8911: Architectural, Engineering, and Surveying Services…………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 298: Description of MCC 8911: Architectural, Engineering, and Surveying Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide professional architectural, engineering, and
land, water, and aerial surveying services. Included are home and
building designers, ship, boat, and machine engineers and designers,
and architectural engineers.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLB, CHLK,
CHNA, COLL, JA02, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, PR06, SPN3, TT01-TTO,
UR10

MCC 8931: Accounting, Auditing, and Bookkeeping Services…………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 299: Description of MCC 8931: Accounting, Auditing, and Bookkeeping Services

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 8911: Architectural, Engineering, and Surveying Services

MCC Description Merchants that provide accounting, bookkeeping, billing, payroll and
other related auditing services, including Certified Public
Accountants (CPAs). Such merchants also may provide income tax
preparation services in addition to accounting and auditing services.
For merchants that provide income tax preparation services without
also providing accounting, auditing, and bookkeeping services, use
MCC 7276.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: BEL1, BR07, BR10, CHLG, CHNA,
COLL, JA02, JPNG, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, PR06, TT01-TTO, UR10

MCC 8999: Professional Services: not elsewhere classified……………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 300: Description of MCC 8999: Professional Services: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants engaged in traditional professions that offer highly
specialized services, and often require employees to obtain advanced
or specialized education or training to provide the services. This MCC
should be used only if the merchant’s business is not described by
another, more specific MCC. Examples of such merchants include
mortgage brokers, research firms, financial planners, graphic
designers, guest speakers and lecturers, court stenographers, real
estate appraisers, research firms, and auction houses.

MCC Category Professional Services and Membership Organizations

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

MCC 8999: Professional Services: not elsewhere classified

Country-specific: BEL1, BR07, BR10, CHLE, CHNA,
COLL, JA02, JPNG, OTH8, OT33,
OT34, OT36, OT39, OT40, OT41,
OTSV, PR06, SPN3, TT01-TTO,
UR10

MCC 9211: Court Costs including Alimony and Child Support………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 301: Description of MCC 9211: Court Costs including Alimony and Child Support

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Local, state, and federal courts of law that administer and process
court fees (such as case administration costs and litigation
processing fees), alimony, and child support payments.
For merchants that process fines or penalties associated with the
court system, use MCC 9222.

MCC Category Government Services

AB Programs Global: CCR3, CR03, EM01, EM02, GVT1,
OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32, PS01

Country-specific: ARG1, AUS1, BR02, CHLG,
CHNA, COLM, EM03, JA02,
NZG1,OT34, OT36, OT39, OT40,
OT41, PR02, PS02, UR10

MCC 9211: Court Costs including Alimony and Child Support

MCC 9222: Fines…………………………………………………………………………………………………………….

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 302: Description of MCC 9222: Fines

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Government entities that administer and process local, state, and
federal fines and penalties, motor vehicle violations, and community
or property assessed fines.

MCC Category Government Services

AB Programs Global: CCR3, CR03, EM01, EM02, GVT1,
OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32, PS01

Country-specific: ARG1, AUS1, BR02, CHLG,
CHNA, COLM, EM03, JA01,
NZG1, OTH8, OT34, OT36, OT39,
OT40, OT41, PR02, PS02, UR10

MCC 9223: Bail and Bond Payments……………………………………………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 303: Description of MCC 9223: Bail and Bond Payments

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that post bail to the court system as security for the
appearance of the arraigned individual.

MCC Category Government Services

MCC 9222: Fines

AB Programs Global: CCR3, CR03, EM01, EM02, GVT1,
OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32, PS01

Country-specific: ARG1, AUS1, BR02, CHLG,
CHNA, COLM, EM03, JA02,
NZG1, OT34, OT36, OT39, OT40,
OT41, PR02, UR10

MCC 9311: Tax Payments………………………………………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 304: Description of MCC 9311: Tax Payments

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Local, state, and federal entities that engage in financial
administration and taxation, including the collection of taxes and
penalties and the custody and disbursement of funds. Such
merchants include property tax assessors’ offices, customs bureaus,
and state tax commissions.

MCC Category Government Services

AB Programs Global: CCR3, CF01, CR03, EM01, EM02,
GVT1, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32, PS01

Country-specific: ARG1, AUS1, BR02, CHL1, CHNA,
COL3, EM03, EM05, JA01, NZG1,
OT34, OT36, OT39, OT40, OT41,
PR02, UR09

MCC 9311: Tax Payments

MCC 9399: Government Services: not elsewhere classified…………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 305: Description of MCC 9399: Government Services: not elsewhere classified

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Merchants that provide general support services to the government
such as personnel, auditing, procurement, and building management
services, and are not described by another, more specific MCC.
Examples include civil rights and civil service commissions, general
government accounting offices, general services offices, government
supply agencies, police, fire, and motor vehicle departments, and
national, state, and city parks.
For intra-government transfers (IGOTS) program transactions, use
MCC 9405.
For state universities and colleges, use MCC 8220.
Merchants involved in the sale of goods or services to the
government should use the wholesale MCC that best describes the
business.

MCC Category Government Services

AB Programs Global: CCR3, CF01, CR03, EM01, EM02,
GVT1, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32, PS01

Country-specific: ARG1, AUS1, BR02, CHLA, CHN8,
CHN9, CHNA, COLD, EM03,
JA01, JPN1, NZG1, OT34, OT36,
OT39, OT40, OT41, PR02, PS02,
SPN3, UR09, UR09

MCC 9399: Government Services: not elsewhere classified

MCC 9402: Postal Services: Government Only………………………………………………………………

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 306: Description of MCC 9402: Postal Services: Government Only

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description Government postal offices, including local post office branches.
Services provided include accepting and processing packages and
mail for delivery, selling postage stamps, and express mailing
services.
For mail packaging stores that provide packaging services and sell
stamps, greeting cards, and wrapping, and that may also provide
services for UPS, Federal Express, and other express mail services,
use MCC 7399.

MCC Category Government Services

AB Programs Global: CCR3, CF01, CR03, EM01, EM02,
OTH1, OTH2, OTH3, OTH4,
OTH5, OTH6, OT11, OT12, OT13,
OT14, OT15, OT16, OT21, OT22,
OT25, OT32, PS01, ST01

Country-specific: AUS1, BEL1, BR02, CHLG, CHNA,
COLM, EM03, JA01, JPN1, NZG1,
OT34, OT36, OT39, OT40, OT41,
TT01-TTO, UR09

MCC 9405: Intra-Government Purchases: Government Only………………………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 307: Description of MCC 9405: Intra-Government Purchases: Government Only

TCC R for face-to-face transactions.
T for non–face-to-face transactions.

MCC 9402: Postal Services: Government Only

MCC Description Identifies transactions between governmental offices, departments,
or agencies that participate in the intra-government transfers
(IGOTS) program.

MCC Category Government Services

AB Programs Global: CCR3, CR03, OTH1, OTH2, OTH3,
OTH4, OTH5, OTH6, OT11, OT12,
OT13, OT14, OT15, OT16, OT21,
OT22, OT25, OT32

Country-specific: AUS1, BEL1, BR02, CHLG, CHNA,
COLM, EM03, JA02, NZG1, OT34,
OT36, OT39, OT40, OT41, TT01-
TTO, UR10

MCC 9406: Government-owned Lottery (global, excluding U.S. region)………………………..

The description of each MCC includes the TCC(s) that are valid for that MCC. Only a valid
combination of MCC and TCC may be used in a transaction.

Table 308: Description of MCC 9406: Government-owned Lottery (global, excluding U.S.
region)

TCC P for payment transactions.
R for face-to-face transactions.
T for non–face-to-face transactions.

MCC Description A lottery scheme conducted and managed by a government
authority. Use of this MCC is restricted to the following regions:
Asia/Pacific, Canada, Europe, Latin America and the Caribbean, and
Middle East/Africa. Merchants located in the U.S. region should use
MCC 7800: Government Owned Lottery (U.S. region only).

NOTE: Use of MCC 9406 is appropriate to identify a duly licensed
agent engaged in the sale of lottery tickets, reoccurring lottery
subscription services, or both.

MCC Category Amusement and Entertainment

AB Programs Global: MON2, OTH1

MCC 9406: Government-owned Lottery (global, excluding U.S. region)

Country-specific: BEL1, BR07, BR10, CHNA, GAM1,
OTSV, TT01-TTO

Industry Specific Acceptor Business Codes (MCCs)…………………………………………………………….

The industry specific Acceptor Business Codes (MCCs) are listed alphabetically by MCC
description for each separate industry of Airlines, Automobile/Vehicle Rentals, and Hotels and
Motels.

Table 309: Airlines

MCC TCC Description: Abbreviated Airline Name

-A-

3064 X Adria Airways: ADRIA AIR

3043 X Aer Lingus: AERLING

3287 X Aero Coach Aviation: AEROCOAC

3167 X Aero Continente: AERO CONT

3285 X Aero Peru: AEROPERU

3263 X Aero Servicio Carabobo: ASERCA

3286 X Aero Nicaraguenses: AERO NIC

3011 X Aeroflot: AEROFLOT

3030 X Aerolineas Argentinas: AERO ARG

3076 X Aeromexico: AEROMEXI

3083 X Air Afrique: AIR AFRIQ

3021 X Air Algerie: AIRALGER

3236 X Air Arabia Airline: AIR ARAB

3068 X Air Astana: AIRSTANA

3296 X Air Berlin : AIRBERLIN

3071 X Air British Columbia: AIR B R C

3009 X Air Canada: AIR CAN

Industry Specific Acceptor Business Codes (MCCs)

MCC TCC Description: Abbreviated Airline Name

-A-

4511 X Air Carriers, Airlines: not elsewhere classified

3261 X Air China: AIR CHINA

3282 X Air Djibouti: AIR DJIB

3007 X Air France: AIR FRAN

3020 X Air India: AIR-INDI

3065 X Air Inter: AIRINTER

3280 X Air Jamaica: AIR JAMA

3044 X Air Lanka: AIR LANKA

3148 X Air Littoral, S.A.: LITTORAL

3028 X KM Malta Airlines: KMMA

3298 X Air Mauritius: AIRMAURI

3025 X Air New Zealand Limited International: AIR NZ

3267 X Air Panama International: AIR PANA

3266 X Air Seychelles: AIR SEYC

3177 X AirTran Airways: AIRTRAN A

3151 X Air Zaire: AIRZAIRE

3096 X Air Zimbabwe: AIRZIMBA

3256 X Alaska Airlines Inc.: ALASKA A

3013 X ITA AIRWAYS: ITA SPA

3161 X All Nippon Airways: ANAAIR

3252 X ALM Antilean Airlines: ALM

3253 X America West: AMERWEST

3001 X American Airlines: AMERICAN

3033 X Ansett Airlines: ANSETT

3098 X Asiana Airlines: ASIANA

3243 X Austrian Air Service: AUSTRAIR

Industry Specific Acceptor Business Codes (MCCs)

MCC TCC Description: Abbreviated Airline Name

-A-

3051 X Austrian Airlines: AUSTRIAN

3242 X Avensa: AVENSA

3053 X AVIACO (Spain): AVIACO

3039 X Avianca: AVIANCA

3241 X Aviateca (Guatemala): AVIATECA

3300 X Azul Brazilian Airlines: AZUL AIR

3301 X Wizz Airlines: WIZZ AIR

-B-

3304 X Air Baltic: AIRBALTIC

3240 X Bahamasair: BAHAMASA

3041 X Balkan: Bulgarian Airlines: BALKAN

3239 X Bar Harbor Airlines: BARHARBO

3106 X Braathens S.A.F.E. (Norway): BRAATHEN

3005 X British Airways: BRITISH A

3111 X British Midland: BRITISH M

-C-

3171 X Canadian Airlines: CANADIAN

3234 X Caribbean Airlines: CARIBBEAN

3099 X Cathay Pacific: CATHAYPA

3228 X Cayman Airways: CAYMANAIR

3072 X Cebu Pacific: CEBU PAC

3078 X China Airlines: CHINAAIR

3206 X China Eastern Airlines: CHINAEAST

3308 X China Southern: CSAIR

3223 X Comair: COMAIR

3222 X Command Airways: COMMAND

Industry Specific Acceptor Business Codes (MCCs)

-C-

3220 X Compania Faucett: COMPANIA

3219 X Compania Panamena de Aviacion (Copa): COPA

3061 X Continental: CONTINEN

3088 X Croatia Air: CROATIA

3046 X Cruzeiro do Sul (Brazil): CRUZEIRO

3217 X CSA Ceskoslovenske Aerolinie: CSA

3292 X Cyprus Airways: CYPRUSA

-D-

3059 X DBA Airlines : DBA AIR

3058 X Delta: DELTA

3212 X Dominicana de Aviacion: DOMINICA

3004 X Dragonair: DRAGONAIR

-E-

3245 X EasyJet: EASYJET

3019 X Eastern Airlines: Eastern

3293 X Ecuatoriana: ECUATORI

3037 X EgyptAir: EGYPTAIR

3032 X El Al: EL AL

3026 X Emirates Airlines: EMIRATES

3294 X Ethiopian Airlines: ETHIOPIA

3034 X Etihad Airways: ETIHADAIR

3003 X Eurofly: EUROFLY

3084 X Eva Airways: EVA AIR

-F-

3042 X Finnair: FINNAIR

3302 X Flybe LTD: FLYBEAIR

Industry Specific Acceptor Business Codes (MCCs)

-F-

3070 X Fly Dubai: FLYDUBAI

3204 X Freedom Airlines: FREEDOM

3132 X Frontier Airlines: FRONTIER

-G-

3103 X Garuda (Indonesia): GARUDA

3156 X GO FLY Ltd.: GOFLY

3247 X Gol Airlines: GOL

3040 X Gulf Air (Bahrain): GULF AIR

3200 X Guyana Airways: GUYANA A

-H-

3168 X Hainan Airlines : HainanAir

3062 X Hapag-Lloyd Express : HLX

3197 X Havasu Airlines: HAVASUAI

3196 X Hawaiian Air: HAWAIIAN

-I-

3102 X Iberia: IBERIA

3050 X Icelandair: ICELANDA

3193 X Indian Airlines: INDIAN A

3191 X Island Airlines: ISLANDAI

-J-

3006 X Japan Air Lines: JAL

3056 X Jet Airways: JET AIR

3174 X JetBlue Airways: JETBLUE

3079 X Jetstar Airways: JETSTAR

3190 X Jugoslav Air: JUGOSLAV

Industry Specific Acceptor Business Codes (MCCs)

-K-

3295 X Kenya Airways: KENYAAIR

3082 X Korean Airlines: KOREAN

3038 X Kuwait Airways: KUWAIT

-L-

3055 X LAB (Bolivia): LAB

3187 X LACSA (Costa Rica): LACSA

3054 X LADECO (Chile): LADECO

3052 X LAN Airlines: LAN AIR

3186 X LAP Lineas Aereas Paraguayas: LAP

3185 X LAV Linea Aeropostal Venezolana: LAV

3184 X LIAT: LIAT

3182 X LOT – Polish Airlines: LOT

3008 X Lufthansa: LUFTHAN

3146 X Luxair: LUXAIR

3148 X Air Littoral, S.A.: LITTORAL

-M-

3100 X Malaysian Airline System: MALAY AI

3213 X Braathens Regional Airlines: BRAATHENS

3181 X Malev Hungarian Airlines: MALEV

3178 X Mesa Air: MESA AIR

3087 X Metro Airlines: METROAI

3023 X Mexicana: MEXICANA

3175 X Middle East Air: MIDEASTA

3085 X Midwest Express Airlines: MIDWEST

-N-

3172 X Nation Air: NATIONAI

Industry Specific Acceptor Business Codes (MCCs)

-N-

3045 X Nigeria Airways: NIGERIA

3164 X Norontair: NORONTAI

3211 X Norwegian Air Shuttle: NORWEGIAN

3060 X Northwest Airlines: NWA AIR

-O-

3031 X Olympic Airways: OLYMPICA

3183 X Oman Aviation Services: OMAN AIR

-P-

3024 X Pakistan International: PAKISTAN

3002 X Pan American: PAN AM

3022 X Philippine Airlines: PAL AIR

3159 X Provincetown-Boston Airways: PBA

-Q-

3012 X Qantas: QANTAS

3136 X Qatar Airways Company W.L.L.: QATAR AIR

-R-

3048 X Royal Air Maroc: AIRMARO

3010 X Royal Dutch Airlines (KLM): KLM

3169 X Riyadh Air: RIYADHAIR

3246 X Ryanair: RYANAIR

-S-

3229 X SAETA (Sociedad Ecuatorianas De Transportes
Aereo): SAETAAIR

3231 X SAHSA (Servicio Aero de Honduras): SAHSA

3014 X Saudi Arabian Airlines: SAUDI AI

3016 X Scandinavian Airline System (SAS): SAS

3075 X Singapore Airlines: SINGAPOR

Industry Specific Acceptor Business Codes (MCCs)

-S-

3226 X Skyways: SKYWAYS

3029 X SN Brussels Airlines: SNBRU AIR

3017 X South African Airways: SAFRICAN

3066 X Southwest Airlines: SOUTHWES

3097 X Spanair: SPANAIR

3260 X Spirit Airlines: SPIRIT

3069 X Sun Country Airlines: SUNCNTRY

3130 X Sunworld International Airways: SUNWORLD

3129 X Surinam Airways: SURINAM

3015 X Swiss International Air Lines: SWISS

3080 X Swoop Inc.: SWOOP

-T-

3127 X Taca International: TACA INT

3248 X Tam Airlines: TAM

3125 X Tan Airlines: TAN AIR

3035 X Tap (Portugal): TAP

3297 X Tarom Romanian Air Transport: TAROM AIR

3077 X Thai Airways: THAIAIRW

3303 X Tigerair: TIGERAIR

3047 X Turkish Airlines: THY

3089 X Transaero: TRANSAERO

3221 X Transportes Aeros Militares Ecuatorianos: TAME
AIR

3049 X Tunis Air: TUNIS AI

-U-

3063 X U.S. Airways: USAIRWYS

3090 X Uni Airways: UNIAIR

Industry Specific Acceptor Business Codes (MCCs)

-U-

3027 X Union de Transports Aeriens: UTAAIR

3000 X United Airlines: UNITED

-V-

3067 X Vanguard Airlines: VANGUARD

3018 X Varig (Brazil): VARIG

3036 X VASP (Brazil): VASP

3117 X Venezolana International de Aviacion: VIASA

3057 X Virgin America: VIR AMER

3144 X Virgin Atlantic: VIR ATL

3188 X Virgin Express: VIR EXP

3131 X VLM Airlines: VLM

-W-

3180 X Westjet Airlines: WESTJET

3299 X Wideroes Flyveselskap: WIDEROES

3112 X Windward Island: WINDWARD

3301 X Wizz Airlines: WIZZ AIR

-X-

3081 X Xiamen Airlines: XIAMENAIR

-Z-

3094 X Zambia Airways: ZAMBIA A

Table 310: Automobile/Vehicle Rentals

MCC TCC Description

-A-

3412 A A1 Rent-A-Car

Industry Specific Acceptor Business Codes (MCCs)

MCC TCC Description

-A-

3374 A Accent Rent-A-Car

3354 A Action Auto Rental

3441 A Advantage Rent-A-Car

3351 A Affiliated Auto Rental

3364 A Agency Rent-A-Car

3361 A Airways Rent-A-Car

3376 A Ajax Rent-A-Car

3387 A Alamo Rent-A-Car

3421 A Allstate Rent-A-Car

3362 A Altra Auto Rental

3352 A American International

3420 A ANSA International

3400 A Auto Host Car Rental

3436 A Autohansa Rent-A-Car

3425 A Automate Rent-A-Car

3423 A Avcar Rent-A-Car

3389 A Avis Rent-A-Car

3427 A Avon Rent-A-Car

-B-

3353 A Brooks Rent-A-Car

3366 A Budget Rent-A-Car

-C-

3428 A Carey Rent-A-Car

-D-

3390 A Dollar Rent-A-Car

Industry Specific Acceptor Business Codes (MCCs)

-E-

3398 A Econo Car Rent-A-Car

3405 A Enterprise Rent-A-Car

3381 A Europcar

3391 A Europe By Car

-G-

3409 A General Rent-A-Car

-H-

3357 A Hertz

3368 A Holiday Rent-A-Car

-I-

3429 A Insurance Rent-A-Car

3438 A Interent Rent-A-Car

-K-

3394 A Kemwell Group Rent-A-Car

-M-

3430 A Major Rent-A-Car

3388 A Merchants Rent-A-Car

3439 A Milleville Rent-A-Car

-N-

3393 A National Car Rental

-P-

3359 A Payless Car Rental

-R-

3370 A Rent A Wreck

3431 A Replacement Rent-A-Car

3432 A Reserve Rent-A-Car

Industry Specific Acceptor Business Codes (MCCs)

-S-

3386 A Showcase Rental Cars

3355 A SIXT Car Rental

3360 A Snappy Car Rental

-T-

3395 A Thrifty Car Rental

3396 A Tilden Rent-A-Car

3380 A Triangle Rent-A-Car

3385 A Tropical Rent-A-Car

-U-

3433 A Ugly Duckling Rent-A-Car

3434 A USA Rent-A-Car

-V-

3435 A Value Rent-A-Car

Table 311: Hotels and Motels

MCC TCC Description

-A-

3384 H AC Hotels

3681 H Adams Mark Hotels

3817 H Affinia

3560 H Aladdin Resort and Casino

3788 H Ala Moana Hotel

3619 H aloft (aloft hotels)

3754 H Amelia Island Plantation

3517 H Americana Hotels

3617 H America’s Best Value Inn

Industry Specific Acceptor Business Codes (MCCs)

MCC TCC Description

-A-

3614 H AmericInn

3514 H Amerisuites

3536 H AMFAC Hotels

3537 H ANA Hotels

3511 H Arabella Hotels

3670 H Arcade Hotels

3671 H Arctia Hotels

3824 H Aria (Aria Resort and Casino)

3594 H Arizona Biltmore

3805 H The Atlantic

3797 H Atlantic City Hilton

3549 H Auberge des Governeures

3826 H Autograph

3844 H AC Hotels

-B-

3728 H Bally’s Hotel and Casino

3556 H Barton Creek Resort

3764 H Beau Rivage Hotel and Casino

3765 H Bellagio Hotel and Casino

3502 H Best Western Hotels

3749 H Beverly Hills Hotel

3743 H Biltmore Hotel and Suites

3620 H Binion’s Horseshoe Club

3733 H Boca Raton Resort

3683 H Bradbury Suites

3547 H Breakers Resort

Industry Specific Acceptor Business Codes (MCCs)

-B-

3850 H Breezbay Hotel Group

3727 H Broadmoor Hotel

3684 H Budget Hosts Inns

3685 H Budgetel Inns

3712 H Buffalo Bill’s Hotel and Casino

3845 H Bulgari

-C-

3771 H Caesars Hotel and Casino

3582 H California Hotel and Casino

3672 H Campanile Hotels

3559 H Candlewood Suites

3851 H Candeo Hotels

3833 H Canopy Hotels

3852 H Core Global Management Hotels and Resorts

3834 H Baymont Inn and Suites

3835 H Dolce Hotels and Resorts

3836 H Hawthorn Suites by Wyndham

3757 H Canyon Ranch

3744 H Carefree Resorts

3821 H Caribe Royale

3787 H Caribe Royale Resort Suites & Villas

3716 H Carlton Hotels

3763 H Chateau Elan Winery and Resort

3544 H Ciga Hotels

3662 H Circus Circus Hotel and Casino

3717 H City Lodge Hotels

3792 H Claridge Casino Hotel

Industry Specific Acceptor Business Codes (MCCs)

-C-

3687 H Clarion Hotels

3677 H Climat de France Hotels

3747 H Club Corp/Club Resorts

3742 H Club Med

3611 H C MON INN

3552 H Coast Hotel

3736 H Colorado Belle Edgewater Resort

3562 H Comfort Inns

3688 H Compri Hotels

3538 H Concorde Hotels

3721 H Conrad Hotels

3689 H Consort Hotels

3828 H Cosmopolitan of Las Vegas

3829 H Country Inn by Carlson

3690 H Courtyard by Marriott

3529 H CP (Canadian Pacific) Hotels

3750 H Crowne Plaza Hotels

3678 H Cumulus Hotels

3593 H Cunard Hotels

3832 H Curio Hotels

-D-

3629 H Dan Hotels

3510 H Days Inns

3648 H De Vera Hotels

3581 H Delta Hotels

3691 H Dillon Inn

3804 H The Diplomat Country Club and Spa

Industry Specific Acceptor Business Codes (MCCs)

-D-

3780 H Disney Resorts

3587 H Doral Hotels

3589 H Doral Golf Resort

3623 H Dorint Hotels

3692 H Doubletree

3527 H Downtowner Passport

3693 H Drury Inn

3525 H Dunfey Hotels

-E-

3644 H EconoLodges

3694 H Economy Inns of America

3848 H Edition

3669 H Eldorado Hotel and Casino

3807 H Element

3746 H Eliot Hotels

3652 H Embassy Hotels

3695 H Embassy Suites

3798 H Embassy Vacation Resort

3628 H Excalibur Hotel and Casino

3696 H Excel Inn

3621 H Extended Stay

3627 H Extended Stay America

-F-

3697 H Fairfield Hotels

3715 H Fairfield Inn

3784 H First Hospitality Hotels

Industry Specific Acceptor Business Codes (MCCs)

-F-

3590 H Fairmont Hotels

3664 H Flag Inns

3711 H Flag Inns (Australia)

3607 H Fontainebleau Resort

3505 H Forte Hotels

3570 H Forum Hotels

3778 H Four Points Hotels

3714 H Four Seasons (Australia) Hotels

3543 H Four Seasons Hotels

3578 H Frankenmuth Bavarian

3766 H Fremont Hotel and Casino

3507 H Friendship Inns

-G-

3827 H Galt House

3566 H Garden Place Hotel

3608 H Gaylord Opryland

3609 H Gaylord Palms

3610 H Gaylord Texan

3506 H Golden Tulip Hotels

3853 H Granbell Hotels and Resorts

3571 H Grand Wailea Resort

3753 H Greenbriar Resorts

3561 H Golden Nugget

3794 H Grand Casino Hotels

3823 H Grand Sierra Resort

3618 H Great Wolf

Industry Specific Acceptor Business Codes (MCCs)

-H-

3799 H Hale Koa Hotel

3760 H Halekulani Hotel/Waikiki Parc

3665 H Hampton Inn Hotels

3698 H Harley Hotels

3731 H Harrahs Hotels and Casinos

3734 H Harvey Bristol Hotels

3836 H Hawthorn Suites by Wyndham

3588 H Helmsley Hotels

3616 H Hermitage Hotel

3604 H Hilton Garden Inn

3504 H Hilton

3535 H Hilton International

3815 H Holiday Inn Nickelodeon

3501 H Holiday Inns

3816 H Home2 Suites by Hilton

3755 H Homestead

3800 H Homestead Suites

3751 H Homewood Suites

3837 H Hoshino Resorts

3595 H Hospitality Inns

3680 H Hoteis Othan

3580 H Hotel Del Coronado

3533 H Hotel Ibis

3813 H Hotel Indigo

3579 H Hotel Mercure

3541 H Hotel Okura

Industry Specific Acceptor Business Codes (MCCs)

-H-

3546 H Hotel Sierra

3625 H Hotel Universale

3663 H Hoteles El Presidente

3548 H Hotels Melia

3638 H Howard Johnson

3602 H Hudson Hotel

3585 H Hungar Hotels

3647 H Husa Hotels

3640 H Hyatt Hotels

3812 H Hyatt Place

-I-

3540 H Iberotel Hotels

3673 H IBUSZ Hotels

3651 H Imperial London Hotels

3724 H Inter Nor Hotels

3512 H Intercontinental Hotels

3675 H Interhotel CEDOK

-J-

3606 H Jefferson Hotel

3729 H John Ascuagas Nugget

3558 H Jolly Hotels

3563 H Journey’s End Motels

3820 H Jumeirah Essex House

3605 H Jurys Doyle Hotel Group

3847 H JW Marriott

Industry Specific Acceptor Business Codes (MCCs)

-K-

3758 H Kahala Mandarin Oriental Hotel

3718 H Karos Hotels

3531 H Kauai Coconut Beach Resort

3838 H Kimpton Hotels

3660 H Knights Inn

3839 H Kyoritsu Hotels

-L-

3810 H La Costa Resort

3701 H La Mansion Del Rio

3516 H LaQuinta Inns

3576 H La Quinta Resort

3568 H Ladbroke Hotels

3624 H Lady Luck Hotel and Casino

3654 H Loews Hotels

3667 H Luxor Hotel and Casino

3808 H LXR (Luxury Resorts)

-M-

3767 H Main Street Hotel and Casino

3818 H MainStay Suites

3777 H Mandalay Bay Resort

3577 H Mandarin Oriental Hotels

3557 H Manhattan East Suite Hotels

3668 H Maritim Hotels

3509 H Marriott

3842 H Marriott Executive Apartments

3735 H Masters Economy Inns

3520 H Meridien Hotels

Industry Specific Acceptor Business Codes (MCCs)

-M-

3622 H Merlin Hotel Group

3661 H Metropole Hotels

3730 H MGM Grand Hotel

3613 H Microtel Inn and Suites

3699 H Midway Motor Lodge

3741 H Millennium Hotels

3849 H Minacia

3551 H Mirage Hotel and Casino

3572 H Miyako Hotel

3676 H Monte Carlo Hotel and Casino

3700 H Motel 6

3639 H Mount Charlotte Thistle

3612 H Movenpick Hotels

3843 H Moxy

-N-

3772 H Nemacolin Woodlands

3776 H Nevele Grande Resort and Country Club

3774 H New York, New York Hotel and Casino

3603 H Noah’s Hotel

3642 H Novotel Hotels

-O-

3657 H Oberoi Hotels

3786 H Ohana Hotels of Hawaii

3592 H Omni Hotels

3732 H Opryland Hotel

3759 H Orchid at Mauna Lani

3658 H New Otani Hotels

Industry Specific Acceptor Business Codes (MCCs)

-O-

3785 H Outrigger Hotels & Resorts

3819 H Oxford Suites

-P-

3802 H The Palace Hotel

3599 H Pannonia Hotels

3795 H Paris Las Vegas Hotel

3553 H Park Inn by Radisson

3830 H Park Plaza Hotel

3781 H Patricia Grand Resort Hotels

3752 H Peabody Hotels

3523 H Peninsula Hotels

3653 H Penta Hotels

3796 H Peppermill Hotel Casino

3554 H Pinehurst Resort

3811 H Premier Inn

3761 H Primadonna Hotel and Casino

3526 H Prince Hotels

3584 H Princess Hotels International

3806 H Princeville Resort

3719 H Protea Hotels

3519 H Pullman International Hotels

-Q-

3508 H Quality Inns

3713 H Quality Pacific Hotel

3645 H Queens Moat Houses

Industry Specific Acceptor Business Codes (MCCs)

-R-

3649 H Radisson

3583 H Radisson BLU

3790 H Raffles Hotels

3637 H Ramada Inns

3633 H Rank Hotels

3674 H Rantasipi Hotels

3528 H Red Lion Inns

3650 H Red Roof Inns

3550 H Regal 8 Inns

3598 H Regent International Hotel

3702 H Registry Hotels

3565 H Relax Inns

3530 H Renaissance Hotels

3703 H Residence Inn

3635 H Reso Hotel

3723 H Rica Hotels

3726 H Rio Suites

3840 H Rio Hotels

3597 H Riverside Resort and Casino

3737 H Riviera Hotel and Casino

3515 H Rodeway Inns

3782 H Rosen Hotels and Resorts

3542 H Royal Hotels

3532 H Royal Kona Resort

3521 H Royal Lahaina Resort

3704 H Royce Hotels

Industry Specific Acceptor Business Codes (MCCs)

-S-

3600 H Saddlebrook Resort: Tampa

3682 H Sahara Hotel and Casino

3564 H Sam’s Town Hotel and Casino

3573 H Sandman Hotels

3705 H Sandman Inn

3775 H Sands Resort

3656 H Sara Hotels

3636 H Sarova Hotels

3655 H Scandic Hotels

3725 H Sea Pines Resort

3809 H Settle Inn

3545 H Shangri-La International

3503 H Sheraton (Sheraton Hotels)

3706 H Shilo Inn

3707 H Shoney’s Inn

3679 H Silver Legacy Hotel and Casino

3768 H Silver Star Hotel and Casino

3631 H Sleep Inns

3789 H Smugglers’ Notch Resort

3641 H Sofitel Hotels

3567 H Soho Grand Hotel

3586 H Sokos Hotel

3518 H Sol Hotels

3591 H Sonesta Hotels

3534 H Southern Pacific Hotel

3720 H Southern Sun Hotels

Industry Specific Acceptor Business Codes (MCCs)

-S-

3770 H SpringHill Suites

3745 H St. Regis Hotel

3666 H Stakis Hotels

3791 H Staybridge Suites

3643 H Steigenberger Hotels

3769 H Stratosphere Hotel and Casino

3626 H Studio Plus

3539 H Summerfield Suites Hotel

3686 H Susse Chalet

3709 H Super 8 Motels

3646 H Swallow Hotels

3634 H Swissotel

-T-

3659 H Taj Hotels International

3793 H The Flamingo Hotels

3846 H The Luxury Collection

3632 H The Phoenician

3710 H The Ritz-Carlton

3814 H The Roosevelt Hotel NY

3783 H Town and Country Resort & Convention Center

3522 H Tokyo Hotel

3630 H Tokyu Hotels

3756 H Toyoko Inn

3740 H TownePlace Suites

3601 H TradeWinds Resorts

3615 H Travelodge

3555 H Treasure Island Hotel and Casino

Industry Specific Acceptor Business Codes (MCCs)

-T-

3569 H Tribeca Grand Hotel

3841 H Tribute Portfolio

3738 H Tropicana Resort and Casino

-V-

3575 H Vagabond Hotels

3825 H Vdara (Vdara Hotel and Spa)

3773 H Venetian Resort Hotel and Casino

3574 H Venture Inn

3708 H Virgin River Hotel and Casino

-W-

3779 H W Hotels

3831 H Waldorf

3524 H WelcomGroup Hotels

3748 H Wellesley Inns

3513 H Westin (Westin Hotels)

3762 H Whiskey Pete’s Hotel and Casino

3803 H The Wigwam Golf Resort and Spa

3801 H Wilderness Hotel and Golf Resort

3739 H Woodside Hotels and Resorts

3722 H Wyndham

3596 H Wynn Las Vegas

AB program listing with acceptor business codes (MCCs)………………………………………………….

Acceptor business codes are organized here by the merchant category classification.

NOTE: For MCCs listed that are not defined in the section, Acceptor Business Codes (MCCs):
Extended, please see the section, Comprehensive MCC Listing by Formatted File Type.

AB program listing with acceptor business codes (MCCs)

Table 312: All AB programs

A001: Airline

3000–3350, 4511

B001: Cruise/Steamship

CCR1: Corporate Refund Group 1

4011, 4111, 4112, 4121, 4131, 4411, 4784, 4812, 4814, 4816, 4821, 4829, 4899, 4900, 5122, 5300,
5310, 5411, 5422, 5441, 5451, 5462, 5499, 5811, 5812, 5813, 5814, 5912, 5983, 6012, 6050, 6051,
7012, 7032, 7033, 7523, 7801, 7802, 7832, 7841, 7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992,
7993, 7994, 7995, 7996, 7997, 7998, 7999

CCR2: Corporate Refund Group 2

4457, 4468, 4722, 5013, 5139, 5511, 5521, 5531, 5532, 5533, 5551, 5561, 5571, 5592, 5598, 5599,
5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5698, 5699, 5940, 5941, 5945, 7251, 7531,
7534, 7535, 7538, 7622, 7623, 7629, 7631, 7641, 7692, 7699, 8211, 8220, 8241, 8244, 8249, 8299

CCR3: Corporate Refund Group 3

0742, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842, 4119, 4214,
4215, 4225, 4582, 4789, 4813, 5039, 5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085, 5094,
5099, 5111, 5131, 5137, 5169, 5172, 5192, 5193, 5198, 5199, 5211, 5231, 5251, 5261, 5271, 5309,
5331, 5399, 5697, 5735, 5815, 5816, 5817, 5818, 5921, 5931, 5933, 5935, 5937, 5942, 5943, 5944,
5946, 5947, 5948, 5949, 5960, 5962, 5963, 5964, 5965, 5966, 5967, 5968, 5969, 5970, 5971, 5972,
5973, 5975, 5976, 5977, 5978, 5992, 5993, 5994, 5995, 5996, 5997, 5998, 5999, 6211, 6300,
6513,7210, 7211, 7216, 7217, 7221, 7230, 7261, 7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299,
7311, 7321, 7333, 7338, 7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394, 7395, 7399,
7542, 7549, 7800, 7829, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071, 8099, 8111,
8351, 8398, 8641, 8651, 8661, 8675, 8699, 8734, 8911, 8931, 8999, 9211, 9222, 9223, 9311, 9399,
9401, 9402, 9405, 9950

CCR4: Corporate Refund Group 4

5021, 5200, 5311, 5541, 5542, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733, 5734, 5932, 5950

CF01: Commercial Freight

3000-3350, 4011, 4214, 4215, 4511, 4789, 4112, 4111, 7299, 9311, 9402, 9399

CH01: Charitable Organizations

CNV1: Convenience Purchases

5499, 5541, 5542, 5814, 7832

AB program listing with acceptor business codes (MCCs)

CNV2: Convenience Purchases: Service Stations (with or without Ancillary Services) (MCC 5541) and
Fuel Dispenser, Automated (MCC 5542) Excluded

4121, 5331, 5499, 5814, 7832

CR02: Credit Refund Group 2

4722, 4812, 4814, 4816, 4821, 4899, 4900, 5960, 5964, 5965, 5966, 5967, 5968, 5969, 5983

CR03: Credit Refund Group 3

0742, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842, 4119, 4214, 4215,
4225, 4582, 4789, 4813, 5039, 5044, 5045, 5046, 5051, 5074, 5122, 5697, 5811, 5812, 5813, 5814,
5912, 5962, 6211, 6300, 6513, 7012, 7032, 7033, 7210, 7211, 7216, 7217, 7221, 7230, 7251, 7261,
7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299, 7311, 7321, 7333, 7338, 7339, 7342, 7349, 7361,
7372, 7375, 7379, 7392, 7393, 7394, 7399, 7542, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699,
7800, 7829, 7832, 7841, 7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992, 7993, 7994, 7996, 7997,
7998, 7999, 8111, 8211, 8220, 8241, 8244, 8249, 8299, 8351, 8398, 8641, 8651, 8661, 8675, 8699,
8734, 8911, 8931, 8999, 9211, 9222, 9223, 9311, 9399, 9401, 9402, 9405, 9950

CR04: Credit Refund Group 4

0763, 4011, 4111, 4112, 4121, 4131, 4411, 4784, 5047, 5065, 5072, 5085, 5094, 5099, 5111, 5131,
5137, 5139, 5169, 5172, 5192, 5193, 5198, 5199, 5211, 5231, 5251, 5261, 5271, 5309, 5310, 5331,
5399, 5541, 5542, 5552, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5698, 5699, 5735,
5815, 5816, 5817, 5818, 5921, 5931, 5933, 5935, 5937, 5940, 5941, 5942, 5943, 5944, 5945, 5946,
5947, 5948, 5949, 5963, 5970, 5971, 5972, 5973, 5975, 5976, 5977, 5978, 5992, 5993, 5994, 5995,
5996, 5997, 5998, 5999, 7395, 7523, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071,
8099

CR05: Credit Refund Group 5

4457, 4468, 4829, 5013, 5021, 5200, 5300, 5311, 5411, 5422, 5441, 5451, 5462, 5499, 5511, 5521,
5531, 5532, 5533, 5551, 5561, 5571, 5592, 5598, 5599, 5712, 5713, 5714, 5718, 5719, 5722, 5732,
5733, 5734, 5932, 5950, 6012, 6050, 6051, 7531, 7534, 7535, 7538, 7801, 7802, 7995

C001: Cash Disbursement

D001: Payment Transactions

6532, 6533, 6555

EDU1: Education

8211, 8220, 8241, 8244, 8249, 8299, 8351

EM01: Emerging Markets

4111, 4784, 4899, 4900, 5960, 6300, 8211, 8220, 8299, 9211, 9222, 9223, 9311, 9399, 9402

AB program listing with acceptor business codes (MCCs)

EM02: Emerging Markets Except Utilities

4111, 4784, 4899, 5960, 6300, 8211, 8220, 8299, 9211, 9222, 9223, 9311, 9399, 9402

EM04: Emerging Markets Version Four

4111, 5499, 5735, 5814, 5942, 5994, 7216, 7523, 7832, 7841, 7933, 7994

F001: Restaurant

5812, 5813, 5814

F002: Restaurant: Fast Foods and Drinking Places

5813, 5814

F006: Restaurant: Eating and Drinking Places

5812, 5813

FLT1: Fleet Fuel Locations Including 5552 Electric Vehicle Charging

4468, 5499, 5541, 5542, 5552, 5983

FLT2: Fleet Fuel Locations Excluding 5552 Electric Vehicle Charging

4468, 5499, 5541, 5542, 5983

FLTM: Fleet Maintenance Locations

5013, 5511, 5531, 5532, 5533, 5599, 7531, 7534, 7535, 7538, 7542, 7549, 7692, 7699

FT01: Mastercard Corporate Fleet Card

4468, 5499, 5541, 5542, 5983

FTM1: Mastercard Corporate Fleet Card Maintenance Locations

5013, 5511, 5531, 5532, 5533, 5599, 7531, 7534, 7535, 7538, 7542, 7549, 7692, 7699

G001: Government Owned Lottery MCCs

GVT1: Government Services

9211, 9222, 9223, 9311, 9399

GW01: Global Wholesale Travel Other

4131, 4582, 4722, 5962, 6513, 7012, 7032, 7033, 7298, 7991, 7997, 7999

H001: Lodging

3501–3999, 7011

AB program listing with acceptor business codes (MCCs)

I001: Mastercard Initiated Rebate/Reward

INS1: Insurance

5960, 6300

AB program listing with acceptor business codes (MCCs)

INSA: Mastercard Installment Payments Group A

0742, 0743, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842, 3000,
3001, 3002, 3003, 3004, 3005, 3006, 3007, 3008, 3009, 3010, 3011, 3012, 3013, 3014, 3015, 3016,
3017, 3018, 3019, 3020, 3021, 3022, 3023, 3024, 3025, 3026, 3027, 3028, 3029, 3030, 3031, 3032,
3033, 3034, 3035, 3036, 3037, 3038, 3039, 3040, 3041, 3042, 3043, 3044, 3045, 3046, 3047, 3048,
3049, 3050, 3051, 3052, 3053, 3054, 3055, 3056, 3057, 3058, 3059, 3060, 3061, 3062, 3063, 3064,
3065, 3066, 3067, 3068, 3069, 3070, 3071, 3072, 3075, 3076, 3077, 3078, 3079, 3080, 3081, 3082,
3083, 3084, 3085, 3087, 3088, 3089, 3090, 3094, 3096, 3097, 3098, 3099, 3100, 3102, 3103, 3106,
3111, 3112, 3117, 3125, 3127, 3129, 3130, 3131, 3132, 3135, 3136, 3144, 3146, 3148, 3151, 3156,
3159, 3161, 3164, 3167, 3168, 3169, 3171, 3172, 3174, 3175, 3177, 3178, 3180, 3181, 3182, 3183,
3184, 3185, 3186, 3187, 3188, 3190, 3191, 3193, 3196, 3197, 3200, 3204, 3206, 3211, 3212, 3213,
3217, 3219, 3220, 3221, 3222, 3223, 3226, 3228, 3229, 3231, 3234, 3236, 3239, 3240, 3241, 3242,
3243, 3245, 3246, 3247, 3248, 3252, 3253, 3256, 3260, 3261, 3263, 3266, 3267, 3280, 3282, 3285,
3286, 3287, 3292, 3293, 3294, 3295, 3296, 3297, 3298, 3299, 3300, 3301, 3302, 3303, 3304, 3308,
3351, 3352, 3353, 3354, 3355, 3357, 3359, 3366, 3370, 3374, 3376, 3380, 3381, 3385, 3386, 3387,
3388, 3389, 3390, 3391, 3393, 3394, 3395, 3396, 3398, 3400, 3405, 3409, 3412, 3420, 3421, 3423,
3425, 3427, 3428, 3429, 3430, 3431, 3432, 3433, 3434, 3435, 3436, 3438, 3439, 3441, 3501, 3502,
3503, 3504, 3505, 3506, 3507, 3508, 3509, 3510, 3511, 3512, 3513, 3514, 3515, 3516, 3517, 3518,
3519, 3520, 3521, 3522, 3523, 3524, 3525, 3526, 3527, 3528, 3529, 3530, 3531, 3532, 3533, 3534,
3535, 3536, 3537, 3538, 3539, 3540, 3541, 3542, 3543, 3544, 3545, 3546, 3547, 3548, 3549, 3550,
3551, 3552, 3553, 3554, 3555, 3556, 3557, 3558, 3559, 3560, 3561, 3562, 3563, 3564, 3565, 3566,
3567, 3568, 3569, 3570, 3571, 3572, 3573, 3574, 3575, 3576, 3577, 3578, 3579, 3580, 3581, 3582,
3583, 3584, 3585, 3586, 3587, 3588, 3589, 3590, 3591, 3592, 3593, 3594, 3595, 3596, 3597, 3598,
3599, 3600, 3601, 3602, 3603, 3604, 3605, 3606, 3607, 3608, 3609, 3610, 3611, 3612, 3613, 3614,
3615, 3616, 3617, 3618, 3619, 3620, 3621, 3622, 3623, 3624, 3625, 3626, 3627, 3628, 3629, 3630,
3631, 3632, 3633, 3634, 3635, 3636, 3637, 3638, 3639, 3640, 3641, 3642, 3643, 3644, 3645, 3646,
3647, 3648, 3649, 3650, 3651, 3652, 3653, 3654, 3655, 3656, 3657, 3658, 3659, 3660, 3661, 3662,
3663, 3664, 3665, 3666, 3667, 3668, 3669, 3670, 3671, 3672, 3673, 3674, 3675, 3676, 3677, 3678,
3679, 3680, 3681, 3682, 3683, 3684, 3685, 3686, 3687, 3688, 3689, 3690, 3691, 3692, 3693, 3694,
3695, 3696, 3697, 3698, 3699, 3700, 3701, 3702, 3703, 3704, 3705, 3706, 3707, 3708, 3709, 3710,
3711, 3712, 3713, 3714, 3715, 3716, 3717, 3718, 3719, 3720, 3721, 3722, 3723, 3724, 3725, 3726,
3727, 3728, 3729, 3730, 3731, 3732, 3733, 3734, 3735, 3736, 3737, 3738, 3739, 3740, 3741, 3742,
3743, 3744, 3745, 3746, 3747, 3748, 3749, 3750, 3751, 3752, 3753, 3754, 3755, 3756, 3757, 3758,
3759, 3760, 3761, 3762, 3763, 3764, 3765, 3766, 3767, 3768, 3769, 3770, 3771, 3772, 3773, 3774,
3775, 3776, 3777, 3778, 3779, 3780, 3781, 3782, 3783, 3784, 3785, 3786, 3787, 3788, 3789, 3790,
3791, 3792, 3793, 3794, 3795, 3796, 3797, 3798, 3799, 3800, 3801, 3802, 3803, 3804, 3805, 3806,
3807, 3808, 3809, 3810, 3811, 3812, 3813, 3814, 3815, 3816, 3817, 3818, 3819, 3820, 3821, 3822,
3823, 3824, 3825, 3826, 3827, 3828, 3829, 3830, 3831, 3832, 3833, 3834, 3835, 3836, 3837, 3838,
3839, 3840, 4011, 4112, 4119, 4131, 4214, 4215, 4225, 4411, 4457, 4468, 4511, 4582, 4722, 4784,
4789, 4812, 4816, 4821, 5013, 5021, 5039, 5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085,
5094, 5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172, 5192, 5193, 5198, 5199, 5200, 5211, 5231,
5251, 5261, 5271, 5309, 5311, 5399, 5422, 5441, 5451, 5462, 5511, 5521, 5531, 5532, 5533, 5551,
5561, 5571, 5592, 5598, 5599, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698,
5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733, 5734, 5735, 5811, 5812, 5815, 5816, 5817,
5818, 5921, 5931, 5932, 5933, 5935, 5937, 5940, 5941, 5942, 5943, 5944, 5945, 5946, 5947, 5948,
5949, 5950, 5962, 5963, 5964, 5965, 5966, 5967, 5968, 5969, 5970, 5971, 5972, 5973, 5975, 5976,
5977, 5978, 5983, 5992, 5993, 5994, 5995, 5996, 5997, 5998, 5999, 6211, 7011, 7012, 7032, 7033,
7210, 7211, 7216, 7217, 7221, 7230, 7251, 7261, 7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299,
7311, 7321, 7333, 7338, 7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394, 7395, 7399,

AB program listing with acceptor business codes (MCCs)

INSA: Mastercard Installment Payments Group A

7512, 7513, 7519, 7531, 7534, 7535, 7538, 7542, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699,
7832, 7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992, 7993, 7996, 7997, 7998, 7999, 8011, 8021,
8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071, 8099, 8111, 8211, 8220, 8241, 8244, 8249, 8299,
8351, 8398, 8641, 8651, 8661, 8675, 8699, 8734, 8911, 8931, 8999, 9405, 9950

INSB: Mastercard Installment Payments Group B

0744, 4111, 4121, 4458, 4733, 4814, 4899, 5300, 5310, 5312, 5313, 5331, 5411, 5499, 5541, 5542,
5543, 5544, 5552, 5813, 5814, 5912, 5960, 6300, 6513, 6532, 6533, 6555, 7295, 7523, 7800, 7801,
7802, 7829, 7841, 7994, 7995, 9211, 9222, 9223, 9311, 9399, 9402, 9406

INSC: Mastercard Installment Payments Group C

K001: Key-Entered Interchange Program

4457, 4468, 5013, 5021, 5065, 5072, 5085, 5094, 5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172,
5192, 5193, 5198, 5199, 5200, 5211, 5231, 5251, 5261, 5271, 5300, 5309, 5310, 5311, 5331, 5399,
5411, 5422, 5441, 5451, 5462, 5499, 5511, 5521, 5531, 5532, 5533, 5541, 5551, 5561, 5571, 5592,
5598, 5599, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5712, 5713,
5714, 5718, 5719, 5722, 5732, 5733, 5734, 5735, 5811, 5812, 5813, 5814, 5912, 5921, 5931, 5932,
5933, 5935, 5937, 5940, 5941, 5942, 5943, 5944, 5945, 5946, 5947, 5948, 5949, 5950, 5963, 5970,
5971, 5972, 5973, 5977, 5978, 5992, 5993, 5994, 5995, 5996, 5997, 5998, 5999, 7395, 7531, 7534,
7535, 7538, 9950

K002: Key-Entered Interchange Program: Restaurant Excluded

All Key-Entered MCCs except 5812: Restaurant

M001: Mail Order/Telephone Order

5960, 5962, 5964, 5965, 5966, 5967, 5968, 5969

M003: Mail Order/Telephone Order Except MCC 5960

5962, 5964, 5965, 5966, 5967, 5968, 5969

MON1: MoneySend

6536, 6537, 6538

MON2: Funding

4829, 6051, 6211, 6540, 7800, 7801, 7802, 7994, 7995, 9406

MON3: MoneySend

6536, 6537

AB program listing with acceptor business codes (MCCs)

OTH1: Other

All MCCs that are not assigned to the following CAB programs: A001, B001, C001, D001, F001, H001,
M001, P001, R001, S001, T001, U001, V001, W001, Z001

OT11: Other Except Utilities

OTH1 includes all MCCs that are not assigned to the following CAB programs: A001, B001, C001, D001,
F001, H001, M001, P001, R001, S001, T001, U001, V001, W001, Z001. CAB program OT11 contains all
MCCs assigned to OTH1 except MCC 4900: Utilities

OTH2: Other: Automated Fuel Dispenser Excluded

All MCCs assigned to OTH1 except 5542: Automated Fuel Dispenser

OT12: Other: Automated Fuel Dispenser, Insurance, Utilities Excluded

All MCCs assigned to OTH2 except MCC 4900: Utilities and MCC 6300: Insurance

OT21 Other: Utilities 4900 and Insurance 6300 Excluded

All MCCs assigned to OTH1 except MCC 4900: Utilities and MCC 6300: Insurance

OT22 Other: Automated Fuel Dispenser and Utilities Excluded

All MCCs assigned to OTH2 except MCC 4900: Utilities

OT32: Other: Automated Fuel Dispenser (Insurance, Utilities, and Real Estate Agents and Managers:
Rentals Excluded)

All MCCs assigned to OTH2 except MCCs 4900: Utilities, 6300: Insurance, and 6513: Real Estate Agents
and Managers: Rentals

OTH3: Other: Travel Agencies and Tour Operators Excluded

All MCCs assigned to OTH1 except 4722: Travel Agencies and Tour Operators

OT13: All Other Except 4722 and 4900

All MCCs assigned to OTH3 except MCC 4900: Utilities

OTH4: Other: Travel Agencies and Tour Operators and Automated Fuel Dispenser Excluded

All MCCs assigned to OTH1 except 4722: Travel Agencies and Tour Operators, 5541: Service Stations
(with or without Ancillary Services) and 5542: Automated Fuel Dispenser

OT14: All Other Except 4722, 4900 and 5542

All MCCs assigned to OTH4 except MCC 4900: Utilities

OTH5: Other: Service Stations and Automated Fuel Dispenser Excluded

All MCCs assigned to OTH1 except 5541: Service Stations and 5542: Automated Fuel Dispenser

AB program listing with acceptor business codes (MCCs)

OT15 Other: 5541, 5542 and 4900 Excluded

All MCCs assigned to OTH5 except MCC 4900: Utilities

OT25: Other: 5541, 5542, 6300, 6513 and 4900 Excluded

All MCCs assigned to OTH5 except MCCs 4900: Utilities, 6300: Insurance, and 6513: Real Estate Agents
and Managers-Rentals

OTH6: Other: Travel Agencies and Tour Operators, Service Stations, and Automated Fuel Dispensers
Excluded

All MCCs assigned to OTH1 except 4722: Travel Agencies and Tour Operators, 5541: Service Stations,
and 5542: Automated Fuel Dispensers Excluded

OT16: Other with MCCs 4722, 5542, 5541, and 4900 Excluded

All MCCs assigned to OTH6 except MCC 4900: Utilities

OT42: Other

All MCCs assigned to OTH1 except MCCs 5331: Variety Stores, 5814: Fast Food Restaurants, 5499:
Convenience Food Stores, and 7832: Motion Picture Theaters

OT43: Other

All MCCs assigned to OTH1 except MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water

OT44: Other

All MCCs assigned to OT50 except MCC 4900: Utilities: Electric, Gas, Heating Oil, Sanitary, Water

OT50: Other with MCC 8398 Excluded

All MCCs, except 8398: Organizations, Charitable, and Social Service, that are not assigned to the
following CAB programs: A001, B001, C001, D001, F001, H001, M001, P001, R001, S001, T001, U001,
V001, W001, Z001

OT55: Other: Service Stations and Automated Fuel Dispenser with MCCs 5541, 5542, and 8398
Excluded

All MCCs assigned to OTH1 except 5541: Service Stations, 5542: Automated Fuel Dispenser, and 8398:
Organizations, Charitable, and Social Service.

OT57: Other: Fuel and Maintenance Locations Excluded

All MCCs assigned to OTH1 except 4468, 5013, 5499, 5511, 5531, 5532, 5533, 5541, 5542, 5599, 5983,
7531, 7534, 7535, 7538, 7542, 7549, 7692, and 7699

PET1: Petroleum CAT/Automated Fuel Dispenser

AB program listing with acceptor business codes (MCCs)

PET2: Petroleum Service Stations

PS01: Public Sector

4111, 4784, 9211, 9222, 9223, 9311, 9399, 9402

P001: Beauty Salons

R001: Railways

RT01: Special Restaurant

5812, 5814

RT02: Restaurant

SI01: Service Industries

4812, 4814, 4899, 4900, 5960, 6300

SI02: Service Industries Version 2

4814, 4899

ST01: Small Ticket

4111, 4121, 4131, 4784, 5331, 5499, 5812, 5814, 5994, 7211, 7216, 7338, 7523, 7542, 7832, 7841,
9402

S001: Supermarket

TE01: Corporate T&E Rate I Card

All MCCs assigned to A001, H001, R001, and V001. Also includes MCC 5812.

TE02: Corporate T&E Rate II Card

All MCCs assigned to A001, H001, R001, and V001.

TE03: World Mastercard T&E Card

All MCCs assigned to A001, B001, H001, R001, and V001. Also includes MCCs 4722 and 5812.

AB program listing with acceptor business codes (MCCs)

TE04: World Mastercard T&E Card: Railways Excluded

All MCCs assigned to CAB programs A001, B001, H001 and V001. Also includes MCCs 4722 and 5812.

TP01: Travel Industries Premier Service

3357, 3366, 3388, 3389, 3390, 3393, 3395, 3405, 3441, 3501, 3502, 3503, 3504, 3508, 3509, 3510,
3512, 3513, 3516, 3520, 3521, 3523, 3526, 3530, 3532, 3535, 3543, 3551, 3554, 3555, 3556, 3562,
3564, 3566, 3571, 3578, 3580, 3582, 3584, 3590, 3592, 3617, 3618, 3619, 3620, 3621, 3624, 3626,
3627, 3628, 3630, 3631, 3632, 3634, 3637, 3638, 3640, 3641, 3642, 3644, 3649, 3650, 3652, 3662,
3665, 3667, 3669, 3676, 3679, 3681, 3682, 3686, 3687, 3690, 3692, 3693, 3695, 3701, 3703, 3708,
3709, 3710, 3712, 3715, 3722, 3727, 3728, 3730, 3731, 3733, 3734, 3736, 3738, 3740, 3741, 3742,
3745, 3750, 3751, 3756, 3757, 3760, 3761, 3762, 3764, 3765, 3768, 3769, 3770, 3771, 3772, 3773,
3774, 3776, 3777, 3778, 3779, 3781, 3782, 3785, 3786, 3787, 3788, 3789, 3791, 3792, 3793, 3794,
3795, 3799, 3800, 3801, 3802, 3803, 3804, 3805, 3806, 3807, 3808, 3809, 3810, 3811, 3812, 3813,
3814, 3815, 3816, 3817, 3818, 3819, 3820, 3821, 3822, 3823, 3824, 3825, 4411

T001: Telephone

4813, 4814

T002: Purchase at ATM

4814, 4900, 6050, 6051, 7801, 7802

U001: Unique

4829, 6050, 6051, 6539, 7995, 7801, 7802

UT01: Utilities

V001: Automobile/Vehicle Rental

3351–3500, 7512, 7513, 7519

W001: Warehouse Club

5300, 5662, 5663

Z001: ATM

Country-specific AB programs with acceptor business codes (MCCs)…………………………..

Country-specific acceptor business codes are organized by their respective transaction category
codes.

NOTE: For MCCs listed below that are not defined in the section, Acceptor Business Codes (MCCs):
Extended, see the section, Comprehensive MCC Listing by Formatted File Type.

Country-specific AB programs with acceptor business codes (MCCs)

Table 313: Country-specific AB programs with associated MCCs

Argentina

CH02: Charity

8398, 8661

Argentina

ARG1: Argentina Public Sector/Utilities

4813, 4814, 4821, 4900, 9211, 9222, 9223, 9311, 9399

Argentina

ARG2: Argentina Emerging Markets

4121, 4784, 5697, 6513, 7542, 7911, 7929, 7941, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050,
8062, 8071, 8099, 8211, 8220, 8241, 8244, 8249, 8299, 8351

Argentina

ARG3: Argentina Petroleum

5541, 5542

Argentina

ARG4: Argentina Supermarkets and Hypermarkets

5310, 5411

Country-specific AB programs with acceptor business codes (MCCs)

Argentina

ARG5: Argentina Other

0742, 0743, 0744, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842,
4011, 4111, 4119, 4131, 4214, 4215, 4225, 4457, 4468, 4582, 4722, 4789, 4812, 4816, 4899, 5013,
5021, 5039, 5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085, 5094, 5099, 5111, 5122, 5131,
5137, 5139, 5169, 5172, 5192, 5193, 5198, 5199, 5200, 5211, 5231, 5251, 5261, 5271, 5309, 5311,
5312, 5313, 5331, 5399, 5422, 5441, 5451, 5462, 5499, 5511, 5521, 5531, 5532, 5533, 5543, 5544,
5551, 5561, 5571, 5592, 5598, 5599, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5698,
5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733, 5734, 5735, 5811, 5812, 5813, 5814, 5815,
5816, 5817, 5818, 5912, 5921, 5931, 5932, 5933, 5935, 5937, 5940, 5941, 5942, 5943, 5944, 5945,
5946, 5947, 5948, 5949, 5950, 5963, 5970, 5971, 5972, 5973, 5975, 5976, 5977, 5978, 5983, 5992,
5993, 5994, 5995, 5996, 5997, 5998, 5999, 6012, 6211, 6300, 7012, 7032, 7033, 7210, 7211, 7216,
7217, 7221, 7251, 7261, 7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299, 7311, 7321, 7333, 7338,
7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394, 7395, 7399, 7523, 7531, 7534, 7535,
7538, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699, 7829, 7832, 7841, 7922, 7932, 7933, 7991,
7992, 7993, 7994, 7996, 7997, 7998, 7999, 8111, 8641, 8651, 8675, 8699, 8734, 8911, 8931, 8999,
9401, 9402, 9405, 9702, 9753, 9950

Australia

AUS1: Government and Utilities

4812, 4816, 4821, 4899, 4900, 9211, 9222, 9223, 9311, 9399, 9402, 9405

Australia

AUS2: Australia Education

8211, 8220, 8241, 8244, 8249, 8299, 8351

Australia

AUS3: Australia Transit

4111, 4112, 4131, 4789

Australia

AUS4: Australia Transit 4

4111, 4112, 4121, 4131, 4784

Australia

CHRT: Australia Charity

Country-specific AB programs with acceptor business codes (MCCs)

Australia

OTH8: Australia Other

6540
All MCCs assigned to OTH1 except 4812, 4816, 4821, 4899, 4900, 6300, 8398, 9211, 9222, 9223, 9311,
9399, 9402, 9405

Australia

OT33: Australia Other 33

6540
All MCCs assigned to OTH1 except 4812, 4816, 4821, 4899, 4900, 6300, 8211, 8220, 8241, 8244, 8249,
8299, 8351, 8398, 9211, 9223, 9311, 9399, 9402, 9405

Australia

OT34: Australia Other 34

6540
All MCCs assigned to OTH1 except 8398

Australia

OT41: Australia Other: Prepaid

All MCCs assigned to OTH1 except 8398

Australia

QPS1: Australia Quick Payment Service (QPS)

4111, 4121, 4131, 4784, 5251, 5310, 5331, 5411, 5499, 5541, 5735, 5814, 5912, 5921, 5942, 5943,
5994, 7216, 7523, 7538, 7542, 7832, 7841

Country-specific AB programs with acceptor business codes (MCCs)

Belize

BEL1: Other

0742, 1520, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842, 3000, 3001, 3002, 3003, 3004, 3005,
3006, 3007, 3008, 3009, 3010, 3011, 3012, 3013, 3014, 3015, 3016, 3017, 3018, 3020, 3021, 3022,
3023, 3024, 3025, 3026, 3027, 3028, 3029, 3030, 3031, 3032, 3033, 3034, 3035, 3036, 3037, 3038,
3039, 3040, 3041, 3042, 3043, 3044, 3045, 3046, 3047, 3048, 3049, 3050, 3051, 3052, 3053, 3054,
3055, 3056, 3057, 3058, 3059, 3060, 3061, 3062, 3063, 3064, 3065, 3066, 3067, 3068, 3069, 3071,
3072, 3075, 3076, 3077, 3078, 3079, 3082, 3083, 3084, 3085, 3087, 3088, 3089, 3090, 3094, 3096,
3097, 3098, 3099, 3100, 3102, 3103, 3106, 3111, 3112, 3117, 3125, 3127, 3129, 3130, 3131, 3132,
3135, 3136 3144, 3146, 3148, 3151, 3156, 3159, 3161, 3164, 3167, 3168, 3169, 3171, 3172, 3174,
3175, 3177, 3178, 3180, 3181, 3182, 3183, 3184, 3185, 3186, 3187, 3188, 3190, 3191, 3193, 3196,
3197, 3200, 3204, 3206, 3211, 3212, 3213, 3217, 3219, 3220, 3221, 3222, 3223, 3226, 3228, 3229,
3231, 3234, 3236, 3239, 3240, 3241, 3242, 3243, 3245, 3246, 3247, 3248, 3252, 3253, 3256, 3260,
3261, 3263, 3266, 3267, 3280, 3282, 3285, 3286, 3287, 3292, 3293, 3294, 3295, 3296, 3297, 3298,
3299, 3304, 3351, 3352, 3353, 3354, 3355, 3357, 3359, 3360, 3361, 3362, 3364, 3366, 3368, 3370,
3374, 3376, 3380, 3381, 3385, 3386, 3387, 3388, 3389, 3390, 3391, 3393, 3394, 3395, 3396, 3398,
3400, 3405, 3409, 3412, 3420, 3421, 3423, 3425, 3427, 3428, 3429, 3430, 3431, 3432, 3433, 3434,
3435, 3436, 3438, 3439, 3441, 3501, 3502, 3503, 3504, 3505, 3506, 3507, 3508, 3509, 3510, 3511,
3512, 3513, 3514, 3515, 3516, 3517, 3518, 3519, 3520, 3521, 3522, 3523, 3524, 3525, 3526, 3527,
3528, 3529, 3530, 3531, 3532, 3533, 3534, 3535, 3536, 3537, 3538, 3539, 3540, 3541, 3542, 3543,
3544, 3545, 3546, 3547, 3548, 3549, 3550, 3551, 3552, 3553, 3554, 3555, 3556, 3557, 3558, 3559,
3560, 3561, 3562, 3563, 3564, 3565, 3566, 3567, 3568, 3569, 3570, 3571, 3572, 3573, 3574, 3575,
3576, 3577, 3578, 3579, 3580, 3581, 3582, 3583, 3584, 3585, 3586, 3587, 3588, 3589, 3590, 3591,
3592, 3593, 3594, 3595, 3596, 3597, 3598, 3599, 3600, 3601, 3602, 3603, 3604, 3605, 3606, 3607,
3608, 3609, 3610, 3611, 3612, 3613, 3614, 3615, 3616, 3617, 3618, 3619, 3620, 3621, 3622, 3623,
3624, 3625, 3626, 3627, 3628, 3629, 3630, 3631, 3632, 3633, 3634, 3635, 3636, 3637, 3638, 3639,
3640, 3641, 3642, 3643, 3644, 3645, 3646, 3647, 3648, 3649, 3650, 3651, 3652, 3653, 3654, 3655,
3656, 3657, 3658, 3659, 3660, 3661, 3662, 3663, 3664, 3665, 3666, 3667, 3668, 3669, 3670, 3671,
3672, 3673, 3674, 3675, 3676, 3677, 3678, 3679, 3680, 3681, 3682, 3683, 3684, 3685, 3686, 3687,
3688, 3689, 3690, 3691, 3692, 3693, 3694, 3695, 3696, 3697, 3698, 3699, 3700, 3701, 3702, 3703,
3704, 3705, 3706, 3707, 3708, 3709, 3710, 3711, 3712, 3713, 3714, 3715, 3716, 3717, 3718, 3719,
3720, 3721, 3722, 3723, 3724, 3725, 3726, 3727, 3728, 3729, 3730, 3731, 3732, 3733, 3734, 3735,
3736, 3737, 3738, 3739, 3740, 3741, 3742, 3743, 3744, 3745, 3746, 3747, 3748, 3749, 3750, 3751,
3752 3753, 3754, 3755, 3757, 3758, 3759, 3760, 3761, 3762, 3763, 3764, 3765, 3766, 3767, 3768,
3769, 3770 3771, 3772, 3773, 3774, 3775, 3776, 3777, 3778, 3779, 3780, 3781, 3782, 3783, 3784,
3785, 3786, 3787, 3788, 3789, 3790, 3791, 3792, 3793, 3794, 3795, 3796, 3797, 3798, 3799, 3800,
3801, 3802, 3803, 3804, 3805, 3806, 3807, 3808, 3809, 3810, 3811, 3812, 3813, 3814, 3815, 3816,
3817, 3818, 3819, 3820, 3821, 3822, 3823, 3824, 3825, 3826, 3827, 3828, 3829, 3830, 3831, 3832,
3833, 3840, 3841, 3842, 3843, 3844, 3845, 3846, 3847, 3848, 3849, 3850, 3851, 3852, 3853, 4011,
4111, 4112, 4119, 4121, 4131, 4215, 4225, 4411, 4457, 4468, 4511, 4582, 4722, 4723, 4784, 4785,
4786, 4789, 4812, 4813, 4815, 4816, 4817, 4818, 4819, 4821, 4829, 5013, 5021, 5039, 5044, 5045,
5046, 5047, 5051, 5065, 5072, 5074, 5085, 5094, 5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172,
5192, 5193, 5198, 5199, 5200, 5211, 5231, 5251, 5261, 5271, 5300, 5309, 5310, 5311, 5331, 5399,
5422, 5441, 5451, 5462, 5499, 5511, 5521, 5531, 5532, 5533, 5551, 5561, 5571, 5592, 5598, 5599,
5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5712, 5713, 5714, 5718,
5719, 5722, 5732, 5733, 5734, 5735, 5811, 5812, 5813, 5814, 5815, 5816, 5817, 5818, 5912, 5921,
5931, 5932, 5933, 5935, 5936, 5937, 5940, 5941, 5942, 5943, 5944, 5945, 5946, 5947, 5948, 5949,
5950, 5952, 5960, 5962, 5963, 5964, 5965, 5966, 5967, 5968, 5969, 5970, 5971, 5972, 5973, 5975,

Country-specific AB programs with acceptor business codes (MCCs)

Belize

BEL1: Other

5976, 5977, 5978, 5983, 5992, 5993, 5994, 5995, 5996, 5997, 5998, 5999, 6012, 6211, 6300, 6513,
6555, 7011, 7032, 7033, 7210, 7211, 7216, 7217, 7221, 7230, 7231, 7251, 7261, 7273, 7276, 7277,
7278, 7296, 7297, 7298, 7299, 7311, 7321, 7333, 7338, 7339, 7342, 7349, 7361, 7372, 7375, 7379,
7392, 7393, 7394, 7395, 7399, 7512, 7513, 7519, 7523, 7531, 7534, 7535, 7538, 7542, 7549, 7622,
7623, 7629, 7631, 7641, 7692, 7699, 7829, 7832, 7841, 7911, 7922, 7929, 7932, 7933, 7941, 7991,
7992, 7993, 7994, 7995, 7996, 7997, 7998, 7999, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050,
8062, 8071, 8099, 8111, 8398, 8641, 8651, 8661, 8666, 8675, 8699, 8734, 8911, 8931, 8999, 9401,
9402, 9405, 9406

Brazil

BR01: Brazil Monthly Payments

4813, 4816, 4821, 4899, 4900, 5192, 5960, 5968, 6513, 7997, 8211, 8220, 8241, 8244, 8249, 8299,
8351, 8398, 8641, 8661, 8675, 8699

Brazil

BR02: Brazil Government Services

9211, 9222, 9223, 9311, 9399, 9402, 9405

Brazil

BR03: Brazil Fast Transactions

4011, 4112, 4121, 4131, 4215, 4784, 5499, 5814, 5994, 7523, 7996, 7998

NOTE: CAB program BR03 has been replaced by BR08 and has been life cycled and should not be used
for first presentments.

Brazil

BR04: Brazil Gas Stations

5541, 5542

Brazil

BR05: Brazil Mobile Phone Top-Ups

Brazil

BR06: Brazil Coupon Booklet Payments

6532, 6533

Country-specific AB programs with acceptor business codes (MCCs)

Brazil

BR07: Brazil Other

0742, 0743, 0744, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842,
3351, 3352, 3353, 3354, 3355, 3357, 3359, 3360, 3361, 3362, 3364, 3366, 3368, 3370, 3374, 3376,
3380, 3381, 3385, 3386, 3387, 3388, 3389, 3390, 3391, 3393, 3394, 3395, 3396, 3398, 3400, 3405,
3409, 3412, 3420, 3421, 3423, 3425, 3427, 3428, 3429, 3430, 3431, 3432, 3433, 3434, 3435, 3436,
3438, 3439, 3441, 3501, 3502, 3503, 3504, 3505, 3506, 3507, 3508, 3509, 3510, 3511, 3512, 3513,
3514, 3515, 3516, 3517, 3518, 3519, 3520, 3521, 3522, 3523, 3524, 3525, 3526, 3527, 3528, 3529,
3530, 3531, 3532, 3533, 3534, 3535, 3536, 3537, 3538, 3539, 3540, 3541, 3542, 3543, 3544, 3545,
3546, 3547, 3548, 3549, 3550, 3551, 3552, 3553, 3554, 3555, 3556, 3557, 3558, 3559, 3560, 3561,
3562, 3563, 3564, 3565, 3566, 3567, 3568, 3569, 3570, 3571, 3572, 3573, 3574, 3575, 3576, 3577,
3578, 3579, 3580, 3581, 3582, 3583, 3584, 3585, 3586, 3587, 3588, 3589, 3590, 3591, 3592, 3593,
3594, 3595, 3596, 3597, 3598, 3599, 3600, 3601, 3602, 3603, 3604, 3605, 3606, 3607, 3608, 3609,
3610, 3611, 3612, 3613, 3614, 3615, 3616, 3617, 3618, 3619, 3620, 3621, 3622, 3623, 3624, 3625,
3626, 3627, 3628, 3629, 3630, 3631, 3632, 3633, 3634, 3635, 3636, 3637, 3638, 3639, 3640, 3641,
3642, 3643, 3644, 3645, 3646, 3647, 3648, 3649, 3650, 3651, 3652, 3653, 3654, 3655, 3656, 3657,
3658, 3659, 3660, 3661, 3662, 3663, 3664, 3665, 3666, 3667, 3668, 3669, 3670, 3671, 3672, 3673,
3674, 3675, 3676, 3677, 3678, 3679, 3680, 3681, 3682, 3683, 3684, 3685, 3686, 3687, 3688, 3689,
3690, 3691, 3692, 3693, 3694, 3695, 3696, 3697, 3698, 3699, 3700, 3701, 3702, 3703, 3704, 3705,
3706, 3707, 3708, 3709, 3710, 3711, 3712, 3713, 3714, 3715, 3716, 3717, 3718, 3719, 3720, 3721,
3722, 3723, 3724, 3725, 3726, 3727, 3728, 3729, 3730, 3731, 3732, 3733, 3734, 3735, 3736, 3737,
3738, 3739, 3740, 3741, 3742, 3743, 3744, 3745, 3746, 3747, 3748, 3749, 3750, 3751, 3752, 3753,
3754, 3755, 3757, 3758, 3759, 3760, 3761, 3762, 3763, 3764, 3765, 3766, 3767, 3768, 3769, 3770,
3771, 3772, 3773, 3774, 3775, 3776, 3777, 3778, 3779, 3780, 3781, 3782, 3783, 3784, 3785, 3786,
3787, 3788, 3789, 3790, 3791, 3792, 3793, 3794, 3795, 3796, 3797, 3798, 3799, 3800, 3801, 3802,
3803, 3804, 3805, 3806, 3807, 3808, 3809, 3810, 3811, 3812, 3813, 3814, 3815, 3817, 3818, 3819,
3820, 3821, 3822, 3823, 3824, 3825, 3826, 3827, 3828, 3840, 3841, 3842, 3843, 3844, 3845, 3846,
3847, 3848, 3849, 3850, 3851, 3852, 3853, 4119, 4214, 4225, 4411, 4457, 4468, 4582, 4722, 4789,
4812, 4829, 5013, 5021, 5039, 5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085, 5094, 5099,
5111, 5122, 5131, 5137, 5139, 5169, 5172, 5193, 5198, 5199, 5200, 5211, 5231, 5251, 5261, 5271,
5309, 5310, 5311, 5312, 5313, 5331, 5399, 5422, 5441, 5451, 5462, 5511, 5521, 5531, 5532, 5533,
5543, 5544, 5551, 5561, 5571, 5592, 5598, 5599, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681,
5691, 5697, 5698, 5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733, 5734, 5735, 5811, 5812,
5813, 5815, 5816, 5817, 5818, 5912, 5921, 5931, 5932, 5933, 5935, 5937, 5940, 5941, 5942, 5943,
5944, 5945, 5946, 5947, 5948, 5949, 5950, 5962, 5963, 5964, 5965, 5966, 5967, 5969, 5970, 5971,
5972, 5973, 5975, 5976, 5977, 5978, 5983, 5992, 5993, 5995, 5996, 5997, 5998, 5999, 6010, 6011,
6012, 6050, 6051, 6211, 6300, 6539, 6555, 7011, 7012, 7032, 7033, 7210, 7211, 7216, 7217, 7221,
7230, 7251, 7261, 7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299, 7311, 7321, 7333, 7338, 7339,
7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394, 7395, 7399, 7512, 7513, 7519, 7531, 7534,
7535, 7538, 7542, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699, 7829, 7832, 7841, 7911, 7922,
7929, 7932, 7933, 7941, 7991, 7992, 7993, 7994, 7995, 7999, 8011, 8021, 8031, 8041, 8042, 8043,
8049, 8050, 8062, 8071, 8099, 8111, 8651, 8734, 8911, 8931, 8999, 9401, 9406, 9702, 9753, 9950

NOTE: CAB program BR07 has been replaced by BR10 and has been life cycled and should not be used
for first presentments.

Country-specific AB programs with acceptor business codes (MCCs)

Brazil

BR08: Fast Transactions

4011, 4112, 4121, 4131, 4215, 4784, 5499, 5814, 5994, 7523, 7996, 7998

Brazil

BR09: Brazil Public Transportation

Country-specific AB programs with acceptor business codes (MCCs)

Brazil

BR10: Other

All MCCs assigned to BR07 except MCC 5192 (Books, Periodicals, and Newspapers)
0742, 0743, 0744, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842,
3351, 3352, 3353, 3354, 3355, 3357, 3359, 3360, 3361, 3362, 3364, 3366, 3368, 3370, 3374, 3376,
3380, 3381, 3385, 3386, 3387, 3388, 3389, 3390, 3391, 3393, 3394, 3395, 3396, 3398, 3400, 3405,
3409, 3412, 3420, 3421, 3423, 3425, 3427, 3428, 3429, 3430, 3431, 3432, 3433, 3434, 3435, 3436,
3438, 3439, 3441, 3501, 3502, 3503, 3504, 3505, 3506, 3507, 3508, 3509, 3510, 3511, 3512, 3513,
3514, 3515, 3516, 3517, 3518, 3519, 3520, 3521, 3522, 3523, 3524, 3525, 3526, 3527, 3528, 3529,
3530, 3531, 3532, 3533, 3534, 3535, 3536, 3537, 3538, 3539, 3540, 3541, 3542, 3543, 3544, 3545,
3546, 3547, 3548, 3549, 3550, 3551, 3552, 3553, 3554, 3555, 3556, 3557, 3558, 3559, 3560, 3561,
3562, 3563, 3564, 3565, 3566, 3567, 3568, 3569, 3570, 3571, 3572, 3573, 3574, 3575, 3576, 3577,
3578, 3579, 3580, 3581, 3582, 3583, 3584, 3585, 3586, 3587, 3588, 3589, 3590, 3591, 3592, 3593,
3594, 3595, 3596, 3597, 3598, 3599, 3600, 3601, 3602, 3603, 3604, 3605, 3606, 3607, 3608, 3609,
3610, 3611, 3612, 3613, 3614, 3615, 3616, 3617, 3618, 3619, 3620, 3621, 3622, 3623, 3624, 3625,
3626, 3627, 3628, 3629, 3630, 3631, 3632, 3633, 3634, 3635, 3636, 3637, 3638, 3639, 3640, 3641,
3642, 3643, 3644, 3645, 3646, 3647, 3648, 3649, 3650, 3651, 3652, 3653, 3654, 3655, 3656, 3657,
3658, 3659, 3660, 3661, 3662, 3663, 3664, 3665, 3666, 3667, 3668, 3669, 3670, 3671, 3672, 3673,
3674, 3675, 3676, 3677, 3678, 3679, 3680, 3681, 3682, 3683, 3684, 3685, 3686, 3687, 3688, 3689,
3690, 3691, 3692, 3693, 3694, 3695, 3696, 3697, 3698, 3699, 3700, 3701, 3702, 3703, 3704, 3705,
3706, 3707, 3708, 3709, 3710, 3711, 3712, 3713, 3714, 3715, 3716, 3717, 3718, 3719, 3720, 3721,
3722, 3723, 3724, 3725, 3726, 3727, 3728, 3729, 3730, 3731, 3732, 3733, 3734, 3735, 3736, 3737,
3738, 3739, 3740, 3741, 3742, 3743, 3744, 3745, 3746, 3747, 3748, 3749, 3750, 3751, 3752, 3753,
3754, 3755, 3757, 3758, 3759, 3760, 3761, 3762, 3763, 3764, 3765, 3766, 3767, 3768, 3769, 3770,
3771, 3772, 3773, 3774, 3775, 3776, 3777, 3778, 3779, 3780, 3781, 3782, 3783, 3784, 3785, 3786,
3787, 3788, 3789, 3790, 3791, 3792, 3793, 3794, 3795, 3796, 3797, 3798, 3799, 3800, 3801, 3802,
3803, 3804, 3805, 3806, 3807, 3808, 3809, 3810, 3811, 3812, 3813, 3814, 3815, 3817, 3818, 3819,
3820, 3821, 3822, 3823, 3824, 3825, 3826, 3827, 3828, 4119, 4214, 4225, 4411, 4457, 4468, 4582,
4722, 4789, 4812, 4829, 5013, 5021, 5039, 5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085,
5094, 5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172, 5193, 5198, 5199, 5200, 5211, 5231, 5251,
5261, 5271, 5309, 5310, 5311, 5312, 5313, 5331, 5399, 5422, 5441, 5451, 5462, 5511, 5521, 5531,
5532, 5533, 5543, 5544, 5551, 5561, 5571, 5592, 5598, 5599, 5611, 5621, 5631, 5641, 5651, 5655,
5661, 5681, 5691, 5697, 5698, 5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733, 5734, 5735,
5811, 5812, 5813, 5815, 5816, 5817, 5818, 5912, 5921, 5931, 5932, 5933, 5935, 5937, 5940, 5941,
5942, 5943, 5944, 5945, 5946, 5947, 5948, 5949, 5950, 5962, 5963, 5964, 5965, 5966, 5967, 5969,
5970, 5971, 5972, 5973, 5975, 5976, 5977, 5978, 5983, 5992, 5993, 5995, 5996, 5997, 5998, 5999,
6010, 6011, 6012, 6050, 6051, 6211, 6300, 6539, 6555, 7011, 7012, 7032, 7033, 7210, 7211, 7216,
7217, 7221, 7230, 7251, 7261, 7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299, 7311, 7321, 7333,
7338, 7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394, 7395, 7399, 7512, 7513, 7519,
7531, 7534, 7535, 7538, 7542, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699, 7829, 7832, 7841,
7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992, 7993, 7994, 7995, 7999, 8011, 8021, 8031, 8041,
8042, 8043, 8049, 8050, 8062, 8071, 8099, 8111, 8651, 8734, 8911, 8931, 8999, 9401, 9406, 9407,
9702, 9753, 9950

Country-specific AB programs with acceptor business codes (MCCs)

Brazil

BR80: Brazil Food

5411, 5499

Brazil

BR90: Brazil Meal

5811, 5812, 5813, 5814

Brazil

BRMM: Brazil Micro Merchant

0742, 1799, 4121, 5499, 5697, 5963, 7230, 7538, 8011, 8021, 8099, 8111, 8999

Brazil

LR01: Brazil Large Retailers

5111, 5200, 5211, 5943, 5995

Brazil

VP01: Brazil Pedagio

Canada

CAN1: Canada Big Box Stores

5200, 5300, 5310, 5311

Canada

CAN2: Canada Specialty Clothing

5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699

Canada

CAN4: Canada Independent Business

4121, 5192, 5200, 5251, 5261, 5331, 5422, 5451, 5462, 5499, 5697, 5812, 5814, 5912, 5942, 5994,
5995, 7210, 7211, 7216, 7230, 7251, 7523, 7542

Canada

CAN5: Canada Charity Life Cycle

Country-specific AB programs with acceptor business codes (MCCs)

Canada

CAN6: Canada Other

All MCCs assigned to OTH1 except 5200, 5300, 5310, 5311, 5541, 5542, 5611, 5621, 5631, 5641,
5651, 5655, 5661, 5691, 5699, 8398.

Canada

CAN7: Canada Unique

4829, 7995

Canada

EM05: Emerging Markets

6513, 8211, 8220, 8299, 8351, 9311

Canada

EM06: Utilities Life Cycled

Canada

GAM1: Gaming

7995, 9406

Canada

PS02: Canada Public Sector

4784, 9211, 9222, 9223, 9399

Canada

S003: Canada Convenience Debit Contactless

5331, 5499, 5814, 7832

Chile

CHL1: Chile Tax Payments

Chile

CHL2: Chile Charities

Country-specific AB programs with acceptor business codes (MCCs)

Chile

CHL3: Chile Utilities

Chile

CHL4: Chile Gas Stations

5541, 5542

Chile

CHL5: Chile Education

8211, 8220, 8299, 8351

Chile

CHL6: Chile Telephone and Cable

4812, 4899

Chile

CHL7: Chile Supermarkets

Chile

CHL8: Chile Auto Sales

Chile

CHL9: Chile Tolls and Parking

4784, 7523

Chile

CHLA: Chile Government

Chile

CHLB: Chile Emerging Marketes

1520, 1711, 1731, 1799, 4121, 5462, 5499, 5814, 5963, 6513, 7399, 8911

Country-specific AB programs with acceptor business codes (MCCs)

Chile

CHLC: Chile Airlines and Travel Agents

3000–3299, 4511, 4722

Chile

CHLD: Chile Retail 1

5251, 5311, 5533, 5931, 5994, 6012, 7299

Chile

CHLE: Chile Retail 2

0780, 4011, 4131, 4411, 5045, 5211, 5231, 5399, 5571, 5631, 5661, 5712, 5719, 5977, 5992, 6051,
7032, 7261, 7342, 7394, 7538, 7832, 7995, 7997, 7999, 8999

Chile

CHLF: Chile Health 1

6300, 8099

Chile

CHLG: Chile All Other

All other MCCs not listed above

Chile

CHLH: Chile Health 2

4119, 5912, 5976, 8011, 8021, 8043, 8049, 8050, 8062, 8071

Chile

CHLI: Bakeries

Chile

CHLJ: Low Ticket

5499, 5814

Chile

CHLK: Emerging Markets

1520, 1711, 1731, 1799, 5963, 6513, 7399, 8911

Country-specific AB programs with acceptor business codes (MCCs)

Chile

CHLL: Transportation

3000-3299, 4011, 4121, 4131, 4511, 4784, 7523

Chile

CHLM: Commerce 1

4215, 4816, 4899, 5310, 5311, 5399, 5422, 5441, 5511, 5611, 5661, 5811, 5921, 5942, 5946, 5949,
5977, 5978, 6012, 6051, 6211, 7210, 7230, 7338, 7699, 7832, 7841, 7995, 7996, 7999

Chile

CHLN: Commerce 2

4814, 5045, 5211, 5251, 5631, 5651, 5713, 5732, 5812, 5813, 5931, 5945, 5992, 5994, 5999, 7261,
7342

Chile

CHLO: All Other: Debit

All other MCCs not listed above

China

CHN8: China Inbound

4111, 4112, 4121, 4131, 4812, 4813, 4814, 4900, 5411, 5499, 5541, 5542, 5814, 5942, 5994, 7523,
7832, 7841, 9399

Colombia

COL1: Airlines

Colombia

COL2: Automotive

5013, 5271, 5511, 5521, 5532, 5531, 5533, 5551, 5561, 5571, 5592, 5598, 5599, 7531, 7534, 7535,
7538, 7542, 7549

Colombia

COL3: Tax Payments

Country-specific AB programs with acceptor business codes (MCCs)

Colombia

COL4: Department and Food Stores

5311, 5411, 5422, 5499

Colombia

COL5: Direct Marketing

5960, 5963, 5964, 5965, 5966, 5967, 5968, 5969

Colombia

COL6: Drug Stores

Colombia

COL7: Events

7832, 7922

Colombia

COL8: Fast Food

5462, 5814

Colombia

COL9: Communications

Colombia

COLA: Hotels and Social Clubs

3501-3999, 7011, 7012, 7997

Colombia

COLB: Restaurants

5811, 5812, 5813

Colombia

COLC: Travel Agencies

Country-specific AB programs with acceptor business codes (MCCs)

Colombia

COLD: Personal Payments

Colombia

COLE: Cargo, Courier, and Other Transport

4011, 4112, 4131, 4214, 4215, 4789

Colombia

COLF: Appliances and Electronics

4812, 5045, 5722, 5734

Colombia

COLG: Daily Transportation

4111, 4121, 4784, 7523

Colombia

COLH: Education

8211, 8220, 8241, 8244, 8249, 8299, 8351

Colombia

COLI: Utilities

Colombia

COLJ: Health

4119, 5976, 6300, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071, 8099

Colombia

COLK: Retail Chains

4812, 4899, 5192, 5211, 5311, 5331, 5411, 5499, 5631, 5651, 5661, 5712, 5719, 5941, 5942, 5943,
5944, 5948, 5949, 5977, 7298, 7311, 7338

Colombia

COLL: Professional Services

0742, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 5697, 6513, 7210, 7211, 7216, 7217,
7221, 7230, 7251, 7261, 7276, 7277, 8111, 8911, 8931, 8999

Country-specific AB programs with acceptor business codes (MCCs)

Colombia

COLM: Miscellaneous Commerce: All Other

0763, 2741, 2791, 2842, 4468, 4582, 4813, 4814, 4821, 5815, 5816, 5817, 5818, 6012, 6050, 6051,
6211, 7278, 7321, 7800, 7801, 7802, 7829, 7995, 8641, 8651, 8661, 8675, 8699, 8734, 9211, 9222,
9223, 9402, 9405

Colombia

COLN: General Retail

3351-3441, 4225, 4411, 4457, 4816, 5021, 5039, 5044, 5046, 5047, 5051, 5065, 5072, 5074, 5085,
5094, 5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172, 5192, 5193, 5198, 5199, 5200, 5211, 5231,
5251, 5261, 5300, 5309, 5310, 5331, 5399, 5441, 5451, 5611, 5621, 5631, 5641, 5651, 5661, 5665,
5681, 5691, 5698, 5699, 5712, 5713, 5714, 5718, 5719, 5732, 5733, 5735, 5921, 5931, 5932, 5933,
5935, 5937, 5940, 5941, 5942, 5943, 5944, 5945, 5946, 5947, 5948, 5949, 5950, 5970, 5971, 5972,
5973, 5975, 5977, 5978, 5983, 5992, 5993, 5994, 5995, 5996, 5997, 5998, 5999, 7032, 7033, 7273,
7296, 7297, 7298, 7299, 7311, 7333, 7338, 7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393,
7394, 7395, 7399, 7512, 7513, 7519, 7622, 7623, 7629, 7631, 7641, 7692, 7699, 7841, 7911, 7929,
7932, 7933, 7941, 7991, 7992, 7993, 7994, 7996, 7998, 7999

Colombia

COLO: Payment of Credit Card Balance

6532, 6533

Colombia

OTCO: Other Colombia

All MCCS assigned to OTH1 except 4111, 4121, 4215, 4511, 4784, 4813, 4814, 4829, 4900, 5541,
5542, 5912, 6012, 6050, 6051, 6539, 7011, 7523, 7995, 7801, 7802, 7995, 8062, 8211, 8220, 8241,
8244, 8249, 8299, 8398

Colombia

COLP: Large Retail Chains

5311, 5411, 5499, 5719, 5942, 5977, 7298

Europe

E001: Europe Petrol Stations

5541, 5542

Europe

EALL: Rest of Europe

4816, 4829, 5300, 5662, 5663, 5960, 5962, 5964, 5965, 5966, 5967, 5968, 5969, 6050, 6051, 7230,
7995

Country-specific AB programs with acceptor business codes (MCCs)

Europe

F003: Europe Restaurants

5811, 5812, 5813, 5814

Europe

GAM1: Gaming

Europe

S002: Europe Supermarkets

5411, 5422, 5441, 5451, 5462, 5499

Europe

TP02: Europe Travel Agencies

4111, 4112, 4411, 4722

Hong Kong (SAR)

HK02: Hong Kong (SAR) Recurring Payments

4812, 4813, 4814, 4816, 4899, 4900, 5968, 7349, 7997, 8641, 8675, 8699

Indonesia

IDN2: Mobile Point-of-Sale Merchants

0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2842, 4215, 5331, 5697, 5811, 5963, 5992,
5994, 7210

Jamaica

JA01: Jamaica Daily Usage and Non-profit

4814, 4900, 5411, 5541, 5542, 5912, 8398, 9222, 9311, 9399, 9402

Country-specific AB programs with acceptor business codes (MCCs)

Jamaica

JA02: Jamaica Other

0742, 0743, 0744, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741,2791,2842,
3000-3299, 3351-3441, 3501-3999, 4011, 4111, 4112, 4119, 4121, 4131, 4214,4215,4225, 4411,
4457, 4468, 4511, 4582, 4722, 4784, 4789, 4812, 4813, 4816, 4821, 4829,4899,5013, 5021, 5039,
5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085, 5094, 5099,5111,5122, 5131, 5137, 5139,
5169, 5172, 5192, 5193, 5198, 5199, 5200, 5211, 5231, 5251,5261,5271, 5300, 5309, 5310, 5311,
5312, 5313, 5331, 5399, 5422, 5441, 5451, 5462, 5499,5511,5521, 5531, 5532, 5533, 5543, 5544,
5551, 5561, 5571, 5592, 5598, 5599, 5611, 5621,5631,5641, 5651, 5655, 5661, 5662, 5663, 5681,
5691, 5697, 5698, 5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733, 5734, 5735, 5811, 5812,
5813, 5814, 5815, 5816, 5817, 5818,5921,5931, 5932, 5933, 5935, 5937, 5940, 5941, 5942, 5943,
5944, 5945, 5946, 5947, 5948,5949,5950, 5960, 5962, 5963, 5964, 5965, 5966, 5967, 5968, 5969,
5970, 5971, 5972, 5973,5975,5976, 5977, 5978, 5983, 5992, 5993, 5994, 5995, 5996, 5997, 5998,
5999, 6010, 6012,6050,6051, 6211, 6300, 6513, 6539, 6540, 7011, 7012, 7032, 7033, 7210, 7211,
7216, 7217,7221,7230, 7251, 7261, 7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299, 7311, 7321,
7333,7338,7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394, 7395, 7399, 7512,
7513,7519,7523, 7531, 7534, 7535, 7538, 7542, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699,
7800,7801, 7802, 7829, 7832, 7841, 7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992, 7993, 7994,
7995, 7996, 7997, 7998, 7999, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062,8071,8099,
8111, 8211, 8220, 8241, 8244, 8249, 8299, 8351, 8641, 8651, 8661, 8675, 8699,8734,8911, 8931,
8999, 9211, 9223, 9401, 9405, 9406, 9702, 9753, 9950

Japan

JPIB: Japan Inbound

Japan

JPN1: Japan Public Service

4899, 4900, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071, 8099, 8309, 9399, 9402

Japan

JPN2: Japan Airlines

Japan

JPN3: Japan Transportation

4111, 4121, 4131, 4411, 4784, 5541, 5542

Japan

JPN4: Japan Hotels

Country-specific AB programs with acceptor business codes (MCCs)

Japan

JPN6: Japan Travel

4112, 4722

Japan

JPN8: Japan Education

8211, 8220 8241, 8244, 8249, 8299, 8351

Japan

JPN9: Japan Recurring

4814, 4816, 6300

Japan

JPNA: Japan Real Estate

Japan

JPNC: Japan Small Ticket Restaurants

Japan

JPND: Japan Convenience Stores

Japan

JPNE: Japan Hypermarkets

5310, 5399, 5411

Japan

JPNF: Japan Leisure

7832, 7922, 7992, 7996, 7997, 8675

Japan

JPNG: Japan Others Non-Travel

4214, 4225, 5013, 5046, 5047, 5072, 5122, 5131, 5199, 5211, 7311, 7349, 7361, 7372, 7379, 7392,
7394, 8734, 8931, 8999

Country-specific AB programs with acceptor business codes (MCCs)

Japan

JPNH: Japan 10-day settlement category

4813, 4814, 4816, 4821, 4899, 4900, 5192, 5960, 6300

Japan

JPNJ - Revised Japan Others Non-Travel

1520, 4816, 5065, 5599, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071, 8099, 8351

Macao (SAR)

MAC2: Macao (SAR) Recurring Payments

4812, 4813, 4814, 4816, 4899, 4900, 5968, 7349, 7997, 8641, 8675, 8699

Myanmar

F004: Restaurant 5812 and 5813

5812, 5813

Myanmar

F005: Restaurant: Fast Food Restaurants

Myanmar

MM02: Myanmar Other

5094, 5944

Myanmar

OT10: All Other Except 5094 and 5944

All MCCs assigned to OTH1 except 5094 and 5944

New Zealand

NZE1: New Zealand Education

8211, 8220, 8241, 8244, 8249, 8299, 8351

New Zealand

NZG1: New Zealand Government Services and Utilities

4812, 4813, 4814, 4816, 4821, 4899, 4900, 9211, 9222, 9223, 9311, 9399, 9402, 9405

Country-specific AB programs with acceptor business codes (MCCs)

New Zealand

NZM1: New Zealand Strategic Merchants

New Zealand

NZU1: Utilities

4812, 4813, 4814, 4816, 4821, 4899, 4900

Nigeria

GAM1: Gaming

Panama

PA01: Panama Fast Transactions and Supermarkets

5411, 5499, 5735, 5814, 5912, 5942, 5994, 7216, 7523, 7841

Panama

PA02: Panama Emerging Markets

4121, 4784, 5697, 6513, 7542, 7911, 7929, 7941, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050,
8062, 8071, 8099, 8211, 8220, 8241, 8244, 8249, 8299, 8351

Puerto Rico

PR01: Supermarket

5310, 5411

Puerto Rico

PR02: Government Services

9211, 9222, 9223, 9311, 9399

Puerto Rico

PR03: Rapid Payments

5499, 5735, 5814, 5912, 5942, 5994, 7216

Puerto Rico

PR04: Utilities

4813, 4814, 4816, 4821, 4899, 4900

Country-specific AB programs with acceptor business codes (MCCs)

Puerto Rico

PR05: Charities

8398, 8661

Puerto Rico

PR06: Emerging Markets

4111, 4131, 4784, 7523, 7832, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071, 8099,
8111, 8211, 8220, 8241, 8244, 8249, 8299, 8351, 8641, 8651, 8661, 8675, 8699, 8734, 8911, 8931,
8999

Singapore

EM03: Emerging Markets

4111, 4784, 4899, 4900, 5960, 6300, 8211, 8220, 8299, 9211, 9222, 9223, 9311, 9399, 9402, 9405

Singapore

SGTR: Singapore Transit

Singapore

U003: Singapore Unique

4829, 6050, 6051, 7995

Spain

SPNU: Spain Unique

1443, 1484, 7987, 7988, 7989

Country-specific AB programs with acceptor business codes (MCCs)

Spain

SPN2: Spain Domestic Local Processing

1332, 1333, 1334, 1335, 1336, 1337, 1338, 1339, 1340, 1341, 1342, 1343, 1344, 1345, 1346, 1347,
1348, 1349, 1350, 1351, 1352, 1353, 1354, 1355, 1356, 1357, 1358, 1359, 1360, 1361, 1362, 1363,
1364, 1365, 1366, 1367, 1368, 1369, 1370, 1371, 1372, 1373, 1374, 1375, 1376, 1378, 1379, 1380,
1381, 1382, 1383, 1384, 1385, 1386, 1387, 1388, 1389, 1390, 1391, 1392, 1393, 1394, 1395, 1396,
1397, 1398, 1399, 1400, 1401, 1402, 1403, 1404, 1405, 1406, 1407, 1408, 1409, 1410, 1411, 1412,
1413, 1414, 1415, 1416, 1417, 1418, 1419, 1420, 1421, 1422, 1423, 1424, 1425, 1426, 1427, 1428,
1429, 1430, 1431, 1432, 1433, 1434, 1435, 1436, 1437, 1438, 1439, 1440, 1441, 1442, 1444, 1445,
1446, 1447, 1448, 1449, 1450, 1451, 1452, 1453, 1454, 1455, 1456, 1457, 1458, 1459, 1460, 1461,
1462, 1463, 1464, 1465, 1466, 1467, 1468, 1469, 1470, 1471, 1472, 1473, 1474, 1475, 1476, 1477,
1478, 1479, 1480, 1481, 1482, 1483, 1485, 1486, 1487, 1488, 1489, 1490, 1491, 1492, 1493, 1494,
1495, 1496, 1497, 1498, 1499, 1500, 1501, 1502, 1503, 1504, 1521, 1522, 1524, 1525, 1526, 1527,
1528, 1529, 1530, 1531, 2013, 2014, 2097, 2102, 2111, 2131, 2133, 2215, 2231, 2310, 2338, 2340,
2346, 2348, 2360, 2364, 2367, 2369, 2376, 2380, 2385, 2386, 2387, 2388, 2397, 2398, 2399, 2401,
2411, 2412, 2414, 2419, 2420, 2422, 2425, 2432, 2433, 2434, 2437, 2453, 2454, 2456, 2461, 2481,
2483, 2489, 2490, 2491, 2494, 2501, 2502, 2503, 2511, 2520, 2521, 2522, 2523, 2524, 2525, 2526,
2527, 2528, 2529, 2530, 2531, 2541, 2543, 2548, 2722, 2732, 2734, 2829, 2912, 2941, 2942, 2946,
2961, 2994, 2995, 4012, 4013, 4014, 4132, 4133, 4783, 4785, 4786, 4811, 4815, 4817, 4818, 4819,
5314, 5333, 5335, 5338, 5350, 5545, 5911, 5913, 5939, 5951, 5952, 5953, 5955, 5956, 5957, 5958,
5959, 5961, 5991, 6310, 7013, 7014, 7015, 7231, 7232, 7539, 7990, 8411, 8412

Spain

SPN3: Spain Valid ISO

3030, 3097, 3357, 3381, 3389, 3548, 4011, 4111, 4121, 4131, 4214, 4411, 4457, 4511, 4582, 4722,
4784, 4785, 4789, 4812, 4813, 4814, 4816, 4829, 4900, 5192, 5211, 5251, 5311, 5313, 5331, 5399,
5422, 5441, 5499, 5531, 5533, 5541, 5542, 5543, 5611, 5661, 5681, 5712, 5714, 5722, 5732, 5733,
5734, 5811, 5812, 5813, 5814, 5912, 5921, 5941, 5944, 5945, 5946, 5947, 5948, 5967, 5972, 5992,
5993, 5994, 5995, 5999, 6513, 7011, 7216, 7251, 7261, 7273, 7311, 7512, 7513, 7523, 7542, 7941,
7994, 7997, 7999, 8062, 8220, 8244, 8911, 8999, 9399

Spain

SPN4: Unique

Trinidad and Tobago

ST03-TTO: Small Ticket

5462, 5814

Trinidad and Tobago

TR01-TTO: Transport

4111, 4121

Country-specific AB programs with acceptor business codes (MCCs)

Trinidad and Tobago

TT01-TTO: Other

0742, 1520, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842, 3000-3299, 3351-3441, 3501-3833,
4011, 4012, 4119, 4131, 4215, 4225, 4411, 4457, 4468, 4511, 4582, 4722, 4784, 4789, 4812, 4816,
4821, 4829, 4899, 4900, 5013, 5021, 5039, 5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085,
5094, 5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172, 5192, 5193, 5198, 5199, 5200, 5211, 5231,
5251, 5261, 5271, 5300, 5309, 5310, 5311, 5331, 5399, 5422, 5441, 5451, 5499, 5511, 5521, 5531,
5532, 5533, 5551, 5561, 5571, 5592, 5598, 5599, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681,
5691, 5697, 5698, 5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733, 5734, 5735, 5811, 5812,
5813, 5815, 5816, 5817, 5912, 5921, 5931, 5932, 5933, 5935, 5937, 5940, 5941, 5942, 5943, 5944,
5945, 5946, 5947, 5948, 5949, 5950, 5960, 5962, 5963, 5964, 5965, 5967, 5968, 5969, 5970, 5971,
5972, 5973, 5975, 5976, 5977, 5978, 5983, 5992, 5993, 5994, 5995, 5996, 5997, 5998, 5999, 6012,
6211, 6300, 7011, 7032, 7033, 7210, 7211, 7216, 7221, 7230, 7251, 7261, 7273, 7276, 7277, 7278,
7296, 7297, 7298, 7299, 7311, 7321, 7333, 7375, 7338, 7339, 7342, 7349, 7361, 7372, 7379, 7392,
7393, 7394, 7395, 7399, 7512, 7513, 7519, 7523, 7531, 7534, 7535, 7538, 7542, 7549, 7622, 7623,
7629, 7631, 7641, 7692, 7699, 7829, 7832, 7841, 7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992,
7993, 7994, 7995, 7996, 7997, 7998, 7999, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062,
8071, 8099, 8111, 8398, 8641, 8651, 8661, 8675, 8699, 8911, 8931, 8999, 9401, 9402, 9405, 9406

Uruguay

PET4: Uruguay Fuel Stations

5541, 5542

Uruguay

UR01: Uruguay Supermarkets and Daily Use

5411, 5422, 5451, 5462, 5499, 5921

Uruguay

UR02: Uruguay Hypermarkets

Uruguay

UR03: Uruguay Apparel

5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5699

Uruguay

UR04: Uruguay Home Appliance

5200, 5211, 5712, 5713, 5714, 5718, 5719, 5722, 5732

Country-specific AB programs with acceptor business codes (MCCs)

Uruguay

UR05: Uruguay Pharmacies

Uruguay

UR06: Uruguay T&E

4011, 4111, 4112, 4119, 4121, 4131, 4214, 4215, 4225, 4411, 4457, 4468, 4582, 4722, 4789, 7011,
7012

Uruguay

UR07: Uruguay Direct Marketing

Uruguay

UR08: Uruguay Professional Services

1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799

Uruguay

UR09: Uruguay Public Sector/Utilities/Emerging Markets

4784, 4821, 4829, 4900, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071, 8099, 8111,
8211, 8220, 8241, 8244, 8249, 8299, 8351, 8641, 9311, 9399, 9402

Uruguay

UR10: Uruguay All Other

0742, 0743, 0744, 0763, 0780, 2741, 2791, 2842, 4812, 4816, 4899, 5013, 5021, 5039, 5044, 5045,
5046, 5047, 5051, 5065, 5072, 5074, 5085, 5094, 5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172,
5192, 5193, 5198, 5199, 5231, 5251, 5261, 5271, 5309, 5311, 5312, 5313, 5331, 5399, 5441, 5511,
5521, 5531, 5532, 5533, 5543, 5544, 5551, 5561, 5571, 5592, 5598, 5599, 5697, 5698, 5733, 5734,
5735, 5811, 5815, 5816, 5817, 5818, 5931, 5932, 5933, 5935, 5937, 5940, 5941, 5942, 5943, 5944,
5945, 5946, 5947, 5948, 5949, 5950, 5970, 5971, 5972, 5973, 5975, 5976, 5977, 5978, 5983, 5992,
5993, 5994, 5995, 5996, 5997, 5998, 5999, 6012, 6211, 6300, 6513, 7032, 7033, 7210, 7211, 7216,
7217, 7221, 7251, 7261, 7273, 7276, 7277, 7278, 7296, 7297, 7298, 7299, 7311, 7321, 7333, 7338,
7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394, 7395, 7399, 7523, 7531, 7534, 7535,
7538, 7542, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699, 7829, 7832, 7841, 7911, 7922, 7929,
7932, 7933, 7941, 7991, 7992, 7993, 7994, 7996, 7997, 7998, 7999, 8651, 8675, 8699, 8734, 8911,
8931, 8999, 9211, 9222, 9223, 9401, 9405, 9702, 9950

Country-specific AB programs with acceptor business codes (MCCs)

U.S.

OT36: U.S. Other

0742, 0743, 0744, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842,
4011, 4111, 4119, 4121, 4131, 4214, 4215, 4225, 4457, 4468, 4582, 4722, 4784, 4789, 4812, 4816,
4821, 4899, 4900, 5013, 5021, 5039, 5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085, 5094,
5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172, 5192, 5193, 5198, 5199, 5200, 5211, 5231, 5251,
5261, 5271, 5309, 5310, 5311, 5312, 5331, 5399, 5422, 5441, 5451, 5462, 5499, 5511, 5521, 5531,
5532, 5533, 5541, 5542, 5544, 5551, 5552, 5561, 5571, 5592, 5598, 5599, 5611, 5621, 5631, 5641,
5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733,
5734, 5735, 5811, 5815, 5816, 5817, 5818, 5912, 5921, 5931, 5932, 5933, 5935, 5937, 5940, 5941,
5942, 5943, 5944, 5945, 5946, 5947, 5948, 5949, 5950, 5963, 5970, 5971, 5972, 5973, 5975, 5976,
5977, 5978, 5983, 5992, 5993, 5994, 5995, 5996, 5997, 5998, 5999, 6012, 6211, 6300, 6513, 6540,
7012, 7032, 7033, 7210, 7211, 7216, 7217, 7221, 7251, 7261, 7273, 7276, 7277, 7278, 7296, 7297,
7298, 7299, 7311, 7321, 7333, 7338, 7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394,
7395, 7399, 7523, 7531, 7534, 7535, 7538, 7542, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699,
7829, 7832, 7841, 7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992, 7993, 7994, 7996, 7997, 7998,
7999, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071, 8099, 8111, 8211, 8220, 8241,
8244, 8249, 8299, 8351, 8641, 8651, 8661, 8675, 8699, 8734, 8911, 8931, 8999, 9211, 9222, 9223,
9311, 9399, 9401, 9402, 9405, 9702, 9950

U.S.

OT39: U.S. Other: Fuel Dispenser, Automated (MCC 5542) Excluded

0742, 0743, 0744, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842,
4011, 4111, 4119, 4121, 4131, 4214, 4215, 4225, 4457, 4468, 4582, 4722, 4784, 4789, 4812, 4816,
4821, 4899, 4900, 5013, 5021, 5039, 5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085, 5094,
5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172, 5192, 5193, 5198, 5199, 5200, 5211, 5231, 5251,
5261, 5271, 5309, 5310, 5311, 5312, 5313, 5331, 5399, 5422, 5441, 5451, 5462, 5499, 5511, 5521,
5531, 5532, 5533, 5541, 5543, 5544, 5551, 5561, 5571, 5592, 5598, 5599, 5611, 5621, 5631, 5641,
5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733,
5734, 5735, 5811, 5815, 5816, 5817, 5818, 5912, 5921, 5931, 5932, 5933, 5935, 5937, 5940, 5941,
5942, 5943, 5944, 5945, 5946, 5947, 5948, 5949, 5950, 5963, 5970, 5971, 5972, 5973, 5975, 5976,
5977, 5978, 5983, 5992, 5993, 5994, 5995, 5996, 5997, 5998, 5999, 6012, 6211, 6300, 6513, 6540,
7012, 7032, 7033, 7210, 7211, 7216, 7217, 7221, 7251, 7261, 7273, 7276, 7277, 7278, 7296, 7297,
7298, 7299, 7311, 7321, 7333, 7338, 7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394,
7395, 7399, 7523, 7531, 7534, 7535, 7538, 7542, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699,
7800, 7829, 7832, 7841, 7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992, 7993, 7994, 7996, 7997,
7998, 7999, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071, 8099, 8111, 8211, 8220,
8241, 8244, 8249, 8299, 8351, 8641, 8651, 8661, 8675, 8699, 8734, 8911, 8931, 8999, 9211, 9222,
9223, 9311, 9399, 9401, 9402, 9405, 9702, 9753, 9950

Country-specific AB programs with acceptor business codes (MCCs)

U.S.

OT40: U.S. Other: Service Stations (MCC 5541) and Fuel Dispenser, Automated (MCC 5542)
Excluded

0742, 0743, 0744, 0763, 0780, 1520, 1711, 1731, 1740, 1750, 1761, 1771, 1799, 2741, 2791, 2842,
4011, 4111, 4119, 4121, 4131, 4214, 4215, 4225, 4457, 4468, 4582, 4722, 4784, 4789, 4812, 4816,
4821, 4899, 4900, 5013, 5021, 5039, 5044, 5045, 5046, 5047, 5051, 5065, 5072, 5074, 5085, 5094,
5099, 5111, 5122, 5131, 5137, 5139, 5169, 5172, 5192, 5193, 5198, 5199, 5200, 5211, 5231, 5251,
5261, 5271, 5309, 5310, 5311, 5312, 5313, 5331, 5399, 5422, 5441, 5451, 5462, 5499, 5511, 5521,
5531, 5532, 5533, 5543, 5544, 5551, 5561, 5571, 5592, 5598, 5599, 5611, 5621, 5631, 5641, 5651,
5655, 5661, 5681, 5691, 5697, 5698, 5699, 5712, 5713, 5714, 5718, 5719, 5722, 5732, 5733, 5734,
5735, 5811, 5815, 5816, 5817, 5818, 5912, 5921, 5931, 5932, 5933, 5935, 5937, 5940, 5941, 5942,
5943, 5944, 5945, 5946, 5947, 5948, 5949, 5950, 5963, 5970, 5971, 5972, 5973, 5975, 5976, 5977,
5978, 5983, 5992, 5993, 5994, 5995, 5996, 5997, 5998, 5999, 6012, 6211, 6300, 6513, 6540, 7012,
7032, 7033, 7210, 7211, 7216, 7217, 7221, 7251, 7261, 7273, 7276, 7277, 7278, 7296, 7297, 7298,
7299, 7311, 7321, 7333, 7338, 7339, 7342, 7349, 7361, 7372, 7375, 7379, 7392, 7393, 7394, 7395,
7399, 7523, 7531, 7534, 7535, 7538, 7542, 7549, 7622, 7623, 7629, 7631, 7641, 7692, 7699, 7829,
7832, 7841, 7911, 7922, 7929, 7932, 7933, 7941, 7991, 7992, 7993, 7994, 7996, 7997, 7998, 7999,
8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050, 8062, 8071, 8099, 8111, 8211, 8220, 8241, 8244,
8249, 8299, 8351, 8641, 8651, 8661, 8675, 8699, 8734, 8911, 8931, 8999, 9211, 9222, 9223, 9311,
9399, 9401, 9402, 9405, 9702, 9753, 9950

U.S.

OTH9: U.S. Service Stations Lifecycle I

Viet Nam

VNM1: Viet Nam Insurance

Country-specific AB programs with acceptor business codes (MCCs)

Notices………………………………………………………………………………………………………………………………….

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Notices

Quick Reference Booklet#

Merchant Edition#

Contents#

Holiday processing schedule…………………………………………………………………………………………..#

Overview settlement U.S. dollar holiday schedule…………………………………………………………………#

Settlement holidays………………………………………………………………………………………………………………#

Acceptor business codes (MCCs)………………………………………………………………………………….#

Acceptor business codes (MCCs)#

Overview………………………………………………………………………………………………………………………………..#

Acceptor business code (MCC) criteria……………………………………………………………………………………………….#

Acceptor business code (MCC) criteria………………………………………………………………………………….#

Required use of MCCs…………………………………………………………………………………………………………………………#

Required use of MCCs……………………………………………………………………………………………………………#

Transaction Category Codes……………………………………………………………………………………………………………….#

Transaction Category Codes…………………………………………………………………………………………………#

Definitions: Transaction Category Codes and types of transactions…………………………………………….#

Definitions: Transaction Category Codes and types of transactions……………………………….#

Acceptor business (AB) programs and descriptions……………………………………………………………………….#

Acceptor business (AB) programs and descriptions…………………………………………………………#

MCC descriptions………………………………………………………………………………………………………………………………..#

MCC descriptions…………………………………………………………………………………………………………………..#

MCC Listing…………………………………………………………………………………………………………………………………………#

MCC Listing…………………………………………………………………………………………………………………………..#

Downloading the MCC Listing spreadsheet…………………………………………………………………………………..#

Downloading the MCC Listing spreadsheet……………………………………………………………………..#

Acceptor business codes (MCCs): extended………………………………………………………………………………………..#

Acceptor business codes (MCCs): extended………………………………………………………………………….#

MCC 0742: Veterinary Services……………………………………………………………………………………………………..#

MCC 0742: Veterinary Services………………………………………………………………………………………..#

MCC 0763: Agricultural Cooperatives……………………………………………………………………………………………#

MCC 0763: Agricultural Cooperatives………………………………………………………………………………#

MCC 0780: Horticultural and Landscaping Services………………………………………………………………………#

MCC 0780: Horticultural and Landscaping Services………………………………………………………..#

MCC 1520: General Contractors, residential and commercial……………………………………………………….#

MCC 1520: General Contractors, residential and commercial…………………………………………#

MCC 1711: Air Conditioning, Heating, and Plumbing Contractors………………………………………………..#

MCC 1711: Air Conditioning, Heating, and Plumbing Contractors…………………………………..#

MCC 1731: Electrical Contractors…………………………………………………………………………………………………#

MCC 1731: Electrical Contractors……………………………………………………………………………………#

MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors…………………#

MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors……#

MCC 1750: Carpentry Contractors………………………………………………………………………………………………..#

MCC 1750: Carpentry Contractors………………………………………………………………………………….#

MCC 1761: Roofing and Siding, Sheet Metal Work Contractors……………………………………………………#

MCC 1761: Roofing and Siding, Sheet Metal Work Contractors……………………………………..#

MCC 1771: Concrete Work Contractors………………………………………………………………………………………..#

MCC 1771: Concrete Work Contractors…………………………………………………………………………..#

MCC 1799: Contractors, Special Trade; not elsewhere classified………………………………………………….#

MCC 1799: Contractors, Special Trade; not elsewhere classified…………………………………….#

MCC 2741: Miscellaneous Publishing and Printing…………………………………………………………………………#

MCC 2741: Miscellaneous Publishing and Printing…………………………………………………………..#

MCC 2791: Typesetting, Plate Making, and Related Services………………………………………………………..#

MCC 2791: Typesetting, Plate Making, and Related Services………………………………………….#

MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations………………………………………..#

MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations………………………….#

MCCs 3000 through 3350: Airlines, Air Carriers…………………………………………………………………………….#

MCCs 3000 through 3350: Airlines, Air Carriers……………………………………………………………….#

MCCs 3351 through 3500: Car Rental Agencies……………………………………………………………………………#

MCCs 3351 through 3500: Car Rental Agencies………………………………………………………………#

TCC A#

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts…………………………………………………………#

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts…………………………………………..#

TCC H#

3738, 3739, 3740, 3741, 3742,#

3743, 3744, 3745, 3746, 3747,#

3748, 3749, 3750, 3751, 3752#

3753, 3754, 3755, 3756, 3757,#

3758, 3759, 3760, 3761, 3762,#

3763, 3764, 3765, 3766, 3767,#

3768, 3769, 3770 3771, 3772,#

3773, 3774, 3775, 3776, 3777,#

3778, 3779, 3780, 3781, 3782,#

3783, 3784, 3785, 3786, 3787,#

3788, 3789, 3790, 3791, 3792,#

3793, 3794, 3795, 3796, 3797,#

3798, 3799, 3800, 3801, 3802,#

3803, 3804, 3805, 3806, 3807,#

3808, 3809, 3810, 3811, 3812,#

3813, 3814, 3815, 3816, 3817,#

3818, 3819, 3820, 3821, 3822,#

Quick Reference Booklet

Merchant Edition

Contents

Holiday processing schedule…………………………………………………………………………………………..

Overview settlement U.S. dollar holiday schedule…………………………………………………………………

Settlement holidays………………………………………………………………………………………………………………

Acceptor business codes (MCCs)………………………………………………………………………………….

Acceptor business codes (MCCs)

Overview………………………………………………………………………………………………………………………………..

Acceptor business code (MCC) criteria……………………………………………………………………………………………….

Acceptor business code (MCC) criteria………………………………………………………………………………….

Required use of MCCs…………………………………………………………………………………………………………………………

Required use of MCCs……………………………………………………………………………………………………………

Transaction Category Codes……………………………………………………………………………………………………………….

Transaction Category Codes…………………………………………………………………………………………………

Definitions: Transaction Category Codes and types of transactions…………………………………………….

Definitions: Transaction Category Codes and types of transactions……………………………….

Acceptor business (AB) programs and descriptions……………………………………………………………………….

Acceptor business (AB) programs and descriptions…………………………………………………………

MCC descriptions………………………………………………………………………………………………………………………………..

MCC descriptions…………………………………………………………………………………………………………………..

MCC Listing…………………………………………………………………………………………………………………………………………

MCC Listing…………………………………………………………………………………………………………………………..

Downloading the MCC Listing spreadsheet…………………………………………………………………………………..

Downloading the MCC Listing spreadsheet……………………………………………………………………..

Acceptor business codes (MCCs): extended………………………………………………………………………………………..

Acceptor business codes (MCCs): extended………………………………………………………………………….

MCC 0742: Veterinary Services……………………………………………………………………………………………………..

MCC 0742: Veterinary Services………………………………………………………………………………………..

MCC 0763: Agricultural Cooperatives……………………………………………………………………………………………

MCC 0763: Agricultural Cooperatives………………………………………………………………………………

MCC 0780: Horticultural and Landscaping Services………………………………………………………………………

MCC 0780: Horticultural and Landscaping Services………………………………………………………..

MCC 1520: General Contractors, residential and commercial……………………………………………………….

MCC 1520: General Contractors, residential and commercial…………………………………………

MCC 1711: Air Conditioning, Heating, and Plumbing Contractors………………………………………………..

MCC 1711: Air Conditioning, Heating, and Plumbing Contractors…………………………………..

MCC 1731: Electrical Contractors…………………………………………………………………………………………………

MCC 1731: Electrical Contractors……………………………………………………………………………………

MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors…………………

MCC 1740: Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors……

MCC 1750: Carpentry Contractors………………………………………………………………………………………………..

MCC 1750: Carpentry Contractors………………………………………………………………………………….

MCC 1761: Roofing and Siding, Sheet Metal Work Contractors……………………………………………………

MCC 1761: Roofing and Siding, Sheet Metal Work Contractors……………………………………..

MCC 1771: Concrete Work Contractors………………………………………………………………………………………..

MCC 1771: Concrete Work Contractors…………………………………………………………………………..

MCC 1799: Contractors, Special Trade; not elsewhere classified………………………………………………….

MCC 1799: Contractors, Special Trade; not elsewhere classified…………………………………….

MCC 2741: Miscellaneous Publishing and Printing…………………………………………………………………………

MCC 2741: Miscellaneous Publishing and Printing…………………………………………………………..

MCC 2791: Typesetting, Plate Making, and Related Services………………………………………………………..

MCC 2791: Typesetting, Plate Making, and Related Services………………………………………….

MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations………………………………………..

MCC 2842: Sanitation, Polishing, and Specialty Cleaning Preparations………………………….

MCCs 3000 through 3350: Airlines, Air Carriers…………………………………………………………………………….

MCCs 3000 through 3350: Airlines, Air Carriers……………………………………………………………….

MCCs 3351 through 3500: Car Rental Agencies……………………………………………………………………………

MCCs 3351 through 3500: Car Rental Agencies………………………………………………………………

TCC A

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts…………………………………………………………

MCCs 3501 through 3999: Lodging: Hotels, Motels, Resorts…………………………………………..

TCC H

3738, 3739, 3740, 3741, 3742,

3743, 3744, 3745, 3746, 3747,

3748, 3749, 3750, 3751, 3752

3753, 3754, 3755, 3756, 3757,

3758, 3759, 3760, 3761, 3762,

3763, 3764, 3765, 3766, 3767,

3768, 3769, 3770 3771, 3772,

3773, 3774, 3775, 3776, 3777,

3778, 3779, 3780, 3781, 3782,

3783, 3784, 3785, 3786, 3787,

3788, 3789, 3790, 3791, 3792,

3793, 3794, 3795, 3796, 3797,

3798, 3799, 3800, 3801, 3802,

3803, 3804, 3805, 3806, 3807,

3808, 3809, 3810, 3811, 3812,

3813, 3814, 3815, 3816, 3817,

3818, 3819, 3820, 3821, 3822,