Uber ($UBER)
Uber Technologies, Inc. provides ridesharing, courier services, food delivery, and freight.
- Industry: Transportation / Food Delivery
- Public Status: NYSE: UBER
- Official Site: www.uber.com
Technical Note: Uber transactions usually report as
MCC 4121 (Taxicabs and Limousines). Uber typically codes as Travel/Transit. UberEats codes as Dining (5812).
Ranked Card Rewards at Uber
| Card | Rate | Cash / $100 | Credits/mo | Network Perk | Why it Wins |
|---|---|---|---|---|---|
| American Express Gold Card | 1x Amex Points | $0.60 | $10.00 | — | Credit + Direct Partnership |
| Chase Sapphire Preferred | 5x Chase Points | $5.00 | — | — | Chase Travel Category |
| Citi Prestige Card | 5x Thankyou Points | $5.00 | — | — | Air Travel Category |
| The World of Hyatt Credit Card | 2x Hyatt Points | $4.60 | — | — | Dining Category |
| Robinhood Gold Card | 3x Cash | $3.00 | — | — | Base Rate |
| Chase Ink Business Premier | 2x Cash | $2.00 | — | — | Base Rate |
| Chase Ink Business Unlimited | 2x Cash | $1.50 | — | — | Base Rate |
How we calculate this
We join merchant transaction data (MCCs) with card reward structures to find the highest effective yield. For points programs, we assume a live valuation (e.g., 1 cent per Chase point) to provide a comparable “Cash Value” metric.
Suggested Merchant Category Codes (MCC)
The following categories are typically used by payment networks (Visa, Mastercard, Amex) to classify this merchant. These codes determine the reward yield for specific credit cards.
● MCC-4121
ISO 18245
Limousines and Taxicabs
Passenger automobile transportation services that do not operate on a regular schedule or an established route.
● MCC-5812
ISO 18245
Eating Places and Restaurants
Restaurants Merchants classified with this MCC prepare food and drinks for immediate consumption, typically on the Merchant’s premises. These Merchants typically provide table service and may include alcoholic beverages on the menu. This MCC includes food delivery for Merchants qualifying for this MCC. Cafes, Restaurants Cafeterias Diners – Eating Establishments Soda Fountains Restaurants Restaurants