L.L.Bean is a legendary American retailer known for its durable outdoor gear, apparel, and its famous “Bean Boot.” Whether you are outfitting yourself for a camping trip or buying a reliable winter jacket, L.L.Bean purchases can represent a significant chunk of your retail spending.
L.L.Bean Mastercard
L.L.Bean offers a co-branded Mastercard issued by Citi. The card traditionally offers:
- High rewards rates (often 4% or more) on purchases made directly at L.L.Bean.
- 2% back at restaurants and gas stations.
- 1% back everywhere else.
- Free return shipping on L.L.Bean orders.
Should you get the store card? If you are a loyalist who spends thousands of dollars a year at L.L.Bean, the co-branded card is compelling. However, the rewards are typically locked into “Bean Bucks,” which can only be redeemed toward future L.L.Bean purchases.
Alternative Credit Cards for L.L.Bean
If you prefer flexible cash back or travel points, consider using:
- Cards with Online Retail Multipliers: Cards like the Amex Blue Cash Everyday or Bank of America Customized Cash Rewards (if you set your category to online shopping) can earn you 3% cash back on L.L.Bean web orders.
- Flat-Rate Cash Back Cards: A simple 2% cash back card (like the Citi Double Cash or Wells Fargo Active Cash) ensures you get a solid, flexible return without being locked into a specific store’s ecosystem.