The flag carrier of Spain.
Technical Note: Iberia transactions typically report under MCC codes:
4511. This helps determine which card multiplier applies.
Ranked Card Rewards at Iberia
| Card | Rate | Cash / $100 ? Liquidation floor for this currency (Statement credit/Bank deposit). | Credits/mo | Network Perk | Why it Wins |
|---|---|---|---|---|---|
| Chase Sapphire Preferred | 5x Chase Points | $5.00 | — | — | Chase Travel Category |
| Citi Prestige Card | 5x Thankyou Points | $5.00 | — | — | Air Travel Category |
| Robinhood Gold Card | 3x Cash | $3.00 | — | — | Base Rate |
| Chase Ink Business Premier | 2x Cash | $2.00 | — | — | Base Rate |
| Chase Ink Business Unlimited | 2x Cash | $1.50 | — | — | Base Rate |
| The World of Hyatt Credit Card | 1x Hyatt Points | $1.00 | — | — | Base Rate |
| Gold Rewards Card | 1x Amex Points | $0.60 | — | — | Base Rate |
Value of Transferring to Iberia Plus
Standardized value of transferring 1,000 points. Often, transferring to partners provides a "Value Boost" compared to fixed-rate redemptions.
| Card | Ratio | 1k Pts Value (Source) | 1k Pts Value (Iberia) | Value Change | Speed | Process |
|---|---|---|---|---|---|---|
| Chase Sapphire Preferred | 1:1 | $10.00 | $10.00 | No Change | Unverified | Unverified |
How we calculate this
We join merchant transaction data (MCCs) with card reward structures to find the highest effective yield. For points programs, we assume a live valuation (e.g., 1 cent per Chase point) to provide a comparable “Cash Value” metric.
Suggested Merchant Category Codes (MCC)
The following categories are typically used by payment networks (Visa, Mastercard, Amex) to classify this merchant. These codes determine the reward yield for specific credit cards.
● MCC-4511
ISO 18245
Airlines and Air Carriers (Not Elsewhere Classified)
air carriers that do not have their own specific MCC. MCC